Best Risk-Based Authentication Software
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Compare the Top Risk-Based Authentication Software as of October 2025
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What is Risk-Based Authentication Software?
Risk-based authentication (RBA) software are authentication tools that take into account informational and behavioral risk when authenticating users attempting to access systems or identity verification. Compare and read user reviews of the best Risk-Based Authentication software currently available using the table below. This list is updated regularly.
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1
FusionAuth
FusionAuth
FusionAuth supports Risk-Based Authentication (RBA) by enabling adaptive security policies based on user behavior, device, IP address, geo-location, and other contextual signals. Through its extensible architecture and event-driven webhooks, you can trigger step-up authentication, deny access, or flag anomalies in real time. FusionAuth allows full customization of authentication flows, empowering developers to build intelligent risk models and respond dynamically to threats. Combined with MFA and other controls, RBA enhances account protection without degrading the user experience—making it ideal for organizations implementing zero-trust security or compliance-sensitive environments.Starting Price: $0 -
2
GateKeeper Enterprise
Untethered Labs, Inc.
Passwordless, proximity login to PCs, Macs, websites, and desktop applications. Hands-free, wireless 2FA and password manager through active proximity-detection. IT admins can dynamically allow users to log in to their computers and websites with a physical key either automatically, by touch, by pressing Enter, or with a PIN. Seamlessly login, switch users, switch computers, and logout without passwords, touch, or trouble - just a key. Once a user walks away, the computer will lock, blocking access to the computer and web passwords. With continuous authentication, users are always being checked to ensure that they require access. No more typing passwords. Admins and compliance can now automate password security from a central admin console: enforce stronger passwords, enforce 2FA, and give employees the power of password-free login without interrupting workflow. Reduce helpdesk tickets related to forgotten passwords/password resets. Login and auto-lock with proximity.Starting Price: $3/user/month -
3
Cisco Duo
Cisco
Cisco Duo is a cloud-based identity security solution that protects organizations from identity-based threats and boosts workforce productivity. Trusted by over 40,000 organizations worldwide, Duo delivers an exceptional access management experience across all users, devices, and applications, making access to resources secure, seamless, and easy. Duo with Cisco Identity Intelligence provides deep visibility across your identity ecosystem, adding a powerful security layer to any identity infrastructure. Offer users a world-class access experience through Duo Passport to eliminate MFA friction and fatigue without sacrificing security. To stop threats, Duo verifies user identities with strong authenticators including Duo passwordless, Verified Duo Push with number matching, and phishing-resistant factors like biometrics and FIDO2 security keys. Paired with deep insights into users’ devices, Duo gives you the control to adaptively limit access based on device health or user risk.Starting Price: $3 per user per month -
4
LastPass
LastPass
LastPass is a cloud-based password manager available on any system or device, ensuring credentials are protected, private, and always within reach. Simple to set up and effortless to use, LastPass delivers the world's most convenient password management experience for consumers and businesses of all sizes and technical requirements. Say goodbye to password fatigue by generating, sharing, accessing, and managing credentials at the click of a button, while preventing bad actors from accessing precious data and account logins. Businesses also utilize LastPass to consolidate their tech stacks or to fill access management gaps with native integrations for MS Entra, Okta, and other IdPs and IAMs. With over 100 customizable policies, flexible privileges, detailed reporting, MFA and passwordless authentication options, LastPass makes it easy for organizations with numerous logins and increasing security risks to standardize password management company wide.Starting Price: $4 per user per month -
5
Ondato
Ondato
Ondato is a tech company that streamlines KYC and AML-related processes. We're providing advanced technological solutions for digital identity verification, business customer onboarding, data validation, fraud detection, and more. All of them meet the highest quality standards available for KYC online or offline onboarding for all business and customer types orchestrated from a single interface. We're turning compliance into a business benefit by creating a safer environment for organizations and individuals alike.Starting Price: €149.00/month -
6
The OptimalCloud
Optimal IdM
