No Spend Journal
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No spend journal

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Jess 💜 Bullet journal ideas on Instagram: "Finally got around to setting my "rules" for the no spend / low spend challenge I have for the year ahead 🥳 Let's have a look! To make tracking things on this page super simple I decided to only have two categories; either a yes spend day in black, or a no spend day in grey 👏 This doesn't necessarily mean no spending money at all though as there are some categories that I have deemed to be “safe” or “allowed” which won’t break my no spend / low spend 😄 The categories that I have decided are exempt are bills, groceries, essential items, and preplanned spending 💪 An example of this would be if Vogel and I decide we want to go out for a date night (a couple of days before the day it's happening) and as part of that we choose a restaurant to go t No Spend Journal, No Spend Journal Page, No Spend January Bullet Journal, No Spend Bullet Journal Layout, Bullet Journal No Spend, No Spend Bullet Journal, Bullet Journal No Spend Tracker, No Spend Month Bullet Journal, No Spend Rules Bullet Journal
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