While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Most reviewers were unhappy with their experience overall. People report mixed experiences with the staff and customer service, with no clear consensus on the quality of assistance received. Some reviewers express satisfaction, particularly highlighting individual staff members who provided exceptional support. However, others describe unhelpful interactions. Customers have reported issues with payments and contacting the bank. Some reviewers mention difficulties in resolving issues and a lack of clear communication. A few reviewers also report problems with accessing their accounts and funds.

Based on these reviews

Rated 1 out of 5 stars

I absolutely hate HSBC. Been with them a long, long time. Lots of problems, complaints etc. but I've stuck with it. Today, they refused me a personal loan even though I have an excellent credit rat... See more

Rated 1 out of 5 stars

Sought advice on online chat, then went to branch as advised. Haverfordwest branch tell me the online chat advice is wrong. Would not provide terms and conditions , when asked, stating they won’t do t... See more

Rated 1 out of 5 stars

Review dated today but applies everyday. Website very poor, obvious shortcomings being corrected at snails pace. "Chat" service makes a joke of the term "Artificial Intelligence". Does the bank no... See more

Rated 1 out of 5 stars

Absolutely awful. My husband and I are premier account holders. We opened these account months ago. We cannot (a) transfer money to a different bank (b) buy anything online as the card is declined and... See more

Rated 1 out of 5 stars

The security protocols the bank uses must have been decided why Noah was at work. Amongst the security questions: "when did you last log on". Who on earth remembers that. Try and talk to someone and y... See more

Rated 1 out of 5 stars

I HATE HSBC. DO NOT open an account with this bank. It will be never ending pain and struggle. It is impossible to contact them when you have been locked out of your mobile banking app because they re... See more

Rated 1 out of 5 stars

Other than ANZ, HSBC has got to be the WORST bank I have ever had to deal with. After multiple calls and over an hour and a half on the phone with them for a SIMPLE payout letter, it still has not be... See more

Rated 1 out of 5 stars

Im so fed up im expecting a very important phone call i called the fraud team and she kept.making errors AGAIN this keeps happening.i have chosen the bank im going to sick and tired of having to repea... See more

Rated 5 out of 5 stars

HSBC for me personally is one of the best banks in Britain, I joined these guys four years ago and have never looked back. An incident occured yesterday where I had lost my card and the customer serv... See more

Rated 1 out of 5 stars

Absolute terrible service, nazia a manager at customer service is a cheeky btch, the app is slow as fk takes ages to load in. Trying to use tap to pay at petrol stations doesn't work but what they do... See more

Rated 5 out of 5 stars

Hi all HSBC banking team Thanking you for making life soo much easier than every other bank in United Kingdom and also around the world. Being a Proud customer I hereby admits you are the True h... See more

Rated 1 out of 5 stars

I called HSBC today to reinstate my credit card direct debit and my account. I called four times in total and was left on hold for almost an hour in total with all 4 calls. What’s happening? I... See more

Rated 1 out of 5 stars

Ilford HSBC again ..paying money in produce bank paying in slip and bank card and money to an Asian member of staff called Sidra Always screwing up her face when she sees me .she asks for a signatu... See more

Rated 1 out of 5 stars

Live all over world, worse banking experience of my life, constantly suspending and locking account for basic streaming subscriptions, terrible customer service, will hang up on you and then you call... See more

Rated 5 out of 5 stars

Went into Gravesend branch for help and advice was assisted ablely on both counts things explained to me extremely well and business completed quickly Had to travel to this branch as ones nearer to... See more

Rated 5 out of 5 stars

Recently we visited the HSBC Sheffield Meadowhall Branch, and were very pleased to see a member of staff named Emily Carlton, who my wife and I had met only few days earlier in Sheffield Moor Branch.... See more

Rated 1 out of 5 stars

I have been kept waiting for 40 minutes waiting to see someone, The bank has no customers and there are 4 staff sitting waiting around doing nothing When a member of staff did come she smelled of cig... See more

Rated 1 out of 5 stars

Getting worse and worse. So petty and so impossible to deal with. Despite charging me double account charges for 3 years or so in France. Which were refunded without interest. Completely blind to cus... See more

Rated 1 out of 5 stars

Made an address change today (HSBc), they had it incorrectly listed from a previous loan we held with them (their error)and tried to change my payment limit as well. Advised that call back will be req... See more