The OptimalCloud platform is a full featured, award winning, SSO Federation & IAM solution that provides a single point of authentication, policy management and auditing for a seamless end user experience. The OptimalCloud is deployed in workforce and consumer scenarios, used by some of the most recognizable companies on the globe, and used in some of the most secure environments in the world. Each feature-rich pricing tier comes with multi-factor authentication (MFA), because proper security shouldn't cost extra. The OptimalCloud is integrated with more than eleven thousand applications, simplifying set up and configuration and also has 24 x 7 x 365 support with a guaranteed uptime of 99.99%.Starting Price: $2/user/month -
7
HYPR
HYPR | The Passwordless Company
HYPR fixes the way the world logs in. Organizations are faced with the challenge of achieving secured and seamless authentication coupled with a flawless user experience at a time when it’s more critical than ever. HYPR’s passwordless multi-factor authentication (PMFA) platform decouples authentication from the organization’s current and future identity providers and eliminates the traditional trade-off between security and user experience by providing uncompromising assurance and consumer-grade experience with true passwordless and phishing-resistant MFA. The solution is trusted by more than 60M users worldwide. With deployments taking hours rather than weeks or months, organizations decrease the risk of attack, increase positive user experience, and lower operational costs.Starting Price: $4.00 per user/month -
8
UserLock
IS Decisions
Secure Active Directory user logins with Multi-Factor Authentication, Single Sign-On, contextual access controls, and real-time monitoring and reporting. UserLock helps administrators to manage and secure access for every user, without obstructing employees or frustrating IT.Starting Price: $2.00/month/user -
9
LogMeOnce
LogMeOnce
A formidable cyber security defense should be mindful to thwart internal and external threats. External and internal threats have one common denominator. The end user’s adherence to security, policy, and best practices. External elements exploit an unsuspecting internal user’s adherence to sound security policies to find their way in. Granted, external threats can be addressed with various mechanisms such as firewalls, but, inherently it has its roots and seeds in weak internal shortcomings. However, you can easily curb internal threats by simply establishing “automatic & enforceable” security policies, advising end-users to adhere to secure access protocols with trusted credentials. Thankfully, LogMeOnce Patented Technology offers plenty of ways to protect your team members, credentials, and agency with advanced automated authentication. LogmeOnce dashboard creates powerful and unified access to a user’s entire disparate/numerous set of applications.Starting Price: $3 per user per month -
10
BeyondCorp Enterprise
Google
A zero trust solution that enables secure access with integrated threat and data protection. Provide secure access to critical apps and services. Safeguard your information with integrated threat and data protection. Simplify the experience for admins and end-user with an agentless approach. Improve your security posture with a modern zero trust platform. Built on the backbone of Google’s planet-scale network and infrastructure to provide a seamless and secure experience with integrated DDoS protection, low-latency connections, and elastic scaling. A layered approach to security across users, access, data, and applications that helps protect every click from malware, data loss, and fraud. Integrates posture information and signals from leading security vendors, for extra protection. Easily configure policies based on user identity, device health, and other contextual factors to enforce granular access controls to applications, VMs, and Google APIs.Starting Price: $6 per user per month -
11
MonoCloud
MonoCloud
MonoCloud is a developer-focused platform designed to streamline authentication, authorization, and user management for applications across multiple environments, including web, mobile, IoT devices, and more. It enables developers to easily integrate secure and customizable login processes, supporting a range of authentication methods such as passwords, magic links, one-time passcodes, and social logins like Google, Facebook, and Apple. Built with a strong emphasis on reducing user friction, MonoCloud offers a branded and smooth authentication experience. The platform includes advanced features such as mutual TLS, brute-force protection, and global session management, making it a comprehensive solution for handling user access across various applications and devices. In addition, MonoCloud is designed with developers in mind, providing extensive documentation, integration guides, and support for various front-end and back-end frameworks.Starting Price: $0 -
12
TeleSign
TeleSign
Deliver timely, personalized information through global SMS/RCS and voice cloud communications. Gain a deeper understanding of your customers from actionable global phone number and subscriber data intelligence. Code once and message your customers at scale using TeleSign’s Messaging API - complete with waterfall delivery between channels. TeleSign Messaging API includes SMS, RCS, and WhatsApp to help you build secure digital communications that connect you with your customers anywhere in the world. Integrate a single Messaging API and start sending reliable, secure SMS, RCS and WhatsApp messages to your customers today. Choose one or all three channels to broaden your programmable messaging strategy and expand your audience. Reach more customers with 120+ optimized points-of-presence and 700+ direct-to-carrier routes. -
