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Consumer Protection Law - Pptnew

The Consumer Protection Act of 1986 aims to better protect consumer interests and rights in India. It establishes consumer protection councils and a quasi-judicial system for speedy resolution of consumer disputes. There are three levels of consumer disputes redressal agencies - district, state, and national levels - to handle complaints based on the monetary value of the claim. The Act defines key terms and outlines the process for filing and resolving consumer complaints.

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Jerry Toppo
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0% found this document useful (0 votes)
82 views25 pages

Consumer Protection Law - Pptnew

The Consumer Protection Act of 1986 aims to better protect consumer interests and rights in India. It establishes consumer protection councils and a quasi-judicial system for speedy resolution of consumer disputes. There are three levels of consumer disputes redressal agencies - district, state, and national levels - to handle complaints based on the monetary value of the claim. The Act defines key terms and outlines the process for filing and resolving consumer complaints.

Uploaded by

Jerry Toppo
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PPT, PDF, TXT or read online on Scribd
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THE CONSUMER PROTECTION

ACT, 1986
 1. The law relating to consumer
protection is contained in the Consumer
Protection Act, 1986
 2. its objects are
 Better protection of interests of consumers
 Protection of rights of consumers
 To provide for consumer protection councils
 To provide quasi-judicial machinery for speedy redressal
of consumer disputes.
 The Act also defines terms like
 CONSUMER who buys goods and services
for a price.
 GOODS means every kind of moveable
property.
 SERVICES
 COMPLAINANT
 COMPLAINT
 DEFECT
 DEFICIENCY
 PERSONS
 CONSUMER DISPUTE
 RTP AND UTP
CONSUMER DISPUTES REDRESSAL
AGENCIES
 There are three such agencies

 District forum

 State commission

 National Commission
DISTRICT FORUM
 1. District Forum is for one or more
district.
 2. A consumer can file his claim if
the limit of the claim is upto Rs. 20 lakhs.
 3. Appeal from the decision of the
District Forum is to be filed within 30 days
of its order to the state Commission.
STATE COMMISSION
 1. A state commission is for one or more
states.
 2. A consumer can file his claim if the
claim is above Rs. 20 lakhs but below one
crore.
 3. Appeal from the decision of the State
Commission can be filed within 30 days of
its order to the National Commission
NATIONAL COMMISSION
 1. National Commission is one for
the whole of India.
 2. A consumer can file his claim if it
is more than Rs. 1 crore.
 3. Appeal from the decisions of the
National Commission can be made in the
Supreme Court of India.
How a complaint is made and dealt
with
 1. A complainant can make a complaint
before the appropriate consumer dispute
redressal agency in relation to any defect in
goods or deficiency in service.
 2. The complaint relating to any goods or
services is given to the opposite party within 21
days to allow him to give his version in 30 days
 3. If the defect in goods needs analysis or
testing by a laboratory, a sample of the goods is
sent to the laboratory for a report within 45
days.
 4. The report is given to the opposite
party.
 5. Complaint shall be decided within 3
months if no laboratory test is required and
within 5 months if the laboratory test is
required.
FINDINS
 The consumer dispute redressal agencies
can arrive at any of these findings
 1. to remove defects
 2. to replace goods
 3. to return the price
 4. to pay compensation
 5. to remove deficiencies in services
 6. to discontinue the unfair trade practice or the
restrictive trade practice.
 7. to withdraw hazardous goods
 8. to cease manufacture of hazardous
goods
 9. to pay such sum as may be determined
by such agency
 10. to issue corrective advertisement
 11. to provide for adequate costs parties.
Rights of Consumers
 1. The right to be protected against
marketing of goods and services which are
hazardous to life and property.
 2. The right to be informed about the
quality, quantity, potency, purity, standard
and price of goods and services so as to
protect the consumers against unfair trade
practices.
 3. The right to be assured ; wherever
possible, access to goods and services at
competitive prices.
 4. The right to be heard : and to be
assured that consumer’s will receive due
consideration at appropriate forum.
 5. The right to seek redressal : against
unfair trade practices or restrictive trade
practices or unscrupulous exploitation of
consumers.
 6. Right to consumer education:
 By publishing material and magazines for the
benefit of consumers , such as magazine like
‘UPBHOKTA JAGRAN’
Important terms
 1. Consumer A:means any person who buys
any goods for consideration under whatever manner
and or procedure.
 B.Means any person hires or avails any services for a
consideration under whatever manner or and
procedure.

 BUT DOES NOT INCLUDE SUCH PERSON IF THEY


OBTAIN OR AVAIL FOR COMMERCIAL PURPOSE

 RESALE IS TREATED AS COMMERCIAL PURPOSE.


SERVICES
 BANKING
 FINANCING
 INSURANCE
 TRANSPORTATION
 PROCESSING
 SUPPLY OF ELECTRICAL OR OTHER ENERGY
 BOARDING OR LEDGING OR BOTH
 HOUSING CONSTRUCTION
 ENTERTAINMENT
 AMUSEMENT
 PURVEYING FO NEWS AND OR OTHER INFORMATION

 BUT DOES NOT INCLUDE ANY SERVICE FREE OF CHARGE


 AND OR CONTRACT OF PERSONAL SERVICE.
 Restrictive Trade Practice “RTP” : like
 Delay beyond the time period as agreed between
parties
 As compulsion or condition precedent to buying

hiring other goods or services.


Unfair Trade Practice
 Misleading advertisements
 Making of false statements
 Permitting publication of any advertisement
for sale at a bargain price
 Permitting the offering of gifts and prizes with
the intention of not providing them
 Not conforming to prescribed standards
CONSUMER DISPUTES REDRESSAL AGENCIES
S.N Point of District State National
o. Distinctio Forum commissi Commiss
n on ion
1. Territoria One or One or All India
l more more
Jurisdicti district. State
on
2. Composit President President President
ion & two & min. 2 & min. 4
members members members
-one – one - one
woman woman woman.
3. Qualificat Served As High As
ion for as court supreme
President District judge court
judge judge
4. Qualificat Age – 35 Same Same
ion for yrs.
members Bachelor
s degree
+ 10 yrs
exp in
law/acco
untancy/
economi
cs/mgt.
5. Disqualifica Unsound Same Same
tions mind
Insolvent
Convicted

6. Term 5 years Same Same


or 65 yrs but 67 but 70
age
whicheve
r earlier
7. Monetary Upto 20 Between More
jurisdiction lakhs 20 lakhs than one
and one crore
crore
8. Administrative State National _
control Commiss commissi
ion on
9. Appeal State commission Rs. Supreme
within 30 days of 55,000 Court
order.50% of within 30
amount payable days of
or Rs. 25,000 the order
whichever is less
to be deposited
by appellant.
10. Penaltie Imprisonment + fine Or both
s atleast one atleast
month to max. 3 2000 to
yrs. max
10,000
Some important decisions
 1. Doctors are within the purview of the
Act.
 2. Government hospitals/health care
centres/ dispensaires where services are
rendered free of charge to all the patients.
The provisions of the Act do not apply.
 3. Provident fund subscribers are also
consumers.
 4. Gold chain snatched by miscreants while
travelling in the reserved compartment of
railway. It was held that there was deficiency in
service on the part of Railways.
 5. Confirmed ticket but not provided seat in
aircraft and consequently lost job that it was
held that there was deficiency of service on part
of the airlines.

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