EDUC 110 MODULE Pre
EDUC 110 MODULE Pre
OBJECTIVES:
1. Define 21st Century education
2. Describe the 21st Century teacher and the needed innovative tools for learning
3. Examine the critical attributes of 219t Century education
4. Explain how 21 at Century education concepts can be integrated in the classroom Draw relevant life
lessons and significant values from the experience in practicing 21st Century education
5. Analyze research abstract on 21st Century education and its implications on teaching learning process
6. Prepare an evaluation instrument intended for 21 st Century teaching-learning
CONCEPT EXPLORATION
This modern society is ushered in by a dramatic technological revolution. It is an increasingly diverse,
globalized and complex media saturated society. According to Dr. Douglas Kellner, this technological revolution
bears a greater impact on society than the transition from an oral to print culture.
Education prepares students for life in this world. Amidst emerging social issues and concerns, there is a need
for students to be able to communicate, function and create change personally, socially, economically and
politically at the local, national and global levels by participating in real-life and real-world service-learning
projects.
Emerging technologies and resulting globalization also provi de unlimited possibilities for exciting discoveries and
developments.
This has become an innovation in education, from textb00k• driven, teacher-centered, paper-and pencil
schooling into a better understanding of the concept of knowledge and a new definiti on the educated person.
Therefore, it makes a new way of designing and delivering the curriculum.
Schools will go from 'buildings' to 'nerve centers', with open walls and are roofless while connecting teachers,
students and the community to the breadth of knowledge in the world.
Teachers will transform their role from being dispensers of information to becoming facilitators of learning and
help students translate information into knowledge and knowledge into wisdom.
Therefore, the 21st century will require knowledge generation, not just information delivery, and schools will
need to create a "culture of inquiry".
Learners will become adaptive to changes. In the past, learners spent a required amount of time in respective
courses, received passing grades and graduated. Today, learners are viewed in a new context.
These changes have implications for teachers: (1) Teachers must discover student interest by helping them
see what and how they are learning to prepare them for life in the real world; (2) They must instill curiosity,
which is fundamental to lifelong learning; (3) They must be flexible in how they teach; and (4) They must excite
learners to become more resourceful so that they will continue to learn outside formal school.
21st Century learning demands a school that excites students for school. There is a little or no discipline
problem because of strong student engagement. Likewise, parents are informed about positive changes in their
children. As a result, students manifest significant improvement in basic skills of reading, writing, speaking,
listening, researching, scientific explorations, math, multimedia skills and others.
The 21st Century Curriculum. The twenty-first century curriculum has critical attributes that are
interdisciplinary, project based and research-driven. It is connected to local, national and global communities, in
which students may collaborate with people around the world in various projects. The curriculum also integrates
higher order thinking skills, multiple intelligences, technology and multimedia, multiple literacies and authentic
assessments, including service learning
(http://edglossary.org/21st-century-skil/s).
The classroom is filled with self-directed students, who work independently and interdependently. The
curriculum and instruction are designed imbued with the concept of differentiation. Thus, instead of focusing on
textbook-driven or fragmented instruction, instruction turns to be more thematic, project-based and integrated
with skills and competencies purely not confined within themselves, but are explored through research and
concept application in projects and outputs
Learning is not confined through memorization of facts and figures alone but rather is connected to previous
knowledge, personal experience, interests, talents and habits.
The 21st Century Learning Environment. Typically, a 21st Century classroom is not confined to a literal
classroom building but a learning environment where students collaborate with their peers exchange insights,
coach and mentor one another and share talents and skills with other students. Cooperative learning is also
apparent, in which students work in teams because cooperation is given more emphasis than competition, and
collaborative learning more than isolated learning. They use technologies, including Internet systems and other
platforms.
Hence, in the process of creating a world-class 21st century learning environment, building new schools and
remodeling of present school facilities can be addressed toward creating environmentally friendly, energy-
efficient, and "green" schools. Inside every classroom, students shall apply their knowledge of research in life,
which is a clear indication of a relevant, rigorous, 21st century real-life curriculum.
An ideal learning environment also considers the kind of spaces needed by students and teachers in
conducting investigations and projects by diverse groups for independent work. An ideal learning environment
has plenty of wall space and other areas for displaying student work that includes a place where the parents
and the community can gather to watch student performances, as well as a place where they can meet for
discussions.
Technology in the 21st Century Pedagogy. Technologies are not ends in themselves but these are tools
students use to create knowledge for personal and social change.
21st Century learning recognizes full access to technology; Therefore, a better bandwidth of Wifi access should
be available along areas of the school for the students to access their files and supplement their learning inside
the classroom. Various laboratories and learning centers are set up in such a way that they allow space needed
for students' simulation and manipulative works. All classrooms should have televisions to watch broadcasts
created by the school and other schools around. Other resources in the sch ool can also be utilized by students
in creating opportunities for their knowledge explorations
(http://www.21stcenturysch001s..com/Critical_Pedagogy.htm).
Understanding 21st Century Learners. Today's students are referred to as "digital natives", while educators
as "digital immigrants" (Prensky, 2001). Most likely, digital natives usually react, are random' holistic and non-
linear. Their predominant senses are motion and touch. They learn through experience and learn differently.
Digital immigrants often reflect, are sequential, and linear. Their predominant senses are hearing and seeing.
They tend to intellectualize and believe that learning is constant (Hawkins and Graham, 1994).
Students' entire lives have been immersed in the 21st Century media culture. They take in the world via the
filter of computing devices, such as cellular phones, hand held gaming devices, PDAs, and laptops plus the
computers, TVs, and game console at home.
A survey by the Henry J. Kaiser Family Foundation found that young people (ages 8-18) spend on electronic
media an average of six hours a day. In addition, many are multitasking, such as listening to music while
surfing the Web or instant-messaging friends while playing a video game.
The preschoolers easily navigate electronic multimedia resources on games, in which they learn colors,
numbers, letters, spelling, and more complex tasks, such as mixing basic colors to create new colors, problem-
solving activities, and reading.
However, as Dr: Michael Wesch points out, although today's students understand how to access and utilize
these tools, they use them only for entertainment purposes. Thus, students should be prepared and assisted to
become media literate as they function in an online collaborative research-based environment with the advent
of researching, analyzing, synthesizing, critiquing, evaluating and creating new knowledge.
21st Century Skills Outcome and the Demands in the Job Market. The 21st Century skills are a set of
abilities that students need to develop to succeed in the information age. The Partnership for 21st Century Skills
lists three types, namely: (1) Learning Skills which comprise critical thinking, creative thinking, collaborating,
and communicating; (2) Literacy Skills. which is composed of information literacy, media literacy, and
technology literacy; and (3) Life Skills that include flexibility, initiative, social skills, productivity and leadership.
These skills have always been important in an information-based economy.
Likewise, skills demanded in the job market include knowing a trade, following directions, getting along with
others, working hard and being professional, efficient, prompt, honest, and fair. More so, to adapt to these jobs
in this information age, students need to think deeply about issues, solve problems creatively, work in teams,
communicate clearly in many media, learn ever-changing technologies and deal with the influx of information.
Amidst rapid changes in the world, industry requires students to be flexible, take the initiative, lead when
necessary, and create something new and useful.
According to Partnership for 219t Century Skills (P21), various industries look for employees who can think
critically, solve problems creatively. innovate, collaborate and communicate. Therefore, for a perfect match
between academe and industry demands, schools need to embed time-tested industry-demanded work skills in
the Curriculum (http:/åhoughtfulleaming.com/resources/what-are-21st-century-skilIs).
The 21st Century Learning Implications. 21st Century skills are viewed relevant to all academic areas and the
skills may be taught in a wide variety of both in-campus and community settings.
Teachers should practice teaching cross-disciplinary skills in related courses, such as integrating research
methods in various disciplines; articulating technical scientific concepts in verbal, wntten, and graphic forms;
presenting laboratory reports to a pool of specialists, or use emerging technologies, software programs and
multimedia applications as an extension of an assigned project.
Likewise, accrediting organizations and regulatory bodies may require 21 st century skills in the curriculum. In
doing so, the-assessment tools should also contain these skills. They may design or adopt learning standards
that explicitly describe multi-disciplinary skills that students should acquire and master.
Schools and teachers should use a variety of applied skills, multiple technologies, and new ways of analyzing
and processing information, while also taking initiative, thinking creatively, planning out the process, and
working collaboratively in teams with other students.
More so, schools may allow students to pursue alternatives, in which students can earn academic merits and
satisfy graduation requirements by completing an internship, apprenticeship or volunteer experience. It is in this
manner that students can practice a variety of
practical, career-based, work-related skills and values while equally completing the academic coursework and
meeting the same learning standards required of students.
In today's world, information and knowledge are continuously increasing at a certain rate that no one can learn
everything about every subject. What may appear true today could be proven to be false tomorrow and the jobs
that students will get after they graduate may not yet exist. For this reason, students need to be taught how to
process, analyze and use the information and they need adapta ble skills that they can apply in all facets of life.
Thus, merely teaching them ideas and facts without teaching them how to use them in real life settings is no
longer enough.
Schools need to adapt and develop new ways of teaching and learning that reflect a changing world. The
purpose of school should be to prepare students for success after graduation and therefore, schools need to
prioritize the knowledge and skills that will be in the greatest demand, such as those deemed to be most
important by college professors and employers. Hence, teaching students to perform well in school or pass the
test alone is no longer sufficient.
Henceforth, teachers must realize and students must understand that no one can move toward a vision of the
future unless he/she understands the socio-historical context of where they are now, what events led them to
be where they are, how this can inform development of a vision for the future and how they want to get there.
Thus, a clear articulation of the purpose of education for the 21st Century is the place to begin.
(http://thoughtful/earning.com/resources/ what-are-21st century-skills)
A Paradigm Shift for 21st Century Education
• Time-based • Outcome-based
• Focus: memorization of discrete facts • Focus: what students Know, Can Do and Are
Like after all the details are forgotten.
•
• Lower order thinking skills in Bloom's • Higher order thinking skills (metacognition),
Taxonomy, such as knowledge and such as application, analysis, synthesis, and
comprehension evaluation
• Textbook-driven • Research-driven
• Passive learning • Active learning
• Learners work in isolation and confined in • Learners work collaboratively with classmates
the classroom (walled classroom) and others around the world (global classroom).
• Teacher-centered: teacher is dispenser of • Student-centered: teacher is facilitator/ coach of
knowledge, information and attention. students' learning.
• Little to no student freedom. • Great deal of student freedom.
• Discipline problems" — No trust between • No "discipline problems" — Students and
educators and students. Little student teachers have mutual respect and relationship
motivation. as co-learners. High student motivation.
• Fragmented curriculum • Integrated and Interdisciplinary curriculum
• Students just follow orders and instructions
while listening to teacher's lecture.
• Grades taken from formal assessment • Grades are based on students' performance as
measures entered in the class record for evidence of learning outcome
reporting purposes
• Assessment is for marking purposes and • Assessment is important aspect of instruction to
placed as part of lesson plan structure gauge learning outcome
• Low expectations. What students receive • High expectations that students succeed in
is what they get. learning to high extent
• Teacher is judge. No one else sees • Self, peer and others serve as evaluators of
student work. student learning using wide range of metrics
and authentic assessments.
• Outputs are assessed using structured • Curriculum is connected to students' interests,
metrics. experiences, talents and the real world.
• Curriculum is irrelevant and meaningless • Performances, projects and multiple forms of
to the students. media are used for learning and assessment.
• Print is the primary vehicle of learning and • Curriculum and instruction address student
assessment. diversity.
• Student diversity is ignored. • Students are empowered to lead and initiate
while creating solutions and solving problems.
• Literacy is the 3 R's (reading, writing and • Multiple literacies of the 21st Century aligned to
arithmetic). living and working in a globalized new society.
• Factory model, based upon the needs of • Global model based upon the needs of a
employers for the Industrial Age of the 19 th globalized high-tech society
century
(Source: http://wmw.2TCenturySchools.com/)
The paradigm shift from the 20th to the 21st Century, shows that the structure and modalities of education have
evolved. Students become the center of teaching-learning process in the 21st Century using wide array of
technological tools to assist them in exploring knowledge and information needed in surviving the test of time
and preparing for future career endeavor Assessment has been made varied to address multiple literacy
development in diverse contexts. Teachers turn to become facilitators rather than lecturer and dispensers of
information. As such, curriculum is designed in a way that it connects to life in the real world, interconnected
with other disciplines an reshapes the students' holistic perspectives.
The following are eight attributes of 21st Century education and their implications:
1. Integrated and Interdisciplinary. Education in the 21 st Century is characterized by inteffacing various
disciplines in an integrated manner rather than compartmentalizing its subsequent parts. This critical
attribute implies the need to review the curriculum and create strategies infusing different subjects
toward enhancing the learning experiences of students.
2. Technologies and Multimedia. Education in the 21st Century makes optimum use of available
Information and Communication Technology (ICT), as well as multimedia to improve the teaching and
learning process, including online applications and technology platforms. It implies a need to acquire
and use computers and multimedia equipment and the design of a technology plan to enhance learning
at its best.
3. Global Classrooms. Education in the 21st Century aims to produce global citizens by exposing students
to the issues and concerns in the local, national and global societies. This critical attribute implies the
need to include current global issues/ concerns, such as peace and respect for cultural diversity,
climate change and global warming in classroom discussions.
4. Creating/Adapting to Constant Personal and Social Change and Lifelong Learning. Education in the
21st Century subscribes to the belief that learning does not end within the four walls of the classroom.
Instead, it can take place anywhere, anytime regardless of age. This means that teachers should
facilitate students' learning even beyond academics. Therefore, it should not end with requirement
compliance and passing the exams, but also for transferring and applying knowledge to a new context
or real-life situations. As such, the curriculum should be planned in such a way that students will
continue to learn even outside the school for life.
5. Student-Centered. Education in the 21st Century is focused on students as learners while addressing
their needs. Differentiated instruction is relevant in the 21st Century classrooms, where diversity factors
and issues are taken into account and addressed when planning and delivering instruction, including
their learning styles, interests, needs and abilities.
6. 21st Century Skills. Education in the 21st Century demonstrates the skills needed in becoming
productive members of society Beyond learning the basic skills of reading, writing and numeracy,
students should also develop life and wot\ skills in 21st Century communities, such as critical and
creative thinking, problem-solving and decision-making and ICT literacy and skills. Therefore, it implies
that teachers should possess these skills first before their students.
7. Project-Based and Research-Driven. 21st Century education emphasizes data, information and
evidence-based decision making through student activities that encourage active learning. This implies
the need for knowledge and skills in research, such as self-directed activities, learning projects,
investigatory projects, capstones and other research-based output.
8. Relevant, Rigorous and Real World. Education in the 21 st Century is meaningful as it connects to real-
life experiences of learners. It implies the use of current and relevant information linked to real-life
situations and contexts.
(htp%fiex.innotech.org/GUR021/module 1/11_5. html)
Thus, teachers must be equipped with attributes, knowledge \and skills critical to 21st century education so that
they may be able to integrate them in their teaching. 21st Century teachers are characterized as:
1. Affinity Groups. These are groups or communities that unite individuals with common interests.
Electronic spaces extend the range of possibilities for such groups.
2. Blogs. Web logs or "blogs" are interactive websites, often open to the public that can include Web links,
photographs and audio and video elements.
3. E-portfolio. It refers to student's works that are generated selected, organized, stored and revised
digitally. Often electronic portfolios are accessible to multiple audiences and can be moved from one
site to another easily. It can document the process of learning, promote integrative thinking, display
final work, and/or provide a space for reflective learning.
4. Hypertext. These are electronic texts that provide multiple links and allow users to trace ideas in
immediate and idiosyncratic directions. Hypermedia adds sound, video, animation, and/or virtual reality
environments to the user's choices.
5. Podcasts. These are digitalized audio files that are stored on the Internet and downloaded to listeners'
computers or most likely to MP3 players. The term "podcast" comes from iPod, the popular MP3
player.
6. Web 2.0. This refers to a second generation of Web-based communities that: demonstrate the
participatory literacies that students need for the 21st-century.
7. Myspace (http://www.Myspace.com). It is a social networking website that offers an interactive user-
submitted •network of friends, personal profiles, blogs, groups, photos, music and videos
internationally. Students can rate professors, discuss books, and connect with high school and college
classmates here.
