Best Payment Processing Software

Compare the Top Payment Processing Software as of November 2025

What is Payment Processing Software?

Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Payment Processing software currently available using the table below. This list is updated regularly.

  • 1
    RetailEdge

    RetailEdge

    High Meadow Business Solutions

    RetailEdge is an easy to use and feature-rich point of sale (POS) and inventory management software solution for retail businesses. RetailEdge offers multi-location support, credit card processing, website integration, mobile POS, and gift card management capabilities within a suite. The solution supports secure and mobile payments like EMV and Apple Pay and integrates with multiple e-commerce platforms for efficient order processing and price updates. RetailEdge was developed in June of 1989 to provide a powerful, flexible, full-featured POS software and hardware solution at a reasonable price that is easy to install, use, and configure, but also affordable to maintain and run. We strongly believe that a good POS solution, in addition to providing great features for a low price, must be supported well. So we have developed a strong support system that provides a backbone of local resellers and quick access to US-based Tier 3 (highest) level support.
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    Starting Price: $495.00/one-time
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  • 2
    Fraud.net

    Fraud.net

    Fraud.net, Inc.

    Fraudnet's AI-driven platform empowers enterprises to prevent threats, streamline compliance, and manage risk in real-time. Our sophisticated machine learning models continuously learn from billions of transactions to identify anomalies and predict fraud attacks. Our unified solutions: comprehensive screening for smoother onboarding & improved compliance, continuous monitoring to proactively identify new threats, & precision fraud detection across channels and payment types. With dozens of data integrations and advanced analytics, you'll dramatically reduce false positives while gaining unmatched visibility. And, with no-code/low-code integration, our solution scales effortlessly as you grow. The results speak volumes: Leading payments companies, financial institutions, innovative fintechs, and commerce brands trust us worldwide—and they're seeing dramatic results: 80% reduction in fraud losses and 97% fewer false positives. Request your demo today and discover Fraudnet.
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  • 3
    SBS Banking Platform
    SBP Payments is the ultimate solution that positions banks at the vanguard of the Payments Revolution. With the comprehensive and modular platform, bankers will cover all their requirements across the entire payments and cards value chain, ensuring high availability, scalability, and security while providing their customers with an unparalleled experience. SaaS-ready, cloud-native, and core-agnostic, the seamless solution is the one-stop-shop for all bank needs.
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    OneBill

    OneBill

    OneBill

    OneBill is an end-to-end subscription management, billing, and revenue management platform that powers the entire customer lead-to-revenue generation experience. OneBill supports all types of billing models such as one-time billing, subscription billing, recurring billing, and usage-based billing. OneBill’s seamless integration with other enterprise systems such as carriers & service providers, payment gateways, accounting & admin, taxation, and CRM & ERP platforms is made possible with open APIs. The platform covers all aspects of a business from CPQ, automated order provisioning & activation, billing & invoicing, all the way to revenue reporting, customer subscription management, and channel partner commission management. OneBill has been helping SMBs, SMEs, and large enterprises to reduce billing errors, compliance risk and drive greater efficiency with an end-to-end billing and revenue management solution fully integrated with some of the world’s leading solutions.
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    Starting Price: $1500.00
  • 5
    Autodeals

    Autodeals

    Autodeals Inc

    Autodeals, Inc. is a cloud based dealer management solution provider. Our comprehensive solutions include Dealer Management, Accounting & AutoCollections, Electronic Signatures, Payment Processing, LenderHawk, Messaging & CRM, Websites & Leads, Service Center, and Wholesale Dealers. The primary solutions are augmented by inventory management, forms management, BHPH, Payment Solutions, regulatory compliance, vehicle valuations, vehicle history reports, vehicle specifications, credit reporting, Reynolds & Reynolds Law Contracts and more. Compare us to any platform for ease of use, speed, security, and reliability. Single and multi-location dealerships. Start managing your Dealership for a lifetime of success. Available contracts, forms, taxes and fees in 50 US States.
    Starting Price: $149/month
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    HelmBot

