Fig Loans Reviews 8,857

TrustScore 5 out of 5

4.9

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers appreciate the smooth and stress-free loan experience, highlighting the quick, easy, and convenient service. Many reviewers mention using Fig Loans multiple times, emphasizing its reliability and the positive impact on their credit building. People also value the same-day funding option and the ability to refinance, which adds to the overall satisfaction. Consumers consistently praise the flexibility in payment scheduling, noting the option to adjust due dates without penalties. The customer service is also highly regarded, with reviewers appreciating the prompt and caring responses. The user-friendly website and simple approval process contribute to a seamless experience, making Fig Loans a go-to choice for emergency funds and small loans with manageable interest rates and payment plans.

Based on these reviews

Rated 5 out of 5 stars

The application process is simple and fast. I love that I don't go into more debt to pay off my loan by having the ability to schedule payment to fit my situation. Fig Loans has been a lifesaver in h... See more

Rated 5 out of 5 stars

Quick, Easy, Convenient and always there when I need it! I love how FIG allows you to choose your first payment date according your pay schedule and that if the payment is due, you can quickly make ar... See more

Rated 5 out of 5 stars

I would definitely recommend Fig Loans over other installment loans I’ve used. Their interest rates and repayment terms are much better, and I love the flexibility they let you move your due date... See more

Rated 5 out of 5 stars

Been using Fig for a few years already, really helped build my credit in the beginning and helps with quick cash when I'm short and just need a little boost on short notice. If you're able to re... See more

Rated 5 out of 5 stars

Only Fig Loans knows how long I have been with them. I believe, I have paid off 4 Loans, and I am on the 5th. I couldn't ask for an easier, faster way to receive extra cash, for whatever reason, wit... See more

Rated 5 out of 5 stars

Funding was acquired extremely fast figures both friendly and professional and I really like the fact you can set your own payment dates and change them throughout the term of the loan if needed Kevi... See more

Rated 5 out of 5 stars

Excellent experience every time. The entire process is hassle-free with low interest rates and very convenient payment options. I really appreciate the flexibility you can even change your payment dat... See more

Rated 5 out of 5 stars

As a returning customer I can attest to a quick and easy process that provided financial relief right on time. 💸 The flex payment schedule is a lifesaver for those of us in a budget in today's econ... See more

Rated 5 out of 5 stars

I am in a hard place right now needing chemotherapy and fig cane though with a loan much needed and funded it to my bank the same day I will be forever grateful

Rated 5 out of 5 stars

I absolutely RECOMMEND FIG LOANS! I will never use another lender! They are definitely THE BEST! I tell all my friends and family about Fig Loans. Also, customer service by email was invaluable. Usual... See more

Rated 5 out of 5 stars

Fig Loans is always there for me. Their website is very easy to navigate. The repayment schedule is emailed, as well as being able to be seen on your online account. Also, if you need to reschedule a... See more

Rated 5 out of 5 stars

My experience with fig long has always been amazing. I don’t have the best of credit, but it is pretty decent and they always managed to find a way to work with me even the great scheduling when it co... See more

Rated 5 out of 5 stars

First of all I want to thank Fig Loans for giving me the opportunity to receive funds to help me not only to build my credit but to also help me pay some bills when times got tough. If you’re looking... See more

Rated 5 out of 5 stars

Fig loans offer low interest rates unlike other lenders. They offer great amount options, and the payments are once a month! Their approval process is simple and moderate.

Rated 5 out of 5 stars

I recently took out a loan with fig loan,and the entire process was smooth, transparent, and hassle-free. The application was straightforward, and I received a decision quickly. The interest rate and... See more

Rated 5 out of 5 stars

I’ve been a customer for about 3 years now and I’ve had many Fig Loans. You don’t need perfect credit for approval. I received the funds fast. I really liked the flexible payments incase I had somethi... See more

Rated 5 out of 5 stars

Fig Loans is my go-to for emergency funds! It's fast and easy to fill out the paperwork online that's required, the approval process is timely,and if you have any problems their personnel are knowledg... See more

Rated 5 out of 5 stars

These folks are just amazing. Took out a loan right before the holiday weekend but they actually funded my account so quickly that it was available in my bank the very next day, Not gonna say they do... See more

Rated 5 out of 5 stars

Fig Loans is my go to. They never disappoint. The process is really easy and within no time I have my deposit. I've used Fig Loans for several years and recommend to anyone who has unexpected expenses... See more

Rated 5 out of 5 stars

Excellent service, applying for a loan was very easy. No hard questions friendly online communication. I just love your payment plan where you can be able to change your due date. Other than that al... See more

Rated 5 out of 5 stars

Fig Loans has always approved me whenever I needed some extra cash. Even after my last loan was late on a couple of payments, I was still approved after paying off delinquent balance

