SumUp  Reviews 38,661

TrustScore 4 out of 5

4.1

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. People appreciate the user-friendly interface and find it easy to set up, highlighting its convenience for taking payments on the go. Consumers mention that it integrates well with accounting systems, which simplifies bookkeeping. The card reader and payment links are praised for making transactions smoother, especially for small businesses and clubs. However, some consumers report issues with customer service, describing it as unhelpful and difficult to reach. Some reviewers have experienced problems with payments being held for security checks, leading to frustration due to delays in accessing funds. There are also mentions of technical issues, such as card readers unpairing and connectivity problems, which have caused inconvenience during transactions.

Based on these reviews

Rated 4 out of 5 stars

Sumup. Is ease of use. Wheather it’s using the card reader or a payment link Very transparent in all aspects My customers love it Just a little unsure about how it works on traveling in other c... See more

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Rated 4 out of 5 stars

We're an early adopter of SumUp from basic 3G readers through to latest SOHO. Without a very strong Wi-Fi signal the transaction failure rate has been higher than desirable. The Air Readers bluetooth... See more

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Rated 5 out of 5 stars

Very efficient - I recently sold several copies of my book Don’t They Know It’s Friday edn 4 when colleagues tapped a credit card on to my iPhone. No fuss; it all just worked . Several entered their... See more

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Rated 2 out of 5 stars

Poor customer service. Telephone contact is not available. Emails are responded very slowly if at all. They are unable to give straight answers or make effective steps to solve problems, such as ATM... See more

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Rated 3 out of 5 stars

SumUp is very slow to respond to regulatory requirements in Greece, e.g. the missing legally mandated Iris Payments integration. The same was true for the POS registrations. They did well in offering... See more

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Rated 5 out of 5 stars

Just started using for small business and must say so far so good, simple to use app, simple to use card machine for my customers to use (cake shed/honesty system so they input and do transactions). H... See more

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Rated 5 out of 5 stars

This has been the easiest part of setting up our business! The initial account set up was straight forward, the money is in our account the next day, and it’s so convenient taking payments on our phon... See more

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Rated 5 out of 5 stars

We use SumUp in our shop every day and it has been a great solution for our business. It’s very easy to use, quick for customers to pay, and reliable even during busy periods. The card reader and... See more

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Rated 5 out of 5 stars

Great service with clear interface. Operating smoothly. Card reader and phone pay transactions make selling so much easier. Fees are fair and very affordable. Next day payout option which is very hand... See more

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Rated 3 out of 5 stars

Rates change unless you complain, tap to device doesn't work. Sum up solo never has network and if it sees wifi tether needs long button reset to reactivate sim. Spam offers to upgrade or monthly plan... See more

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Rated 1 out of 5 stars

The app is great works really well taking payments. The free online store is brilliant. But just when you need help then customer services is just a chat bot that pretends to be typing whilst it direc... See more

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Rated 5 out of 5 stars

As a small club SumUp has really helped not only with having the card process at the club bar, but the other functions like payment links mean we can collect payments remotely from our members. The re... See more

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Rated 5 out of 5 stars

Great wee machine, hadn’t used in a number of months as I had another merchant linked to landline but forgot how easy it was to use. Thanks for making a small business owner happy with simplified paym... See more

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Rated 5 out of 5 stars

Excellent service from Anna Tunnicliffe. The set up and training all ran smoothly and she has been on hand at a drop of a hat with solving any teething problems. Very friendly and approachable which... See more

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Rated 5 out of 5 stars

I’ve been using SumUp for over five years, and they have been absolutely incredible throughout that time. The service is reliable, easy to use, and their support is always top-notch. I honestly would... See more

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Rated 1 out of 5 stars

Great for small payment transactions. Horrific for larger payments. Ridiculous UX. even worse customer service. No contact possible outside of online chat with bots Ike agents who can’t do anything -... See more

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Rated 1 out of 5 stars

Avoid at all costs they kept holding on to our payments and saying in security review and when we complained they shut the profile There service falls way below the FCA recommendations there are so... See more