13
IBM Verify
IBM
Infuse cloud IAM with deep context for risk-based authentication to enable frictionless, secure access for your consumers and workforce. As organizations modernize hybrid multi cloud environments using a zero-trust strategy, identity and access management can no longer remain siloed. In a cloud environment, you need to develop cloud IAM strategies that use deep context to automate risk protection and continuously authenticate any user to any resource. Your journey should match your business requirements. Maintain existing investments and protect on-premises applications as you design and customize the right cloud IAM architecture to either replace or complement your infrastructure. Your users want one-click access from any device to any application. Onboard new federated applications to single sign-on (SSO), embed modern multi-factor authentication (MFA) methods, simplify logistics and give developers consumable APIs. -
14
It'sMe
Acceptto
Employees hate using passwords as much as you hate managing password vulnerabilities. More passwords and tokens lead to greater security risk, fatigue, and cost. It’s time to get rid of them for good. 89% of security professionals claim that a more advanced multi-factor authentication tool that provides continuous, behavioral authentication would improve their company’s security posture. Acceptto provides users with Intelligent MFA that intuitively authorizes access to applications and continues authenticating post-authorization. We prevent account takeovers, even if hackers have already acquired passwords. ItsMe™ Intelligent Multi Factor Authentication (MFA) increases your security by authorizing access attempts to a registered device in real-time, be it through a push notification or verification code (SMS, TOTP, email, and etc.). With our timed based one-time password (TOTP), security key, or biometric options, you can authenticate access even when offline. -
15
Privakey
Privakey
Privakey’s transaction intent verification provides a secure channel to streamline high risk exchanges between services and their users. Now available as a cloud service. Fraud is everywhere yet so is your competition. Enterprises are constantly seeking to delight their customers while balancing experience and security. It’s a challenging problem that’s getting tougher every year. So how can you securely engage with your customers, and gain their trust of you during sensitive exchanges, in a way that doesn’t add frustration to the process? The answer is Privakey. Transaction intent verification (TIV) is the combination of strong identity assurance and contextual response into one intuitive user experience. Common examples of TIV include payment confirmations, wire transfer approvals and account update acknowledgements. Our solution utilizes asymmetric cryptography, mobile biometrics and secure notifications to ensure the integrity of every exchange. -
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TWOSENSE.AI
TWOSENSE.AI
Quickly catch unauthorized users and get a better understanding of your organization's highest risks with our dynamic dashboard, whether that be password reuse, credential sharing, unmanaged device use and more. Integrate with your SIEM to keep alerts in one place. TWOSENSE invisibly authenticates users throughout a session and automatically responds to 95% of MFA challenges for your users reducing MFA friction. Find out exactly how much security fatigue is costing your organization. Our software is SSO enabled, SAML and RADIUS ready which means that you can use your existing login workflows and deploy the same day. Validating employees or customers using behaviors is more secure than usernames and passwords, for several years, the Defense Department has been working on ways to identify employees more securely, in part to augment and perhaps replace its existing identification cards that date back to 2000. -
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Strivacity
Strivacity
Strivacity adds secure customer identity and access management (CIAM) capabilities to your online properties fast so you can grow your revenue, stay compliant with fast-changing privacy regulations and personalize your service with the insights you’ll get into how your customers interact with you. We can plug into your existing app, let your customers self-service their accounts and scale as fast as your business can grow. It's OK if you've outgrown your CIAM solution. We use clicks (not code) to reduce your TCO and get your customers where they’re going. Our Isolation by Design™ architecture secures regulated data and satisfies privacy standards like GDPR and CCPA. When you add in requirements from security and legal teams, the focus on the “C” (aka your customers) often gets lost. Strivacity keeps the focus on your customer with one solution that meets everyone’s needs, goes live faster and doesn’t require an army of developers and consultants to feed and water it.Starting Price: $500 per month -
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BioCatch
BioCatch