    HelmBot

    HelmBot

    Appointment scheduling, point-of-sale, staff management, marketing automation, and a whole lot more. HelmBot makes it easy for business owners to stay on top of all the complicated parts of their business in one place. HelmBot is designed to save you time and bring in extra appointments, every single day.
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    Starting Price: $95 per month
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    HoneyBook

    HoneyBook

    HoneyBook

    HoneyBook helps creative entrepreneurs and freelancers book more clients, manage projects and get paid all in one place. With their business management software, you can automate your busy work and stay on top of all your to-dos, saving time and money so you can grow your business. Its like your own personal assistant. This all-in-one management platform streamlines business processes, from first inquiry to final payment, so business owners can spend less time on administrative work and more time focusing on what got them passionate about their business in the first place. With their proposals, invoices, contracts, payments, and scheduling at your fingertips, HoneyBook gives you everything you need to give clients an unforgettable experience.
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    Starting Price: $19 monthly ($16 annually)
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    BlueSnap

    BlueSnap

    BlueSnap

    BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.
    Starting Price: $35/user/month
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    TalentDesk.io

    TalentDesk.io

    TalentDesk.io

    TalentDesk.io provides end-to-end software to hire, manage and pay your contractors and freelancers seamlessly. Wherever they are. Key benefits: - Make multi-currency payments to your contractors and freelancers with just one click and receive one consolidated invoice. - Source the best contractors and freelancers directly from our platform and invite them to join your team in minutes - Streamline your onboarding process and store all important documents in one location. No paperwork, no spreadsheets, no mess. - Keep track of your most important projects through our platform. Track budgets, spot inefficiencies, allocate tasks and make work happen. - Integrate the apps you’re already using so whatever your workflow, it’ll be smooth sailing with TalentDesk. Borderless work shouldn’t be complicated. Let us guide you through this new adventure.
    Starting Price: Free contractor onboarding
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    Thryv

    Thryv

    Thryv

    The end-to-end client experience software for growing small businesses. Get the job, manage the job, get paid and get credit online with Thryv. Thryv is a secure, easy to use small business management platform that automates tasks and puts your customers at the center of your business. ThryvPay can help services businesses save thousands when you accept and process credit card and ACH payments. Take advantage of next day funding, automated recurring payments, client-side convenience fees, QuickBooks integration, automatically scheduled payments and more. Desktop, tablet, or app on the go, Thryv puts the complete business management and exceptional customer service at your fingertips. Thryv works with the digital tools you’re already using to run your small business, streamlining the way you work.
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    Sila

    Sila

    Sila

    Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.
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    SportsPlus

    SportsPlus

    Thapos Inc

    Modern and feature-rich sports management software platform for clubs, leagues, governing bodies, tournament operators, sports facility managers, teams, coaches, officials, players, and parents. Mobile-friendly and secure all-in-one sports platform to manage registrations, payments, scheduling, teams, leagues, tournaments, facilities, communication, fundraising, members, website, and mobile app. A complete solution to run all types of tournaments. Allows efficient scheduling of sports facilities and online facility booking. Run membership programs and take care of members. In-built team app, including mobile app for all organization teams to manage team communication, live chat, scheduling, roster, player availability, volunteers, and pictures. Integrated player portal to manage player performance, profile, and family members. All-in-one sports platform for both organizers and participants.
    Starting Price: $49 per month
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    SpotOn

    SpotOn

    SpotOn

    SpotOn is one of the most comprehensive, integrated POS systems on the market. From cloud-based POS to commission-free online ordering and reservations to labor management software, it offers everything the modern restaurateur needs -- with none of the headaches that you get with other big POS companies, like long-term contracts, surprise fees and rate hikes, and impersonal service. SpotOn excels in serving full-service restaurants, bars, and nightlife venues by providing a single, integrated system to run their business. Designed with speed in mind, the SpotOn Restaurant point-of-sale includes easy-to-read table layouts, the ability to quickly add items to an order, and make menu changes on the fly. The platform includes email marketing, review management, and the industry’s best reporting and analytics - all in a single, integrated dashboard that’s available anywhere your business takes you.
    Starting Price: $0/month
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    Tipalti

