Chase Reviews 14,580

TrustScore 3.5 out of 5

3.6

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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. Consumers appreciate the user-friendly design and functionality of the app, highlighting its simplicity and effectiveness for everyday banking tasks. Many users value the convenience of managing their finances on the go, praising the app's features. Some reviewers commend the bank's efforts to keep up with the finance market trends. However, some people express concerns about various aspects of the services. A few reviewers report issues with payments being stopped and security checks, which they find inconvenient. Others mention instances of accounts being frozen or access being restricted without clear communication or explanation. Some customers express frustration with customer service, citing unhelpful responses and difficulties in resolving issues.

Based on these reviews

Rated 4 out of 5 stars

Found Chase to be great since opening my account ,used customer service a couple of times and they were very good . Great exchange rate when travelling.Don’t like how the cash back is now limited too... See more

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Rated 4 out of 5 stars

Savings rate of interest is great (for the first year). Customer service is quick & efficient. App is easy to use once one is familiar with it. On the downside they don't (yet) handle all types of tra... See more

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Rated 4 out of 5 stars

Having a simple but a very effective app means it is easy to use. We did have a problem using the card abroad once, but in general it works extremely well. The down side of Chase account for me is tha... See more

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Rated 4 out of 5 stars

I understand the bell curve approach but sadly the account got the Cory Doctorow treatment pretty quick. Was good but now not really worth it, imo. Then again, sole current account is barely where it... See more

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Rated 3 out of 5 stars

dislike they offer better interest rate for new customers. clearly, they think their existing clients are not worth keeping. do not value loyalty. reply in response to my complaint, stating they caref... See more

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Rated 1 out of 5 stars

Used to be a great account, now cash back cut, savings rates cut, payments out of the account however big or small go pending for ages which is not great when a child just needs money for a bus fare.... See more

Rated 5 out of 5 stars

Have only had good experiences since opening my account. And, yes, good rates are offered on savings and then changed but at least the rates are better than other providers and offered for longer. I h... See more

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Rated 5 out of 5 stars

I've read through a fair amount of the low rated scores, why blame chase for something that's not their fault or beyond someone's bad decision. However, my experience is nothing but positive, I neve... See more

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Rated 5 out of 5 stars

I love Chase and have recommended to basically everyone I know. It’s an incredible card/product to use abroad as it doesn’t charge fees for cash withdrawal or use, which other travel-marketed ban... See more

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Rated 2 out of 5 stars

Interest rates are no longer competitive from Chase. Both December 25 and January 26 statements failed to deliver on time due to system issues. In fact the January 26 statement is still unknown when b... See more

Rated 5 out of 5 stars

Moved from Santander after over 35 years. Realise I was crazy to be “a loyal customer” with a dreadful experience year on year. Chase blew them out the park with super efficient online chat, a human t... See more

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Rated 5 out of 5 stars

I was an early entrant and have used Chase almost every day in the last five years. The customer service is exemplary, cash back, flexible and ease of use are all amazing. I would have made Chase my... See more

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Rated 2 out of 5 stars

The standard feedback from Chase is below. Typical corporate, lawyer safe junk. Thank you for your feedback about our promotional interest rate! We’re always looking for ways to reward our custo... See more

Rated 5 out of 5 stars

Great bank to use especially abroad.. Good rates.. No hassles when abroad.. No ridiculous security, over the top, checks. When needed customer services, it's a human that responds quite quickly and... See more

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Rated 5 out of 5 stars

I have been with Chase Bank now for around 4+ Years now and I find them great. Great for when travelling aboard no charges whatsoever nothing like these high street bank charges for ATM cash withdraw... See more

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Rated 5 out of 5 stars

Even though some people might find it annoying that Chase holds bigger transfers I actually feel very safe that they momentarily block them and want to verify it's not fraud. Also through the chat t... See more

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Rated 3 out of 5 stars

Competitive cash back and savings rates have all expired. I use another provider for these now. Best thing about debit card is spending abroad and about the only thing I use it for now. I've found cus... See more

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Rated 2 out of 5 stars

Great app with great features such as round up savings ! Totally let down by poor cash back rates and poor interest savings rates - rates reduced at higher levels than bank base rate reductions and to... See more

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Rated 2 out of 5 stars

CHASE banking scam - with an 850 credit score, Chase Bank decided to cut my credit limit in half the day after I paid off my home loan - which lowers my credit score, which allows them to raise the in... See more

Rated 1 out of 5 stars

Two scam payments were made on my Chase credit card and I contacted Chase within one minute to block them. I was repeatedly told the transactions were “flagged” and under specialist monitoring while t... See more