8. Second Life (http://www.secondlife.com). It is an Internet-based 3-D virtual world that uses avatars
(digital representations) to explore, socialize, participate in individual or group activities, create and
trade items (virtual property) and services.
9. Semantic Web. It is an extension of the current Web that puts data into a common format so that
instead of humans working with individual search engines (e.g., Google, Ask Jeeves) to locate
information, the search engines themselves feed into a single mechanism that provides this searching
on its own• Sometimes called Web 3.0, this technology enables integration of virtually all kinds of
information for more efficient and comprehensive retrieval.
10. Webkinz (http://www.webkinz.com). It is an Internet simulati0n wherein children learn pet care and
other skills.
11. Wiki. It refers to software that fosters collaboration and communication online. Wikis enable students to
create' comment upon, and revise collaborative projects. One of the most prominent is Wikipedia
(http://www.wikipedia.org), an online multilingual free-content encyclopedia, which has million articles in
253 languages.
12. Youtube (http://www.youtube.com). It is a popular website for video sharing where users can upload,
view and share video footage, including movie clips, TV clips, and music videos, even student-
produced videos.
13. Google Docs. It allows students to collaborate with other people and the document materials that need
to be compiled, processed, transacted and analyzed.
14. Prezi. It allows individuals to use pre-made, creative presentation templates.
15. Easybib. It allows individuals to generate citations in any given format.
16. Social media platforms (Facebook, Twitter, Edmodo, Schoology, Instagram, etc.). These are means to
communicate and share ideas among users.
17. Smartboards and audience response systems. These are replacement for traditional chalkboards or
whiteboards in classrooms.
18. ReadWriteThink.org. (www.readwritethink.org). It is a repository of standards-based literacy lessons
that offer teachers instructional ideas for Internet integration.
19. WebQuest Page (www.webquest.org). It provides Webquests on an array of topics across content
areas with a template for creating one's own.
20. Literacy Web (http://www.literacy.uconn.edu). It is an online portal that includes a large number of new
literacy's resources for new literacies for teachers. (http://cnets.iste.org/teachers/t_glossary. html#t)
LEARNING OUTCOMES
1. Identify the categories of 21st Century skills
2. Apply the 21st Century skills in preparing, planning and delivering a lesson
3. Cite ways on how to enhance the 21 0t Century skills of learners
4. Explain how 21st Century skills be integrated in the teaching-learning process
5. Cite implications of 21st Century skills 2. to educators and to pre-service teacher preparation
6. Draw relevant life lessons and significant values from the personal experience in attaining 21st Century
skills
7. Analyze research abstract on 21st Century skills and its implications on the teaching learning process
8. Craft a curriculum plan matrix imbued with 21st Century learning outcomes
CONCEPT EXPLORATION
The 21st Century skills refer to a broad set of knowledge, skills, work habits, and character traits that are
deemed necessary in coping with today's world and future careers and workplaces. Thus, it can be applied in
all academic subject areas and educational settings throughout a student's life.
The 21st Century skills may include the following: (1) critical thinking, problem-solving, reasoning, analysis,
interpretation, synthesizing information; (2) research skills and practices, interrogative questioning; (3)
creativity, artistry, curiosity, imagination, innovation, personal expression; (4) perseverance, self-direction,
planning, self-discipline, adaptability, initiative; (5) oral and written communication, public speaking and
presenting, listening; (6) leadership, teamwork, collaboration, cooperation, facility in using virtual workspaces;
(7) information and communication technology (ICT) literacy, media and Internet literacy, data interpretation
and analysis, computer programming; (8) civic, ethical, and social justice literacy; (9) economic and financial
literacy, entrepreneurialism; (10) global awareness, multicultural literacy, humanitarianism; (11) scientific
literacy and reasoning, the scientific method; (12) environmental and conservation literacy, ecosystem
understanding; and (13) health and wellness literacy, including nutrition, diet, exercise, and public health and
safety (http://thoughtfu//earning.com/resources/what-are-21stcentury-skills).
The 21st Century skills concept is grounded on the belief that students must be educated in a more relevant,
useful, in-demand and universally applicable manner. The idea simply lies in the fact that students need to be
taught different skills and reflect on the specific demands that will be placed upon them in a complex,
competitive' knowledge-based, information-age and technology-driven society.
Therefore, 2101 Century education addresses the whole child or the whole person (AACTE, 2010).
Hence, the curriculum should be designed to be interdisciplinary, integrated and project-based. Tony Wagner
(2010), in his book "The Global Achievement Gap", advocated the seven survival skills, namely: (1) critical
thinking and problem-solving; (2) collaboration across networks and leading by influence; (3) agility and
adaptability; (4) initiative and entrepreneurialism; (5) effective oral and written communication; (6) accessing
and analyzing information; and (7) curiosity and imagination.
The term "21st Century skills" refers to certain core competencies, such as collaboration, digital literacy, critical
thinking, and problem solving that schools need to teach the students for them to thrive in today's world.
The Partnership for 21st Century Skills presents the following sets of skills that are categorized accordingly with
different strands of expected outcomes.
1. Work together effectively in team Establish clear definitions and agreements on the roles of partners in
the collaborative process
Keep communication open within teams to carry out tasks
Carefully identify obstacles and address problems
cooperatively
https://www.thebalancecareers.com
Skill Sub-skills
2. Reason effectively Use various types of reasoning (inductive, deductive, etc.) as
appropriate to the situation
Use systems thinking
Analyze how parts of a whole interact with each other to produce
overall outcomes in complex systems
Skill Sub-skills
3. Make judgments and decisions Effectively analyze and evaluate evidence, arguments, claims and
beliefs
Analyze and evaluate major alternative points of view
Synthesize and make connections between information and
arguments
Interpret information and draw conclusion based on the best analysis
Skill Sub-skills
4. Solve problems Solve different kinds of non-familiar problems in both conventional and
innovative ways
Identify and ask significant questions that clarify various points of view
and lead to better solutions
(Partnership for Century Skills, 2008)
B. Communication. This pertains to articulating thoughts and ideas effectively using oral and written
communication skills in a variety of forms and contexts.
Skill Sub-skills
1. Communicate clearly Articulate thoughts and ideas effectively using oral, written and
nonverbal communication skills in a variety of forms and contexts
Listen effectively to decipher meaning, including knowledge, values,
attitudes and intentions
Use communication for a range of purposes (e.g. to inform, instruct,
motivate and persuade)
Utilize multiple media and technologies, and judge their effectiveness
a priori, as well as assess their impact
Communicate effectively in diverse environments (including multi-
lingual)
Use technology as a tool to research, organize, evaluate and
communicate information
Use digital technologies (computers, PDAs, media players GPS, etc.),
communication/networking tools and social networks appropriately to
access
Exercise flexibility and willingness in making necessary compromises
to accomplish a common goal
Assume shared responsibility for collaborative work, and value the
individual contributions made by each team member
(Partnership for 21" Contury Skills, 2008)
C.Collaboration. It entails demonstrating ability to work effectively and respectfully with diverse teams.
Skill Sub-skills
1. together effectively in
team Establish clear definitions and agreements on the roles of partners in
the collaborative process
Keep communication open within teams to carry out tasks
Carefully identify obstacles and address problems cooperatively
D. Creativity and Innovation. It denotes use of wide range of idea creation techniques to create new and
worthwhile ideas.
Skill Sub-skills
1. Think creatively Use a wide range of idea creation techniques, such as brainstorming
Create new and worthwhile ideas (both incremental and radical
concepts)
Elaborate, refine, analyze and evaluate their own ideas in order to
improve and maximize creative efforts
(Parnersnp for 21s Century Skills, 2008)
Skill Sub-skills
2 Work creatively with others Develop, implement and communicate new ideas to others effectively
Be open and responsive to new and diverse perspectives; incorporate
group input and feedback into the work
Demonstrate originality and inventiveness in work and understand the
real world limits to adopting new ideas
View failure as an opportunity to learn; understand that creativity and
innovation is a long-term, cyclical process of small successes and
frequent mistakes
(Partnership for 21M Century Skills, 2008)
Skill Sub-skills
3. Implement innovations Act on creative ideas to make a tangible and useful contribution to the
field in which the innovation will occur
A. Information Literacy. It refers to accessing and evaluating information critically and competently and
managing the flow of information from a wide variety of sources.
Skill Sub-skills
1. Access and evaluate information Access information efficiently (time) and effectively (sources)
Evaluate information critically and competently
Skill Sub-skills
2. use and manage information Use information accurately.and creatively for the issue or problem at
hand
Manage the flow of information from a wide variety of sources
Apply a fundamental understanding of the ethical/legal issues
surrounding the access and use of information
(Partnership for Century Skills, 2008)
B.Media Literacy. It underscores understanding both how and why media messages are constructed; creating
media products by understanding and utilizing the most appropriate media creation tools, characteristics and
conventions.
Skill Sub-skills
1. Analyze media Understand both how and why media messages are constructed, and
for what purposes
Examine how individuals interpret messages differently, how values
and points of view are included or excluded, and how media can
influence beliefs and behaviors
Apply a fundamental understanding of the ethical/legal issues
surrounding the access and use of media
(Partnership for 21st Century Skills, 2008)
Skill Sub-skills
Create media products Understand and utilize the most appropriate media creation tools,
characteristics and conventions
Understand and effectively utilize the most appropriate expressions
and interpretations in diverse multi cultural environments
C. Technology Literacy. It pertains to the use of technology as a tool to research, organize, evaluate and
communicate information.
Skill Sub-skills
1. Apply technology effectively Use technology as a tool to research, organize, evaluate and
Communicate information
Use digital technologies (computers, PDAs, media players, GPS, etc.),
communication/networking tools and social networks appropriately to
access, manage, integrate, evaluate and create information to
successfully function in a knowledge economy
Apply a fundamental understanding of the ethical/legal issues
surrounding the access and use of information technologies
(Partnership for 21st Century Skills, 2008)
D. Life and Career Skills. Today's life and work environments both require more than thinking skills and
content knowledge. Cultivating the ability to navigate the complex life requires students to develop •the
following life and career skills: (1) flexibility and adaptability; (2) initiative and self-direction; (3) social and cross-
cultural skills; (4) productivity and accountability; and (5) leadership and responsibility (AACTA, 20i0).
Skill Sub-skills
I. Adapt to change Adapt to varied roles, job responsibilities, schedules and contexts
Work effectively in a climate of ambiguity and changing priorities
Skill Sub-skills
Skill Sub-skills
1. Manage goals and time Set goals with tangible and intangible success criteria
Balance tactical (short-term) and strategic (long-term) goals
Utilize time and manage workload efficiently
Skill Sub-skills
2. Work independently Monitor, define, prioritize and complete tasks without direct oversight
Skill Sub-skills
3. Be self-directed learner Go beyond basic mastery of skills and/or curriculum to explore and expand
one's own learning and opportunities to gain expertise
Demonstrate initiative to advance skill levels towards a professional level
Demonstrate commitment to learning as a lifelong process
Demonstrate integrity and ethical behavior in using influence and power
Skill Sub-skills
Be responsible to others Act responsibly with the interests of the larger community in mind
Consider others' ideas and view points
Look for others' welfare and safety in all circumstances
Assist others in times of their downfalls and setbacks
Skill Sub-skills
2.Work effectively in diverse teams Respect cultural differences and work effectively with people from a
range of social and cultural backgrounds
Respond open-mindedly to different ideas and values
Leverage social and cultural differences to create new ideas and
increase both innovation and quality of work
Skill Sub-skills
1. Manage projects Set and meet goals, even in the face of obstacles and competing pressures
Prioritize, plan and manage work to achieve the intended result
Skill Sub-skills
2. Produce results Demonstrate additional attributes associated with producing high quality
products, including the abilities to:
Work positively and ethically
Manage time and projects effectively Multi-task
Participate actively, as well as be reliable and punctual Present oneself
professionally and with proper etiquette
Collaborate and cooperate effectively with teams
Respect and appreciate team diversity
Be accountable for results
Skill Sub-skills
1. Guide and lead others Use interpersonal and problem-solving skills to influence and guide others
toward a goal
Leverage strengths of others to accomplish a common goal
Inspire others to reach their very best via example and selflessness
Demonstrate integrity and ethical behavior in using influence and power
Skill Sub-skills
Be responsible to others Act responsibly with the interests of the larger community in mind
The 21st Century support systems. The following elements are the critical systems necessary to ensure
student mastery of 21 s Century skills: (1) 21st Century standards; (2) assessments; (3) curriculum and
instruction; (4) professional development; and (5) learning environments. These must be aligned .to produce a
support system that produces 21st Century outcomes for today's students (Partnership for 21st Century Skills,
2008).
Implications to Educators
The advent of 21st Century skill enhancement among 'learners bring the following implications to educators in:
1 . successfully complementing technologies to content and pedagogy and developing the ability to creatively
use technologies to meet specific learning needs
2. aligning instruction with standards, particularly those that embody 21st Century knowledge and skills
3. balancing direct instruction strategically with project oriented teaching methods
4. applying child and adolescent development knowledge to educator preparation cation policy
5. using a range of assessment strategies to evaluate student performance and different instruction
(including but not limited to based, curriculum-embedded an summative)
6. participating ac communities, tapping the expertise within school or school district through coaching,
mentoring, knowledge-sharing, and team teaching
7. acting as mentors and peer coaches with fellow educators
8. using a range of strategies (such as formative assessments) to reach diverse students and to create
environments that support differentiated teaching and learning
9. pursuing continuous learning opportunities and embracing career-long learning as professional ethics
(AACTE, 2010)
10. establishing a conducive learning environment where learners can freely express themselves and
explore their potentials and capacities
There is a need to understand the key elements of optimum curricula that will help pre-service teachers
develop the dispositions, habits of mind and confidence to enable students to develop 21 6t Century skills in a
range of core academic subject areas.
Since schools get rid of a one-size-fits-all system, therefore, preservice teachers are expected to play an active
role in developing and organizing content and instruction for their students.
As a starting point, a teacher education program can be aligned with student and teacher standards in ways
that blend thinking and innovation skills, ICT literacy; and life and career skills in the context of all academic
subjects and across interdisciplinary themes.
An effective 21st Century skills approach to curriculum, in other words, is designed for understanding (McTighe
and Wiggins, 2005 in AACTE, 2010). The program's curriculum will be most beneficial to pre-service teachers if
it is designed to produce deep understanding and authentic application of 21st Century skills in all subject
areas.
Instructional models. Instructional models are an important component of any teacher preparation program.
AACTE (2010) pointed out that the integration of innovative and research-proven teaching strategies, modern
learning technologies and real-world resources and contexts are all imperative in:
1. Integrating "teach for understanding" principles. When pre-service teachers can prepare and
present lessons that can develop students' essential concepts and skills with the integration of technologies,
the latter can reciprocally demonstrate critical thinking and problem-solving in class.
2. Creating rich practice teaching experiences. Strong practice teaching experiences allow pre-service
teachers to connect theory and practice.
3. Creating dynamic learning communities and peer mentoring networks. Pre-service teachers
benéfit greatly from service-learning as part of their experiential learning courses. It provides time to reflect on
relevant pedagogic strategies that enhance 21st Century skills in classroom practice.
4. Examining the role of content, pedagogy and technologies in developing higher-order thinking
skills. The ability to teach for content mastery is a challenging task for most preservice teachers. Teaching for
content mastery (1) supports a range of high-quality standardized testing along formative and summative
assessments; (2) emphasizes useful feedback on student performance; (3) requires balanced technology
enhanced, formative and summative assessments; (4) enables development of student portfolios that
demonstrate mastery of 21st Century knowledge and skills; and (5) enables a balanced score card to assess
the educational system's effectiveness.
Teacher preparation programs can play a vital role in developing education leaders who understand and can
influence current trends in assessment through: (1) research and evaluation test for innovative approaches; (2)
21st Century knowledge and skills assessment strategies; and (3) mastery of a wide range of student
assessment methods.
Learning environments. The learning environment within the teacher preparation program is a key component
of any systemic reform initiative. Determining the enabling structures, policies and strategies that can best
support 21st Century skills acquisition among pre-service teachers is a step towards creating a kind of
environment that will promote 21st Century learning.
The following are initiatives in creating 21st Century teacher education learning environment: (1) Establish a
21st Century vision for learning environments in the program and the university; (2) Ensure that the physical
infrastructure supports 21st Century knowledge and skills; (3) Practice flexibility in time for project-based work
and competency-based assessment; (4) Ensure technical infrastructure that sufficiently supports learning; and
(5) Strengthen networking engagement in the learning environment.