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Rated 1 out of 5 stars

Come on, it doesn’t do what they say it does! Some transactions have not been sent to Italian Fiscal Office and the consequenses are much expensive fines. When internet is down, you can’t sell! The p... See more

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Rated 1 out of 5 stars

Used for my business account, sum up has had plenty of time and opportunity to rectify. Poor customer service as we have had 4 fraud issues and still haven’t received all our money back after 4 months... See more

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Rated 1 out of 5 stars

Relatively new customer, at first everything seemed to be fine. I had a payment made to myself by a customer. Payment now on hold (72hrs so far) pending security checks. But I have had no emails or re... See more

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Rated 1 out of 5 stars

Another week, still nothing meaningful from SumUp. They keep sending the same generic “we’ll be in touch” email — some even missing a name, just a template. Complaints were submitted to the FOS a... See more

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Rated 1 out of 5 stars

It’s now the 10th of February and I still haven’t received my refund from SumUp. After my last review I was contacted by them directly claiming that since the payment was on Sunday I will receive my p... See more

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Rated 1 out of 5 stars

order the sum to take entry fees for a bridge game...worked for a month and then stopped and declined all..support referred me to onboarding and they wanted more infomration as to whether I was a nonp... See more

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Rated 2 out of 5 stars

Had some fraudulent transactions on my account. Reported these within a few hours through online methods as there is no phone number available. When I did manage to get through to a phone call through... See more

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Rated 1 out of 5 stars

Sum up - all trust lost! We are a school charity and due to personnel change round we requested a change of name. Sum up put a security review on our account. Helpfully still accepting all our payment... See more

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Rated 2 out of 5 stars

Payment auto transfer always issue 2 or 3 days it don’t transfer! Always need to go through customer serve chet box 30mints waiting and they know this holding fund may benefit back ! They don’... See more

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Rated 1 out of 5 stars

It’s one of pathetic and disgusting platform. Not professional. Payment was on hold for 1 week without any reason. Provide all the necessary information upon request on a same time but no response for... See more

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Rated 1 out of 5 stars

Awful service. Unreliable and no contact when I reached out for assistance. I have lost out on earnings due to this. Am now seeking a much better provider. *EDIT* I was reluctant to reply to the em... See more

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Rated 1 out of 5 stars

I have been a customer for a few years with no problems. Had a large order for £4,000 10 days ago and still waiting for funds to be released. This is due to Extra Security checks however I’ve sent th... See more

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Rated 1 out of 5 stars

Terrible customer service. Low quality of hardware. Multiple readers broken down after month or two , same with POS lite. Despite asking to cancel service they’re trying to charge my card for 6 times... See more

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Rated 1 out of 5 stars

Customer service is non-existent - it’s the digital equivalent of screaming into the void. You won’t get updates. You can’t see status. Just an exercise in futility. One can’t help but think th... See more

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Rated 1 out of 5 stars

The customer paid £126 for the service and cancelled the following day. When we attempted to issue a full refund, an “insufficient funds” message appeared, even though no payouts had been made and the... See more

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Rated 1 out of 5 stars

SumUp. I was offered a cash advance based on my high sales, which I accepted. I was told the funds would be with me within two working days. After hearing nothing, I later discovered that the advanc... See more

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Rated 3 out of 5 stars

Like: it works and the Solo device is wonderful. Dislike: solo device gets blocked, and then cannot be unblocked and requires spending another 100£ on a new device. Air devices fail to connect m... See more

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Rated 1 out of 5 stars

We had been using SumUp for years with no issues for various fundraisers. SumUp has clearly succumbed to the zionist lobby and has been on a spree of shutting down any accounts linked to fundraising s... See more

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Rated 1 out of 5 stars

I paid £1,013.25 on 25/11/2025 (ref XMEDEJA0VL). Despite £0 due, SumUp flagged my account and pushed me to OPOS. Support response: “Contact OPOS.” No investigation, no ownership. Days of s... See more

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Rated 2 out of 5 stars

I’ve tried downloading the App, for several days! Even phoned Sum up, but most unhelpful, several people who already had Sum up, they tried but couldn’t make out why, in the end I found another c... See more