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Rated 2 out of 5 stars

I thought chase was the best ever when I first opened an account but its rapidly gone down hill. Cashback is virtually useless with the restrictions on it, interest rate on savings is much lower than... See more

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Rated 2 out of 5 stars

I really enjoyed using Chase initially. I like the app alot and the promo savings were good. However when I came across an issue with a fraudulent online merchant attempting to repeatedly to take unau... See more

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Rated 1 out of 5 stars

New update FOS are finally involved they have been on the case since Friday and like a miracle my whole savings was quietly dropped into my account . As normal no communication , no apology a... See more

Rated 1 out of 5 stars

Tried opening account via chase app. Filled all the details, took selfie, scanned ID but the software did not read the second part of the last name properly which ended up in technical failure for acc... See more

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Rated 2 out of 5 stars

Several negative things about this bank. Continuously stopping payments, forcing you to call them for their security checks is ok once, but when it is every time for the same company, even in th... See more

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Rated 1 out of 5 stars

Terrible customer service avoid at all costs. After using them for years they are nothing but false promises and mixed messages. Each staff member says something different with no actual understanding... See more

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Rated 1 out of 5 stars

Unethical banking at its finest. Spam me with email surveys. Cannot actually do anything meaningful to help customers. Controlled by the FCA. Enemy to free money markets. They do not seem to care... See more

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Rated 3 out of 5 stars

What a shame to see excellent rewards & interest finish. Had all savings pension’s & rental income paid in but with 3% interest i will be moving elsewhere for 4.6% Not interested in supermarket spen... See more

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Rated 1 out of 5 stars

Blocked a brand new credit card, despite banking with them for my current account. I tried to place a transaction for accommodation for last minute travel. Now they are making me wait 72 hours until... See more

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Rated 3 out of 5 stars

Was initially really good, but savings rates reduced and then they gave new customers a better rate than existing. Moved my savings and only use card sparingly. Disappointing. Judging from the replie... See more

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Rated 1 out of 5 stars

Chase lures you in with benefits and a competitive rate of interest on your savings account, this falls away after 12 months and leaves you with less than other banks. The initial incentive is worth j... See more

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Rated 1 out of 5 stars

Chase Business review (1 star) ⭐☆☆☆☆ After 24 years in business, I’ve learned the hard way that Chase’s policies and “support” don’t prioritize the customer when something goes sideways. Too muc... See more

Rated 2 out of 5 stars

Having seen a review left by Tim Dickins four days ago, I couldn’t agree with him more. What started off as head and shoulders above its competition has, over a couple of years, seen a rapid decline... See more

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Rated 1 out of 5 stars

Contact with customer service to have Chase take back money for a disputed transaction which was reversed by the retailer. The moment I was aware of this i called the bank to requested they take thei... See more

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Rated 1 out of 5 stars

I tried to order a computer on Amazon for 2k. Chase Bank would not approve the sale even though there was more than enough money in the account they flagged it as fraud. After 4 hours on the phone wit... See more

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Rated 1 out of 5 stars

I met all of the criteria of their recent £100 Amazon voucher switch offer, but they refuse to pay. They keep stating that I need to have received an email from them to be eligible, but their websi... See more

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Rated 1 out of 5 stars

Awful. Customer service agents that don't read your responses and provide copy and paste answers. Usually dumping terms and conditions or it's on our website replies to you. Repeated refusals to open... See more

Rated 2 out of 5 stars

Was good with cash back on all purchases home and abroad. Now just grocery and fuel purchases in UK. Tried to purchase an ISA from Trading 212 using money held in Chase account. Absolute nightmare get... See more

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Rated 1 out of 5 stars

UNACCEPTABLE: CHASE IS ACTING LIKE A SCAM OPERATION This is robbery, plain and simple. Chase froze my account without a single warning and has completely ghosted me. I am locked out of my own hard-... See more

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Rated 3 out of 5 stars

Chase were great to start with, with market leading interest rates - now just (at best) average. Virtually all payments using card or Google Wallet now require further input from myself. Can't be... See more

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Rated 1 out of 5 stars

The worst Bank that I've ever had an account with. I've had numerous small payments declined despite having a healthy balance, and each time I create a new payee it takes 40 minutes being interrogated... See more

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Rated 1 out of 5 stars

They stopped me accessing my account on Friday evening and as of Sunday morning its still closed. No explanation given, no contact. If I message customer support I get cut and paste waste of time re... See more

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Rated 1 out of 5 stars

Fabulous bank in every single way, except for one - they do not have joint current accounts. I want to bring all my banking to them but simply cannot uyntil they allow a joint account - ABSOLUTELY CRA... See more

