fuck therapy i’m becoming a knight

2026 will be the year of cabbage. cabbage will make her comeback. she will be all the rage, the hot trend. sauerkraut coleslaw kimchi are just the start. cabbage rolls. cabbage on every burger. cabbage on your toast. fried cabbage patties. i’m callin it nowwww folks

Are you okay, king??

if the kraken and sharks get good at the same time we will have a beautiful toxic rivalry <3

current events at the bottom of the pacific

Oh, the comments are GOLD

Great job everyone

phineas and ferb heritage post

television exists so that lesser known actors can be cast in random mid to decent shows nobody watches where they will deliver astonishing performances potentially superior to anything winning any kind of award for no reason at all

mutual: *interacts with a post i maid*

me: woah, i thought u despised me and wanted me 2 die a gruesome death based on 0 evidence, but im so glad u r actually deeply in love with me instead. i will forget this in less than a day

i genuinely dont think yall understand how public defenders work and as an attorney that genuinely scares me

you dont automatically qualify for a public defender. you are entitled to representation. you are not entitled to the government providing it unless you cannot afford it.

you cannot receive state-funded representation unless the government determines that you are indigent or incompetent.

What's considered "indigent" varies from state to state. but in my statee they consider not only your income, but your assets and any income from anyone in your household. got a car? the government assumes you can sell it to pay for an attorney.

do you make over 26k/year? the government has decided that you can afford an attorney. you are not entitled to a public defender. you want an attorney? youre going to have to retain a private attorney or just. go it alone. unrepresented.

A recreation of what I saw when I was passing my boss's desk

being anti ai is making me feel like in going insane. "you asked for thoughts about your characters backstory and i put it into chat gpt for ideas". studies have proven its making people dumber. "i asked ai to generate this meal plan". its causing water shortages where its data centers are built. "ill generate some pictures for the dnd campaign". its spreading misinformation. "meta, generate an image of this guy doing something stupid". its trained off stolen images, writing, video, audio. "i was talking with my snapchat ai-" theres no way to verify what its doing with the information it collects. "youtube is impletmenting ai based age verification". my work has an entire graphics media department and has still put ai generated motivational posters up everywhere. ai playlists. ai facial verification. google ai microsoft ai meta ai snapchat ai. everyone treats it as a novelty. every treats it as a mandatory part of life. am i the only one who sees it? am i paranoid? am i going insane? jesus fucking christ. if i have to hear one more "well at least-" "but it does-" "but you can-" im about to lose it. i shouldnt have to jump through hoops to avoid the evil machine. have you no principles? no goddamn spine? am i the weird one here?

what the hell did i do

home goods blocked me

they told me to go Home cause i'm no Goods

TT post by @ crafty.lad (he/him).

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

If you don't want to deal with the large banking industry i get it. Go sign up for a local credit union. They're FDIC insured, your money stays local, and you can personally get to know and talk to your bank.

Probably the best piece of advice I ever got from my lawyer was opening a credit union account. They really are noticably better behaved than banks.

Your money IS NOT insured under the FDIC in a credit union account (they’re bank-only); it is insured under the NCUA instead. Insured institutions will typically put the logo or a statement about said insurance on the bottom of their webpages and mailers or letters. (Investment accounts in brokerages would be insured via the Securities Investor Protection Corporation, SIPC, but only against the brokerage going out of business or similar, not against market losses when the prices of things an investor owns go down.)

This matters a lot in this administration because there are so many attacks on regulation, especially the Consumer Financial Protection Bureau (CPFB) and attempts to do bullshit like force banks to bail out crypto speculators before US dollar holders, so I would not be surprised if they tried something there too.

We go over this exact topic (the FDIC, NCUA, and even threats to the CFPB) in this video essay:

FDIC Insured Banking Doesn’t Mean What You Think It Means: The Truth About Securing Your Savings