    Tipalti

    Tipalti

    The only solution to automate your end-to-end payables process. Automate your full accounts payable, global payouts, procurement and employee expense processes with Tipalti and eliminate 80% of your manual workload. Tiplati enables you to onboard suppliers, partners and freelancers with ease, streamline PO generation, accelerate approvals, eliminate invoice entry and make fast global payments to 190 countries in local currency. Also includes global tax compliance, 2 & 3 way PO matching, multi-entity support, and instant reconciliation with ERP integrations that include NetSuite, Xero, Quickbooks and Sage Intacct.
    Starting Price: $129 USD, £119 GBP, €129 EUR
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    ePaisa

    ePaisa

    ePaisa

    ePaisa combines sophisticated machine learning with robust cloud computing to deliver the most user-friendly Point of Sale experience for multiple business types. From Retail POS with inventory to Quick-Service POS with KDS and payments-only POS, we offer multiple Point of Sale solutions to fit your business vertical. Synchronize all devices in real-time with cloud-based software. All sales, payments, and customer data storage is ensured. Accepting payments on your smartphone or tablet has never been easier. Our integrated payment system accepts all forms of payments so you never miss out on a sale. Make seamless sales and create memorable customer experiences in-store, online or on-the-go. Speed up your checkout by adding products to the sale and sending out email and text receipts. Determine employees' access levels and monitor sales and performance by tracking daily cash flow and sales at your store using a robust dashboard.
    Starting Price: 5999/ Yr
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    MeetFox

    MeetFox

    MeetFox

    MeetFox is an all-in productivity tool that lets you schedule meetings, host conference calls, and collect instant payments. Craft your own professional booking page, complete with your brand logo and colors. Sync multiple calendars to automatically determine availability. Share a simple link to connect your meeting participants to a browser-based video call. You can also process card payments with Stripe and charge for your bookings. Embed a booking form into your website with a single line of code or include a link to your booking page in your email signature or social media pages, including Facebook, Linkedin, Twitter, and Instagram.
    Starting Price: free
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    Iris Works

    Iris Works

    Iris Works

    Iris Works is an intuitive studio management system built for photographers. Get organized and save time with online booking and automated emails, invoicing, contracts and questionnaires.
    Starting Price: $25.00/month
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    Descartes Zangerine

    Descartes Zangerine

    Descartes Systems Group

    Zangerine, a Descartes all-in-one ecommerce and inventory management solution, helps growing distributors and online retailers simplify operations while scaling efficiently. Designed for small to mid-sized businesses, Zangerine replaces scattered tools and spreadsheets with a centralized platform that unifies inventory management, order fulfillment, purchasing, and accounting integrations. Its automated workflows handle pick/pack/ship, barcode scanning, kitting, and QuickBooks syncing, reducing manual effort and costly errors. By consolidating your ecommerce channels, Zangerine eliminates the chaos of managing multiple systems for web stores, warehouses, and suppliers. The result is faster order processing, more accurate inventory control, and greater visibility into every aspect of your business. With Zangerine, you can finally focus on growth instead of managing disconnected software or spreadsheet overload.
    Starting Price: $199.00/month
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    Qvalia

    Qvalia

    Qvalia

    Qvalia is a platform for finance teams to automate processes and have complete control of transactions and financial data. We improve accounts receivable, accounts payable, and enable real-time spend analytics and line-item level accounting automation. Integration is easy and the pricing is transaction-based with 1-month cancellation. Accounts receivable with Qvalia Autobilling includes B2B checkout widget for e-commerce and automated invoicing, reconciliation, reminders, and more. Manage all your transactions quickly in one location. Send and receive e-invoices for free using the global e-invoice network PEPPOL or PDFs to email recipients. Manage subscriptions and recurring invoicing with a solution that simplifies and automates order-to-cash and B2B e-commerce sales. Kickstart the digital transformation of your finance processes and achieve 100% electronic supplier invoices with PDF Converter.
    Starting Price: €50 per month
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    Medius