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Rated 1 out of 5 stars

Great systems, easy to use - but flaky connections frequent unit failure and operational life approx a day after warranty ends UPDATE Replacing failed units that fail mid service is not great cu... See more

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Rated 1 out of 5 stars

Dreadful. I've used it for our church and for a number of charity events and we've lost so much money because SumUp is so unreliable. It keeps disconnecting from the various smart phones we've p... See more

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Rated 3 out of 5 stars

Like fact that when seasonally closing as we do, can just throw card reader in drawer with no add on costs. Virtual payments a breeze, payment using iPhone nice and handy. Most transactions easy. Pa... See more

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Rated 1 out of 5 stars

We were trying to register and ran into an error during the process. Trying to resolve it with customer service took nearly two weeks and got us absolutely nowhere. Chat support was useless – we we... See more

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Rated 1 out of 5 stars

After two years trading with SumUp they decided that my business model didn’t fit with their “licence” - whatever that means. Without warning at my busiest time of year they suspended my account. No r... See more

Company replied


Company details

  1. Payment Service
  2. Financial Institution

Written by the company

SumUp is a leading global financial technology company driven by the purpose of levelling the playing field for small businesses. Founded in 2012, SumUp is the financial partner for more than 4 million small merchants in over 35 markets worldwide, helping them start, run and grow their business. Through its Super App, SumUp provides merchants with a free business account and card, an online store, and an invoicing solution – as well as in-person and remote payments seamlessly integrated with SumUp’s card terminals and point-of-sale registers. SumUp is committed to leveraging its success to make the world a better place and has pledged to donate 1% of its revenue to support environmental, educational and entrepreneurial causes. In 2022 SumUp was recognised as a Top Global Employer for the LGBTQ+ community by the Stonewall Workplace Equality Index.


Contact info

4.1

Great

TrustScore 4 out of 5

39K reviews

5-star
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Rated 1 out of 5 stars

Support team that has not solved my problems in 8 months.

What I am interested from you and your "support" team is some proactive help to guide us through this mess, which may be of our own making because we did not appreciate the subtleties of the different types of accounts.  I believe we have all been clear with what the problem is but no one on the "support" team has provided any support.  All they have done is come back with more questions and tell us to provide information we have already provided. All I would like to do is actually talk to someone rather than have circular email conversations that have gone on for the last eight months. Perhaps someone could call me soon. You have my number on the account.
Update: 22:14 I sent a copy of the review to SumUp and they replied with the following

"Thank you for reaching out to us.
We’d like to inform you that we no longer use email as a communication channel."

Maybe they will call me in the morning?

12 February 2026
Unprompted review
Rated 1 out of 5 stars

I have now attempted to withdraw my…

I have now attempted to withdraw my funds through your app more than ten times. Each time I am redirected in circles through the in-app help system without any resolution.

I have already requested to complete this process via email because trying to resolve it inside the app has become extremely time-consuming and stressful. Despite this, I continue to be directed back to the same ineffective support loop.

I am formally asking for this matter to be escalated and handled outside the app so that my withdrawal can be completed without further delay.

This experience has been deeply frustrating, and I regret having to spend so much time trying to access my own funds. Please treat this as a priority and respond with clear next steps via email.

12 February 2026
Unprompted review
Rated 1 out of 5 stars

Have a sum up business account

Have a sum up business account. Had fraudulent activity in another country where they’ve cloned my card and SumUp won’t do a thing about it. They emptied out my acc, it’s very clearly fraud yet they keep saying I authorised it. Wouldn’t trust my money with them ever again.

7 February 2026
Unprompted review
Rated 1 out of 5 stars

Drop you without explanation

Having used Sumup happily for several years they requested more information about our organisation, which exists solely to fundraise for the Alzheimer's society.

This was sent and they immediately decided to close our account. When asked why they just said the decision is final.