BioCatch delivers advanced behavioral insights to provide global organizations with actionable intelligence so you can create a secure customer journey. BioCatch analyzes a user's physical and cognitive digital behaviors to generate insights that distinguish between legitimate applicants and cybercriminals. BioCatch detects behavioral anomalies indicative of human and non-human cyberthreats such as Remote Access Tools attacks, Bots, malware and manual account takeover methods. BioCatch detects subtle behavioral indicators that suggest a victim is being unwittingly guided through a fraudulent money transfer. BioCatch's Al-driven behavioral biometrics technology significantly reduces online fraud and enables online identity verification, without compromising the user experience. BioCatch's patented solution is designed to protect identities online while providing web and mobile users with a frictionless experience. -
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Trusona
Trusona
Trusona, the pioneering leader of passwordless authentication for digital businesses, provides a phishing-resistant alternative to passwords and SMS OTPs. Trusona Authentication Cloud is a passkey-as-a-service platform, offering the simplest, quickest and least expensive way to add passkeys to your website. It improves business growth and profitability with sign-ins that delight your customers, mitigating top threats like phishing and account takeovers (ATOs) while providing a UX designed for the way people live. Organizations in iGaming, travel, financial services, healthcare and more, trust Trusona for their passwordless authentication initiatives. -
20
Sift
Sift
Sift’s Digital Trust & Safety suite is every fraudster's nightmare. We secure your business at scale support explosive growth. Proactively stop account takeover, payment fraud, and scam content from destroying your brand's integrity. So: what’s your goal? -
21
Accops HyID
Accops Systems
Accops HyID is a futuristic identity and access management solution that safeguards critical business applications and data from misuse by internal as well as external users, by managing user identities and monitoring user access. HyID provides enterprises with strong control over endpoints, enabling contextual access, device entry control and flexible policy framework. The out-of-the-box MFA is compatible with all modern and legacy apps, cloud and on-prem apps. It enables strong authentication based on OTP delivered via SMS, email and app, biometrics, and device hardware ID & PKI. Single sign-on (SSO) feature provides better security and convenience. Organizations can monitor security posture of the endpoints, including BYOD devices, and grant or deny access based on real-time risk assessment. -
22
UnifyID
UnifyID
Use UnifyID's authentication platform to remove passwords and one-time passcodes (OTP) from your user experience while improving security and consumer convenience. UnifyID offers Multi-Factor Authentication services that combine deterministic, behavioral biometric and environmental attributes using machine learning to uniquely identify users. Applies advanced machine learning to behavioral biometrics and environmental factors to create a secure digital fingerprint of the user. Passive authentication eliminates painful user experiences, causing poor adoption for Multi-Factor Authentication programs. Say goodbye to annoying passcodes, security questions or even passwords altogether. Our patent-pending technology leverages dynamic user attributes, such as motion and environment, which are neither known by the user nor remotely observable by an attacker; eliminating phishing and bot threats. We designed our solution with developers in mind. -
23
Ionic Machina
Ionic
Data security is managed in silos, but sensitive data traverses multiple applications, environments, data stores, and devices. This makes it challenging to scale data security and implement consistent access controls. Machina is your agile and dynamic authorization solution that easily handles modern challenges. Manage your shared responsibility to secure data at rest and in transit in the cloud and on-prem. Track how data is handled and accessed; audit how policies are enforced across your organization. Deliver context-aware dynamic authorization for each access request to maintain least privilege. Abstract access logic from app code to orchestrate policy enforcement across multiple environments. Implement and enforce consistent access policies in real-time across applications, repositories, workloads, and services. Monitor and analyze data handling and policy enforcement across your enterprise, and generate audit-ready proof of compliance. -
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Using the NetIQ Risk Service engine, you have the option to consume both static and behavior risk metrics to adapt your users’ authentication experience and access security level. This enables you to keep access as simple as possible for your users while protecting your private information. Beyond Azure AD’s base set of multi-factor authentication options, the NetIQ Advanced Authentication framework gives you the freedom to adopt a wide variety of additional authentication types. It also enables you to secure access across your entire mix of on premises and cloud services, whether or not they reside in your Azure environment. A key component of securing your environment is ensuring authentication across all of your users’ entry points. It’s common for organizations to have multiple authentication infrastructures and policies. NetIQ Advanced Authentication offers a single framework for all of your authentication needs, providing consistent security, simplified administration, etc.
