Using the 1040 and 1099 to Claim Your Re-Fund

Firstly, you can get LOTS of great info relating to how to do the 1040 with 1099 filings at yahoo groups,
"RedemptionByMethod," and "UCCRedemption."

We have to up three years to claim our refunds. So you can send in an amended 2005, 2006, and 2007,
until April 15, 2009, at which point you will no longer be able to send in the amended 2005. But by then
you can send in the 2006, 2007, and 2008. Mail them in certified with return receipt requested, and
that way you will know when they received your filings, and how long to expect the refund.

My friend who went ahead and did all her filings as the "Payer" ("outside the box" theory as advocated
by the Zero Your Account [ZYA] manuals) did have her school loan in the amt of $35,000 get offset by
the IRS, but no other funds came her way. Also, she did get a Notice of Frivolous Filing, as did another
friend who also filed as the "Payer." NOT the desired outcome at all!

Craig, referred as an expert by Winston Shrout, advocates filing "inside the box," i.e., as the Recipient,
and putting your name in the Recipient box in ALL CAPS, i.e, as the LEGAL ENTITY. This way, the amount
that is withheld for federal taxes in Box 4 gets appropriately entered as a deposit to YOUR tax account;
and this is what generates the refund.

If you are behind in your mortgage payments, hopefully you can get this done in time to be able (if all
goes as planned) to get the refund before an actual eviction occurs, thereby saving your home from
foreclosure.

First Step:
Go to http://www.irs.gov TODAY and order up the forms, request at least 100 1099-OID's. Order the
year that you will be filing your 1040 in, or else just cross out the last digit of the year that is printed on
the form and enter the correct year above it. You will also need to order up about 10 1096's, the
transmittal slip. You will only send in one or two per filing, however. And additionally, ONE filing per
year, the same as any other tax return. ALSO order up a few 1099-A's, if you are redeeming your
mortgage/home, since this is what HUD or a court use to take the home away at some later date, since
they state that the home has been "abandoned," even though it has not. But the funds associated with
the ORIGINAL Promissory Note WERE abandoned by you, since you never "claimed" them from the
bank; this is their supposed justification for claiming the "property" was abandoned (credit/money is
also "property"); and somehow that attaches to the home itself, and they send the sheriff or HUD to
come take the home away. They can actually do this on any home in America at any time, whether it is
paid off or not, if you do not file the 1099-A, yourself, first. So I am told.

This is because we did not ever apply for the funds that the Federal Reserve Bank created when your
mortgage company "granted" the loan. And why not? Because the mortgage company demands we
repay the "loan," we think and are deluded and lied to so that we believe we received a loan, and
because we were never told the bank or mortgage company was given the funds in full by the Federal
Reserve Bank in trade when they deposited our Promissory Note as an asset, termed "collateral," with
the Federal Reserve Bank. That is when our original Promissory Note was converted into brand new
"fiat" money, money that the bank or mortgage company NEVER has to repay the Federal Reserve Bank,
they risked NOTHING when issuing you your "loan" or mortgage, and they gave you nothing from any

Page 1 of 4
supposed "reserve account" that they withdrew funds from in order to issue a loan... In fact, it illegal for
any bank or financial institution to risk its own or its depositor's assets when issuing any loan!

The fact of the matter is, they use YOUR exemption (as a pass-through using your federally-issued
account number, aka the SSN) to apply to the Federal Reserve Bank for money to give you on your
behalf, then they withhold 100% of it by forcing you to pay them back. For further information on this
process, watch CPA Al Wagner explain in the five segment series (10 minutes each) available at:
http://www.youtube.com/watch?v=ZDun7uNo138 .

What is even worse is that they (banks, financial institutions) pool SSN's and use the exemptions to fund
their large and extravagant enterprises, which is why when you use Form 4506-T to find out all items
your SSN is associated with, you may see, as others have, your SSN being used to fund arms munitions
operations in South America, or buses being built in Panama, or oil drilling off the coast of Saudi Arabia
or Africa.

Filling out the 1099-OID:

1) Send the company who holds the mortgage a W-9 so you can get their TIN. OR you can just call
them and ask them what their TIN is; we do this all the time, ask for the accounting department and
take it from there. If they tell you they are a corporation and therefore "exempt" from 1099 filings, tell
them you are nonetheless required to obtain their TIN. If they still refuse (unlikely), tell them you will
just send them the form W-9 and ask for their address. They must fill out the form or be in non-
compliance.

2) As soon as you get the 1099-OID and the 1096 and the 1099-A Forms from the IRS, type or write the
1099-OID as follows:

Payer: Mortgage Company and address

Line 1: Current amount outstanding, or if the loan was originated recently, the amount of the initial
mortgage. Ie, if you are filing for 2005 and the loan was "originated" in 2005, enter the FULL amount of
the loan.

Line 2 and 3, enter "0.00"

Line 4: Enter the exact same amount as in Line 1

Payer's TIN: Mortgage company's TIN, or "unknown" or even "refused" if you request and they refuse to
supply it…

Recipient's TIN: Enter your SSN (without dashes, but I honestly don't think it matters)

Recipient's Name: Your name in ALL CAPS and address below

Line 5, Description: Mortgage number and situs address (ZYA Manual suggests you also write small in
this box the words: "Pay to the US Treasury, 1040-V attached." Really this is unnecessary, unless you are
also sending in a copy of the latest mortgage statement and you have also stamped it with the "money
order" stamp made payable to the US Treasury. Info on this is on the ZYA Manual.

