Established in 2015, Afterpay is an international payments platform that “enables financial wellness for the next generation of shoppers” — what that means is that it allows consumers to buy-now and pay-later (in four installments) on select retailers both online and in-store. Targeted squarely at a younger, credit card-averse audience, Afterpay tries to curve over-spending and accruing of debt by locking users’ ability to spend until they are caught up with their payments. The company...