Rated 1 out of 5 stars

I ask for a simple unlocking online banking. HSBC ask me to visit a brand with ID. This same bank only sent 1 mortgage statements in 5 years. They spend much if their time arguing with customer about... See more

Rated 5 out of 5 stars

We were very pleased with our visit to the HSBC OLDSWAN Branch Liverpool. this was to conduct a review of our investments. We did not have long to wait to see a lady , Claire assisted us to move... See more

Rated 5 out of 5 stars

I needed to make 7 transfer's of money which took well over an hour but was very ably assisted by Ruchi at your Northfield branch. At all times she acted in a professional, pleasant, friendly and info... See more

Rated 5 out of 5 stars

My phone was stolen and the fraudsters managed to gain access to my online banking through the app on my phone. Alyson McGreevy at the HSBC Westwood Cross branch was fantastic and helped me through a... See more

Rated 1 out of 5 stars

Despite HSBC responding to my previous review that they were saddened to hear that my complaint had not been looked into and asking me to respond by emailing them I still am dealing with this nightmar... See more

Rated 1 out of 5 stars

Worst experience with any bank ever. They hire the most incompetent service members, it takes them hours and hours to do the most simple things that in every other company I deal with takes m... See more

Rated 1 out of 5 stars

Just checking the balance in my UK current account as an expat in Spain to find the balance was zero. Eventually managed to speak to someone who told me that they had posted a letter to the HSBC app... See more

Rated 5 out of 5 stars

After 3 attempts to resolve a problem with my secure key(none of which were successful due to problem communicating with Indian call centre staff), i decided that the only way fore-ward was to speak... See more

Rated 5 out of 5 stars

I visied HSBC Harrogate to solve a problem I had with a credit card dispute. I believe the person I dealt with was called Karen Redford. I had brought with me all the documents that they required to... See more

Rated 1 out of 5 stars

HSBC froze my account because someone purchased goods from me and then disputed the payment. They withheld me from all my funds and refuse to give any information regarding the case or a timeframe. No... See more

Rated 5 out of 5 stars

I came into HSBC Enfield Town to reset my mobile banking on Saturday. The staff were all friendly and helpful. Hayri helped me efficently and made the proccess very quick she also helped me review my... See more

Rated 1 out of 5 stars

The HSBC webpage customer service phone number is my only point of contact supplied by this bank. I live overseas. When a member of staff repeatedly reads a prescribed reply as a solution to a problem... See more

Rated 1 out of 5 stars

My account was put in review because the bank suspected I was doing something I wasn't. Went to close the account approx 7 days later because I wanted to end the nonsense. Was told unable to close... See more

Rated 5 out of 5 stars

The HSBC banking customer service is by far the BEST I’ve ever experienced. I just spoke to a guy so patient and kind throughout the entire call. He asked if there was anything else he could do... See more

Rated 1 out of 5 stars

My mother died in November 2020 due to covid, I informed HSBC in December and since then I and my wife have been trying to get the money in her account paid to us. Several people have said they are de... See more

Rated 5 out of 5 stars

I would like to express my thankful to Surekha @ HSBC Harrow-on-the-hill branch. With her assist my cash withdrawal was fast, smooth and convenient. Thanks for her remind on with the aware of scam,... See more

Rated 1 out of 5 stars

AVOID HSBC AT ALL COSTS – THE WORST BANKING EXPERIENCE OF MY LIFE HSBC is absolutely the most useless, incompetent, and frustrating bank I’ve ever dealt with. Everything about this bank is... See more

Rated 5 out of 5 stars

I spoke to Mahmood this afternoon he was pleasant polite and resolved my issues he was patient with good listening skills it makes such a difference with staff like him an asset to the team .lm meldah... See more

Rated 1 out of 5 stars

It can't be that all the chat agents cannot be delinquent, there has to be something bigger going on! Been on a chat session for 30 minutes have a total of 2 responses from the agent. This includes th... See more

Rated 5 out of 5 stars

I made an inquiry about the arrangement of the Fixed ISA Account this morning (28-3-2025). The Staff in Reading Branch Karen Lee responded to me promptly & patiently. With her great help & knowledge,... See more