Page 2 of 4
Lines 6 and 7, enter "0.00"

Account number (under Recipient's address): enter either your SSN or ELSE the account number of the
loan with the mortgage company.

Lastly, mark the "corrected" box on the top of the form, or else the "void" box if you made a mistake
and don't want to have to throw the entire form away because of your one mistake...

If this is the only 1099-OID you are going to be sending in, (i.e. to save your home from foreclosure) then
go ahead and enter "1" in Box 3 (total number of forms) of the transmittal Form 1096. Don't use this
particular Form 1096 for also reporting the 1099-A (see below). Boxes 1 and 2 will both have your SSN
in them, but in Box 1, enter it with no dashes, and in Box 2, enter it with the dashes in place. Boxes 4
and 5 will both be the same figure as in Boxes 1 and 4 of the 1099-OID. Also mark the "1099-OID" box
down below as to what type of 1099 you are sending.

ALSO, you can do another 1099-OID for each credit card that you own, enter the amounts on Line 1 and
Line 4 of the total available credit (not just the current balance outstanding). You may also 1099-OID
your bank for ALL withdrawals (debits) from your bank account, excepting any ATM withdrawals. This
would of course be for the entire year; only do this process once per year as I indicated above. The ZYA
Manual indicates you can do this process every month or every quarter, this is bogus, IMHO...

If you do more than one 1099-OID, then enter the totals of Line 1 in Box 4 of the 1096, and the totals of
Line 4 in Box 5 of the 1096 Transmittal Form. DO NOT SEPARATE the 1099-OID forms, the entire sheet
(red top sheet) goes in to the IRS without being separated. You can keep your own copies unseparated
on one sheet as well, and only separate the ones you will be mailing out to each "Payer," if you choose
to mail it to them.

Filling out the 1099-A:

I have not ever done the 1099-A, myself (I sold my home a few years back). But from what I gather in
my studies, it is to be filled out thusly:

Lender: Enter YOUR LEGAL ENTITY name (I assume ALL CAPS)

Lender's TIN: Your LEGAL ENTITY TIN, no dashes

Borrower's TIN: The mortgage company's TIN, or else "unknown" or "refused" if you request and they
refuse to supply it…

Date of lender's acquisition: use the date that they opened a suit against you, or else use today's date,
since you just found out the "property" (ie, loan proceeds) has been abandoned by the mortgage
company. Just use the nearest date to when you determined they are abandoning the funds associated
with the mortgage, maybe use the date of the first "dunning" letter you received, or whatever.

2: Self-explanatory

Borrower's Name: Mortgage company name with address below

Page 3 of 4
4: Fair market value: self-explanatory

5: Craig says to mark this box "yes"

Borrower's Account number, enter the mortgage loan number

Line 6, Description: Situs address (I assume), and possibly the mortgage number again

Send this 1099-A in ALSO with its own Form 1096, but enter "0.00" in Box 4, and in Box 5, "total amount
reported," I can only assume it will be the same as in Box 2 or else Box 4 on the 1099-A, which is either
the balance outstanding, or else the fair market value. What would the IRS say has been abandoned?
Since we are talking about the proceeds of a loan, I am therefore thinking it must be what was entered
in Box 2 of the 1099-A.

This way they can't turn around and take the home out from under you and your family by claiming
abandonment down the road. However, my friend in Atlanta, whenever he does this with one of his
homes, he turns around in the next few months and re-conveys it into a completely different name or
entity so that it looks as if a completely different party owns the home after it has been redeemed. If
you have gotten the book yet, "How to Be Invisible," you will probably want to get a NM LLC going and
put the home in the name of the NM LLC, so it won't track back to you or your family.

Ok, back to the filing: Send the 1099's in to the address indicated on the 1096 Transmittal Slip, and 2
weeks later, send in your amended 1040, certified with return receipt requested. Towards the bottom
of the Form 1040 Tax Return, Line 64, "Federal Income Tax Withheld from Forms W-2 and 1099," you
will enter the amount withheld for taxes from Line 4 of your 1096, i.e., the 1096 associated with your
1099-OID's. This will generate the re-fund, and you should be able to get these funds within 6 to 8
weeks of their receiving your return. OR so we are told...

Done this way, you won't need to send in the 1040-V Payment Voucher since you won't be sending the
"payment or money order" in with the 1040; the payment was sent in with the 1099-OID's; the IRS will
go after the Payer on the 1099-OID's for the tax deposit funds (this is the beauty, since they DID get the
funds already from the Federal Reserve Bank when they generated the loan).

With the above scenario, you won't need to go to the trouble of opening up your Treasury Trust Fund
Account (the Private Exemption Account for set-off of your debts) first, since you won't be stamping the
mortgage statement with a money order stamp and turning the statement via this means into a
"negotiable instrument." Using the money order stamp means the document becomes a negotiable
instrument and they must go to your Trust Fund Account to fund the instrument...

Instead, with the scenario outlined above, the re-fund is funded by the IRS by billing the Payer for the
deposit (Line 4 on the OID), since the Payer went and got the funds to begin with from the federal
reserve bank using your promissory note to create the new "loan funds," but then they went and
WITHHELD the funds from you by insisting you pay it all back! This is WITHHOLDING!

Best of luck to you and yours!

-- Siren ☺ © 2008 All Rights Reserved.

Page 4 of 4