Amica Insurance Reviews 6,303

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, knowledge, and ability to explain insurance matters clearly. Consumers appreciate feeling like valued partners, with staffers often going the extra mile to address their needs and provide helpful advice. The customer service is frequently described as phenomenal, with quick response times and readily available assistance. People highlight the efficient and caring handling of claims, particularly praising the expertise and speed with which Amica settles them. Many reviewers express satisfaction with the service they've received over many years, citing positive experiences with both home and auto insurance policies. However, some reviewers report mixed experiences regarding prices and claims, indicating a lack of consensus on these aspects.

Based on these reviews

Rated 5 out of 5 stars

I bundle my coverage with Amica .This saves me money.They always update me on opportunities for premium discounts. I appreciate the fact that I can readily apply my dividends toward my premium payment... See more

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Rated 5 out of 5 stars

Every single staffer I have ever spoken with at Amica has treated me as though I am their only customer. Staffers are pleasant, professional, and take care to explain things so that an average pers... See more

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Rated 5 out of 5 stars

I have been a customer of Amica for almost 40 years - auto and home. Through roof and car damage with hail, car damage from accident in bad weather and most recently, a major fire in my home, they ha... See more

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Rated 5 out of 5 stars

I have had multiple lines of insurance with Amica for decades (home, car, boat, life, umbrella). As such, I can sometimes have questions or necessary changes. Their professional staff has consis... See more

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Rated 5 out of 5 stars

Amica is exactly what you want in an insurance company. You pay your premium and have little to do with them. Then, when you need them, they're a phone call away. Your call is answered by a human - ef... See more

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Rated 1 out of 5 stars

I have had Amica for over 40 years, for home, auto and life, in 5 different states. I loved them, until now. Apparently they no longer want to insure older homes and customer loyalty means absolutely... See more

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Rated 5 out of 5 stars

Customer Service is phenomenal. You get to a specialized human representative quickly when you call. They immediately have your records. They will get you to a specialist if needed. They will review... See more

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Rated 5 out of 5 stars

I spoke with a no bullshit agent. I happily completed the day with more reasonable auto and home insurance and an excess policy for much less then the quoted I received. The agent was in no rush. Be... See more

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Rated 5 out of 5 stars

I think their customer service is great . Have had no issues so far . I have multiple insurances , haven't had to claim anything yet so that experience is still pending. Slightly more expensive t... See more

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Rated 5 out of 5 stars

Amica has insured me since 1966, first as a driver on my mother's (Amelia Chapman) policy and then on my own policies (auto and homeowner). The few times I had claim, your reps were excellent. They... See more

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Rated 5 out of 5 stars

We’re so lucky to have Diamond Roddy helping us with both our auto and home insurance policies. She’s incredibly hardworking, professional, and always goes the extra mile. Our neighbor is already spe... See more

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Rated 5 out of 5 stars

Amica made the whole accident experience much easier to handle w their expertise and speed at which they settled the claim. Car was a total loss and within 2 weeks it was settled including a pro rate... See more

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Rated 5 out of 5 stars

Jennifer Hooper is a fantastic care rep. She explains all things vividly,in no way rushing people along,but not wasting time either. She induces trustworthiness in Amica. If anyone needs to be encour... See more

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Rated 5 out of 5 stars

Amica and our claims specialist Isaac Moran, makes us feel like they really care and listen. To date they have been completely honest and have made every effort to be fair. While others, especially... See more

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Rated 5 out of 5 stars

Amica’s customer service is top-notch,humans not Bots.Few companies who actually have the rep in the USA & not oversee Their reps especially Karen was exceptionable,professional,down to earth, knowled... See more

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Rated 5 out of 5 stars

Amica Insurance provides a monthly payment plan, in lieu of paying for all insurance policies on an annual basis. Other payment plans are available, but monthly fits best within my budget. Nothing t... See more

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Rated 5 out of 5 stars

Your agent, Jonathan Harper, spent an extensive amount of time with me to gather all pertinent infomration and work through signing up for, and paying for, auto, home, and umbrella policies. He follow... See more

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Rated 1 out of 5 stars

I filled their form online for home insurance, got a quote, and then called their number. 18 minutes into the call, after asking numerous questions, they tell me they don't insure houses where I live,... See more