Partnerships. Partnerships are extraordinarily important in the work of transforming 21st Century teacher
preparation programs. Along the line, teamwork within the program and the institution is imperative for
sustainability and development. The partnership forged with community leaders, business industry, professional
associations, government agencies, non-government organizations, other institutions, parents; other
stakeholders and the community creates high impact outcome.
The powerful partnerships are created through strong collaboration towards enabling innovation in the teaching
and learning for the 21st Century.
Continuous improvement. Continuous improvement represents willingness to commit to revisiting the process
over time. For AACTE (2010), any implementation effort should include continuoUS improvement 9teps. to wit:
(1) Clearly identify measurable goals; (2) Track progress regularly against these goals; (3) Communicate
progress to all stakeholders; and (4) Engage all Participants in refining and improving success over time
(AACTE, 2010)
BUILDING AND ENANCING NEW LITERACIES ACROSS THE CURRICULUM
EDUC.110
MODULE 1
OBJECTIVES:
At the end of this chapter, you should be able to develop a clear and practical
understanding of the following:
1. definitions of conventional literacy; and
2. expanded views of literacy in the 21st century.
INTRODUCTION
Literacy is defined by dictionaries as the state of being able to read and write (Literacy,
Literate, n.d.). Although it is the ultimate thesis of this chapter that such a traditional definition
no longer suffices in the information age, a thorough understanding of literacy and its past
nuances will give us a solid foundation in exploring and discussing the "new" literacies of the
21st century and why possessing them is now mandatory for both teachers and students in all
levels of education.
This chapter explores several, definitions of literacy and what being literate means in the
multiplicity of contexts in the 21st century, with the goal of raising awareness in readers who
might be. presently unaware of the evolving perspectives on literacy and giving teachers the
opportunity to pause and reflect on their own literacies even as they attempt to teach the new
literacies to their students.
The word "literacy”' stems from the word "literate," which first appeared in the 15th century
and is in turn derived from the Latin word litteratus, meaning "(a person) marked with letters “
that is, "distinguished or identified by letter and it carried with it the idea that such a person was
cultured and educated. Since the subjects of the time (e.g., grammar, logic, arithmetic geometry,
etc.) all had written texts (which were composed of letters) that to be studied, the ability to read
and write was therefore of prime importance leading to the strong association of being "literate"
with the ability to read and write.
Miller (1973) divides this conventional concept of literacy into three categories:
1. Basic Literacy — It is the ability to correspond visual shapes to spoken sounds in order to
decode written materials and translate them into oral language. Simply put, it is the ability to
recognize letters and words. This would be akin to recognizing that the sequence of letters "b-a-
s-a" forms the word basa in Filipino, even without understanding what it means.
2. Comprehension Literacy It is 'the ability to understand the meaning of what is being read. To
capitalize on the example above, this would be like knowing that basa can mean either "to read"
or "to be wet.'
3. Functional or Practical Literacy — It is the ability to read (i.e., decode and comprehend)
written materials needed to perform everyday vocational tasks. This is the equivalent of reading
the text "Ang bata ay nagbabasa." and being able to understand that basa here refers to reading
and not to being wet.
Based on this conventional view of literacy, we notice two things for reading (and
therefore literacy) to exist: (1) a text (consisting of symbols and grammar) to be read; and (2) a
meaning or message being communicated by the text for the reader to extract. Without a text,
there would be nothing to read; without meaning, the text is reduced to series of
incomprehensible doodles.
It should therefore be noted that even in Miller's definition of literacy, the act of reading
implies a level of understanding. Simply knowing how to say o word (or a series of words) is not
the same as being able to understand what it means. Without understanding of the meaning of
the words, reading has not taken place. Based on this, Schlechty (2001 ) defines the concept of
functional illiteracy as the state of being able to read, but not well enough to manage daily living
and employment tasks that require reading skills beyond a basic level,
As the rest of this chapter will argue, this synchronicity between decoding textual symbols and
being able to extract and understand their meaning is a necessary part of being literate, even as
the new contexts of the 21st century change the nature of what the "text" is, and what it means to
"read" and "write."
Despite the popularity of American films in the Philippines, many Filipinos cannot follow
the actors' dialogue, and thus resort to guessing the overall story based on the actions
onscreen.
Despite the ubiquity of the traditional view of literacy, Roberts (1995) notes that "in the
past fifty years, hundreds of definitions of 'literacy' have been advanced by scholars, adult
literacy workers, and programme planners," with even the United Nations Educational,
Scientific, and Cultural Organization (UNESCO, 2006) acknowledging that literacy as a
concept has proven to be complex and dynamic, it being continually defined and interpreted
in multiple ways.
In 2004, UNESCO formally defined literacy as "the ability to identify, understand,
interpret, create, communicate, and compute, using printed and written materials associated
with varying contexts. Literacy involves a continuum of learning in enabling individuals to
achieve their goals, to develop their knowledge and potential, and to participate fully in their
community and wider society. "
Note that "reading" does not appear in UNESCO's definition of literacy. Instead, literacy
has taken on a definition more akin to "knowing about something and what to do with it."
In this vein, Mkandawire (2018) more succinctly posits that literacy is "a form of
knowledge, competence, and skills in a particular field or area," being supported by UNESCO
(2006), Barton (2007), and Mkandawire, SimooyaMudenda, & Cheelo (201 7), which
acknowledged that—as we have just pointed out—modern views appear to equate literacy with
knowledge.
This shift in the definition of literacy from "reading and writing" to "knowledge" is
especially important as we explore the "new" literacies of the 21st century that seem far-
removed from the contexts upon which conventional literacy is based.
Case in point: Throughout history, humans have communicated on levels apart from the
spoken and written word, for example, visually, using the long-
distance communication system of smoke signals used by the ancient Chinese, the ancient
Greeks, and the indigenous peoples of North America.
In the Victorian era, there was such a thing as the "Language Qf Flowers," where the
kind, color, and arrangement of a bouquet of flowers were used to communicate messages
that could not otherwise be spoken aloud in Victorian society (Greenaway, 1884). For
example, a bouquet of oak leaves (representing strength), purple roses (sorrow), white lilies
(resurrection), and pale yellow tulips and rosemary (memory or remembrance) would
altogether communicate a message of sympathy, usually over the death of a loved one.
Simply put, three things have been critical in the rise of the new literacies:
1. Increased Reach - We are communicating with more people, from more diverse cultures,
across vaster distances than ever before.
2. Increased Means of Communication — We are communicating in more ways and at faster
speeds than ever before.
3. Increased Breadth of Content — We are communicating about more things than ever before.
How do we work together with people of different cultures who have vastly different
perspectives on communication, work ethics, van religious beliefs, and worldviews? What do we
do when some of these might mutually exclusive to our own? In an age where information is
power—where knowing more and knowing first can spell the difference between success and
failure—how do we leverage both current and emergent technologies so our endeavors are both
productive and profitable? Moreover, how do navigate and manage the veritable minefield of
information that was once considered taboo and private and is now online, for all the world to
see an judge, whether we like it or not?
Answering such complex questions requires new sets of skills knowledge—ones that our
school system have never had to teach before. With these changes in with whom, how, and why
we communicate, new literacies are required not only to make sense of the changes, but also to
use these new technologies and paradigms in meaningful and productive ways—something
required not only of students, but of teachers as well.
To better address the need for teachers to be literate in these new literacies, this book
discusses and explores them in the ensuing chapters, namely:
Globalization and Multicultural Literacy discusses how our increasing ability to
communicate with almost anyone, anywhere, in real time requires new skills and attitudes in
interacting with people with cultures, perspectives, worldviews, and priorities different from
our own, particularly with the end-view of not only peace and understanding, but also mutual
benefit and productivity.
The chapter on Social and Financial Literacies meanwhile explores the need for the
ability to navigate our own social networks—of both the online and off-line variety—to not
only 'communicate clearly, but also to leverage resources which we ourselves might not
possess. At the same time, the chapter addresses the notorious problem of short-sightedness
in Filipino culture regarding personal finances and how this must be addressed at an
increasingly earlier age to help mitigate the ever-widening gap between the rich and the
poor.
Media and Cyber/Digital Literacies explore the emerging need to locate, verify, and
ultimately manage online information, especially in an age whe re information is power
and where having the right (and wrong) information and the ability to communicate it
with others and use it to address real-world problems easily spell the difference between
both personal and career success and failure,
Eco literacy and Artistic and Creative Literacy explore the emerging demands for knowing
how to effectively and sustainably manage the natural resources that our increased
industrialization and demands for productivity are so rapidly eating up. The chapter also explores
how this increase in productivity also brings with it an increased demand for arts and aesthetics
and the need to develop ways of effectively communicating through the creative arts in
industries dominated by objective data.
Finally, Critical Literacy addresses the increasing need to discern the underlying (and
often tacit) messages behind the new "texts" of the 21st century, particularly in an ever-
increasingly multicultural society where ideas, cultures, and ideologies vie with one another
for power and dominance in the minds of the masses.
One of the ways students can be trained in the new literacies is to engage them in digital
storytelling, wherein the students take part in the traditional process of storytelling, but with
some digital enhancements. They choose a topic, conduct research, write a script, develop a
story, and through the use of multimedia, create something that can be played online or on a
computer.
1. Writing — Write about a particular story from your life. The story must have a central theme.
2. Developing a Script — Develop a script that identifies the important points of your story.
3.Creating a Storyboard — Create a storyboard that visually organizes the flow of the story,
Assign a particular image to portions of the script.
4. Locating Multimedia — Use search engines to locate photos and videos. Photos and videos
from one's personal collection may also be used.
5. Creating the Digital Story - Record the voice over for your movie. Create the movie using the
software that is available to you.
6. Sharing and Uploading — Share your story in class and upload your work online.
MODULE 2
OBJECTIVES:
INTRODUCTION
CONCEPT EXPLORATION
Students are taught to read and write print with fluency, speed and comprehension of the message of
the writer and the interpretation of the content of the material. The United Nations Educational,
Scientific and Cultural Organization (UNESCO) asserts that a person, who is literate, can comprehend
and write simple and short sentences related to his/her daily life.
New Literacies
Between 1950 and 1970, the development of literacy both operational and functional, was established.
During this period, literacy was defined as reading and writing skills necessitated for activities in
modern society (Güne$, 2000). Beyond the 1990s, literacy had staned to diversify in the light of
technological developments, change of living conditions in cities, and the new necessities. Hereafter,
literacy then became multi-faceted.
At first, literacy was used in various types, such as computer literacy, technology literacy, Internet
literacy, and media literacy, respectively (Altun, 2005). Later on, it became a lifestyle along with a
person's entire life in a society that encompasses information literacy, cultural literacy and universal
literacy.
Truly, literacy has changed and developed through a multitude pf phases within a specific period
based on societal needs.
However, along this line, literacy is not confined only to knowing how to read and write rather, it is a
matter of applying knowledge for specific purposes in particular contexts. It includes a socially-driven
and evolved a pattern of activities, such as writing correspondence, records keeping and inventories,
posting announcements, reporting, etc. As such, Lankshear & Knobel (2006) averred that literacies
intend to generate and communicate meanings through the medium of encoded texts within contexts
in various discourses.
Kress (2003) posited that literacy can only happen when having a kind of potential content through
interaction with the text. Likewise, a particular text may be understood for being connected or related.
Although in a way, such meaning can be more relational than literal or expressing solidarity or affinity
with particular people, like understanding the Internet, online practices and online content. Hence,
anything available online can become a resource for making diverse meaning.
Literacies can bear a coding system that can capture the meaning, such as "letteracy" (i.e., within
language and recognition of alphabetic symbols).
Moreover, the Primary English Teaching Association Australia (2015) asserts that 21st Century
literacy has expanded to include social change, increasing field expertise and digital technologies. TO
be literate requires comprehension, selection and use of multimodal codes and conventions to interpret
and express ideas, feelings and information. Subject-specific literacies are recognized to require the
application of specialized knowledge and skills, information skills, an d the creative and imaginative
language. Literacy in the 21st century, therefore, demands the ability to perform and act confidently,
efficiently and ethically with a wide range of written and visual, print, live, digital or electronic text
types according to purpose (www.petaa.edu.au).
The increasing complexity of modern communication gives rise to a number of distinct capabilities
and possibilities. Hence, 2 15t Century literacy combines cross-curricular capabilities also called
multiliteracies' and now commonly referred to as 'new literacies'. These broad skills include visual
literacy, information literacy, cultural literacy and digital literacy dynamics. These new literacies are
fused with traditional print literacy to create opportunities and enable students to understand and use
new text types, while exploring knowledge and information with a wide array of technological tools,
such as blogging, fanfic writing, manga producing, meme-ing, photoshopping, animé music video
(AMV), podcasting, vodcasting, and gaming, running a paper-based zine, reading literary novels and
wordless picture books, reading graphic novels and comics, and reading bus timetables. (Primary
English Teaching Association Australia, 2015).
Leander (2003) noted that new literacies are often flexible, continuous and open, where online and
offline lives and "literacyscapes" merge. Thus, when a literacy practice becomes a mindset with the
concept of Web 2.0, it can be regarded as a new literacy. New technologies enable and enhance these
practices in a way that is highly complex and exciting for students.
Global economies, new technologies, and exponential growth in information are transforming our
society. Since today's people engage with a technology-driven, diverse, and quickly changing wodd,
teachers need to prepare students for this world with problem. solving, collaboration, and analysis, as
well as skills with word processing, hypertext, LCDs, Webcams, podcasts, smartboards, and social
networking software that are central to individual and community
success.
The National Council of Teachers of English (20B) came up with a research that reveals the
following:
1. As new technologies shape literacies, they bring opportunities for teachers to foster reading
and writing in more diverse and participatory contexts.
2. Sites, like literature's Voice of the Shuttle, online fanfiction, and the Internet Public
Library, expand both the range of available texts and the social dimension of literacy.
3. Research on electronic reading workshops shows that they contribute to the emergence of
new literacies.
4. Research also shows that digital technology enhances writing and interaction jn several
ways.
5. K-12 students, who write with computers, produce compositions of greater length and
higher quality are more engaged with and motivated toward writing than those who do. not
write with computers.
6. College students, who keep e-portfolios, have a higher rate Of academic achievement and
overall retention rate than those who do not keep e-portfolios. They also demonstrate a
greater capacity for metacognition, reflection and audience awareness.
7. Both typical and atypical students, who receive an online response to writing, revise their
works better than those participating in traditional method.
Functional Literacy
The term functional literacy was initially defined by UNESCO through William S. Gray in his
Teaching of Reading and Writing (1956) as, adult training to meet independently the reading and
writing demands placed on them. It stresses the acquisition Of appropriate verbal, cognitive and
computational skills to accomplish practical results in specific cultural settings dubbed as survival
literacy and reductionist literacy.
Over the decades, as societies have evolved into technical innovations, the definition of functional
literacy has been modified to meet the changing demands (Concise Oxford Companion to the English
Language, 1998).
2. The eradication of illiteracy should begin with population sectors, which are highly
motivated and need literacy for their own and their country's benefit.
3. Literacy programs should be linked with economic priorities and carried out in areas
undergoing rapid economic expansion.
4. Literacy programs must impart not only reading and writing but also professional and
technical knowledge leading to greater participation of adults in economic and civic life.
5. Literacy must be an integral part of the over-all educational system and plan of each
country.
6. The financial need for functional literacy should be met with various resources, as well as
be provided for economic investments.
7. The literacy programs should aid in achieving main economic objectives (i.e. increase •in
labor productivity, food production, industrialization, social and professional mobility,
creation of new manpower and diversification of the economy).
Thus, literacy materials present reading, writing and numeracy concepts using words and ideas needed
in using information for learners to enhance sufficient literacy skills and continue learning on their
own.
A number of functional literacy programs have been carried out that focus on different job skills and
development aspects. To name a few, in the Philippine context, are agricultural, health, industry,
family planning, home making, arts and culture and technical-vocational programs.
A new functional literacy • aspect, called specific literacy, is becoming a trend, in which the job of the
student is analyzed to see exactly the literacy skills needed and those that are only taught. This is to
prevent job-skill mismatch. In specific literacy, the student may learn very little but will be of
immediate value that would result in increased learner motivation.