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Rated 1 out of 5 stars

the worst bank you could possibly think of. They took my account for a review on Monday, Im travelling and can’t access my money. There is no one who I can contact, calling customer support is... See more

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Rated 3 out of 5 stars

Really nice app. However saving's rates are too low to use and cashback terms mean i am down to a few pence or nothing every month. Petrol never seems to count as travel, nor do most Uber rides.... See more

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Rated 3 out of 5 stars

Started off great with good cashback deals. These are now being slowly withdrawn. Good app with a few bells and whistles but no better than other internet banks. It does feel secure. The interest... See more

Company replied


Company details

  1. Bank

About Chase

Written by the company

Welcome to Chase: the award-winning bank designed to help you make the most of your money. We're a digital bank that's part of the JPMorganChase family – and we're proud to support millions of customers in the UK.

We're here to help all our customers reach their goals, both big and small. That's why our app's packed with useful tools, insights, resources and support – so you can manage your finances all in one place.

When you spend, save and invest through the Chase app, it's all in one place – and intuitive and easy to use¹. And we have layers of security and fraud monitoring to help you keep your money, account, and personal information secure.

Ready to see what your money can do?
Open a free Chase account today.

1 As with all investing, capital at risk. Investments are provided by Nutmeg through the Chase app and not guaranteed by Chase. 18+, UK residents. Chase current account required.

Contact info

3.6

Average

TrustScore 3.5 out of 5

15K reviews

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Rated 1 out of 5 stars

Complaints

They dont deal with complaints and tell you its your fault worst customer service
I raid a complaint that someone withdraw 500 pounds from my account
But the customer service told me its my fault and close the complaint
Very disappointed by chase team 😔

13 November 2025
Unprompted review
Rated 1 out of 5 stars

Not Recommended

Not Recommended, dont open an account with them,
poor customer service
unprofessional team
They keep changing what they say
they dont even know what's happening

12 February 2026
Unprompted review
Rated 1 out of 5 stars

Very Disappointed with Chase, Dreadful Experience

I'm very disappointed with Chase and plan to leave them at the next nearest opportunity. They have weird and ridiculous rules if you ring them for help, and they make it virtually impossible to get the assistance you need. None of it made sense to me and dealing with them was a very unnecessarily upsetting experience. I'm not a happy customer at all and cannot recommend them to anyone. They are to be avoided at all costs.

18 November 2025
Unprompted review
Rated 1 out of 5 stars

If I could give no starts I would!

If I could give no starts I would!! Can’t give me any explanation on why they have put my account under review all the agents say different things 1 told me I had fraud on my account next said can’t see any of that and no payments are flagged they lie to customers I was with chase since 2021 and never had a issue before. Left me with no money and stole 5k from me. I would love a response from chase why they think this is acceptable to do this to a young woman. I want a reason, my money back and compensation for the stress I have been put through over the past 72hours.

Blocked out of my app requested my bank statements to be sent and they sent them in a format I can’t open as it’s all within the app this is appalling.your agents and management need more training. I am a key worker and this is completely unacceptable to have a customer worry for days on end with no answer. I would love to know who the relevant team are and what they do appropriately worm mon-Fri 8-5 but they were currently working on my account Sunday night. A absolute complete joke. Stole 5k from me. Plenty of videos online where the same thing has happened to others as well.

8 February 2026
Unprompted review
Rated 5 out of 5 stars

Grate bank

Since Monzo let me down I decided to go with the Chase bank and they seem a lot better and more reliable and smarter and have excellent customer service who don’t let there customers down

10 February 2026
Unprompted review
Rated 4 out of 5 stars

A good savings account rate but...

The app is easy to use without an excessive amount of verification. My only complaint is with the low daily withdrawal limit of £25k which is frustrating when trying to make investments out of savings. The payment option keeps defaulting to the current account despite all transactions happening out of the savings account.

4 February 2026
Unprompted review
Rated 1 out of 5 stars

Used to be a great account

Used to be a great account, now cash back cut, savings rates cut, payments out of the account however big or small go pending for ages which is not great when a child just needs money for a bus fare. Support take hours to respond now as used to be instant. Have moved all my everyday banking to Santander & only use chase when purchasing fuel for the cashback

7 February 2026
Unprompted review
Rated 5 out of 5 stars

So far so good

So far so good. New customer interest rates on saver account (12 months only). 1% cash back debit card.
Will be reviewing the interest rates at the end of this term. Please keep competitive rates to keep my custom .

23 January 2026
Unprompted review

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