Amy at the garrisonville Virginia office is so amazing helpful and easy to work with she walks everyone thrue each step of the loan prosses..we are so grateful 🙏 and happy with her and assistance in... See more
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We look beyond your credit score to offer affordable loans.
$1,500 - $20,0002
Personal and Auto Loans
Prequalified offers in minutes. Checking won't hurt your credit score.
1 Real customer compensated for their time.
2 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APRs are generally higher on loans not secured by a vehicle. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.
Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: $3,100. North Dakota: $2,000. Ohio: $2,000. Virginia: $2,600.
Borrowers in these states are subject to these maximum loan sizes: North Carolina: $11,000 for unsecured loans to all customers, $11,000 for secured loans to present customers. Maine: $7,000. Mississippi: $12,000. West Virginia: $13,500. Loans to purchase a motor vehicle or powersports equipment from select Maine, Mississippi, and North Carolina dealerships are not subject to these maximum loan sizes.
3 Funds within an hour after loan closing must be accessed by using a bank-issued debit card and are disbursed through the SpeedFunds® debit card network. Funds may also be disbursed by electronic deposit to the borrower’s bank account through the ACH network and available approximately 1 to 2 business days after closing or disbursed by check. SpeedFunds® is a registered trademark of OneMain Financial Holdings, LLC.
4All loan funds paid at closing to customer or paid on customer’s behalf (except any fees paid for lien placement) must be returned to OneMain Financial by debit card, certified check, cashier’s check, money order, or uncashed original OneMain Financial loan check within 7 calendar days after the Date at the top of the Loan Agreement. Personal checks cannot be accepted. Any OneMain Financial loan(s) paid off with proceeds of the canceled loan will be reinstated. If you financed the purchase of insurance or other optional products at the time of the loan, you have the option to cancel or keep your noncredit insurance product or membership plan. If you choose to retain these products, you will need to pay for the purchase. Any credit insurance products you purchased will be canceled with the loan.
5Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z such as college, university or vocational expenses; for any business or commercial purpose; to purchase cryptocurrency assets, securities, derivatives or other speculative investments; or for gambling or illegal purposes.
OneMain Financial Group, LLC (NMLS# 1339418) – CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) – NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.
For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418.
For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: [email protected]. Please ensure your customer has provided us with authorization to work with you.
601 NW 2nd St, 47708, Evansville, IN, United States
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I wasn't going to get a new loan but there's a right time when it makes sense. It made great sense at this moment and One Main made the process very easy and painless. I have considerably less going out the door monthly and now can make a living with some breathing room.
I took out a loan for 60 months. I paid that loan off in 15 months. At signing they tell you there is no penalty for paying off early. What they do not tell you is there is a loophole in the law that allows them to collect ALL interest on loans less than 60 months. Which means I paid $6,740.44 of interest on a 15K loan that I paid off 45 months early. Read the fine print. This company is not at all honest with you and you are better off getting a loan from the Mafia. Anyone who has paid off a loan early with this company should really take a look at the interest you ended up paying. They in fact DID penalize you. Just in a not unlawful but should be unethical way. These people are disgusting in their business ethics.
I had the pleasure of securing a personal loan with OneMain Financial's Casselberry, Florida Branch. The Loan Officers name was Lisney. She had a very kind demeanor and walked me through the process making sure all aspects of the loan was covered and explained everything in detail. Her customer service skills were superb and she proved to be knowledgeable concerning all terms and conditions of the loans, making it easier to choose my terms. I highly recommend OneMain if you are searching for fair loan options but above all, if you choose OneMain ask for Lisney. She is an added bonus to the entire process.

Reply from OneMain Financial
We truly appreciate Laura &Stacy at the chambersburg office they are so kind professional etc…they treat customers well 🤙🏼….

Reply from OneMain Financial
The agent who helped me was very knowledgeable and helpful.

Reply from OneMain Financial
They are so rude. I first called to pay my bill, but the first guy couldn't get my debit card number right. So I asked for a supervisor. She told me I had to use my bank account. No ma'am, you can't tell me what I can and cannot use. Now I am mad, and they let me talk to John. He made sense, but my card still didn't go through. He typed in the wrong number, then proceeded to say it was my bank account's fault. You guys just want people's account numbers and need to learn customer service. I wish I was in front of you all as I was speaking on the phone. Your tone and everything would be different. Customer service is needed at this company. You don't know what a person is going through, and you guys rushed me off the phone, didn't you? I just want to see you guys in person. Improve on customer service Ms.Stephanie Mr.John a the other supervisor he was rushing me off the phone. Ion have to give you guys my bank account info if I have my debt I will use it. Just do your jobs correctly.

Reply from OneMain Financial

Reply from OneMain Financial
It’s great experience ! Great customer service and very attentive to your needs

Reply from OneMain Financial
Customer Service Agent OneMain , Newark Branch name Patrick very rude disrespectfully he lied on my application loan he guided me wrong information totally dishonest person.

Reply from OneMain Financial
Absolute colossal waste of time. Don’t bother. They will tell you all along you have been approved even give you quotes, make you up load a ridiculous amount of documents only to tell you all looks good we can get you funded today, drive to the office, then out of nowhere say sorry doesn’t match our policy so can’t help you. Then refuse to answer why

Reply from OneMain Financial
Such a scam monkey business and fraud company.. customer service have no respect for customers.. they send you letter pre approved once you apply you get denied.. pre approved means pre approved.you could say pre selected or pre qualified not pre approved!!!!. when you call to ask why they hung up on you while you still talking.

Reply from OneMain Financial
Their loan procedure is very easy, people are always nice and helpful. If you run into issues, they are willing to listen and help in any way they can

Reply from OneMain Financial
If I could give less than one star I would, I disputed a charge in Jan 2026 and they did NOTHING, Got a second charge from same merchant, disputed that charge and again, they won't remove it! Screw these people, they won't back their customers and let merchants do whatever the hell they want and you are on the hook for the charge!! Consumer beware! Stay AWAY!!!

Reply from OneMain Financial
My mother went into the office to pay off my loan. They knew she was 78 and easily confused, they made her 3 different transactions to pay off the loan. Which was very confusing for her. The worst part was before she could get home with 1 hour, her bank had several fraudulent charges on her account. She has never had this happen before. And when I called to discuss it, I was told "you can't prove it". So, I am leaving this review and also told all my friends and family to NOT use this place.

Reply from OneMain Financial
Very efficient and knowledgeable. Applied and had everything in place all within one business day. Very little effort on my part.

Reply from OneMain Financial
They really know how to out perform..Morehead city office is the best.

Reply from OneMain Financial
Excellent and Easy to apply , and thanks for your services

Reply from OneMain Financial
The easy process of filling out the paperwork and getting fast funding. You staff at the one I went to was very fast and professional.

Reply from OneMain Financial
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