Therefore, the specific literacy strategy is a planning tool that allows the literacy worker to focus on
skills that are of value to the learners.
Significance of this approach includes literacy that: (1) starts in the workplace; (2) uses a diagnostic
approach; (3) identifies turning points in economic life that may act as an incentive to learning; (4)
assesses the limits of a short-term intervention; and (5) looks for generic skills.
(https://www.encyclopedia.com/humanities/encyclopedias-almanacs-transcripts-andmaps/functional-
literacy)
Gunes (2000) posited that functional literacy constitutes the second level of literacy next to basic
literacy, in which literary and mathematical information and skills can be utilized in one's personal,
social, economic and cultural endeavors. Therefore, the essence in functional literacy is to learn basic
related information and skills and use them in daily life. Functional literacy level comprises both
technical and functional skills while encompassing social, citizenship, and economic roles.
In context, Qapar (1998) cites that a functionally literate person is someone who is one step ahead of
literacy and maintains literacy activity throughout his/her life in order to keep living and effectively
accommodate himlherself to his/her surroundings. It is, therefore, an ongoing process.
UNESCO defines functional literacy as the ability of an individual part in significant activities in
professional, social, political and.
cultural aspects in a society, where he/she lives using his/her literacy
Castel, 1971; Goksen, Gulgoz and Kagitcibasi, 2000; a? in Savas, 2006).
Hatch (2010) defines it based on the American Heritage College Dictionary (AHCD). Accordingly,
the word "functional" means "building capacity" and "literacy" as "reading and writing skills."
Therefore, it is the capability to proficiently read and write that can be used in daily life routines.
Likewise, Knoblåuch and Brannon (1993), as cited in Jabusch (2002) distinguished basic literacy and
functional literacy as having the expression "functional" to indicate performance with texts, including
mathematics.
The Education for All Global Monitoring Report (UNESCO, 2006) states that functional literacy
means the ability to make significant use of activities involving reading and writing skills that include
using information, communicating with others, and following a path of lifelong learning necessary for
the ability to express him/ herself in daily life. UNESCO's definition also adds that functional literacy
includes those skills essential for both official and unofficial participation, as well as those which are
necessary for national change and development that can be used to aid an individual in contributing to
his/her own development and that of his/her family and the society. The National Statistics Authority
defines functional literacy as the level of literacy that includes reading, writing and numeracy skills
that help people cope with the daily demands of life
Based on these definitions, functional literacy can be concluded as an activity that contributes to the
development of an individual and the society, including the ability to use information and skills
related to listening, speaking, reading, writing, and arithmetic necessary for daily life in social,
cultural and economic aspects effectively (https•J/PdfS• semanticscholar.org).
It was also evident that school dropouts contributed to low functional literacy. Obviously, one in every
100 or about 4 million Filipino children and youth were out-of-school in 2013. Of the total number,
22.9% got married, 19.2% lacked a family income to be sent to school and 19.1% lacked interest in
attending schools. In order to address illiteracy issues, creating formal and non-formal learning
environments, active participation of local stakeholders, capacity building of teachers, development of
contextualized or indigenized learning materials, and tracking of improvement of reading, basic math
and essential life skills outcomes were desired. Interventions also included improvement of
classrooms and several reading facilities, establishing a culture of reading program, parental training
and learning, and skill integration in the curriculum.
(https://www.worldvision.org.ph/stories/improving-functional-literacy-inthe-philippines/)
In a follow-up study by World Vision in 2016, the functional literacy rate went up at 76.53%. In the
community level, the rate inclined to. 62.64%, or around 50%-70% of the students were able to read
with comprehension by the end of their basic education. The increase was significant within the 3-year
interval but it also indicated more improvement is expected considering that rate remained 17.36%
short of the 80% threshold (https://pdfs.semanticscholar.org).
An analysis shows that low functional literacy could mean low resilience to 'respond to abnormal
conditions and increase a child's vulnerability to exploitation. This could also result in unpreparedness
for gainful employment and eventually increased dependency on welfare programs.
One of the government initiatives to address this is the Alternative Learning System (ALS) that
provides an opportunity for learning
among out-of-school youth for them to land in better jobs.
(https://pdfs.semanticscho/ar.org/3941/28e7d8e26f67db4951eb52713964a98546ec.pdf)
The multiliterate learner. Today, the Internet and other forms of Information and communication
technologies (ICTs) are redefining the nature of reading, writing, and communication. New literacy
skills and practices are required by each new ICT as it emerges and evolves. Thus, these new literacies
need to be integrated into the curriculum to prepare students for successful civic participation in a
global environment.
Students would desire for: (1) teachers who use ICTs skillfully for teaching and learning; (2) peers
who use ICTs responsibly and who share their knowledge; (3) a literacy curriculum that offers
opportunities for collaboration with peers around the world; instruction that embeds critical and
culturally sensitive thinking into practice, standards and assessments that include new literacies; (5)
beaders and policymakers who are committed advocates of ICTs for teaching and learning; and (8)
equal access to ICTs for all classrooms and students.
Coiro, et. al (2008) noted four cömmon elements as broader dimensions of new literacies, to wit: (1)
the Internet and other ICTs require new social practices, skills, strategies, and dispositions for their
erective use; (2) new literacies are central to full civic, economic, and personal participation in a
global community; (3) new literacies rapidly change as defining technologies change; and (4) new
literacies are muttiple, multimodal and multifaceted, thus, they benefit from multiple Lenses seeking
to understand how to better support the students in a digital age.
Impact of new literacies on instruction. Additional changes are taking place in literacy instruction
(Grisham and Wolsey, 2009). Henry (2008) restated that engagement in literacy activities is being
transformed today like at no other time in history. As students turn to the Internet and other
information communication technologies (ICTS) at increasing rates to read, write and interact with
texts, they must develop new skills and strategies, or new literacies, to be successfUl in these
multimodal, intertextual and interactive environments. Thé Internet has become the defining
technology for today's youth and may be the most important ICT for students to learn how to
manipulate successfully.
Although, there are multiple ways to view the changes in literacy and communication emerging from
new technologies (Labbo and Reinking, 1999), it cannot be ignored that literacy changes experiences
at school and in everyday lives. As such, rapid profound changes in technology impact students'
literacy journey. Hence' Leu, et. al (2004) posited that changes in literacy are confronted bY
innovation, that the new literacies of today will be replaced by even newer ones tomorrow as new
ICTs continuously emerge in a more globalized community of learners. And such changes bear
important implications to iostruction, assessment, professional development and research.
As such, students need to be taught different skills that should reflect the specific demands of a
complex, competitive, knowledge based, information-age, technology-driven economy and society.
21st Century skills may be taught in a wide variety of school settings. Teachers may advocate
teaching cross-disciplinary skills, while schools may require 21st century skills in both instruction and
assessment processes. Schools and teachers may use educational approaches that inherently expedite
or facilitate the acquisition of cross-disciplinary skills.
Likewise, schools may allow students to pursue alternative learning pathways, in which students earn
academic credit and satisfy graduation requirements by completing an internship, apprenticeship or
immersion experience. In this case, students can acquire a variety of practical, job-related skills and
work habits, while also completing academic coursework and meeting the same learning standards
required of students.
Media literacy skills are honed as students address real world issues from the environment. Students
use the technological and multimedia tools now available to them to design and Produce websites,
television shows, radio shows, public service announcements, mini-documentaries, electronic
portfolios, DVDs, oral histories and even films.
In a way, students can freely express their points of view as they create projects using multimedia and
deliver these products to real world audiences, realizing that they can make a difference and change
the world. They learn what it is to be a contributing citizen, and carry these citizenship skills
throughout their lives.
As a result, standardized test scores are higher because students have acquired the skills and content in
a meaningful connected way with profound understanding. They actually master the content on a
much higher level and develop their basic skills by constant application throughout their schooling.
Preparing teachers for multiliteracies. New London Group (1996) underscored multi-literacies as
multimodal ways of communication that include communications between and among other languages
using diverse channels within cultures and an ability to understand technology and multimedia. As
such, applying multiliteracies to teaching offers a new classroom pedagogy that extends and helps
manage classrooms.
Biswas (2014) asserted that one challenge for educators is to help students create a sustainable literacy
development throughout schooling, so that students can develop strong literacy skills (Borsheim, et.
al, 2008). Certainly, multiple and new literacies require students to integrate technology-enhanced
educational tools into their work. Ajayi (2011) recommended that teacher education must prepare
teachers to teach multiliteracies in their schools where there is a critical gap between multiliteracies
and classroom pedagogy (Pennington, 2013). Given globalization and technological changes, teaching
multiliteracies is indispensable to literacy teaching and learning in the 21st century.
Therefore, Newman (2002) in Biswas (2014) suggests that teachers integrate four components of
multiliteracies in teaching:
1. Situated practice leads students 'towards meaningful learning by integrating primary
knowledge.
2. Overt instruction guides students to the systematic practice Of learning process with tools
and techniques.
3. Critical framing teaches students how to question diverse perceptions for better learning
experiences.
4. Transformed action teaches students to apply the lessons they learn to solve real-life
problems.
Thus, teaching multiliteracies can inform, engage, and encourage students to embrace the multiplicity
of learning practices (New London Group, 1996). Moreover, teaching multiliteracies can help teachers
blend and apply the following four instructional processes of multiliteracies in classroom to ensure
successful teaching and advancing students' learning processes.
Research shows that effective instruction in 21 Century literacies takes an integrated approach,
helping students understand how to access, evaluate, synthesize, and contribute to information (New
London Group, 1996).
Teachers insist to: (I) encourage students to reflect regularly on the role of technology in their
learning; (2) create a website and invite students to use it to continue class discussions and bring in
outside voices; (3) give students strategies for evaluating the quality of information they find on the
Internet; (4) be open about one's own strengths and limitations with technology and invite students to
help; (5) explore technologies students are using outside the classroom and find ways to incorporate
them into one's teaching; (6) use wiki to develop a multimodal reader's guide to a class text; (7)
include a broad variety of media and genres in class texts; (8) ask students to create a podcast to share
with an authentic audience; (9) give students explicit instruction about how to avoid plagiarism in a
digital environment; and (10) refer to the Partnership for 21st Century Skills website.
For schools and policymakers: (1) Teachers need both intellectual and material support for effective
21st century literacy instruction; (2) Schools need to provide continuing opportunities for professional
development, as well as up-to-date technologies for use in literacy classrooms; (3) Address the digital
divide by lowering the number of students per computer and by providing high quality access
(broadband speed and multiple locations) to technology and multiple software packages; (4) Ensure
that students in literacy classes have regular access to technology; (5) Provide regular literacy specific
professional development in technology for teachers and administrators at all levels, including higher
education; (6) Require teacher preparation programs to include training in • integrating technology
into instruction; (7) Protect online learners and ensure their privacy; (8) Affirm the importance of
literacy teachers in helping students develop technological proficiency; and (9) Adopt and regularly
review standards for instruction in technology.
The integration of new literacies and the teaching of multiliteracies open new pedagogical practices
that create opportunities for future literacy teaching and learning. Multiliteracies can also help
teachers provide equal access to learning for all students. In effect, students learn to collaborate by
sharing their thoughts with others in online spaces where they can engage in differentforms or modes
of learning Process. Consequently, students can be expected to become more %nfident and
knowledgeable in their learning through participatory and COIIaborative practices as a result of this
new literacy integration in the curriculum for teacher education (New London Group, 1996).
Module 3
LEARNING OUTCOMES
CONCEPT EXPLORATION
Innovative educators concerned with improving student achievement seek way to create rigorous, relevant,
and engaging curriculum as a way to realize curriculum integration. Today, the subjects in the curriculum
should not be taught singly and but rather become integral towards total development the of the child.
Approaches to Integration
The Association for Supervision and Curriculum Development (2004) Presents three approaches to integration
and these are multidisciplinary, interdisciplinary and transdisciplinary.
Curriculum (RBEC) is a best depiction of a multidisciplinary approach. The four disciplines (Araling Panlipunån,
Values Education, MAPEH and TUE) were integrated along with a theme termed Makabayan at an integrated
subject served as a laboratory of life. Makabayan Wat a learning that stressed the development of social
awareness, empathy and commitment for common good. Grades in these four disciplines were usually
computed to comprise the general grade in Makabayan as a discipline. At the end of the week, the four
disciplines collaborated to design a culminating activity along with the given theme that connected these four
discipline areas. The following is the structure of Makabayan that used the multidisciplinary approach centered
on a given theme.
ARALING PANLIPUNAN
VALUES EDUCATION
When a teacher integrates sub disciplines within a subject area, he/she is practicing interdisciplinary approach.
For example, one integrates reading, writing and oral communication in the English subject. Likewise, teachers
often integrate Philippine history, world history, geography, economics and government in an interdisciplinary
social studies program. Likewise, science integrates sub disciplines, such as earth science, biology, chemistry
and physics that responds to spiral curriculum approach. This connection is presented in the structure below.
Earth Science
Biology
Chemistry
Physics
SCIENCE
Through this integration, teachers expect students to understand the connections between the different sub
disciplines and their relationship to the real world. In fact, this approach brings a positive impact on the
achievement of students.
In using the multidisciplinary integration approach, there is a need to organize a list of standards from various
disciplines around one common theme. Likewise, come up with a list of standards from related disciplines, such
as earth science, biology, chemistry and physics to focus on a common interdisciplinary science program.
Another way of doing it is by fusing skills, knowledge and attitudes into the school curriculum or utilizing
technology across the curriculum. In this way, students learn other subjects while enhancing their computer
skills. Additionally, schools can utilize service-learning projects in the classroom (www.theclassroom.com).
Interdisciplinary Approach. In this approach to integration, teachers organize and capsulize the curriculum
around common learning across disciplines to emphasize interdisciplinary skills and concepts. The disciplines
are identifiable, but they assume less importance than in the multidisciplinary approach. For example, in
teaching Filipino as a discipline, the teacher hones students’ language skills while resorting to content and
topics in Araling Panlipunan. Below is an illustration of interdisciplinary structure. Therefore, there are times that
a teacher in Filipino teams up with a teacher in Araling Panlipunan to teach a lesson in Araling Panlipunan
while she teaches the needed skills in the Filipino 1 subject.
Skills Content
FILIPINO ARALING PANLIPUNAN
FILIPINO
In addition, in using the interdisciplinary integration approach, there is a need to structure the curriculum around
common learning areas across disciplines. For example, incorporate interdisciplinary skills, such as thinking
skills, problem solving and analytic skills in teaching Science, Math and English. The purpose is to learn the
skills and concepts that are beyond the immediate lesson (www.theclassroom. Com).
Subject Areas
In using the transdisciplinary integration approach, there is a need to plan out the curriculum around student
needs and concerns. Transdisciplinary integration is utilized through project-based learning, which involves
allowing the students to present a problem. Project based learning allows students to make connections among
different subjects by solving social problems and answering open-ended questions. It can also be done by
utilizing student questions as a basis for curriculum design. Learning how to solve problems and to ask
questions enables students to apply the skills in real-life situations.
1. Project-Based Learning. It engages students in creating knowledge while enhancing their skills in critical
thinking, creativity, collaboration, communication, reasoning, synthesis and resilience (Barron and Darling-
Hammond, 2008 in Corpuz, 2014). As such, it entails an output which involves accomplishing a complex task,
performing a presentation and producing a project, a craft or an artifact. Here, students start by defining the
purpose of creating the end-product; identify the audience; do research on the topic; design the product;
implement the design; solve the problems that arise; and come up with the product guided by a plan or a
model. It usually culminates with product presentation, and product evaluation while reflecting on the entire
production process (Schneiderman, et. Al, 1998 in Corpuz, 2014).
Implementation Outcome. As a result, Curtis (2002) revealed that project-based programs show that
students go far beyond the minimum effort, make connections among different subject areas to answer
open-ended questions, retain what they have learned, apply learning to real-life problems, have fewer
discipline problems, and have lower absenteeism. Student assessment considered teamwork, critical
thinking skills, problem-solving, time management.
2. Service Learning. It refers to learning that actively involves students in a wide range of experiences, which
often benefit others and the community, while also advancing the goals Of a given curriculum. Community-
based service activities are paired with structured preparation and student reflection. What is unique about
service learning is that it offers direct application of theoretical models. As such, the real-world application of
classroom knowledge in a community setting allows students to synthesize course material in more meaningful
ways. It impounds integrative, reflective, contextualized, strength-based, reciprocal, and lifelong learning
(Clavenger-Bright, et. Al, 2012).
