Well we were all the way in the left lane on our way to a store across town on a 3 lane highway. All the way to the right, we see this car WAY over react to a bit of tire in the road. She swerves back and forth a bit and completely loses control, and her car spins out and flies into our lane. We were already slamming on the breaks when we saw her swerving so we weren't going full speed limit but we still hit pretty hard. Our front right hit her front left. Then the back of our car slammed into the median. Everyone is ok. The front bumper that bends around towards the wheel is kind of jacked up and the rest is a bit uneven but the glass over the lights is only a bit cracked. Our back bumper got completely knocked off and the glass over the back left lights is half shattered. Um, car would be totally drivable buuut the airbags half deployed. The air sounded and the light says they went off but they didn't, so we didn't want to drive home just to have them deploy because we went over a bump or something. Also the drivers side seatbelt is totally locked up, the cover that goes over it even popped off. Girl's car's transmission thing blew up, there was fluid everywhere. Her car ended up just about totaled and she only got hit by us, she didn't hit the rail or anything. One of her headlights totally popped out too heh looked kinda funny. Pretty crazy considering we collided in pretty much the same spot. Pretty sure it was a family car, she didn't even have a license. We have full coverage and it wasn't our fault but we are being told we may have to pay a collision collateral (1k). I don't fucking have $100 let alone 1k. I also wasn't wearing my seatbelt but I am kind of glad, I had a really bad day at work so my shoulder is already in excruciating pain, I couldn't even imagine how bad it would be if my shoulder took the brunt of the impact. Since I saw the accident coming I was able to brace myself so I wasn't even phased. So anyway yea fml. Need to find a way to work now too.