Rated 5 out of 5 stars

I have low to moderate credit. Many places dont approve of me but I've been getting and repaying my loan from FIG for almost 5 years. I don't see my self stopping anytime soon. It's flexible, fast, an... See more

Rated 5 out of 5 stars

Fast courteous efficient really easy to get what you need any work with you anyway they can or no questions asked easy to update information and you're good to go

Rated 5 out of 5 stars

I have been a customer for a while now and the customer service is extremely helpful ! There has been times that the payment fell wrong the adjustments on the due date are so appreciated! Response tim... See more

Rated 5 out of 5 stars

I have used this company for a while now and they have been wonderful ! The only thing I would recommend they change would be to add a place on the site is for you (the person) to be able to go on and... See more

Rated 5 out of 5 stars

Super quick application process. I had my money in my account less than 30 minutes after applying. Only gripe is there was an $8 fee for instant deposit. That's pretty pricey for a $100 loan. Other... See more

Rated 5 out of 5 stars

FIGS enabled a timely Whole Body Scan by quickly resolving an issue via email. A reliable, fee-free service I use exclusively. Excellent support and user-friendly process.

Rated 5 out of 5 stars

I have had to rely and use fig loans several times , it has been 5 years and I have always appreciated its convenience and ease when applying for loans. And choices pay day due dates are always good t... See more

Rated 5 out of 5 stars

I have used Fig several times when in a bind. Very easy application process and funding comes quickly. Payment dates can be flexible if needed. Just all around great experience.

Rated 5 out of 5 stars

I've been in a jam for a bit. An got behind on some payments fig gave me opportunity to pay what I could when I could an all worked well. Fig is a great place to fulfill your needs when you need it mo... See more

Rated 5 out of 5 stars

Everything about this company is awesome i love it. Payments aren’t too high also they’re super flexible when it comes to having to skip a payment or move your payment date 10 stars if I could

Rated 5 out of 5 stars

This is the second loan I have gotten with Fig Loans. Both were great experiences. Very quick and easy to get approved, then funded. The customer service was also prompt, and responded to my questi... See more

Rated 5 out of 5 stars

The website is very user friendly. It is an easy loan process that lasts no longer than 5 minutes. They give you the option to pick the amount you want to borrow vs the amount of months 3/6 months and... See more

Rated 5 out of 5 stars

The flexibility of the payments.fig loans considered few days delayed of payments without penalties, its very easy to file another loan . I have loan thru them 6 times

Rated 5 out of 5 stars

This is a fair and honest loan company. when you apply for a loan, that's exactly what you'll get. The money you borrow plus the interest on that money no other excessive fees. Some loans in Texas hav... See more

Rated 5 out of 5 stars

I've been using fig loans for few years now they are amazing. I continue to use them they are understanding they work with you even on your payment plan I strongly recommend them.

Rated 5 out of 5 stars

I love using Fig Loans! They are easy to use and navigate, no hidden fees, and you can change your due date within reasonable time, and you have the option to receive your funds instantly

Rated 5 out of 5 stars

They are great to work with they help in every way possible to make sure you get your loan at affordable payment plan this is my 4 th loan with them they're the best recommend them highly bravo

Rated 5 out of 5 stars

Easy online application, with no surprises. No long waiting for approval, you get your answer in a quick and timely manner. I have been using Fig since 2022 and have never been disappointed.

Rated 5 out of 5 stars

Helping me so much when needed for bills or emergency thank you so much yall are a big helper I am so pleased with when needed again thank you I give you a big high five

Rated 5 out of 5 stars

Very easy process quick approval didn't have to jump through a bunch of hoops and repayment process is simple and low cost. Amazing service and definitely helps when needed

Rated 5 out of 5 stars

Great customer service Fig loans is a wonderful loan company, my payments are reasonable.I like that I'm able to move my due date when needed.I would definitely refer my family and friends.


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Financial Consultant
  4. Loan Agency

Written by the company

Fig Loans was started in 2015 in Houston, Texas. The company originated as Fig Personal Loans, and started as a collaboration between Fig and United Way THRIVE in Houston to create better, affordable loan products for low-income Americans with bad credit. Fig Loans are installment loans ranging from $300 to $500 that are repaid over four installments and set up on a schedule that fits your budget. Unlike other lenders, Fig Loans works with you to adjust payment dates because we know life doesn't always follow a calendar.


Contact info

4.9

Excellent

TrustScore 5 out of 5

9K reviews

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Replied to 35% of negative reviews

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Rated 5 out of 5 stars

When you request a loan from Fig

When you request a loan from Fig, they will immediately reach out to you that they have received your request and they will keep you informed until you have a definitive answer yes or no. They let you know ASAP!

January 26, 2026
Rated 5 out of 5 stars

In a ruff spot

I am in a hard place right now needing chemotherapy and fig cane though with a loan much needed and funded it to my bank the same day I will be forever grateful

February 2, 2026

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