    Medius

    Medius

    Simplicity shouldn’t be complicated. Medius makes AP autonomous—using intelligent technology to reimagine how invoices move into and through your business via a process that you don’t have to touch and that gets smarter with every step. Automate the entire source-to-pay process with the Medius Accounts Payable suite. Simplify and automate your entire AP process by removing paper and manual invoice keying, matching, and processing. You’ll always have full visibility of invoices, spend and cash flow to ensure you can close the books on time, every time. Remove complexity, reduce fraud and save money by improving the payments process in your organization. Medius Pay overhauls the way you pay your suppliers, removing manual processes such as processing checks, and promotes automated working instead. Empower your procurement team with the tools they need to eliminate maverick spend.
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    Bellwether Purchasing and Inventory

    Bellwether Purchasing and Inventory

    Bellwether Purchasing and Inventory Software

    Rated #1 in purchasing software for SMB companies who create 50-1000 POs a month. Bellwether is cloud-based, modular, scalable, easy to use and offers a 100% money-back guarantee. Modules include Requisitions, Purchase orders, Receiving, invoicing, Inventory, and more. There are over 50+ punchouts, partial receipts, blanket POs, and integration to your ERP through invoicing. Reporting and help docs are available throughout the solution and you will also have outstanding customer support every step of the way. You decide what you need and when to add more. Proven and trusted as the best purchasing software by thousands of customers for over 35 years. Bellwether's solution works in all industries. Check it out now by requesting a free demo based on your company's needs and purchasing workflow. Look forward to hearing from you.
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    Bindo POS

    Bindo POS

    Bindo Labs

    Bindo provides solutions for the F&B, Retail, Hospitality, and other industries in today’s fast-paced and challenging business environment. With over 10,000 points of sales in 12 countries, Bindo’s solutions are helping businesses increase their revenues, profits, operational efficiency, and grow their customer base in today’s challenging world. Everything you need in order to run your business smoothly and effectively. Automatic and clever - Bindo Smart Register helps increase your sales by recommending relevant products to your customers. During checkout, special discounts and promotions will appear to generate opportunities to upsell. Bindo helps manage the supply chain from the purchase order to stock transfer processes across multiple stores. Advanced features such as ingredient tracking module improves cost control while automatic notifications on low stock ensure that you will never run out of stock.
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    ClearTEQ POS
    Take your business to the next level with reliable inventory control, real time reporting, and personalized customer service using an easy to use, intuitive program. With everything securely online, serve customers and manage sales and inventory from anywhere. Real-time updates and a user-friendly design means you and your staff can make the most of ClearTEQ’s tools for efficiency and smart selling. All-in-One POS & Payment Processing From secure payment processing to inventory control and advanced reporting, ClearTEQ is a complete retail solution Easy to Setup, Intuitive to Use ClearTEQ POS covers all the bases to ensure your business thrives, from point of sale and payment processing to live technical support. Personalized Customer Support Our industry-leading technical support team is ready to answer all your questions by phone, email or live chat.
    Starting Price: $69.00/month
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    PouchNATION

    PouchNATION

    PouchNATION

    PouchNATION is a SaaS-based platform with NFC wearable technology and a one-stop guest management solution, focused on venues and live events to digitize their operations and deliver a worry-free experience to their guests, online and/or offline, providing advanced insights that enhance revenues and efficiencies. We constantly look forward to providing better solutions with the constant development of our in-house technology. We offer scalable and flexible solutions through successful implementations of our systems at your venue. Our approach is very client oriented, therefore we have developed tailored solutions depending on the type of client and the needs they have. PouchNATION’s in-house technology solutions allow events to deliver the smoothest guest experience, and increase visibility and profitability to their brand.
    Starting Price: $65 per device per month
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    EQUP