Implementation Outcome. As a result, Glenn (2001) found that more than 80 percent of the schools
that integrate service learning into the classroom report an improvement in grade point average of
participating students. On the other hand, such programs foster lifelong commitment to civic
participation; sharpen “people skills,” and prepare students for the work force. Students also gain a
deeper understanding of the course/curricular content, a broader appreciation of the discipline and an
enhanced sense of civic responsibility (ASCD, 2004).
3. Learning Centers/ParalIeI Disciplines. A popular way to integrate the curriculum is to address a topic or
theme through the lenses of several subject areas. In an elementary classroom, students often experience this
approach at learning centers. As students move through the learning centers to complete the activities, •they
learn about the concept being studied through the lenses of various disciplines.
In the higher grades, students usually study a topic or theme in different classrooms. This may take the form of
parallel disciplines and teachers sequence their content to match the content in other classrooms (ASCD,
2004).
Implementation Outcome. As a result, according to a study by Carnegie Mellon University (CMU),
learning centers in the classroom can affect the ability to focus and study among young children. In
fact, learning centers allow children to roleplay in order to understand and make sense of the real world
and their personal experiences in it. Thus, these help children understand the social world, develop
communication skills, and build relationships.
4. Theme-Based. Some teachers go beyond sequencing content and plan collaboratively and they do it in a
more intensive way of working with a theme dubbed as “theme-based.” Often, three or more subject areas are
involved in the study, and the unit ends with an integrated culminating activity. Units of several weeks’ duration
may emerge from this process, and the whole school may be involved. A theme based unit involving the whole
school may be independent of the regular school schedule.
Other thematic programs may involve teachers across the same grade, wherein teachers carefully connect the
activities to the Standards in each discipline. Over time, they have developed a long list Of possible culminating
activities. They also update their Website Continually and use it as a teaching tool with students. The site offers
many interesting options for those interested in this method of integration (ASCD, 2004).
Implementation Outcome. Using theme-based learning, students can exhibit excellent on-task
behavior and work collaboratively. Also, students are engrossed both as presenters and as an
audience for the half-day performance task presentations as they use a wide range of presentation,
such as video, panel, forum or colloquium, debate, sculpture. Music, etc. They can demonstrate an in-
depth understanding of the topics as a result of their sustained interest around various questions. In
fact, fewer recess problems occur during this two-week period that made teachers enjoy the process
and the results.
5. Fusion. In this method, teachers fuse skills, knowledge, or even attitudes into the regular school curriculum.
In some schools, students learn respect for .the environment in every subject area or some incorporate values
across disciplines. Fusion can involve basic skills. Many schools emphasize positive work habits in each
subject area. Educators can also fuse technology across the curriculum with computer skills integrated with in
every subject area (ASCO, 2004).
Implementation Outcome. As a result, fusion brings positive gains in student achievement resulting
from integrated instruction in the classroom (Bolack, et al., 2005; Romance & Vitale, 1992; Campbell
and Henning, 2010). In addition, students make connections among disciplines, values, concepts,
content, and life experiences. Students’ increased critical thinking skill’, self-confidence, positive
attitude, and love for learning manifest their effectiveness. Shriner, et al. (2010) also found that
motivated teachers and students allow a classroom to be a 36ositive, fun, and engaging environment
in which to learn.
LEARNING OUTCOMES
1. Discuss global and multicultural literacy
2. Illustrate the Global Competence Framework
3. Explain the dimensions of multiculturalism
4. Elucidate on the assessment strategy for global competence and global understanding
5. Present effective ways on how to integrate global multiculturalism in the lesson using appropriate
delivery strategies, instructional materials and assessment tools.
6. Draw relevant life lessons and significant values from personal experience in demonstrating
multicultural literacy
7. Analyze research abstract on global and multicultural literacy and its implications on the teaching-
learning process
8. Draft relevant policy in addressing multiculturalism in school
CONCEPT EXPLORATION
As schools cater to diverse students in class, be it in terms of gender, color, race, nationality, religious
affiliations, cultural beliefs, ethnic groups, socio-economic status, etc., teachers need to understand the concept
of multicultural literacy to come up with appropriate approaches in class.
Multicultural Literacy
Multicultural literacy consists of the skills and ability to identify the creators of knowledge and their interests
(Banks, 1996) to reveal the assumptions of knowledge, to view knowledge from diverse ethnic and cultural
perspective, and to use knowledge to guide action that will create a humane and just world (Boutte, 2008).
Multicultural literacy then, brings attention to diversity, equity and social justice to foster cultural awareness by
addressing difficult issues like discrimination and oppression towards other ethnicities (Boutte,
Accordingly, education for multicultural literacy should help students to develop the 21 st century skills and
attitudes that are needed to become active citizens who will work toward achieving social justice within
communities. Because of the growing racial, language and ethnic diversity in the country, multicultural literacy
needs to be transformed in substantial ways to prepare students to function effectively in the 21 st Century
(Boutte).
Boutte (2008) reiterated that making small changes within the classrooms can create big changes globally. As
diversity grows, there is a need for the emergence of multicultural education that is more representative of the
students in today's classrooms. Banks (2003) asserted that students to be advocates of multiculturalism is also
a matter of sending a message of empathy and tolerance in schools to develop a deeper understanding of
others and appreciation of different cultures. Developing these attitudes and skills requites knowledge prior to
teaching students how to question assumptions about cultural knowledge and how to critique and critically think
about these important cultural issues, which is what essentially makes multicultural literacy a 21st Century
literacy (Banks, 2003).
Global Literacy
Global literacy aims to address issues of globalization, racism, diversity and social justice (Guo, 2014). It
requires awareness and action, consistent with a broad understanding of humanity, the planet, and the impact
of a human decision on both, It also aims to empower students with knowledge and take action to make a
positive impact in the world and their local community (Guo,2014).
According to the Ontario Ministry of Education (2015), a global citizen should possess the following
characteristics: (1) respect for humans regardless of race, gender, religion or political perspectives; (2) respect
for diversity and various perspectives; (3) promote sustainable patterns of living, consumption, and production;
and (4) appreciate the natural world and demonstrate respect on the rights of all living things.
Interconnecting multicultural and global literacy. Every classroom contains students of different races,
religions and cultural groups. Guo (2014) averred that students embrace diverse behaviors, cultural values,
patterns of practice, and communication, yet they all share one commonality, which is their educational
opportunity.
Therefore, teachers should teach their students that other cultures exist and that these deserve to be
acknowledged and respected. Integrating a variety of cultural context into lessons and activities teaches
students to view the world from many angles, creates respect for diversity and enables •students to learn
exciting information. As classrooms become increasingly more •diverse, it is important for educators to analyze
and address diversity issues and integrate multiculturalism information into the classroom curriculum (Guo,
2014).
Global Competence
The desire to participate in interconnected, complex and diverse societies has become a pressing need.
Recognizing the roles of schools in preparing the youth to participate in the world the OECD's Program for
International Student Assessment (PISA) developed a framework to explain, foster and assess StUdents,
global competence. This design serves as a tool for policymakers leaders and teachers in fostering global
competence among students worldwide.
Global competence is a multidimensional capacity. Therefore globally competent individuals can analyze and
rationalize local, global and intercultural issues, understand and appreciate different perspectives and
worldviews, interact successfully and respectfully with others, and take responsible action toward sustainability
and collective well-being (OECD publication).
Global competence refers to skills, values and behaviors that prepare young people to thrive in a diverse,
interconnected and rapidly changing world. It is the ability to become engaged citizens and collaborative
problem solvers who are ready for the workforce.
Promoting competence in schools. Schools play a crucial role in helping young people to develop global
competence. They can provide opportunities to critically examine global developments that are significant to
both the world and to their own lives. They can teach students how to critically, effectively and responsibly use
digital information and social media platforms.
Schools can encourage intercultural sensitivity and respect by allowing students to engage in experiences that
foster an appreciation for diverse peoples, languages and cultures (Bennett, 1993; Sinicrope, Norris and
Watanabe, 2007). Schools are also positioned to enhance students' ability to understand their place in the
community and the world and improve such ability to make •judgments and take action (Hanvey, 1975 in PISA,
2018).
This definition outlines four dimensions of global competence that people need to apply in their everyday life
just like students from different cultural backgrounds are working together on school projects.
This dimension refers to globally competent people's practices of effectively utilizing knowledge about the
world and critical reasoning in forming their own opinion about a global issue. People, who acquire a mature
level of development in this dimension, use higher-order thinking skills, such as selecting and weighing
appropriate evidence to support arguments about global developments. Most likely, globally competent
students can draw on and combine the disciplinary knowledge and thinking styles learned in schools to ask
questions, analyze data and propositions, explain phenomena, and develop a position concerning a local,
global or cultural issue. Hence, globally competent people effectively use and create both traditional and digital
media (Boix Mansilla and Jackson, 2011).
Dimension 2: Understand and appreciate the perspectives and world views of others
This dimension highlights that globally competent people are willing and capable of considering other people's
perspectives and behaviors from multiple viewpoints to examine their own assumptions. This in turn, implies a
profound respect for and interest in others with their ccncept of reality and emotions. Individuals with this
competence also consider and appreciate the connections that enable them to bridge in differences and create
common ground. They retain their cultur•, identity while becoming aware of the cultural values and beliefs of
people around them (Fennes and Hapgood, 1997).
A school community that desires to nurture global competence Should focus on clear, controllable and
realizable learning goals. This means engaging all educators to reflect on teaching topics that are globally
significant, the types of skills that foster deeper understanding Of the world and facilitate respectful interactions
in multicultural contexts, and the attitudes and values that drive autonomous learning and inspire responsible
action (OECD, 2018).
Perspective-taking refers to the cognitive and social skills of understanding how other people think and feel.
Adaptability refers to the ability to adapt systems thinking and behaviors to the prevailing cultural environment,
or to situations and contexts that can present new demands or challenges.
Respect consists of a positive regard for someone based on judgment of intrinsic worth. It assumes the dignity
of all human beings and their inalienable right to choose their own affiliations, beliefs, opinions or practices
(Council of Europe, 2016a).
Global-mindedness is defined as a worldview, in which one sees him/herself connected to the community and
feels a sense of responsibility for its members (Hansen, 2010).
The framework distinguishes four interrelated cognitive processes that globally competent students need to
use to understand fully global or intercultural issues and situations (OECD, 2018).
1. The capacity to evaluate information, formulate arguments and explain complex situations and
problems by using and connecting evidence, identifying biases and gaps in information and managing
conflicting arguments
2. The capacity to analyze multiple perspectives and worldviews, positioning and connecting their own
and others' perspectives on the world
3. The capacity to understand differences in communication, recognizing the importance of socially
appropriate communication and adapting it to the demands of diverse cultural contexts
4. The capacity to evaluate actions and consequences by identifying and comparing different courses of
action and weighing actions on the basis of consequences
Thus, globally competent students should be able to perform a wide variety of tasks utilizing different cognitive
processes, such as: reasoning with evidence about an issue or situation of local, global and intercultural
significance; searching effectively for useful sources Of information; evaluating information on the basis of its
relevance and reliability; synthesizing information to describe the main ideas in an argumentative text or the
salient passages of a conversation; and combining their background knowledge, new information and critical
reasoning to build multi-causal explanations of global or intercultural issues (OECD, 2018).
Therefore, Gaudelli (2006) affirmed that teachers must have clear ideas on global and intercultural issues that
students may reflect on. They also need to collaboratively research topics and carefully design .the curriculum
while giving students multiple opportunities to learn those issues. Teachers may also engage in professional
learning communities and facilitate peer learning.
More so, teaching about minority cultures in different subject areas entails accurate content information about
ethnically and racially diverse groups and experiences. Curricula should promote the integration of knowledge
of other people, places and perspectives in the classroom throughout the year (UNESCO, 2014a), rather than
using a "tourist approach", or giving students a superficial glimpse of life in different countries now and then.
Textbooks and other instructional materials can also distort cultural and ethnic differences (Gay, 2015).
Teachers and their students should critically examine textbooks and other teaching resources and supplement
information when necessary.
Connecting global and intercultural topics to the reality, contexts and needs of the learning group is an
effective methodological approach to make them relevant to adolescents (North-South Centre of the Council of
Europe, 2012). People learn better and become more engaged when they get connected with the content and
when they see its relevance to their lives and their -immediate environment (Suarez-Orozco and Todorova,
2008).
Class discussion is an interactive approach thät encourages proactive listening and responding to ideas
expressed by peers. By exchanging views in the classroom, students rearn that there is no single right answer
to a problem, understand the reasons why others hold different v(ews and reflect on the origins of their own
beliefs (Ritchhart, et. al., 2011).
Service learning is another tool that can help students develop multiple global skills through real-world
experience. This requires learners to participate in organized activities that are based on what has been
learned in the classroom and that benefit their communities. After the activities, learners reflect critically on their
service experience to gain further understanding of course content, and enhance their sense of role in society
with regard to civic, social, economic and political issues (Bringle and Clayton, 2012). Through service learning,
students not only "serve to learn," which is applied learning, but also "learn to serve" (Bringle, et. al., 2016).
The Story Circle Approach intends students to practice key intercultural skills, including respect, cultural self-
awareness and empathy (Deardorff, n.d.). The students, in groups of 5-6, take turns sharing a 3-minute story
from their own experience based on specific prompts, such as "Tell us about your first experience when you
encountered someone who was different from you in some ways." After all students in the group have shared
their personal stories, students then, share the most memorable point from each story in a "flash back" activity.
Other types of intercultural engagements involve simulations, .interviews, role plays and online games.
Attitudes and values integration toward global competence. Allocating teaching time to a specific subject
that deals with human rights issues and non-discrimination is an important initial step in cultivating values for
global competence.
Values and attitudes are partly communicated through the formal curriculum and also through ways, in which
teachers and students interact, how discipline is encouraged and the types of opinions and behavior that are
validated in the classroom. Therefore, recognizing the school and classroom environments' influence on
developing Students' values would help teachers become more aware of the impact of their teaching on
students (Gay, 2015).
BUILDING AND ENANCING NEW LITERACIES ACROSS THE CURRICULUM
EDUC.110
MODULE 4
SOCIAL LITERACY
LEARNING OUTCOMES
CONCEPT EXPLORATION
The school is a social institution established for the contemplation of reality in a profound, personal, informal
and unstructured way. Teachers facilitate learning, teach students and model certain types of acceptable
behavior while developing them in all aspects: academically, physically, emotionally and socially, In performing
such tasks, teachers also relate to parents and other stakeholders. That is why understanding and attaining
social literacy is imperative among them.
Social Literacy
Social literacy entails the development of social skills, knowledge and positive human values toward desire and
ability in human beings to act and react positively and responsibly in a wide range of complex social settings. It
can be acquired through social process of inquiry, values exploration and social decision-making that relate to
the acquisition of knowledge and understanding (Arthur, Davison and Stow,2000).
In school, social literacy can be demonstrated by teachers in dealing with their superiors, colleagues, parents,
students and others, while for students, by way of interaction and interrelation with the surroundings around
them - their peers, the media and political influencers, technology agents, religious groups, school staff, family
members, etc.
Social Skills
Social skills are aspects of social literacy. As such, these are an integral part of functioning in society. 'It
involves good manners, communicating effectively with others, being considerate of others' feelings and
expressing personal needs. In fact, children gain social skills through playing while adults obtain it by
interrelating with others, both verbally (spoken language) and non-verbally. (gestures, body language, facial
expressions, eye contact and appearance).
Social skills are also important in schools because they help build, maintain and grow relationships of students
with classmates, peers, teachers, students, and others, while for teachers, with their superiors, colleagues,
parents, students, and others. These can be attained through:
(1) gaining ideas, information, techniques and perspectives from people with different areas of expertise;
(2) providing their own perspective for the benefit of others;
(3) accomplishing tasks and working together toward shared goal;
(4) providing mutual support for difficult situations;
(5) expanding network to learn about and pursue new opportunities;
(6) gaining feedback and referrals from people who can personally attest to work, skills and qualities; and
(7) making the school truly a healthy and conducive learning environment.
1. Effective communication. It is the ability to communicate 'effectively and share thoughts and
ideas with students through group conversations, discussions, etc.