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Rated 1 out of 5 stars

This company needs to be me reasonable with their rates. It's simply unaffordable. Especially with their car insurance costs. They need to give those who don't have a long driving experience in the U... See more

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Rated 5 out of 5 stars

We were involved in a hit and run with a rental car with airbags deployed and ambulance called. This was a nightmare on several levels but Amica literally answered the phone and spoke with us directl... See more

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Rated 2 out of 5 stars

Initial contact on the phone was very nice but agent gave completely conflicting information. Taking down a damaged tree costs WELL OVER $1000–who on their right mind only offers that. We have paid... See more

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Rated 4 out of 5 stars

The initial phone call and information from Amica rep was not the typical standard of customer service we have experienced through the years. The individual may have been new and did not know the appr... See more

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Rated 3 out of 5 stars

Got off to a slow start on the claims process (took 4-5 days for local appraiser to see the vehicle)but momentum picked up later on. Eventually my car was totaled but CoPart insisted on picking up t... See more

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Rated 1 out of 5 stars

After being a customer since 2002, spending $5,270 annually for our 6 member family and total insurance with life, home, umbrella=11,575 annually. Amica has denied using an OEM windshield. Insists... See more

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Rated 4 out of 5 stars

Typically experience is great and rates five stars. Only reason I called was online deleting a vehicle the last/next steps weren't clear. Guy on the phone was great but constrained by the system. N... See more

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Rated 1 out of 5 stars

I had all my insurance (auto, homeowners for 2 homes, boat and landlord)for almost 30 years. They totally screwed up the Billings, posted premium payments to the wrong policies, failed to credit lump... See more

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Rated 3 out of 5 stars

First I will say that Amica is very responsive in an accident situation, which I have valued. However, the rates have been increasing at an unusual pace these past 2 years. Plus, I did not appreciat... See more

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Rated 2 out of 5 stars

I have no confidence in this company after my last claim experience. I worry about what will happen if I ever have another claim and have to depend on your claims department for assistance. I have a... See more

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Rated 3 out of 5 stars

I signed up for paperless billing and auto pay for the discount through the website. Apparently, somehow, I was not signed up? When I spoke to someone about an unrelated issue, they mentioned signin... See more

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Rated 4 out of 5 stars

After a few bumps with my original company changeover to AMICA, most everything went quite smoothly, with an overall savings of 24.4%, with equal in not better coverage. A few phone calls because of a... See more

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Rated 2 out of 5 stars

Have been attempting to add a vehicle to my policy which I have had for over 30 years. Was informed I needed to provide pictures of condition due to age of vehicle. No problem. Submitted them as per r... See more

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Rated 5 out of 5 stars

After 43 yearsI can always count on AMICA to follow through on their promises to cover us without hassle when we need them. Fortunately, their have only been a few times when we did, but they always c... See more

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Rated 5 out of 5 stars

My wife and I have been policy holders since 1969. One or two miscues over that period. Never a question or debate, just concern over the wellness of all involved. Great timely service. Amica cov... See more

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Rated 5 out of 5 stars

Customer service is always excellent and staff is knowledgeable. I like the optional pay plans available. Been insured with Amica for over 40 years. They have always given good claims payouts when unf... See more

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Rated 5 out of 5 stars

The savings associated with paying all of my home and car insurance in one annual payment works for me. AMICA was there for me when I hit a deer in November of 2023. They have been top rated by Consum... See more

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Rated 5 out of 5 stars

I had one experience where my cellar was flooded. I panicked! I spoke to representative from Amica who calmed me, told me what I should do, recommendated a service, and before I knew it, my problem w... See more

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Rated 1 out of 5 stars

Y’all gave me no warnings. No rate hikes, no “you’re in danger of losing home insurance if you make another claim about animals destroying your house (raccoons and skunks and such) just 24 days to fin... See more

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Rated 5 out of 5 stars

I’ve been insured with Amica for many years for my home, auto, and umbrella policies. What I value most is being able to work directly with the company rather than through a broker. Every interaction... See more

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Rated 2 out of 5 stars

Don't like the accident "charge" that is added if you are in an accident. It's the same as rates going up for a traffic ticket. Bills and transactions related to removing a car and replacing with... See more

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Rated 5 out of 5 stars

They have always been easy to do business with. No delay in getting to talk to someone there. Friendly, professional service. They understand what you want done and complete task right then. Onl... See more

