NewDay Reviews 10,962

TrustScore 4.5 out of 5

4.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. People appreciate the user-friendly interface of the platform, highlighting the ease of use of the app and the quick updates to account balances. Consumers also value the company's support in improving their financial future, particularly through credit limit increases when payments are made consistently and on time. The possibility of balance transfers and money transfer offers are also appreciated by the users. Customers have generally positive feedback regarding the service and product. They feel supported by the company as a financial backup and appreciate the flexibility in payment options. The customer service receives positive remarks, with reviewers describing the agents as professional and empathetic. However, some reviewers reported issues with payments, especially after bank details were changed.

Based on these reviews

Rated 5 out of 5 stars

The Marbles portal is so easy to use. I like that account balances update almost immediately. I also like the financial advice sometimes sent in - like what not to do with your credit card ie: go ov... See more

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Rated 5 out of 5 stars

I've had this card for over 3 years, and I've never had an issue, and the one or two times I've had an issue it has been resolved promptly and professionally. And what I love the most , is that if yo... See more

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Rated 5 out of 5 stars

The app is extremely good such a pleasure to use , not the usual stress inducing affair . My card is the go to first , number one option because transactions happen reliably unlike my bank which ma... See more

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Rated 5 out of 5 stars

I have been with different credit cards companies but they d take time to increase the credit limit. Aqua offered me a very good credit limit at the start and kept on increasing the limit which helpe... See more

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Rated 1 out of 5 stars

Newday new bank details. Partnership with John Lewis. Keep blaming the other banks. Balance transfer returned. (Taking days, if it ever gets returned) Tried to pay via my main account, the... See more

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Rated 5 out of 5 stars

Very happy to be NewDay credit card customer. It gives me money transfer/balance transfer offers even I have opened my account few years back. Other credit card companies only provided offer when I f... See more

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Rated 5 out of 5 stars

I got the aqua credit card few months ago, even thouge my last month payment was delay because i travelled abroad without my online login details, but my credit limits has already been increased. T... See more

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Rated 5 out of 5 stars

Work with Aqua, Having their financial back up is securing, bank transfer, very useful, as you progress improving your credit standing, a very useful tool, overall, have found Aqua a suppo... See more

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Rated 5 out of 5 stars

I originally started using Aqua as my credit rating was rubbish, I’ve been with them for years now. They give me regular credit increases, balance transfers. Not had any issues with them at all. And... See more

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Rated 5 out of 5 stars

I called this company a month ago as having not used my card in a long time my direct debit had not been reinstated! Anyway I spoke to two lovely ladies one called Carol and her manager called Sally I... See more

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Rated 1 out of 5 stars

Absolutely dreadful- problems ever since they took over the John Lewis credit card. They couldn't manage the switch of their paying in details correctly & now I've been told my credit card balance is... See more

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Rated 1 out of 5 stars

New Day recently changed their bank account details for the John Lewis Credit Card. Unfortunately they forgot to notify other banks of this change. I put through a balance transfer from my card whic... See more

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Rated 1 out of 5 stars

Credit card fronted as John Lewis Partnership card repeatedly declined by EasyJet and local taxi company making it unreliable. Company just say our anti fraud protections did it. But because it's a... See more

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Rated 5 out of 5 stars

I’m a devoted Marbles credit card fan, what an excellent reliable company they have been over the years. I’ve got now an excellent credit rating. Changing details etc, or logging out of my... See more

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Rated 5 out of 5 stars

Application Process is quick and easy. The App is well laid out so I can access everything I need easily. I've always been advised well in advance of any interest changes, credit limit chang... See more

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Rated 3 out of 5 stars

Aqua Card Positives - Good credit limit increases - Good IOS app (many options) - Easy to pay through IOS app - Rewards good credit with Gold card Negatives: - Remove credit limits if not... See more

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Rated 5 out of 5 stars

I have had an Aqua Credit card for a few years and really relied on my credit they did their best to remember this and have done their best to help me get a better credit score without giving me more... See more

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Rated 1 out of 5 stars

Despite long standing login details, my card has been blocked. There is no digital contact other than complaint that is dismissed without access to reply. I do not use a mobile phone, and am left in t... See more

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Rated 5 out of 5 stars

The Aqua credit card is designed for people with poor or limited credit history who want to rebuild their score. It’s easy to apply for, and the SafeCheck tool lets you check eligibility without affe... See more

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Rated 1 out of 5 stars

Back in June whilst in Canada NewDay blocked my card despite me authorising a payment. NewDay's telephone lines are Mon - Fri 9-5 so pretty useless when in a different time zone. Their action prevente... See more