2. Conflict resolution. It is the ability to get to the source of the problem and find a workable solution
by weighing both sides from those involved with the goal of mediating for reconciliation
3. Active listening. It is the ability to pay close attention toa student in times of counseling,
introspection and consultation.
4. Empathy. It is the ability to understand and identify the feelings of students in times of difficulty and
trouble.
5. Relationship management. It is the ability to maintain relationships and build key connections
with school stakeholders for the student's development.
6. Respect. It can be done by knowing when to initiate communication and respond during
interactions or even in times of heated arguments and confrontations.
7. Problem-solving skills. These involve seeking help, making effective decisions and accepting
consequences to derive better solutions to the problem.
8. Interpersonal skills. These include the abilities of sharing, joining activities, asking for permission
and waiting for one's turn in every facet of school undertakings.
Improving social skills. Social skills can be improved by focusing on sustaining desirable attitudes and
eliminating those undesirable ones through modeling, role-playing and performance feedback mechanisms.
Goleman (1996) defines Emotional Intelligence (EQ) as the ability 1o:(1) recognize, understand and manage
own emotions; and (2) recognize, understand and influence the emotions of others.
It is being aware that emotions can drive behavior and impact people (positively and negatively), and learning
how to manage those emotions, both one's own and others' when under pressure, especially in times of:(1)
giving and receiving feedback;(2) meeting tight deadlines;(3) dealing with challenging relationships;(4) not
having enough resources;(5) dealing with change; and (6) experiencing setbacks and failure.
1. Emotional Literacy Workshop. This will help teachers to communicate with students, recognize and
manage emotions and increase self -awareness.
2. Emotional Literacy Museum. It is a self-directed learning experience that teaches about the
physiology of emotions, emotional regulation, and emotional literacy.
3. Mixed Emotions Cards. It is a beautiful deck of "tarot-like" cards of feelings (labeled with feelings and
synonyms).
4. eMotion Cards. It is an evocative, playful moon face illustration of emotions (open-ended without
labels).
5. Biodots. It is a simple reminder that emotions are part of our physiology.
6. Bingo Emotions. It is typically a classic “bingo” game played with emotions.
7. Feeling Faces. These are photos of real people and data about how survey respondents evaluated
each picture.
8. Six Seconds Emotional Intelligence Assessment. It provides feedback about the way one uses EQ
and how to improve in this area.(http://www.6seconds.org/2018/02/27/emotional-intelligence-tips-
awareness/)
9. The Zoo: Animal Workshop. It is an activity that intends to imitate an animal behavior and gesture that
ends with reflections and group sharing.
10. Face Workshop. It is an activity, in which partners face each other while showing different facial
expressions and qualities that ends with reflections.
11. The Machine Transformer. Participants in groups have to transform into an assigned machine or
vehicle, of which each member shall comprise different parts, deemed essentials and equally
important that usually ends up with interactions and reflections.
12. Tower Building. Groups will be tasked to build a tower using pop sticks and straws. The goal is to
make the tallest and strongest tower of all. This will end up with interactions, sharing, open forums and
patching of emotional barriers.
13. Build Me a House. The participants in groups will be tasked to build a house using any available
material around them. The goal is to make the strongest house. Then, the facilitator will suddenly
destroy the house made by the group and observe the members' emotions and reactions and let them
express their feelings and thoughts. At the end, each one will draw realizations, lessons and values for
reflection.
14. Internalization Activity. This is an activity that helps participants to reflect on the narrations of the
facilitator with a background music in a dim and candle lighted room. Everyone can express his/her
emotions and feelings of resentment, remorse, agony, disappointment, and sadness.
15. Mirroring and, Unmasking Activity. Each participant shall prepare a piece of paper and 'put it at
his/her back. In a circular formation, everyone has to write that person's negative attitude on that
paper. Everyone will be given time to see those feedbacks and reflect on them while they are also
given a chance to express themselves. These negative feedbacks will be called masks to be torn-off
and burned at the end of the activity and they will be led to a prayer for self-renewal and rejuvenation.
1. Empathy. Empathy is the capacity to understand or feel what another person is experiencing from
within their frame of reference.
Greater Good Science Center in UC Berkeley laid down two different types of empathy, namely: (a)
Affective empathy-refers to the sensations and feelings that one gets in response to others'
emotions including mirroring what that person is feeling, or just feeling stressed when he/she
detects another's fear or anxiety; (b) Cognitive empathy (sometimes called “perspective-taking") -
refers to one's ability to identify and understand other people's emotions.
2. Self-awareness. It is the art of understanding one's self, recognizing the stimuli that he/she faces and
preparing how to manage him/herself, both in a proactive and reactive manner.
3. Curiosity. It is one's willingness to learn and improve. When one is curious, he/she is passionate
and therefore, he/she is driven to desire to be at his/her best.
4. Analytical mind. It pertains to being critical thinker that analyzes and processes all new information
that comes his/her way and see if they can extract ways to improve.
5. Belief. It is the power of believing in one's self, both at present and the future. It is a matter of
affirming that people and things in one's life happen for a reason and that everything will ultimately
turn out to be good.
6. Needs and wants. It is something to discern between things that one needs versus things that
he/she just wants and establishing needs prior to fulfilling wants.
7. Passion. It is the natural desire, instinct, drive, ambition and Module 6: Social Literacy motivated
love for a subject or someone. More so, it brings going. positive energy that helps sustain and
inspire one to keep
8. Optimism. It is about maintaining a positive attitude that may increase one's opportunities, improve
relationships and think clearly and constructively.
9. Adaptability. It is an important recognition and the ability to make or remake decisions in one's best
interest. It is also determining when to continue ‘his/her course, or when is the time for a change.
10. Desire to help others succeed. It is becoming interested and appreciative of the success and
achievement of others.
People Skills
Like emotional intelligence and social skills, people skills have been widely used in demonstrating social
literacy at home, in school or anywhere that a person may be.
According to Wikipedia, people skills are patterns of behavior and behavioral interactions. For Thompson
(2009), this is an area of exploration about how a person behaves and how he/she is perceived irrespective of
his/her thinking and feeling. 'Honey (2001) defines it as the dynamics' between personal ecology (cognitive,
affective, physical and spiritual dimensions) and its function with other people's personality styles in numerous
environments (life events, institutions, challenges, etc.).
On the other hand, people skills are tools used to communicate and interact effectively with others. Therefore,
individuals with strong people skills are able to predict behavior, relate to others and socialize easily.
People skills can also be defined in three sets of abilities:(1) personal effectiveness or about how.one comes
across with others; (2) interaction ability or how well one predicts and decodes behavior; and (3) intercede
easily or ability to lead, influence and build bridges between people.
Moreover, people skills are the ability to accept, appreciate and admire others on a personal or professional
level. Good people skills extend to the ability to listen and empathize with others, as well as work toward
common goals with them. Therefore, these are sets of skills that enable a person to get along with others,
communicate ideas effectively, resolve conflicts and achieve personal or professional goals.
Educational Impact of People Skills. People skills are important for teachers in effective classroom
management. Knowing how to communicate and teach people Instead of simply teaching their subjects will
help make a difference
In the classroom (Bolton, 2009). Accordingly, almost 50 percent of classroom success lies on effective
Interpersonal relationships, while the other 50 percent lies within academic skills (Boyle, 2011). This is because
teachers tend to interact and relate with students.Therefore,they need to learn how to practice these people
skills effectively in order to create a healthy and conducive learning atmosphere in the classroom.
In general, people skills are an essential part of work, life and social success. When one has strong people
skills, he/she is able to: (1) pitch him/herself;(2) overcome social anxiety;(3) communicate ideas; and (4)
influence others positively.
1. Being socially assertive. Social assertiveness is essential for conserving social energy in the right
ways. People with high social assertiveness have more focused social energy 'and more clarity in
their interactions.
2. Crafting a memorable presence.People with great presence take it easy in making connections and are
extremely good at rapport building. Those with a strong presence can attract others, are well-
remembered and are likable.
3. Mastering communication. This is knowing how to present one's self and, in turn, gets one's message
across.
4. Sustaining lasting confidence. People, who can sustain lasting confidence are able to conquer their
shyness, avoid awkwardness and get through their anxiety or overcome any nervous tendencies.
5. Being an excellent conversationalist. This is essential in communicating and interacting. with others.
Excellent conversationalists are people whom others may be fond of. listening to and discussing with.
Most interactions happen in three levels: (1) The First Five. Minutes: This is the first impression and
the time to decide if someone is worth getting to know; (2) The First Five Hours: This is moving past
first ‘impressions into rapport building; and (3) The First Five Days: This is the final and ultimate level
of trust and connection. Thus, a conversation is the key to moving up these three levels.
6. Being highly likable. Likability is an important facet of trust by through being authentic or genuine with
their true selves.
7. Being exceptional at decoding emotions. People, who are good at reading people, are exceptionally
strong at knowing how others think and feel.
8. Pitching ideas. Pitching is a very important people skill because it happens all the time when one is
asked for his/her opinion and in-introducing himself/herself.
9. Being charismatic. Charisma is the perfect blend of two essential people skills traits such as warmth
and competence.
10. Being an influential leader. Leaders in both personal, social and professional life are able to gain
camaraderie. (Source:www.scienceofpeople.com/people-skils/)
By integrating social literacy in the curriculum content, teachers do not only give students opportunities to
practice their social-emotional skills, but also show them how integral these skills are in their daily lives.
Hence, reviewing curricula through social, emotional and moral lens is like a habit of mind that 'the more it is
done, the easier it gets. Obviously, the greatest benefit of teaching lessons like these is that students can begin
to examine their education, their decisions, their interests and their relationships through this lens, while helping
them cultivate a more thoughtful and discerning approach to life.
MEDIA LITERACY
Learning Outcomes:
Concept Exploration
Today, information comes through an interwoven system of media technologies. The ability to read many
types of media has become an essential skill in the 21st Century. Thus, schools are greatly confronted
with this challenge.
Media Literacy
Lynch(2018) coined the term “media” that refers to all electronic or digital means and print or artistic
visuals used to transmit messages through reading (print media), seeing (visual media), hearing (audio
media), or changing and playing with (interactive media), or some combinations of each. Media can be a
component of active learning strategies, such as group discussions or case studies (Mateer and
Ghent,n.d.).
Media literacy is the ability to access, analyze, evaluate, and create media(Firestone, 1993). Media
literate youth and adults can understand the complex messages received from television, radio, Internet,
newspapers, magazines, books, billboards, video games, music, and all other forms. of media. Therefore,
media literacy skills are included in the educational standards in language arts, social studies, health,
science, and other subjects. Many educators have discovered that media literacy is an effective and
engaging way to apply critical thinking skills to a wide range of issues. (http:// medialiteracyproject,org)
The Ontario Ministry of Education (1989) stressed that media literacy means helping students develop an
informed and critical understanding of the nature of mass media, the techniques used and their impact. It
aims to enhance students' understanding and appreciation how media work, how they produce meaning,
how they are organized, and how they construct reality. More so, it intends to provide students the ability
to create media products (http://www.medialit. org).
Media literacy therefore, is the ability to identify different types of media from wide array of sources and
understand the messages they bring (Hobbs, 1997).
But most of all, these have one thing in common: that someone created it for a reason. Therefore,
understanding that reason is the basis of media literacy.
Social Media
Social media is a term that describes websites to connect people and involve user-generated content,
which is the hallmark of a social media site. It is sometimes called Web 2.0, which is currently a huge
opportunity to reach target audience and increase online sales (Go, 2019)
The UNESCO defines it as the set of competencies to search, critically evaluate, use and contribute
information and media content wisely; the knowledge of one's rights online; refraining from cyberbullying;
understanding related ethical issues; and engaging with media and ICTs to promote equality, free
expression, intercultural/interreligious' dialog, peace, etc. (UNESCO,2016).
Aspects of MIL
According to Reineck and Lublinski (2015), MIL is the optimal outcome of media, information and
communication technology (ICT) education along three aspects: technical skills, critical attitudes and facts
about media and ICT. Technical skills involve ability to access and use computers, mobile and other
technical devices that offer media and information content. UNESCO's (2011) MIL curriculum delves on
“accessing information. effectively and efficiently” as an aspect put into practice.
Baacke (1996) included compositional skills in his media competence model that involves creating new
kinds of media content, encouraging self-determination, and increasing individuals' chances for
participation. MIL also involves performative aspect that entails the competence to do rather than just to
know certain things.
Moeller (2009) summarized the facets of MIL from the user perspective, emphasizing media consumers in
identifying news and understanding media's role in reshaping the global issues. Norbert Groeben (2002)
pointed out the importance of knowledge of the inner workings(contexts, routines, contents) and the
effects of media. Fostering certain attitudes toward media and other information sources involves both
being critical on the negative impact of media and defending it against sources of influence.
Disadvantages of Media
1. They lead to individualism. Spending too much time on the Internet and watching television
usually impedes socialization with friends, family and others.
2. Some media contents are not suitable for children.
3. A newspaper is geographically selective.
4. The increase in advertisements in television and radio makes them less attractive.
5. The internet can be a possible way for scams, fraud and hacking.
6. Media can be addictive that may result in people's decreased productivity.
7. They can cause health hazards, such as radiation effects, poor eyesight, hearing defects, and
others.
8. They may induce drugs and alcohol use.
9. They can lead to personal injury by imitating the stunts showcased in media.
10. They can ruin reputation through an anonymous account, malicious scandals, false accusations
and rumors. (https://www.importantindia.com/22940/media-advantages-disadvantages/)
Lynch (2018) presents six ways to integrate media literacy into the classroom for students to become
media literate while making media education a meaningful and integrated part of classroom practice.
1. Teach students to evaluate media. Students learn to evaluate what they are viewing by showing
them that media changes depending on who created it, the intended audience and the biases that
may be attributed to the source.
2. Show students where to find digital resources and databases. Teachers should provide students
with reliable and safe media sources and trustworthy content. . '
3. Compare/contrast various media sources. In the discussions, distinguish various media sources
and compare elements.
4. Discuss how the media edits and alters. Purposely point out to students examples of media
altering photographs or stories while teaching them to be critical of what they see or read at face
value.
5. Examine the “truth” in advertisements. Let students identify what advertisements are trying to sell
and what promises or ideas are they using to convince them to buy the product.
6. Have students create media. Let students create media websites. appropriate to their levels such
as presentations, videos or websites
Media skills. Although this is given little emphasis in the classroom, Hobbs and Frost (1994) present the
skills that students are able to possess with the media they use in class. To wit: (1) reflect on and analyze
their own media consumption habits; (2) identify the author, purpose and point of view in films,
commercials, television and radio programs, magazine and newspaper editorials and advertising; (3)
identify the range of production techniques that are used to communicate opinions and shape' audience's
response; (4) identify and evaluate the quality of media's representation of the world by examining
patterns, stereotyping, emphasis and omission in print and television news and other media; (5)
appreciate the economic underpinnings of mass media industries to make distinctions between those
media which sell audiences to advertisers and those which do not;(6) understand how media economics
shapes message content; (7) gain familiarity and experience in using mass media. tools for personal
expression and communication and for purposes of social and political advocacy.
Approaches to teaching media literacy. Kellner and Share (2007) mentioned three approaches to
teaching media literacy that would utilize media in pedagogical practice.
1. Media Arts Education Approach. It intends to teach students to value the aesthetic qualities of
media and the arts while using their creativity for self-expression through creating art and media.
2. Media Literacy Movement Approach. It attempts to expand the notion of literacy to include
popular culture and multiple forms of media (music, video, Internet, advertising, etc.)while still
working within a print literacy tradition
3. Critical Media Literacy Approach. It focuses on ideology critiquing and analyzing the politics of
representation of crucial dimensions of gender, race, class, and sexuality; incorporating
alternative media production; and expanding the textual analysis to include issues of social
context, control, resistance, and pleasure.
Utilizing Media across disciplines. Media education can be integrated.in every course discipline. The
following are examples of using media in different subject areas using PPPP (Purpose, Process,
Performance, Product)
Assessing and evaluating media literacy work. Just like any student outputs, media-oriented works should
also be evaluated to assess quality based on standards. Students need regular feedback to be able to
reflect on their progress and develop mastery and that would remind them that it is an important part of
the course.
However, for some teachers, creating assessment and evaluation tools for media education is more
challenging than traditional means due to the lack of technical skills. Also, it is because media education
is all about finding the right questions to ask, rather than learning previously determined answers.