Rated 5 out of 5 stars

I recently visited HSBC branch in Edgware, the only bank that is still open in the high street. I was served by one the bank staff Kirti. She was extremely helpful and kind helping me to pay in a ch... See more

Rated 1 out of 5 stars

What a team of crooks this bank is. Opened a chargeback against my business on a transaction that had already been refunded prior to them opening. Evidence submitted to show this which was a screensho... See more

Rated 1 out of 5 stars

Dear HSBC I am writing to express my extreme dissatisfaction with the service I’ve received. As mentioned in the Trustpilot reviews, this has been the worst banking experience ever. Do not ban... See more

Rated 5 out of 5 stars

Spoke with a very helpful young lady called Jasmine in Computer Sharesave today 15/01/2026 she was able to help with my questions straight away and explained everything professionally. Thank you Jas... See more

Rated 1 out of 5 stars

The worst experience I have ever had with a bank! They just closed my checking account with no notice and removed it from my app. I now have to change all my direct debits and can't access my state... See more

Rated 5 out of 5 stars

Went into the barkingside ilford essex branch today and there was a lovely lady called Linda who greeted me very helpful and knowledgeable. Banks always get bad reviews but the service from Linda tod... See more


Company details

  1. Money & Insurance

Information provided by various external sources

Welcome to the home of the worlds local bank, HSBC


Contact info

2.2

Poor

TrustScore 2 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Awful customer service

Awful customer service - given incorrect information by customer service agent about credit card fees for a card I have with HSBC. Took 45 minutes of chat to keep getting wrong information. Irresponsible and unprofessional

7 February 2026
Unprompted review
Rated 1 out of 5 stars

Scam site❌

Scam site❌, don’t trust them!! I got ripped off!!!
Thankfully 𝐸͟𝑑͟𝑒͟𝑛͟𝑏͟𝑢͟𝑟͟𝑦͟•𝐸͟𝑙͟𝑙͟𝑝͟ was able to retrieve my £47,300 without any problems or delay.Highly recommended.

10 December 2025
Unprompted review
Rated 5 out of 5 stars

HSBC - 5 star bank that should be 10 stars

HSBC for me personally is one of the best banks in Britain, I joined these guys four years ago and have never looked back. An incident occured yesterday where I had lost my card and the customer service team acted swiftly and responded to my situation with the up most professionalism and integrity ensuring that my card was frozen and blocked and were very caring and understanding of the situation. Not all heroes wear capes.
HSBC YOU ROCK!!!

30 January 2026
Unprompted review
Rated 1 out of 5 stars

Stressed out dispute team.

If you have a dispute, or problem you need help with. Dont call the dispute team. They are a very stressed out bunch of people who will not help you with youre problem. They are stressed, and will place you on a 2 minute hold to calm you down, when its them that are the stressed ones. Its like they are placing you in a naughty corner for 2 minutes, while they can have a break from you. Useless bunch.

30 January 2026
Unprompted review
Rated 1 out of 5 stars

Awful

Awful, can't log in, app keeps showing a fault and asked to take ID into a branch which is 10 miles away. Closed my current account 9 years ago because of it and it's just as bad today. Absolutely rank.

29 January 2026
Unprompted review
Rated 1 out of 5 stars

I absolutely hate HSBC

I absolutely hate HSBC. Been with them a long, long time. Lots of problems, complaints etc. but I've stuck with it. Today, they refused me a personal loan even though I have an excellent credit rating. Apart from being passed from one person to another, holding on for 20 minutes, being given wrong information. I have now decided enough is enough. Goodbye HSBC. Our relationship, that never was, has ended.

28 January 2026
Unprompted review
Rated 1 out of 5 stars

The security protocols the bank uses…

The security protocols the bank uses must have been decided why Noah was at work. Amongst the security questions: "when did you last log on". Who on earth remembers that. Try and talk to someone and you are subjected to numerous security questions, just to talk. They really don't want customers to contact them, and even worse they don't listen and don't care. Anyway, I was going to invest quite a large sum with them, but will not now.

