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goPeer Reviews 104

TrustScore 4.5 out of 5

4.6

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers appreciate the straightforward and helpful service provided, highlighting the ease of use and intuitive nature of the platform. Consumers found the communication to be solid, with funds arriving on time and the entire process working as promised. People also value the opportunity to help Canadian borrowers with their debt and the ability to manage everything online with clear communication. The customer service is frequently praised for being professional, responsive, and helpful. Reviewers found the loan application process easy and were pleased with how quickly their loans were approved and funded. The platform's ability to provide microloans from an individual perspective is also appreciated. However, some users mentioned that the initial payment being due shortly after funding could be a challenge and the funding process could be slow.

Based on these reviews

Rated 5 out of 5 stars

I borrowed through GoPeer here in Canada, and honestly, it felt different from the start. The process was simple and clear, and the people behind it were respectful and genuine. No pushy sales talk,... See more

Company replied

Rated 5 out of 5 stars

Long time investor on gopeer. The platform is easy to use and intuitive. They offer a unique solution to diversify my investment portfolio, which I absolutely love. I also love that gopeer gives me th... See more

Rated 5 out of 5 stars

The process is seamless, but they also provide customer support with no significant wait time. Further, I needed to come up with money within days, as I had a personal emergency to deal with, and I... See more

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Rated 5 out of 5 stars

It was a great experience, however, the first payment being due only 5 days after funding seems alittle soon for the first payment. It should be adjusted based on final funding. Everything else was gr... See more

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Rated 4 out of 5 stars

So far using Gopeer has been easy to use. The support staff have been helpful. I'm using this platform as a means of investing through lending. Just started using this platform so I can't say as of ye... See more

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Rated 5 out of 5 stars

I've been investing some money with Gopeer for about 2 years now and my personnal experience is globally quite good. It's interesting when you want to diversify your investments. I have not borrow an... See more

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Rated 5 out of 5 stars

I've been an investor with gopeer and the platform is setup quite well. The ability to provide micro loans from an individual perspective is helpful. I've been able to successfully deposit and withdra... See more

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Rated 5 out of 5 stars

The Gopeer team and company made my loan experience easy-to-use and they were there to help with any information about this loan. This was the first time I borrowed money and received a loan. The exp... See more

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Rated 3 out of 5 stars

Good platform, easy to use! My returns rates are positive since 2 years, and i would like to invest more in the future…. I would appreciate more statistics, or access to datas that I can analyse by my... See more

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Rated 5 out of 5 stars

I have been using GoPeer for about 3 years now, and it’s been a great way to diversify my investments. The platform is very easy to use and returns better than I have had on any other platforms.

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Rated 5 out of 5 stars

Everything was super easy and informative. It made things simple to get started, and the agent I scheduled a phone call with was able to answer all the questions I had before I got started.

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Rated 5 out of 5 stars

My experience with goPeer has been excellent. The process was smooth, simple, and transparent from the start. The support team was very professional and responsive whenever I had a question. I really... See more

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Rated 5 out of 5 stars

When we finally take the time to be responsible for the outcome, goPeer helps make a playground out of the battlefield left by others in this financial warzone. Fulfillment of needs "peer-to-peer" on... See more

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Rated 5 out of 5 stars

Easy company to deal with. Loan is funded quickly and all information is on your online portal. Great way to borrow without using payday loans.

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Rated 5 out of 5 stars

Such a great experience overall. I love the concept so much and I look so forward to investing further on down the road. The customer service was fantastic and it was such a smooth process.

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Rated 5 out of 5 stars

Very easy to use, great platform for making your money work for you. For me it, has been safer than stocks. I have tried Auto invest and manually, both work really well. One tip, don't invest too mu... See more

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Rated 5 out of 5 stars

I have had a rep contact me to make sure things were going well. I think that customer service is a great part of any company and should be at the forefront of all businesses

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Rated 4 out of 5 stars

Easy to apply, but also a bit nerve-wracking as you have no idea what the interest rate offer or loan amount will cone back at. And when it does come in, it can take hours to days to fund depending o... See more

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Rated 5 out of 5 stars

Amazing experience, the process was fast & easy to get the approval. The funds only took a week to gather and was deposited into my account after 2 days, highly recommend!

