I WORK IN COSTUMES AND CAN TALK ABOUT THIS MORE SPECIFICALLY

It's not just that we're unionized, though that absolutely plays into the financial aspect of it to a degree. There is 100% not just an anti-labor and anti-artistic sentiment, but also just an overall shift from these productions being treated as less like storytelling and performance, like they were in the past, and more like corporate investments and business endeavors. Everything is bottom line vs potential profits, marketability, and modern trends, or what will trend on tiktok, and you have to design to that constantly.

It's also that filmmaking has developed the expectation of making movies on such a short production time that there's no time to MAKE amazing beautiful pieces like this. A good gown may take weeks or months to complete and many rounds of fittings and mockups, and might be very heavy or restrictive to actors and limit how long they can shoot in a given costume. From my experience, things are decided on one day and have to be ready to shoot in a few weeks, and that's only if the writers aren't constantly having to make last second changes because the directors and producers change their visions constantly on a dime, down to the very last minute, and there's nothing we can do as the costume team except make it happen or make a REALLY good case for why we can't just find some cheap option fast that would work instead. So you might spend thousands on that beautiful dress only for them to completely cut the scene, change the context entirely in rewrites, or just decide they don't like the dress and want something else.

And because directors and producers get last say, and often they have Bad Taste and want things that are modern and marketable, and often will think things look great that are actually pretty unfitting for the character or make no sense for the design of the film, they insist on bad choices that then get pushed through to the end result of the film. Actors do this too sometimes, like what happened with Emma Watson and Belle's dress in the live action Beauty and the Beast remake, but usually only the big name actors have enough star power to swing full changes like that.

And of course, yes, there's not enough budget for high quality work. Costumers, like everyone else on film sets right now, are expected to stretch the budgets they're given to 'make it work' because so many have (in order to make the producers happy and keep their jobs). And in return, quality goes down, because in order to build a costume you need good fabric, embellishments, and labor. Good fabric costs a lot of money, embellishments cost a lot of money, hand fitting and skilled labor cost a lot of money, and costume budgets are being given none of that because the studios are incredibly strict and frugal with what they expect you to spend so they can make the most profit off of a given project, so cuts to quality end up being made somewhere in order to make up the difference and get the actors clothed.

I've rambled enough, but basically, yes, unions, but also there's a lot of deeper layers that go into why these things have been declining that are all interconnected and related to the general commodification of art and framing of art as content to consume rather than stories to tell that's happened in the past ten years or so.

and it results in VERY VERY GOOD costumers being hampered

Rings of Power? that was Kate Hawley. who also did Crimson Peak (2015) and produced costumes like this:

so it's not always a skill issue, to be sure

To continue with “it’s not always a skill issue”, Jenny Beavan designed the costumes both for Ever After and Cruella.

It just shows what a talented designer can do with time and resources (and no interfering from directors, producers or actors).

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

FYI this is what the logo looks like and Apple Cash is FDIC insured.

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

1. For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.
2. The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.
3. Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.
4. Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.
5. These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.
6. All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

Did anyone else hear just one single angelic note

WHAT HAPPENED HERE

the angelic note is playing at your dashboards resonant frequency. shaking its miserable posts apart