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Rated 2 out of 5 stars

Marilyn was super nice but after speaking to another company I learned that she provided me with a very basic coverage at a high cost. I am moving to TN and you folks quoted me $1400/every six months... See more

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Rated 5 out of 5 stars

I have needed to file a few claims in the last few of years, for both homeowners and car insurance. In all cases I’ve been very happy with the quick, professional, and thorough response to them. They... See more

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Rated 5 out of 5 stars

As soon as we called Amica to notify them of my daughters accident, they immediately stepped up to the plate. All communication was timely and thoughtful. They walked us thru the whole process as th... See more

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Rated 1 out of 5 stars

I had Amica for many years without a problem through two lifelong vehicles. I recently was mailed a cancellation notice. I called and found out my insurance was costing 700 a month!! What the ####?! F... See more

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Rated 5 out of 5 stars

No matter what the issue, time and again, AMICA insurance has been HELPFUL AVAILABLE KNOWLEDGEABLE PROFESSIONAL, 24/7 What more could I ask for??? I've been with them for 40 yrs and counting. I... See more

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Rated 5 out of 5 stars

Great, knowledgeble agents - theyve had fast responses and dont sound like robots/arent forced to only use pre-selected responses/etc. As well, the price is great. I wish there was some more purely... See more

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Company details

  1. Insurance Company
  2. Personal Insurance Company
  3. Term Life Insurance Provider Company

About Amica Insurance

Written by the company

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Visit Amica.com




Our company

With over 115 years of expertise, Amica is the oldest mutual insurer of automobiles in the U.S.

Other coverage includes:

Built on trust

We listen carefully and provide recommendations based on your unique situation.

Award-winning customer service

Choose from our suite of self-service tools on Amica. com, our mobile app or speak with a knowledgeable representative - we'll always be there for you.

Over a century of financial stability

As a mutual company, we make long-term decisions with policyholders in mind.

Lasting relationships

One in three Amica customers has been with us for over 20 years. Your satisfaction is the greatest measure of success.

Worry-free claims service

Reporting a claim is simplified through our Claim Center: Track your claim, upload documents and much more.

Giving is in our nature

We support local communities to promote positive well-being, resiliency and financial security.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

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Rated 1 out of 5 stars

Beware of Amica

As a long time (9 Yrs) Amica policyholder I was shocked to get a whopping 32% increase for next year. If I had filed a few expensive claims, or been tardy paying my premiums, I would be understanding. But that is not the case as I have been on autopay all that time, never filed any claims and been an outstanding customer. I called for an explanation and got the usual stuff about higher costs, etc. I registered a complaint with my state insurance commission. Amica then demanded my credit score and social security #. After having me as a policyholder all these years, they suddenly want my credit score?! I did oblige them with this (credit 7.85). However, I feel certain it was a punitive move on their part. I am no longer with Amica as of the end of the month. I think they wanted me to leave after I complained to the state insurance commission.

15 January 2026
Unprompted review
Rated 5 out of 5 stars

Service. May pay a little more but it's worth it.

When I called for review, updates or accident AMICA employees were kind, helpful and quick to service.

10 February 2026
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Reply from Amica Insurance

Thank you, Kevin, for this five-star review! Our employees work hard to provide exceptional customer service, so this really means a lot to us.

Rated 5 out of 5 stars

Responsiveness

10 February 2026
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Reply from Amica Insurance

Thanks, Donna, for this great five-star review! We appreciate it!

Rated 5 out of 5 stars

Great customer service and…

Great customer service and communication.

10 February 2026
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Reply from Amica Insurance

Thanks, Pasquale, for this five-star review! We're pleased to hear this about your experience.

Rated 5 out of 5 stars

Great Company

Good experience

10 February 2026
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Reply from Amica Insurance

Thanks for sharing this with us, Joseph! We appreciate your five-star review.

Rated 5 out of 5 stars

No problems

No problems. Everyone has been helpful and pleasant whenever I need to call for any reason

10 February 2026
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Reply from Amica Insurance

Thanks, Karen, for the five-star review! We're delighted to hear this about your experience with our customer service, as it's a top priority.

Rated 1 out of 5 stars

shop elsewhere

I have had Amica for over 40 years, for home, auto and life, in 5 different states. I loved them, until now. Apparently they no longer want to insure older homes and customer loyalty means absolutely nothing. Customer service was horrendous, never getting the same agent on the phone, not returning calls, and no work on their end to insure the house. No driveby, no looking at photos, no looking at the field card. It has been the most stressful experience in buying this home. They are not the company they used to be.
Amica got back to me. The usual run around. No last names, no extensions. Not sure why they called at all.