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Rated 3 out of 5 stars

Was fast getting an approval, but seemed like it took 2 weeks to my money I usual go with go peer cause their rates are usually better. But takes for ever to get money

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Rated 5 out of 5 stars

The process was easy going and accommodating. Representatives were respectful and helpful explain in full.details how the services work and the expectations. GoPeer shows equity and is a company ded... See more

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Rated 3 out of 5 stars

After money was all funded was supposed to receive it in two business days didn’t receive funds for over five business days

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Rated 3 out of 5 stars

- Need joint account (simplifies and expedites transfer on death of one spouse - the surviving spouse would automatically assume full ownership of the joint account with no need for probate an... See more

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Rated 5 out of 5 stars

The loan application was easy. I always wanted to do a co-op or peer funding. This seems to be a perfect place to achieve that. I’m also looking to be an investor, as soon as I’m done with my debt pay... See more

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Rated 5 out of 5 stars

It was very easy process. Customer service was great. I appriciate all members helped to reach my goal. Thank you

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Rated 5 out of 5 stars

It took 10 days to fund and receive the money, it’s not as fast as I expected but it was easy to apply and im happy with the service.

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Rated 3 out of 5 stars

Lower rating due to how long loan receivers are allowed to be in a rears before it goes to collections

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Rated 4 out of 5 stars

quick turnaround but poor end finish given 2 day hold before funds are released which is not the best experience

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Rated 5 out of 5 stars

Amazing service. A special thanks to Tanya who helped me throughout the process. Great company overall.

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Rated 5 out of 5 stars

Slow process getting the money but overall customer service has been great and after 7-10 days money got deposited to my account

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Rated 4 out of 5 stars

Was an easy experience just took a bit to get the funds since there is over 80 investors

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Rated 3 out of 5 stars

Overall I like the platform and am interested in P2P as an investment avenue. That said, a few tweaks could have a major impact. Id like to see a greater number of loans listed, id like to see fun... See more

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Rated 4 out of 5 stars

I used GoPeer to get a personal loan to pay off credit card debt. Because my credit score was low (600s) I basically got approved for a loan with a 19% interest rate and a total APR of 24% (give or... See more

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Rated 5 out of 5 stars

You guys treated me like human not a number service was great and you listened...thank you for helping me

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Rated 5 out of 5 stars

The process was simple and the funding came quicker than expected.

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Rated 5 out of 5 stars

Excellent people to deal with, fast easy process to follow.

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Rated 5 out of 5 stars

Great service provided no hassle. Loan approved in a timely manner.

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Rated 5 out of 5 stars

The interest is reasonable compared to other financial institutions. Quick service and I can monitored my balance anytime anywhere.

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Rated 5 out of 5 stars

Excellent service, funding time was as expected, very convenient and extremely helpful alternate to the big banks

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Rated 5 out of 5 stars

Great process. Everything went smoothly.

Company replied


Company details

  1. Investment Service
  2. Loan Agency

About goPeer

Written by the company

goPeer connects borrowers who need affordable personal loans with investors who want to earn passive income — all through a secure online platform.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

104 reviews

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Rated 4 out of 5 stars

Gopeer is easy to use…

So far using Gopeer has been easy to use. The support staff have been helpful. I'm using this platform as a means of investing through lending. Just started using this platform so I can't say as of yet if it's a good investment. I'll provide an updated review once I see the return on investment.

26 January 2026
goPeer logo

Reply from goPeer

Thanks for sharing what your experience has been like so far, Heather! Returns can vary over time, and we appreciate you taking the time to share your perspective. We look forward to supporting you along the way, and thank you for being part of the goPeer community.

Rated 5 out of 5 stars

goPeer offers financing that is…

goPeer offers financing that is incredibly convenient, transparent, and affordable. There are no hidden fees, and the interest rate is fair. Thanks, goPeer

5 February 2026
goPeer logo

Reply from goPeer

Much appreciated Jalal. Thanks for leaving a great review.

Rated 5 out of 5 stars

High-quality Service

The process was easy going and accommodating. Representatives were respectful and helpful explain in full.details how the services work and the expectations. GoPeer shows equity and is a company dedicated to truly helping an individuals need.

Highly recommend.

4 February 2026
goPeer logo

Reply from goPeer

Thank you so much for the kind words Gabriela! Glad we could help and happy to have you part of the goPeer community.

Rated 5 out of 5 stars

It was very easy process

It was very easy process. Customer service was great. I appriciate all members helped to reach my goal. Thank you

21 January 2026
goPeer logo

Reply from goPeer

Thank you so much for the kind words, Manjit. We're glad to have your be part of the goPeer community.

Rated 5 out of 5 stars

Good for Investing

I have recently started using to invest money through this platform and I have no complaints.

20 January 2026
Unprompted review
goPeer logo

Reply from goPeer

Thanks for leaving a review, Artin. Glad to have you part of the goPeer community!