    EQUP

    EQUP

    EQUP is an advanced all-in-one software solution that helps business owners streamline their business processes. From marketing to sales, billing to communication, EQUP provides industry-specific solutions for businesses in the Service, SaaS, and E-commerce industries, ensuring that they never have to settle for generic solutions. One of the unique features of EQUP is that it allows business owners to manage multiple companies with a single account and a single subscription. This means that you do not need to purchase a new plan to manage your other businesses. With EQUP's inventory pooling feature, you can easily pool your Emails, Users, Deals, Tags, Tasks, Appointments, and other features between your companies. This ensures that no feature is left unused, and you have complete control over all aspects of your business. Moreover, EQUP provides you with a dedicated account manager who will help you with onboarding and will be available to assist you with all your software needs.
    Starting Price: $7/month
  • 26
    Credics Solution
    Technology is reshaping the financial industries and Credics is at the forefront of the fintech revolution. As new innovations help develop businesses and expand the reach of financial services providers, Credics is successfully making financial processing more efficient for companies around the world. The Credics Issuing Solution provides a ready-to-go program for credit, debit, prepaid, private-label, and stored-value cards, all of which can be easily configured to clients' requirements. A smart management system that allows acquirers to fully manage the merchant environment from the product management level (POS, VPOS, RFID, and more), providing a flexible hierarchy for business schemes and pricing strategies on the individual merchant level A unique, cost-saving system designed to accommodate any billing scheme, the Transactor combines comprehensive billing features with a powerful transaction-processing platform.
    Starting Price: $30000.00/one-time
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    Gigwell

    Gigwell

    Gigwell

    Gigwell is changing the way live entertainment bookings are made globally through our collaborative booking platform. We are the first cloud-based booking platform that integrates end-to-end workflow automation for booking and management agencies. We provide a simple solution to manage all artist logistics, collect and track payments electronically, negotiate contracts, talent availabilities, and monitor revenue goals. Leveraging a network of thousands of industry professionals and talent buyers, Gigwell is hyper-tailored to the workflow of a $200B industry still predominantly operating on excel spreadsheets and word documents.  Gigwell has been featured in Billboard, Techcrunch, DJ Mag, Hypebot, DJ Times, Magnetic Mag and awarded the most notable startup from SF MusicTech’s StartUp Innovators Challenge. 
    Starting Price: $33.00/month/user
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    GCPay

    GCPay

    Autodesk

    GCPay is a cloud-based construction payment management platform that automates the entire pay application process between general contractors and subcontractors. It streamlines workflows for billing, lien waivers, compliance documentation, and electronic payments — all from one centralized dashboard. By integrating directly with leading construction ERP and accounting systems, GCPay eliminates manual data entry and reduces human error. Users can create, exchange, and track payment documents in real time while ensuring compliance across every project. Built for speed and transparency, GCPay simplifies complex financial workflows and helps contractors get paid faster. Trusted by hundreds of top construction companies, it delivers consistency, accuracy, and control throughout every phase of payment management.
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    SBI Software

    SBI Software

    SBI Software

    SBI Software’s tools for big retailers are built for big retail suppliers and buyers to improve your complex business process. When you partner with SBI, you are leveraging our expert team of national market researchers and industry experts. Founded in 2000, SBI Software now partners with some of the largest global retailers in 46 states and 5 countries. SBI clients alone are doing 1.2 billion in annual sales. Running debt-free with no outside investors, SBI is focused on speed in innovation and high-quality service. A new cost-free feature to process credit cards, debit cards, and ACH payments using Cloud-based technology. Our fully-integrated desktop ERP software is specifically built for big retail suppliers. Get complete visibility, from Forecasting to Order Fulfillment. Live availability from over 27 different green goods suppliers. Integrated with SBI’s Desktop ERP, giving growers the most powerful ordering experience yet.
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    RoadSync

    RoadSync

    RoadSync

    RoadSync is on a mission to automate the financial solutions fueling the $800B logistics industry. From our beginnings in 2015, RoadSync has been on an upward trajectory, quickly becoming the chosen financial solution for some of the largest names in the logistics space. Our team is standing by, ready to help you with smart, simple, and innovative financial solutions that help you modernize your commerce.
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