Canada's Center for Digital and Media Literacy prescribed two important steps in creating objectives,
comprehensive and meaningful assessment and evaluation tools for media literacy work, namely:(1) by
using a rubric to assess the work of students; and (2) by framing the expectations within the rubric in
terms of key concepts of media literacy.
However, whenever any form of media is being utilized, there should be a reflection at the end by asking
students how media form has shaped their thinking, decision-making, analysis, choices, values and
interrelationships.
Thus, media educators base their teaching on key concepts for media literacy, which provide an effective
foundation for examining mass media and popular culture. These key concepts act as filters that any
media text has to go through in order to critically respond.
1. Media are constructions. Media products are created by individuals who make conscious and
unconscious choices about what to include and how to present it. It can assess students'
understanding of how media product was created and the analysis of creators' beliefs or
assumptions reflected in the content.
2. The audience negotiates meaning. The meaning of any media product is a collaboration between
the producers and the audience. It can assess students' understanding of concepts and the
elements in a relevant medium or product
3. Media have commercial implications. Since most media production is a business, it makes profits
and it belongs to a powerful network of corporations that exert influence on content and
distribution. It can assess students' knowledge and understanding of the commercial factors
influencing the creation of media product and analysis of how media product is influenced by
commercial factors or the owner.
4. Media have social and political implications. Media convey ideological messages about values,
power and authority and they can have a significant influence on what people think and believe. It
can assess students' knowledge and understanding of how this medium communicates ideas and
values.
5. Each medium has a unique aesthetic form. The content of media depends in part on the nature of
the medium that includes technical; commercial and storytelling demands. It can assess students'
knowledge and understanding of the technical elements of the medium and the tropes, clichés,
codes and conventions of the medium and genre (http:// mediasmarts.ca/digital-media-literacy).
Digital Cyber Literacy
CONCEPT EXPLORATION
Technology has been part of everyone's life, be it at home, in school, or anywhere with every facet of our
undertaking. However, in many instances, we may not be aware that we have been misusing or abusing it
or in another way around, we may find ourselves being used by other people with their malicious motives
using digital tools. Therefore, we may end up being liable or a victim of such irresponsible kind of
technological processing and utilization. It is in this case that we must gain further understanding and
application of digital/cyber literacy, be it on. Personal or professional merit.
Digital Literacy
According to Wikipedia, digital literacy is the set of competencies required for full participation in society
that includes knowledge, skills, and behaviors involving. the effective use of digital devices for
purposes of communication, expression, collaboration and advocacy.
Simply, it is the ability of an individual to engage with the digital environment and operate technologies
safely by knowing what to do and what not to do and how to avoid unnecessary risks.
Digital literacy is an individual's ability to access both information and methods of communication through
technological tools, such as smartphones, tablets, laptops and desktop PCs. While digital literacy is
initially focused on digital skills and stand-alone computers, its focus has shifted to network devices,
including the Internet and the use of social media.
Cybersecurity
Cybersecurity is the practice of protecting systems, networks, and programs from digital attacks (Cisco,
n.d.). These cyberattacks are usually aimed at accessing, changing, or destroying sensitive information;
extorting money from users; or interrupting normal business processes.
Implementing effective cybersecurity measures is challenging because there are more devices than
people, and attackers are becoming more innovative. Here are some tips on how to protect yourself
against cyber threats.
1. Monitor behavior on social networks. Before posting or uploading something online, try to realize:
(a) Does this need to be public?; and (b) Is it worth the risk? Remember, not only what we share
online is available to friends and family, but also to cybercriminals.
2. Keep devices safe. Protect your technology tools by installing Anti-virus software, a configuration
of settings on the devices and by completing software updates.
3. Understand how best to use passwords. Passwords need to be complex and hard to guess, but
can still be remembered. One strategy is "passphrase" or a password that comes from the first
letter of each word in the phrase. There is also a password manager app to help keep track of all
the passwords called "KeePass" which is free of charge. Importantly, do not use the same
password for all accounts.
4. Handle unsafe content. Know exactly how to respond or react to unsafe situations online, such as
(1) suspicious emails; (2) pop-ups claiming that your computer is infected; and (3) BitTorrent
sites.
5. Consider safety for the future. Take individual responsibility in using devices with an utmost care
and critical thinking when online(https://www.esentire.com).
Cyber Citizenship
Citizenship is an old value that is now applied to a new medium, the Internet. Cyber citizenship refers to
being responsible when 'using the Internet. Doing online when no one is looking speaks a lot about one's
character and morals. The power of this digital world is associated with responsibilities and
consequences.
Therefore, we can explore and navigate all information available online however, we should observe
cyber citizenship or manners and etiquette on the Web.
Internet Safety
Internet safety, online safety or cyber safety means trying to be safe on the Internet. It is maximizing the
user's personal safety and security risks to private information and property associated with using the
Internet, including self-protection from computer crime. As the number of Internet users continues to grow
worldwide, issues and concerns also continuously exist.
Information security. Sensitive information, such as personal information, identity and passwords are
often associated with personal property and privacy and may present security concerns if leaked.
Unauthorized access and usage of private information may result in consequences, such as identity and
property theft.
1. Phishing. It is a common type of scam, of which the scammers disguise as a trustworthy source
in an attempt to obtain private information, such as passwords, credit card information, etc.
through the use of fake websites that look identical and legitimate.
2. Internet scams. These are schemes that deceive the users in various ways in an attempt to take
advantage of them.
3. Malware. It is a malicious software (particularly spyware) disguised to collect and transmit private
information, such as password without the user's consent or knowledge, of which it is impossible
to determine whether a file is infected.
Personal safety and threats. The growth of the Internet gave rise to many important services accessible
to anyone with a connection, such as digital communication. While it allows communication with others, it
is also being grabbed by malicious users for bad intent. The following are common threats to personal
safety.
1. Cyberstalking. It is the use of the Internet or other electronic means to stalk or harass an
individual, group or organization through false accusations, defamation, slander and libel,
intentional monitoring, identity theft, threats, vandalism, solicitation for sex, or gathering
information that may be used to threaten, embarrass or harass.
2. Cyberbullying. It is the use of electronic means, such as instant messaging, social media, e-mail
and other forms of online communication with the intent to abuse, intimidate, or overpower an
individual or group.
3. Online predation. It is the act of engaging an underage minor .into inappropriate sexual
relationships through the Internet. Online predators may attempt to initiate and seduce minors
into relationships through. the use of chat rooms or Internet forums. The behavior characteristics
are categorized into three groups: A) Manipulative-typically a child molester; B)·Opportunist -
typically a rapist; and C) Coercive - being a mixture of both rapists and child molesters.
4. Obscene/offensive content. Various websites on the Internet contain material that may deem
offensive, distasteful or explicit, which may often not be of the user's liking. Such websites may
include the Internet, shock sites, hate speech or otherwise, and inflammatory content. Such
content may manifest in many ways, such as pop-up ads and unsuspecting links.
5. Sextortion. It is the use of webcams for flirting and cybersex. Often, this involves a cybercriminal
posing as someone else, such as an attractive person initiating communication of a sexual nature
with the victim. The video is recorded by the cybercriminal to demand money or other services,
threaten to publicly release the video and send to family members and friends of the victim if they
do not comply.(https://en.wikipedia.org/ wiki/Internet safety)
A threat, in the context of computer security, refers to anything that has the potential to cause serious
harm to a computer system. It is something that may or may not happen, but has the potential to cause
serious damage and can lead to attacks on computer systems and networks
(https://www.techopedia.com).
Cybercrime is now becoming alarming in the life of every individual and the organization as they intend to
steal information that they can sell or trade, such as financial details, credit card information, personal
details, or any other information using computer networks.
Likewise, while email has been the main method for the spread of computer viruses, it can also enter a
network by the USB device, Internet download, visiting an infected website, instant messaging or
messaging in social media platforms, file transfer and file-sharing programs, or by remote users
connecting directly to the corporate network with an infected PC. Once a computer virus gets into a
network, it can spread from computer to computer in multiple. ways.
Given the numerous ways a computer virus can spread, the following are ways on how to ensure that
computer networks can be protected.
1. Install anti-virus software. Ensure that reputable anti-virus software is installed on all computers,
including all servers, PCs and laptops.
2. Ensure that the anti-virus software is up-to-date. New computer viruses are being released daily
and so it is essential that computers are protected by keeping the anti-virus software-up-to-date.
3. Employ a firewall to protect networks. As computer viruses can spread by means other than
email, it is important that unwanted traffic is blocked from entering the network by using a firewall.
4. Filter all email traffic. Example of emails with certain file attachments commonly used by
computer viruses to spread themselves, such as .EXE,.COM and SCR files. These should be
prevented from entering the network.
5. Educate all users to be careful of suspicious e-mails. Ensure that all users know to never open an
attachment or to click on a link in an email they are not expecting.
6. Scan Internet downloads. Ensure that all files downloaded from the Internet are scanned against
computer viruses from one central point on the network.
7. Do not run programs of unknown origin. It is important to use a trusted source for software
requirements to be installed and ensure it can be accounted for their names. This can leave the
cyberbully anonymous and difficult to be caught or apprehended for his/her behavior:
8. Implement a vulnerability management system. It is important to regularly review network and the
applications running on it for new vulnerabilities and a plan on how to manage them, either by
patching or upgrading them using tools, such as firewalls or Intrusion Detection Systems that.
Should be put in place.
9. Make regular backups of critical data. There is a need to keep important files on removable
media, such as portable drives or tape for back-up in the event that the network is infected with a
computer virus.
10. Develop an Information Security Policy. The creation and publication of an Information Security
Policy is key to ensuring that information security receives the profile it requires in order to secure
the systems and data.
11. Monitor logs and systems. Regular monitoring of network and system logs can assist in the early
identification of a computer virus infecting the network or other attacks by criminals.
12. Develop an Incident Response Plan. The incident response plan outlines the roles and
responsibilities of people in the event of a computer virus infecting the network or any other type
of security breach.
13. Restrict end-user access to the systems. Where possible, end users are prohibited from access
to the system so that the virus will also be restricted. (https://bhconsulting.ie/computer-security-
threats-solutions/)
Cyberbullying
Cyberbullying, cyber harassment or online bullying is a form of bullying or harassment using electronic
means usually among minors in a school setting and has become increasingly common, especially
among teenagers.
It is an aggressive, intentional act or behavior that is carried out by a group or an individual using
electronic forms of contact, repeatedly against a victim who cannot easily defend him or herself. The
National Crime Prevention Council defines it as a process of using the Internet, cell phones or other
devices to send or post texts or images that intend to hurt or embarrass another person. It may also
include public actions, such as repeated threats, sexual remarks, pejorative labels or defamatory false
accusations, ganging up on a victim by making the person the subject of ridicule in online forums, hacking
into or vandalizing sites about a person, and posting false statements to discredit the targeted person.
Cyberbullying is similar to traditional bullying, It is just that victims may not know the identity of their bully
and the reason for bullying them. Cyberbullies may disclose victims' personal data on websites or forums-
called doxing, or may use impersonation, and create fake accounts, comments or sites for the purpose of
publishing material in their names. This can leave the cyberbully anonymous and difficult to be caught or
apprehended for his/her behavior.
Cyberbullying types. There are various types of cyberbullying and research has revealed serious
profound consequences on victims.
1. Internet trolling is a common form of bullying over the Internet in an online community to elicit a
reaction, disruption or intentionally provoke and offend others.
2. Cyberstalking is another form of bullying or harassment that uses electronic communication to
stalk a victim and pose a credible threat to harass him/her.
Implications of bullying in schools. Schools should initiate various anti-bullying programs and
campaigns to protect students from being threatened or victimized by such offense. More so, teachers
should be oriented and trained in handling bullying cases and executing teaching strategies to address
and reduce bullying cases in class. Also, schools should conduct student empowerment activities that can
be engaged in by students, including the bullies to divert their attention and energy into something
worthwhile and engagements that they can be busy about.
Cybercrime
Avast defines cybercrime as any criminal activity carried out using computers or the Internet. Cybercrime
uses tools like phishing, viruses, spyware, ransomware and social engineering to break the law (https://
www.avast.com/c-cybercrime).
On the other hand, cybercrime is defined by Techopedia as a crime with the computer as the object of the
crime (i.e. hacking, phishing, spamming) or is used as a tool to commit an offense (i.e. child pornography,
hate crimes). Cybercriminals may use computer technology.to access personal and confidential
information or use the Internet for exploitative or malicious purposes.
There is a wide variety of cybercrimes, which can broadly be placed into two categories: one-off crimes,
such as installing a virus that steals your personal data; and ongoing crimes, such as cyberbullying,
extortion, distributing child pornography or organizing terrorist attacks (https://www.avast.com/c-
cybercrime).
Cybercrime may also be referred to as computer crime practiced by those who have technological skills
and use the Internet to achieve their bad motive. Cybercriminals employ their diverse skill to access bank
accounts, steal identities, blackmail, defraud, stalk, and harass or use a compromised computer to attack
their victims. Criminals can also use computers for communication and document or data storage and
those, who perform these illegal activities, are often referred to as hackers.
On the other hand, malware downloaded from the computer may slow it down and prompt it to give error
messages. Likewise, phishing attacks usually involve receiving emails from unknown sources while trying
to trick someone into giving up his/her passwords or personal data. Keyloggers leave their own telltale
signs, like strange icons, or duplicating the messages.
Techopedia cites common types of cybercrime that include online bank information theft identity theft,
online predatory crimes, unauthorized computer access, and the most serious one like cyberterrorism.
Cybercrime encompasses a wide range of activities that can be categorized as: (1) crimes that target
computer networks or devices, including viruses and denial-of-service (DoS) attacks; and (2) crimes that
use computer networks to advance other criminal activities, including cyberstalking, phishing and fraud or
identity theft. (https://www.techopedia.com/definition/2387/cybercrime)
Commonly, this is important among schools in doing researches and other related works. Therefore, this
aspect needs to. be explored by teachers and students in doing their, works.
Surfing the Web. The following are the three key: factors in surfing the web.
1. Most surfing sessions start with the user-targeted keywords about the subject into a search
engine.
2. Good strategies for searching the Web include writing research questions; extracting keywords
from the questions and typing them into a search engine using synonyms if the keywords do not
bring up desired results; keeping track of keywords and synonyms used; and recording the
results of search.
3. Always be cautious about the information shared online and in visiting websites.
Assessing credibility. Different websites accessible on the Web can make the job of researchers very
challenging. Carefully evaluate the information searched online. Consider the credibility, or
trustworthiness and reliability of the content before taking it. There are two types of websites:
informational and commercial. Informational Websites usually strive to offer credible content.to users
while commercial websites present inaccurate information in order to see something.
Checklist of credibility criteria. The first step in evaluating the credibility of websites is to review several
important aspects of the site.
1. 1.Author.Check the credentials of the author, the company or the expert and determine the
qualifications to provide information on the subject being researched. Some websites do not list
specific authors, but the credibility of a company can be explored by reviewing the site's "About”
page, if available.
2. Date. Look for copyright information at the bottom of a website's home page. If the site is more
than a few years old and it has not been updated regularly, look for more up-to-date information.
3. Purpose. Analyze the goals of the website to determine if it is an informational or an
advertisement site.
4. Contact. Most credible websites list down contact information, such as telephone number, email
address, or mailing address so that users may get in touch if they have questions.
5. Fact vs. Opinion. When doing research for a school paper, go to sites that present factual
information provided by experts, rather than opinions. Be on the lookout for biases, too. If the
author is biased, so as the information on the site.
6. URL. The URL may look like ending in .edu (for education),.gov (for government), .org (for
organization), .com (for commercial sites), or .net (for network sites). Different websites have
different URLs. To help determine a site's credibility, determine if that is a personal website or
blog, a government website, or other types of website.
Common credible URLS. One way of determining the credibility of a website is through the URLS.
Although a website's URL gives clues as to credibility, there is still a need to evaluate it carefully.
1. When encountering a URL, look at the letters that appear after the
“dot"(i.e.www.whitehouse.gov.) and that is called top-level domain. Thus, the URL's top-level
domain helps in determining a site's credibility.
2. Websites ending in .gov are government-related websites, which generally, can be trusted to
provide credible statistical information, articles on many different topics and government news.