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25
NuDetect
NuData Security
Our solution combines the power of our four integrated layers of security to verify users based on their inherent behavior. Used by major global brands, this solution protects online environments from login to logout. Don’t miss anything during a session. NuDetect is placed at different points across the environment to monitor users from the moment they enter your website until they leave. Find anomalous activity before it results in fraud. With our real-time solution, threats get blocked as they try to access your environment. Protect your customers passively. By looking at behavioral and device-based information, protect your users while they seamlessly enjoy your environment. No friction added. Evolve without lifting a finger. As we gather billions of data points, NuDetect for Continuous Validation learns to recognize your trusted customers, even as their online habits change. Machine learning capabilities adapt to user changes for higher recognition accuracy. -
26
Pindrop
Pindrop
Fraud in the contact center is a multi-billion dollar problem. With 1 out of every 770 fraudulent calls getting to agents. It is an arms race between fraudsters and call center teams to outsmart and outmaneuver each other. In the IVR, one out of 390 accounts being accessed in the IVR will be the victim of a fraud attack. Fraud loss directly impacts a company’s bottom line, customer experience, and brand perception. Pindrop® is a multifactor, real-time, fraud prevention solution that analyzes calls into the contact center for voice, device, and behavior to find up to 80% of phone channel fraud, predict future fraud 60 days in advanced, provide a complete cross-channel view of fraud, reduce costs and review rates, and harden the company against attacks. Determine call risk and account risk in the IVR to prevent data theft, account mining, ATO, and omni-channel fraud. Get real time call risk on every call with real-time alerts for agents on potential fraudulent callers. -
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Axiom Protect
Axiom Protect
To empower your multiple IT systems( On-premise, cloud or hybrid) by embedding multifactor security to suit each individual system, service, workflow and user's preference. Central Control to meet your business needs and regulatory compliance comes from policies and settings. Default to Custom all with simple clicks. Inbuild Complex Password Source to external LDAP/Active Directory synchronized user and operator sources for consolidation. Bringing trust through user's devices makes authentication more flexible and stronger. Multiple users on a single device or multiple devices for a single user is a business need. It's not hard if you have a good platform. Everything is DATA. Data at rest & at transit security at mobile, web, iOT device, Server, files / DB. Customised security grades with varied key lengths & algorithms. No expensive VPN. SDK and APIs available. 99%+ accuracy to build your EKYC or remote access authentication comes by pure 100% AI/DL based facial biometrics. -
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Castle
Castle
Feed Castle any user event for real-time scoring and threat detection. Receive synchronous decisions to block spam registrations and account takeover attempts. Less friction means higher conversion. Our invisible APIs let you simplify your registration flow while keeping the spam out of your system. Get advanced credential stuffing protection straight out of the box with Castle's industry leading account takeover protection. Whether it’s at registration, login, or anywhere in-app, Castle can screen any key user events to filter out the bad bots from the good ones. Detection is only half the battle. Automate account recovery flows, step-up auth, or end user alerts with Castle Webhooks & Notifications. Castle profiles your app’s nuanced traffic, its unique users, and each device independently. By learning what’s normal for your app and your users, Castle uniquely identifies anomalies and risks.Starting Price: $33 per month -
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AuthControl Sentry
Swivel Secure
Deployed in over 54 countries and implemented across enterprises including finance, government, healthcare, education, and manufacturing, AuthControl Sentry® provides organisations with true multi-factor authentication (MFA). It delivers an intelligent solution to prevent unauthorised access to applications and data. AuthControl Sentry® has the flexibility to support a range of architectural requirements and the ability to ensure maximum adoption, thanks to its variety of authentication factors. Patented PINsafe® technology for ultimate security. Supports on-premise and cloud for changeable architecture. A single tenancy and single-tiered cloud solution ensures optimised customization. Risk-based authentication and single sign-on as standard. Integrates seamlessly with hundreds of applications. Ensures maximum adoption with an extensive range of authenticators. -
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RSA ID Plus
RSA Security
Powerful cloud solutions to support your digital transformation at your own pace — tailored to fit every identity and access management requirement. ID Plus also includes the new, multi-functional DS100 hardware authenticator. All plans can be flexibly deployed in the cloud, on-prem or hybrid. And all can be easily adjusted as your needs change. Try ID Plus cloud multi-factor authentication (MFA) solution — one of the most secure products on the market, and the world’s most deployed MFA. Find out why: sign up for our free 2-week trial.