Good application Easy to create card.. user-friendly interface I want to see why sometimes my card blocked and deleted.. I understand why but sometimes want to see some information about it... See more
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Based on reviews, created with AI
e.PN is a payment service provider built for marketers, agencies and teams that need tight control over spend across ads, subscriptions and online services. You can create unlimited virtual cards, top them up with crypto and use them instantly for online payments and advertising platforms. Issue cards in minutes, fund them in about three minutes and keep your budget under control with low, transparent fees and no hidden charges. Thanks to multiple BINs and wide coverage across banks and countries, you can distribute risk, boost approval rates and mirror your campaign structure in how you allocate spend. A user-friendly app plus Apple Pay and Google Pay support make both your work and your travels more convenient. And with 24/7 support, you’ll spend less time fixing issues and more time scaling what’s working.
Seychelles
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SCAM
They find a legal way to steel your money!!!
On each declined transaction they charge you a 0.2$ as a decline fee. You can look how your balance is dropping. Sometimes system (FB Ads) cannot charge the card without any reason although you have balance on the card.
And after my complain they blocked all my cards.
Avoid if you need this for business. They are not reliable.
Many other options...
I have screenshots if you have any doubts....

Reply from E.PN | Virtual Cards
Booked a hotel and payed for dinner in Cambodia on my vacation. Payed for other staff too. Great app, has everything you need. Strongly recommended while on a trip!

Reply from E.PN | Virtual Cards
Strated using it a month ago for purchasing in online shops. I personally enjoyed simple interface and option to choose a BIN specially for your need. No problems yet and fast payments, thankjs!

Reply from E.PN | Virtual Cards
Super easy to start using and getting a virtual card was quick and smooth. At first I thought it would be complicated, but everything worked exactly as expected. Support has been really helpful every time I reached out - fast replies and clear answers. I always feel safe using the service and my balance is handled perfectly. Definitely a great option if you want a simple and reliable way to pay online!

Reply from E.PN | Virtual Cards
I use the app for my online shopping and subscriptions and it’s been super convenient. Creating virtual cards with the limits I need is really easy. I’ve already paid in a bunch of international stores and had zero issues. Great option if you want more control and feel safe with your payments.

Reply from E.PN | Virtual Cards
Really great app for safe online payments! Virtual cards are created in no time and the interface is super easy to understand. Topping up is simple, fees are low and support replies fast whenever you need help. Now I can pay online without worrying about using my main card.

Reply from E.PN | Virtual Cards
Good application
Easy to create card.. user-friendly interface
I want to see why sometimes my card blocked and deleted.. I understand why but sometimes want to see some information about it or comment.
Payments in crypto it's brilliant!
Please can you add TON coin to payments system (USDT on TON blockchain) it's more cheap transaction fee

Reply from E.PN | Virtual Cards
Lower fees at volume, better support, clean interface. Should have made this move sooner. Highly recommend to others.
Scam. Blocked the account with my money. Support simply ignores and does not respond to messages in tickets

Reply from E.PN | Virtual Cards
Most days I don't even touch the web version. The app handles all my daily tasks smoothly and fits right into my workflow.
The way their levels are set up makes it more appealing to stick with them instead of juggling multiple services. It's a smart setup that works in my favour.
Been using for 8 months, never had downtime during my important sales periods. Very reliable infrastructure for my needs.
Very timely customer service! Must give 5 stars! My account was stolen by a scammer (my own fault). I immediately contacted customer service and they responded within a minute. After verifying my deposit information, they restored my account and saved me from financial loss. Thank you so much!
Finally found a payment processor where support actually understands my business needs. No language barriers when I call.
Easy for me to add team members and control their access levels. Good for my growing business with multiple users.
Update: Customer Support manager contacted me and solved an issue, along with adding some small compensation.
In the end of the day i actually got exactly what i paid for - valid card for AppStore, though it took some more time and effort than i expected.
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TL:DR:
I bought virtual credit card to pay in AppStore - it doesn't work, support don't help and company refuse to refund money.
Long story:
I transferred money to e.pn to purchase a virtual card to use in Apple AppStore.
I bought a card, it's description stated clearly: "This card can be used to pay for any purchases." There were some restrictions, mentioned — but NO restrictions for App Store, which was my intended use.
I received credentials for card, but it doesn't work at all - it's impossible to add it as payment method for AppStore
I contacted support, but they simply replied that they "cannot see any transactions, so can't help" — which is essentially admitting the card isn't functioning but they won’t do anything about it.
What’s worse, I was charged commissions for everything — depositing, buying the card, transferring funds —and received zero value in return.
When I demand for a refund, I was told they could return a some part of my funds (excluding all the commissions), but only if I top up the balance to $100. Why was there no minimum limit for deposit, but now there’s a strange minimum for refund?
This is misleading, unhelpful, and leaves the impression of a scam. I DO NOT RECOMMEND trusting your money to this platform.

Reply from E.PN | Virtual Cards
Handling international transactions smoothly. I get solid exchange rates and quick payouts, which really helps keep my business running efficiently.
No hidden costs, everything is upfront for me. I know exactly what I'll pay at each volume level. Refreshing honesty.
The security codes come through fast for my customers, no delays. They don't get frustrated waiting. Smooth checkout experience.
Compared to other processors I've used, hitting the higher tiers gives me better rates than competitors. Math works in my favor.
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