Such an offhand way to deal with vulnerable clients

12 February 2026
Unprompted review
Rated 5 out of 5 stars

Super

Super, facile et fiable 👍👍👍

12 October 2025
SumUp  logo

Reply from SumUp

Bonjour BRUNO ROCHE-PERIS,

Merci beaucoup pour le gentil commentaire!

Nous sommes ravis que vous soyez satisfait de SumUp !

Cordialement, votre équipe SumUp

Rated 1 out of 5 stars

Used SumUp for a few years and no…

Used SumUp for a few years and no problem. Then suddenly it would not allowed me to transfer my money to my bank account. 7 hours online and last agent shut down and restarted and now I can’t even verify. I be sent two emails and tried to call but only got Bot. I will now go to financial conduct authority and will want compensation for time lost

12 February 2026
Unprompted review
Rated 5 out of 5 stars

Everything is so easy

Everything is so easy .
Brilliant

14 October 2025
SumUp  logo

Reply from SumUp

Hello Mr. Barry Lampen,

Thank you for the nice comment!

We are very pleased that you are happy with SumUp!

Best regards, your SumUp Team

Rated 5 out of 5 stars

Great service to use

Great service to use

12 February 2026
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Reply from SumUp

Hi Teddy!

Thanks a lot for sharing your thoughts with us. It’s great to hear that SumUp has been working well for you. We always aim to make things simple and dependable, so knowing you’re having a good experience really means a lot.

If you ever need a hand or have questions along the way, feel free to reach out via the chat in your app or from the Dashboard. We’re always here to help.

Have a wonderful day
— The SumUp Team

Rated 5 out of 5 stars

Smooth and easy steps

Smooth and easy steps to follow get way to start setting up your business.

12 February 2026
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Reply from SumUp

Hi Kahla!

Thank you so much for your review. We’re delighted to hear that you found the process smooth and easy, and that it helped you get your business set up quickly. That’s exactly the kind of experience we work hard to deliver.

If you ever need a hand or have any questions, we’re always here to support you via chat in your app or through the Dashboard.

Wishing you all the best with your business
— The SumUp Team

Rated 5 out of 5 stars

Really good

Had their portable card reader for a while now but have upgraded to their full account and its great.

Customer support can be a but slow despite the “priority 247” and like most similar businesses their chat “bot” is a bit useless however answers to queries were forthcoming. Debit card arrived next day

big thanks to Gianmarco for answering questions on email rapidly

12 February 2026
Unprompted review
SumUp  logo

Reply from SumUp

Dear Chris,

If you ever feel like the chatbot is not addressing your queries properly, just ask for your interaction to be transferred to our team directly.

We will escalate this to our agent Gianmarco, who will surely be happy to hear about your satisfaction.

Thank you immensely for your detailed and, above all, honest feedback.

Best regards,
The SumUp team.

Rated 4 out of 5 stars

Easy to use and a good helpline facility

The pricing is very good and the customer service helpline/chat facility has been very useful at times

11 February 2026
SumUp  logo

Reply from SumUp

Dear Andrea,

Thank you so much for your feedback.

If you feel like any of those points change for the worse, don't hesitate to write us again.

We will gladly ask our team to take a look at it right away.

Best regards,
The SumUp team.

Rated 5 out of 5 stars

Best thing I ever did using SumUp

11 February 2026
Unprompted review
SumUp  logo

Reply from SumUp

Dear Wendy,

You flatter us with such kindness, especially in the morning.

Thank you very much for your feedback.

Have a fantastic rest of your week,
The SumUp team.

Rated 2 out of 5 stars

Works well until you have an issue

Works well until you have an issue. There is no support. The AI support tells you to contact support and you end up going round in circles. Not contactable by email. Have moved provider.

28 January 2026
Unprompted review
Rated 5 out of 5 stars

Fast

Fast and reliable

11 February 2026
SumUp  logo

Reply from SumUp

Hello Nicola,

Thank you for your review! We’re glad to hear that you find SumUp fast and reliable. If you ever need assistance or have any questions, you can visit help.sumup.com or contact us via private message or through the chat in your SumUp app or Dashboard so we can support you directly.

Best regards,
Your SumUp Team

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