Rated 5 out of 5 stars

Vert good

Vert good
Thank you

31 December 2025
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Reply from goPeer

Thanks for the 5 stars, Louis! Happy to have you as part of the goPeer community.

Rated 3 out of 5 stars

Fast approval, snail delivered to money

Was fast getting an approval, but seemed like it took 2 weeks to my money I usual go with go peer cause their rates are usually better. But takes for ever to get money

24 December 2025
goPeer logo

Reply from goPeer

Hi Julian,

Thanks for choosing goPeer again, and for taking the time to leave a review.

You're absolutely right that your most recent loan took longer than usual. While approvals are typically fast, funding timelines can occasionally be extended, and in your case there was an additional delay. We've recently been required by securities regulators to add a short mandatory hold before funds can be released, although the requirement is two business days, in practice it's often longer since weekends and holidays aren't counted. For your loan, this added 5 extra days.

We understand how frustrating that can be, especially when you're used to faster funding. The good news is that we're working on an improvement we call pre-funding, which we plan to roll out in 2026. This will allow borrowers to receive funds immediately while the standard funding and hold period happens in parallel.

We appreciate your patience and your continued trust in goPeer, and we hope your next experience will be an even smoother one.

Rated 5 out of 5 stars

Highly Recommend!!

Amazing experience, the process was fast & easy to get the approval. The funds only took a week to gather and was deposited into my account after 2 days, highly recommend!

17 December 2025
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Reply from goPeer

Hi Cole, thank you so much for your kind words! We’re glad to hear you had a great experience. Funding timelines can vary, but we’re happy to know everything came together smoothly for you. We appreciate the recommendation and thank you for choosing goPeer!

Rated 5 out of 5 stars

Slow process getting the money but…

Slow process getting the money but overall customer service has been great and after 7-10 days money got deposited to my account

17 December 2025
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Reply from goPeer

Thanks for sharing your experience Maricris! Funding timelines can vary due to the investor funding process and required compliance steps, but we’re happy to hear the funds were successfully deposited. We appreciate your patience and thank you for choosing goPeer!

Rated 5 out of 5 stars

GoPeer responded promptly

GoPeer responded promptly. The process was simple.

24 December 2025
goPeer logo

Reply from goPeer

Hi Phyllis, thanks for leaving a review. We appreciate you choosing goPeer and are always here if you need anything.

Rated 5 out of 5 stars

It works

Go Peer is a good way to make a descent return on investment while helping Canadians.

20 December 2025
goPeer logo

Reply from goPeer

Thanks for the review, Marc! We appreciate you being part of the goPeer community and thank you for investing on the platform!

Rated 5 out of 5 stars

It was a great experience!

It was a great experience, however, the first payment being due only 5 days after funding seems alittle soon for the first payment. It should be adjusted based on final funding. Everything else was great and informative.

11 December 2025
goPeer logo

Reply from goPeer

Thank you, for the 5-star review, and it's great to hear of your positive experience. Regarding the first payment date, feel free to contact customer care, and we would be happy to move the payment for you. You can also sign in to the self-serve portal, and use the defer/skip payment option to skip the cycle. Thank you again for taking the time to share your experience!

Rated 4 out of 5 stars

Was an easy experience just took a bit…

Was an easy experience just took a bit to get the funds since there is over 80 investors

17 December 2025
goPeer logo

Reply from goPeer

Hi Eric, thanks for sharing your experience! Because loans on goPeer are funded by many individual investors, it can sometimes take a bit of time for your loan to reach 100% funding.

Once funded, there is also a short regulatory hold period required before funds can be released, this is part of standard compliance for all platforms like ours, not something we control directly.

We appreciate your patience throughout the process, and thank you for choosing goPeer!

Rated 3 out of 5 stars

Lower rating due to how long loan…

Lower rating due to how long loan receivers are allowed to be in a rears before it goes to collections

15 December 2025
goPeer logo

Reply from goPeer

Hi Dan, thank you for sharing this feedback. We’d like to clarify how our collections process works. When a payment is missed, collection efforts begin immediately, regardless of how the loan is labeled on the platform. We have a dedicated in-house collections team that actively follows up from the first missed payment, and a loan’s status does not reduce or pause those efforts.

You may also see updates posted in each loan, where we share relevant information with investors as a loan progresses through servicing and collections. You may read more on how we handle late payments and defaults here: https://help.gopeer.ca/hc/en-ca/articles/360050576994-What-happens-if-a-borrower-is-late-on-their-payments-or-defaults-on-their-loan

Thanks again for sharing your experience. Your feedback helps us continue improving how we communicate these processes.

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