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Rated 1 out of 5 stars

I wanted to move from my current card to the JL one. They give an unworkably low credit limit and despite excellent credit rating and paying it off in full each month, they declined my request to incr... See more

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Rated 1 out of 5 stars

John Lewis Financial Services moved its credit card to NewDay. What was a great experience before NewDay is now a regular frustration. They inexplicitly decline txns and block my card despite me using... See more

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Rated 1 out of 5 stars

Had addditional card cancelled due to fraud attempt. New card arrived and activated. 2nd transaction declined and card frozen. After tortuous contact with "customer service" card unfrozen. Next... See more

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Rated 3 out of 5 stars

Made two booster payments then receive an email saying didn’t manage funds this month. Not happy been paying more than needed and getting high interest. Had I known wouldn’t have had balance transfer

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Rated 1 out of 5 stars

If I could rate them at less than 1 Star I would. In Oct I bought a new cooker from AO Ltd it was advertised as 3 year warranty (Via Manufacturer) and 12 months Zero Rate Finance. AO Told me to get... See more

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Rated 1 out of 5 stars

On the whole I was happy with NewDay but recently we had some fraud on one of our cards and notified NewDay the moment we noticed. We were surprised that its use abroad wasn't picked up by the system... See more

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Rated 1 out of 5 stars

I opened an account, and paid in full on time each month. They increased my limit, I paid in full. Nearly a year after opening the account I had reason to raise a complaint with them. Two days later... See more

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Rated 1 out of 5 stars

What a horrible terrible company. Having advised that the credit card holder had deceased you would of expected a polite letter. Think again, without warning we get a letter from solicitor debt coll... See more

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Rated 1 out of 5 stars

I have had a John Lewis credit card via Newday, mainly for the good cashback rewards. However, Newday are extremely incompetant. When they changed their banking details, they failed to notify OTHER... See more

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Rated 1 out of 5 stars

Aqua department for fraud needs to be re trained on how to deal with customers! Absolutely terrible customer service. I’m sure only one person was working today and the lady Maddie who I spoke to pick... See more

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Rated 1 out of 5 stars

I have a John Lewis credit card with this outfit. I'm appalled by their constant changes to terms and conditions and on occasions their security has refused to authorise transactions even though I am... See more

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Rated 5 out of 5 stars

Following a turbulent period in my life, marbles helped me to get back on my feet. Marbles helped me to restore my credit over time. My credit has now restored to a level which is satisfactory. M... See more

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Rated 1 out of 5 stars

I wanted to increase my credit limit by £200 on my John Lewis Partnership Card so I could purchase a sofa for my son. This card is run by New Day. I have just had a call from somebody called Cam who... See more

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Rated 5 out of 5 stars

The length of time (7 years) I have owned this card is a testament to how I feel about dealing with this financial service provider. The app is very straight forward to use. Accessing statements, m... See more

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Rated 5 out of 5 stars

Hello Aqua, and Hello anyone thinking of applying for an Aqua card. I've been with Aqua now for a good number of years, my credit score wasn't great when I first applied, I was excepted and over the y... See more

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Rated 2 out of 5 stars

I start build my credit with aqua with almost £ 800 limit to spend. After I reach £ 4000 , i been discredited down to £ 1000 . I mean i been always on time to repay and everything some decisions... See more

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Rated 5 out of 5 stars

Marbles Credit Card: the only card that makes your wallet feel like it’s playing a high-stakes game of… marbles! Great rewards, but watch out—those interest rates can roll away your savings faster tha... See more

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Rated 1 out of 5 stars

I have requested all statements for an account I recently closed. Even though I gave them the account number they couldn't locate it, not prepared to call me back. Funny that, as the account os re... See more

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Rated 5 out of 5 stars

I have never had a problem with aqua their customer service has always been spot on even when I have used a 3 party payment like PayPal I got a refund quite fast.plue its helped my credit score plus r... See more

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Rated 1 out of 5 stars

Do not buy anything on a loan amount from this company. Avoid at all costs. You are given a specific amount to pay each month eg through a purchase on Ao and then all of a sudden this so called co... See more

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Rated 5 out of 5 stars

Aqua gave me the opportunity to get a credit card, having not used one for many years. It helped with my credit rating which changed from average to excellent. The interest rate is high, only to be ex... See more

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Rated 1 out of 5 stars

Since New day took over the John Lewis account the card has been more and more difficult to use, asking for a pin for the smallest of transactions, to the extent that I have almost stopped using i... See more

Company replied


Company details

  1. Credit Counseling Service

Written by the company

At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

11K reviews

5-star
4-star
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Rated 1 out of 5 stars

Issues transferring my balance from my…

Issues transferring my balance from my Argos Classic to my Barclaycard.