7 February 2026
Unprompted review
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Reply from Amica Insurance

Thank you for trusting us with your insurance needs for over 40 years. We don’t like to hear this about your experience and would like to look into this further. Can you please email us at [email protected] with your name and preferred contact information? Thanks again.

Rated 1 out of 5 stars

waste of time

I filled their form online for home insurance, got a quote, and then called their number. 18 minutes into the call, after asking numerous questions, they tell me they don't insure houses where I live, western suburbs of Chicago.

10 February 2026
Unprompted review
Amica Insurance logo

Reply from Amica Insurance

We’re sorry we were unable to meet your insurance needs at this time, Volkan. We appreciate your feedback and have passed it along.

Rated 5 out of 5 stars

I'm their only customer!

Every single staffer I have ever spoken with at Amica has treated me as though I am their only customer.
Staffers are pleasant, professional, and take care to explain things so that an average person can understand.
Staffers are also proactive in pricing (explaining different options) and with claims.
Amica, because of its incredible staff, makes me feel like I'm a partner with the insurance company.

10 February 2026
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Reply from Amica Insurance

Wow, Carol! Thank you so much for the wonderful five-star review about our customer service. We truly appreciate you sharing your Amica experience on Trustpilot!

Rated 3 out of 5 stars

Got wrong information

Got wrong information, then took forever to resolve. There must be a better way to resolve issues than what is being used now.

10 February 2026
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Reply from Amica Insurance

Thank you for sharing your feedback with us about your recent experience. We’d like the opportunity to discuss this with you further. We’ve passed your review along and will have a representative reach out to you. Thank you.

Rated 5 out of 5 stars

Amica has always been a great company

Amica has always been a great company. I was first insured with Amica when I was twenty years old and I am now eighty seven years old.
Richard G Johnson

10 February 2026
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Reply from Amica Insurance

Wow, Dick! Thank you so much for trusting us with your insurance needs for so many years. We truly appreciate your kind words and support!

Rated 5 out of 5 stars

Great company very helpful with…

Great company very helpful with questions being answered properly reasonable prices for Home and auto insurance

10 February 2026
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Reply from Amica Insurance

Thank you for sharing your experience with us on Trustpilot, Richard! We appreciate the shout-out!

Rated 5 out of 5 stars

Amica has always responded promptly to all my insurance needs…

I bundle my coverage with Amica .This saves me money.They always update me on opportunities for premium discounts. I appreciate the fact that I can readily apply my dividends toward my premium payments. This is a special benefit that Amica provides due to its structural set up. Staff is always helpful if I have to contact them by phone. I did not have a claim this year, but when I did , Amica was always very prompt at sending me payments.I highly recommend Amica for insurance needs.

10 February 2026
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Reply from Amica Insurance

That's sweet of you to say, Jacqueline! We're glad to hear you've been enjoying our dividend option. Thank you so much for sharing this wonderful five-star review with us!

Rated 4 out of 5 stars

Service has been great but prices high…

Service has been great but prices are high.

10 February 2026
Amica Insurance logo

Reply from Amica Insurance

Thank you for the compliment to our customer service. We’d like the opportunity to discuss your premium concerns with you. As such, we’ve passed your review along and will have someone reach out to you. Thanks again.

Rated 5 out of 5 stars

Insured with AMICA over 40 years

Insured with AMICA over 40 years, always great to deal with.

10 February 2026
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Reply from Amica Insurance

Thank you, John, for trusting us with your insurance needs for over 40 years! We truly appreciate your support and loyalty over the years.

Rated 5 out of 5 stars

Mostly great communication as a fairly…

Mostly great communication as a fairly new customer that is very valuable and appreciated to me

10 February 2026
Amica Insurance logo

Reply from Amica Insurance

Thanks, Lisa, for this wonderful five-star review! We're glad to hear you've been happy with your Amica experience.

Rated 5 out of 5 stars

problem solved

problem solved. easy, fast and smothly.

3 February 2026
Amica Insurance logo

Reply from Amica Insurance

We're pleased to hear this, Sandra! Thanks so much for the five-star review.

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