3. Websites ending in edu are the websites of educational institutions, such as colleges and
universities that usually offer a variety of credible data, especially about the school's operations
and research. Since students may create websites with an .edu top-level domain, but they may
contain inaccurate or biased information.
4. Websites ending in org are the websites of organizations. While many organizations, especially
nonprofit ones, provide credible information, they may sometimes have advertising intent. Since
some organizations show bias in their provided information, so evaluate .org sites carefully.
Recognition of information sources. Similar to the information in print sources, the use of online
sources must be given credit to the authors. This can be done by applying proper referencing and citation
procedures that would get rid of risks, consequences and legal implications because of the copyright
issue, which means that the ideas and words used belong to the author.
Citation. Each entry in the bibliography is called a citation. Proper citation must be applied or included for
every source used whether it is a website, a newspaper, or a book. Online sources are cited differently
because they are different from traditional print sources. There are different formats used to cite the
sources.
Data privacy implication. The implementation of data privacy in the country is becoming stronger and
powerful, especially in utilizing data for research and other forms of report and paper works. This has also
corresponding legal implications once not processed immediately and properly. It involves uploading of
pictures, designs, graphics, concepts/ideas, frameworks, art work, data, and other information that are
copyrighted without the consent of the author or the source. These are commonly observed in schools.
Research and data collection protocols. When researching and collecting data from the Web, avoid
plagiarism, which is the act of taking someone else's work and presenting it as your own (Turnitin. com).
Plagiarism is unethical, and it can bring you in trouble. Sometimes, students don't mean to plagiarize, but
they end up doing it .accidentally because they are unaware or unclear about it.
The following are 10 types of plagiarism that teachers, researchers and students should know. ,
1. Clone Plagiarism. It is also called identical copying or copying another work (word-for-word)
without any change and claim as his/her own work.
2. Remix Plagiarism. It refers to collecting information from various sources and mixing all together
as a single document then, claiming the work as their own work.
3. Ctrl+C Plagiarism. This is when a significant portion of text copied from any single source without
any alteration in a written document.
4. Hybrid Plagiarism. Here, perfectly cited source documents are copied and arranged as a new
document without citation.
5. Find-Replace Plagiarism. This is changing the most common keywords and phrases in the copied
content but not making any changes in the essential document.
6. Recycle Plagiarism, Also called self-plagiarism, it refers to the act of borrowing from one's own
previous document without proper citation.
7. Mashup' Plagiarism. It is when the written document is copied from more than one source and all
are mixed together without proper citation.
8. 404 Error Plagiarism. Here, a person creates a document by copying from various sources
prepared as a single document with the citation but Inaccurate or leads to non-existing resources.
9. Aggregator Plagiarism. Here, the written document includes proper citation but it does not contain
original work.
10. Re-Tweet Plagiarism. Here, all written documents look perfect with properly cited mark but still,
the document resembles somewhere the original text's structure or wordings.
Impact of integrating digital literacy in the classroom on teachers, families and friends.
Integrating digital literacy in the classroom can bring a positive impact on students' learning as evidenced
by the following:
1. It motivates students in their learning due to their enjoyment and ease of use with various
technological mediums.
2. It teaches students of various learning styles and multiple intelligences.
3. It allows students to create and design their own unique products reflective of their personalities
and learning needs/ styles.
4. It encourages students to manipulate media in constructing their own meaning.
5. It enables students to share their learning with teachers, families and friends.
6. It gives students the chance to explore technological media that inevitably increase the job skills
needed in the workforce.
(http://purposefultechnology.weebly.com/how-can-we-embed-digital-literacy-in-the-classroom.htm/
BUILDING AND ENANCING NEW LITERACIES ACROSS THE CURRICULUM
EDUC.110
MODULE 5
FINANCIAL LITERACY
CONCEPT EXPLORATION
In some instances, teachers are confronted with issues and concerns on financial debt, being victimized
by fraud and other related scams, both personal and electronic ways. More so, some teachers are
drowned by emergent financial needs and unexpected debt, especially in difficult times, sickness and
inevitable circumstances and calamities. Others do not prepare for their retirement that they usually end
up highly frustrated. This is the reason why financial literacy has been a subject in many faculty
development programs, seminars, and even becomes a topic for researches, while many schools have
integrated it in the curriculum.
Financial literacy is a core life skill in an increasingly complex world where people 'need to take charge
of their own finances, budget, financial choices, managing risks, saving, credit, and financial transactions.
Poor financial decisions can have a long-lasting impact on individuals, their families and the society
caused by lack of financial literacy. Low levels of financial literacy are associated with lower standards of
living, decreased psychological and physical well-being and greater reliance on government support.
However, when put into correct practice, financial literacy can strengthen savings behavior, eliminate
maxed-out credit cards and enhance timely debt.
Financial literacy is the ability to make informed judgments and make effective decisions regarding the
use and management of money. Hence, teaching financial literacy yields better financial management
skills.
The importance of starting financial literacy while still young. National surveys show that young
adults have the lowest levels of financial literacy as reflected in their inability to choose the right financial
products and lack of interest in undertaking sound financial planning. Therefore, financial education
should begin as early as possible and be taught in schools. Akdag (2013) stressed that in the recent
financial crisis, financial literacy is very crucial and tends to be advantageous if introduced in, the very
early years as preschool years. Financial education is a long-term process and incorporating it into the
curricula from an early age allows children to acquire the knowledge and skills while building responsible
financial behavior throughout each stage of their education (OECD, 2005).
Likewise, financial literacy is the capability of a person to handle his/her assets, especially cash more
efficiently while understanding how money works in the real world.
Financial Plan
Teachers need to have a deeper understanding and capacity to formulate their own financial plan. It is
wise to consider starting to plan the moment they hand in their first salary, including the incentives,
bonuses and extra remunerations that they receive.
There are three key areas in setting investment goals for consideration.
A. Time horizon. It indicates the time when the money will be needed. To note, the longer the time
horizon, the more risky (and potentially more lucrative) investments can be made.
B. Risk tolerance. Investors may let go of the possibility of a large gain if they knew there was also
a possibility of a large loss (they are called risk averse); while others are more willing to take the chance
of a large loss if there were also a possibility of a large gain (they are called risk seekers). The time
horizon can affect risk tolerance.
C. Liquidity needs. Liquidity refers to how quickly an investment can be converted into cash (or the
equivalent of cash). The liquidity needs usually affect the type of chosen investment to meet the goals.
D. Investment goals: Growth, income and stability. Once determined the financial goals and how
time horizon, risk tolerance, and liquidity needs affect them, it is time to think about how investments may
help achieve those goals. When considering any investment, think about what it offers in terms of three
key investment goals: (1) Growth (also known as capital appreciation) is an increase in the value of an
investment; (2) Income, of which some investments make periodic payments of interest or dividends that
represent investment income and can be spent or reinvested; and(3) Stability, or known as capital
preservation or protection of principal.
An investment that focuses on stability concentrates loss on increasing the value of investment and more
on trying to ensure that it never loses value and can be taken when needed
(https://www.flexscore.com/eamingcenter/setting-financlal-and investment-goals).
Step 1: Set realistic goals. Goals for the money will help make smart spending choices upon deciding on
what is important.
Step 2: Identify income and expenses. Upon knowing how much is earned each month and where it all
goes, start tracking the expenses by recording every single cent.
Step 3: Separate needs from wants. Set clear priorities and the decisions become easier to make by
identifying wisely those that are really needed or just wanted.
Step 4: Design your budget. Make sure to avoid spending more than what is earned. Balance budget to
accommodate everything needed to be paid for.
Step 5: Put your plan into action. Match spending with income time. Decide ahead of time what you will
use each payday. Non-reliance to credit for the living expenses will protect one from debt.
Step 6: Plan for seasonal expenses. Set money aside to pay for unplanned expenses so to avoid going
into debt.
Step 7: Look ahead. Having a stable budget can take a month or two so, ask for help if things are not
getting well.
Spending
If budget goals serve as a financial wish list, a spending plan is a Way to make those wishes a reality.
Turn them into an action plan. The following are practical strategies in setting and prioritizing budget
goals and spending plan:
1. Start by listing your goals. Setting budget goals requires forecasting and discussing future
needs and dreams with the 2. family.
2. Divide your goals according to how long it will take to meet each goal
Classify your budget goals into three categories: short-term goals (less than a year), medium-
term goals (one to five years), and long-term goals (more than five years). Short-term goals
are usually the immediate needs and wants; medium. term goals are things that you and your
family want to achieve during the next five years; and long-term goals extend well into the
future, such as planning for retirement.
3. Estimate the cost of each goal and find out how much it costs. Before assigning priority
to goals, it is important to determine the cost of each goal. The greater the cost of a goal, the
more alternative goals must be sacrificed in order to achieve it.
4. Project future cost. For short-term goals, inflation is not a big factor, but for medium and
long-term goals, it is a big factor. To calculate the future cost of the goals, there is a need to
determine the rate of inflation applied to each particular goal.
5. Calculate how much you need to set aside each period. Upon knowing the future cost of
the goaIs next is to determine how much to put aside each period to meet all the goals.
6. Prioritize your goals. Upon listing down all the goals and the estimated amount needed for
each goal, prioritize. Them. This serves as guide in decision-making.
7. Create a schedule for meeting your goals. It is important to lay down all the goals
according to priority with the corresponding amount of money needed, the time it will be
needed, and the installments needed to meet the goals.
(https://www.flexscore.com/learningcenter/the-spending-plan-setting-and-prioritizing-your-budget-goals)
Savings
In order to get out of debt, it is important to set some money aside and put it into a savings account on a
regular basis. Savings will also help in buying things that are needed or wanted without borrowing.
Emergency Savings Fund. Start as early, setting aside a little money for emergency savings fund. If you
receive a bonus from work, income tax refund or earnings from additional or side jobs, use them as an
emergency fund.
Here are some of the most common financial scams, along with ways to identify them early and how to
protect one's self from being
A. Phishing. Using this common tactic, scammers send an email that appears to come from
a financial institution, such as a bank and asks you to click on a link to update your account
information. If you receive any correspondence that asks for your information, never click on the
links or provide account details. Instead, visit the company's website, find official contact
information, and call them to verify the request.
B. Social Media Scams. Scammers are adept at using social media to gather information
about the traveling habits of potential victims. They also have phishing tactics, including posts
seeking charity donations with bogus links that allow them to keep your money. Therefore, be
conscious of the information you post online, especially personal details unoccupied. and plans
for a vacation that you would leave your house
C. Phone Scams. Another prevalent tactic is scamming phone calls. The scammers pose
as a government agency, such as the Bureau of Internal Revenue or local law enforcement
agencies and use scare tactics to acquire your personal information and account numbers. Never
provide your account information over the phone. Look for the agency's contact information and
call them to verify any request. To note, money. government agencies will never text or call you to
ask for
D. Stolen Credit Card Numbers. There are numerous ways that scammers can obtain your
credit card information, including hacking, phishing, and the use of skimming devices, such as
small card readers attached to unmanned credit card readers (i.e. ATMs, gas pumps, and more).
These small devices pull data from your card when you swipe it. Before you use an ATM or swipe
your card, look for suspicious devices that may be attached to the card reader.
E. Identity Theft. Depending on the amount of information a scammer is able to obtain,
identity theft may extend beyond unauthorized charges on a debit or credit card. If scammers are
able to obtain your Social Security number, date of birth, and other personal information, they
may be able to open new accounts in your name without your knowledge. Be aware of an
information you share and with whom, and always shred sensitive information before disposing it.
By taking preventative measures and being aware of scams, you can minimize the risks of fraud.
Monitoring your online or mobile banking accounts daily can also help you see fraudulent charges quickly.
(https://www.regions.com/Insights/Personal/Financial-Hardship/Disaster-eoovery/common financial
scams-to-avoid)
Financial Scams among Students. Students can also be susceptible to different financial scams and
fraud. Learning how to manage finances and being aware of financial scams are skills that every student
should master.
The following are common financial scams that students should watch out for and learn to protect one's
identity and finances.
A. Fake scholarships. While it is beneficial for students to apply for as many scholarships, it is
important to become aware of related scams and frauds. Students should thoroughly; check scholarship
sources before applying to verify legitimacy. Never apply for a scholarship that asks for money in return.
B. Diploma. Mills. There are schools that offer fake degrees and diplomas: in exchange for a fee.
Check from government education agencies the prospective school to enroll in if it is government-
recognized, legitimate or accredited.
C. Online book scams. While, students, often go for the best deals on textbooks online, scammers
can use this opportunity to get students' credit 'card information. When buying anything online, be sure to
do it on a credible site.
D. Credit card scams. Oftentimes, credit card companies go to school campuses to convince
students to fill out card applications. Scammers may also grab this chance to steal students' information.
It is important to visit a local credit union or bank for credit card application. Also, regularly check the
credit card statement and once there are any unrecognized charges, contact your banking institution
immediately.(https://www.adt.com/resources/financial-scam-safety)
There are various types of insurance to choose from, such as life insurance, health insurance, motor
insurance, property insurance, business insurance, etc. Besides, the financial protection derived from
insurance entails tax benefit claim on the paid premiums.
The following are concepts related to insurance and taxes that every teacher should know. However,
he/she should carefully analyze and critically examine well before pursuing any deal with them.
1. Employer-Sponsored Insurance. If working in a company with 50 or more full-time employees, the
employer is required to provide employee-only insurance that meets minimum guidelines. .
Examine the plan offered, but do not pay over 9.66 percent of household income in premiums.
2. Marketplace Plans. Marketplace plans are available based on an area of residence and income
upon meeting minimum coverage requirements. Marketplace plans come in three tiers: bronze,
silver and gold. Generally, bronze plans offer the least coverage at the lowest premiums, while
gold plans provide the most coverage at the highest price.
Life insurance. Life insurance is a type of insurance that compensates beneficiaries upon the death of
the policyholder. The company will guarantee a payout for the beneficiaries in exchange of premiums.
This compensation is called “death benefit.”
Depending on the type of insurance one may have, these events can be anything from retirement to
major injuries, to critical illness or even to death.
1. Preferred Plus-The policyholder is in excellent health, with normal weight, no history of smoking,
chronic illnesses, or family history of any life-threatening disease.
2. Preferred-The policyholder is in excellent health but may have minor issues on cholesterol or
blood pressure but under control.
3. Standard Plus-The policyholder is.in very good health but some factors, like high blood pressure
or being overweight impede a better rating.
4. Standard-Most policyholders belong to this category, as they are deemed to be healthy and have
a normal life expectancy although, they may have a family history of life-threatening diseases or
few minor health issues.
5. Substandard - Those with serious health issues, like diabetes or heart disease are placed on a
table rating system, ranked from highest to lowest. On average, the premiums will be similar to
Standard with an additional 25% lower claim on table ratings.
6. Smokers- Due to an added risk of smoking, the policyholders in this category are guaranteed to
pay more. Aside from health class, age is also a critical factor in determining premiums.
Therefore, older people pay more expensive premiums.
Financial Stability
Like anyone else, teachers also aim to become financially stable if not today, maybe in the future. Being
financially stable means confidence with the financial situation, worriless paying the bills because of
available funds, debt-free, money savings for future goals and enough emergency funds.
Financial stability is not about being rich but rather more of a mindset. It is living a life without worrying
about how to pay the next bill and becoming stress-free about money while focusing energy on other
parts of life (Silva, 2019).
In support, Barry (2013) underscored that financial literacy has a wide repercussion outside the family
circle and more precisely, the school. Hence, administrators and professors need to develop a curriculum
that would provide students insights on having the value of financial literacy Including the effect it can
bring them.
Moreover, there should be a learning framework, which sets out goals, learning outcomes, content,
pedagogical approaches, resources and evaluation plans. The content should cover knowledge, skills,
attitudes and values. A sustainable source of funding should be identified at the outset.
Financial education should Ideally be a core part of the school curriculum. It can be integrated into other
subjects like, mathematics, economics, social, studies, technology and home economics, values
education and others. Financial education can give a range of 'real-life' contexts across a range of
subjects.
Teachers should be adequately trained and resourced, made aware of the importance of financial literacy
and relevant pedagogical methods and they should receive continuous support to teach it or integrate in
their lesson. More so, there should be easily accessible, objective, high-quality and effective learning
tools and pedagogical resources available to Schools and teachers that are appropriate to the level of
study. Students’ progress should also be assessed through various high impact modes.