7 February 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above.
Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.
Please can you reach out to our Customer Service team on 0333 220 2532 or via chat in the app (More > Help & Support > Contact Us > Contact Details) at your next convenience. The team will have full access to your account and will be happy to help. We hope to hear from you soon so that we can get this resolved for you.

Best,

Stephanie.

Rated 5 out of 5 stars

Friend in deed

Oh, they are amazing. Their interest is good. In fact, I had to drop some creditcards since I started using Aqua. It has helped me grow, build my credit score, and sustain my needs in times of need. Now more vendors are offering me credit with good APR.

5 February 2026
NewDay logo

Reply from NewDay

Hello Adeyinka. Thank you so much for your lovely review and the 5-star rating! We’re a card that says yes to helping you build your credit score when used responsibly - so it is great to hear that we have helped you build yours 😊Kind regards, Audrey

Rated 5 out of 5 stars

very easy to check statement for…

very easy to check statement for purchases and balance, recommendations on to pay more to reduce interest and reduce balance more efficiently.

5 February 2026
NewDay logo

Reply from NewDay

Hi Mrs. Buraik, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

Very good service

Very good service

5 February 2026
NewDay logo

Reply from NewDay

Hello Khader. Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊Best, Audrey

Rated 5 out of 5 stars

Great compant!

I've had this card for over 3 years, and I've never had an issue, and the one or two times I've had an issue it has been resolved promptly and professionally. And what I love the most , is that if you pay consistently and pay on time the will raise your credit limit , which is brilliant..

5 February 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review with us, we're thrilled to hear you're happy with everything!

- Kenith

Rated 5 out of 5 stars

perfect for my everyday needs…

This is perfect for my everyday needs easy for online shopping good credit no issues

29 January 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review with us, it's great to hear you're loving your card!

- Kenith

Rated 5 out of 5 stars

I have no complaints

I have no complaints. Thank you NewDay!

5 February 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review with us, we're thrilled to hear you're happy with everything!

- Kenith

Rated 5 out of 5 stars

Marbles was there when I needed them

Marbles was there when I needed them
Froze interest for me refunded me and helped me get on a payment plan .
Got all sorted and my account is great again .. 5 star all the way

5 February 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review with us, we're thrilled to hear you've been able to get everything back on track!

- Kenith

Rated 5 out of 5 stars

Excellent!

5 February 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review with us, we're thrilled to hear you're happy with everything!

- Kenith

Rated 5 out of 5 stars

When I ask for increase

When I ask for increase, so done immediately

5 February 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review with us, we're thrilled to hear you're happy with your new limit increase!

- Kenith

Rated 5 out of 5 stars

Aqua card

This card I use if needed , gives me a little backup case something happens,

5 February 2026
NewDay logo

Reply from NewDay

Hi Ian, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

Great experience

Had a great experience from the start. Started my account to build my credit score when i relocated to
UK and it helped.

5 February 2026
NewDay logo

Reply from NewDay

HI Matthew, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

RIGHT CHOICE

Love the card. Great service, great credit and also lovely offers
I would highly recommend this than any other lender

5 February 2026
NewDay logo

Reply from NewDay

Hi Lokesh, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

Quick and easy

Quick and easy service

5 February 2026
NewDay logo

Reply from NewDay

Hi Andrew, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

I am very pleased with you

I am very pleased with you, thank you for everything.

5 February 2026
NewDay logo

Reply from NewDay

Hi Mr. Demirici, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

Great

Great, absolutely amazing credit card

5 February 2026
NewDay logo

Reply from NewDay

Hi, Thank you for taking the time to leave us a kind review, we appreciate it! 😊 Thanks, Michelle.

Rated 1 out of 5 stars

Account closed with no notice because I raised a complaint.

I opened an account, and paid in full on time each month. They increased my limit, I paid in full. Nearly a year after opening the account I had reason to raise a complaint with them. Two days later they closed my account with no notice stating they had done so because they made a mistake when I opened the account and it should never have been opened.

5 February 2026
NewDay logo

Reply from NewDay

Hi David, I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above.
Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. Please can you reach out to our Customer Service team on 0333 220 2532 at your next convenience. The team will have full access to your account and we will look into this for you. Thanks, Michelle.

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