23 January 2026
Unprompted review
Rated 1 out of 5 stars

Absolute amateurs

Trued for over a month to get a loan ( for less than I already had in the bank) every second day I got an email for more information always for the same thing so just gave up… every dealing with these amateurs is one frustration after another… the only reason I bother with them is I can transact internationally WORST BANK EVER

20 January 2026
Unprompted review
Rated 1 out of 5 stars

I HATE HSBC

I HATE HSBC. DO NOT open an account with this bank. It will be never ending pain and struggle. It is impossible to contact them when you have been locked out of your mobile banking app because they require details from inside your app in order to talk to them. I am now having to travel to the bank and waste my morning to talk to these incompetent people. Lord help HSBC customers, because customer service SURE WONT. Overall, my worst ever experience with a bank, save yourself the suffering and give this failing bag of dog poop a hard miss.

16 January 2026
Unprompted review
Rated 1 out of 5 stars

Hsbc are liars

I am so angry with hsbc im very ill they give misleading information you cant use your up to 25 pounds without being charged if you have no money in your account they have left me without no food and I made a complaints on 2nd dec its now the 11th im leaving ive had enough of the lying.and getting my card declined you said I could use my card you never said I have to have money in my account liars so here I am very ill with the flu and I get paid very soon and when im gone to my new uk bank im sick and tired of the lying giving false information so I opened hsbc account 16 years old now 51 you need to STOP LYING TO PEOPLE AND GIVING FALSE INFORMATION no thanks to you im stuck with out food for four days THATS WHY IM GONE FOR GOOD imade 2 complaints on the 2nd of jan its now the 11th how the heck does it take so long to deal with my 2 complaints I want an apology for lying about not telling me you have to have funds so you can use 25 unarranged liars I want compensation immediately so I can get food when im better im gone FOR GOOD NEVER GOING BANK DONT BANK AT HSBC IM TELLING MY TRUTH

11 January 2026
Unprompted review
Rated 1 out of 5 stars

AVOID!

Shame I can't score a zero,as that's even more than they deserve. Moved across from another credit card provider, after a buyout and have had nothing but trouble with them. Setting up the mobile app, you needed a degree for and when it finally works, you can't do owt on it! Atrocious. Trying to do simple tasks like changing a monthly direct debit amount, nope. Can't make a payment to my credit card as I don't have a main banking account with them, so have to use a bank transfer only. Absolute waste of time. I thought we lived in the 21st century,maybe I was wrong,maybe these idiots still live in another century. When I can,I will be closing my account with them and never looking back. Avoid at ALL costs if you value your own sanity!!!!!!!!!

8 January 2026
Unprompted review
Rated 5 out of 5 stars

I spoke to Mahmood this afternoon he…

I spoke to Mahmood this afternoon he was pleasant polite and resolved my issues he was patient with good listening skills it makes such a difference with staff like him an asset to the team .lm meldah Speight but Zuzu Verdonck is just my facebook name.

5 January 2026
Unprompted review
Rated 5 out of 5 stars

Haley Tang at HSBC was simply excellent…

Haley Tang at HSBC was simply excellent and very professional in dealing with my unexpected need to move funds around my account just before the Christmas holiday.
She stepped into the breach when my premier Relationship Director was unavailable
It’s service like this that HSBC should be justly proud of and in my view sets the bank Ona pedestal of good performance among its competitors.
Thank you Hayley for such superb and knowledgeable service.

22 December 2025
Unprompted review
Rated 1 out of 5 stars

The worst customer service ever along…

The worst customer service ever along with Vodafone. I have been banking with HSBC since I was 10 years old. I'm 35. They used to be great, had branches everywhere, now they're utterly useless. They outsource their customer service to somewhere overseas, which wouldn't be an issue if they were efficient but they're not. The full setup is horrific. I get so exhausted trying to get basic information. It's taken them three days to get me a bank statement and it's still not available online despite being told twice it would take up to 24 hours! Why???? Now I'm on chat trying to get one statement after three days.

They don't reward loyalty. I will be leaving in 2026. Enough is enough. Sort it out.

30 December 2025
Unprompted review
Rated 1 out of 5 stars

WARNING TO ALL


Im writing this and im absolutely broken, angry and I will stop at absolutely NOTHING to highlight HSBC now.

I had rent paid into my account today from a tenant, she paid early due to the bank holiday and she’s in the process of changing her bank. My other two tenants (shared HMO house) all pay on the 1st of every month. This is shown in my account they can clearly see this has been a regular payment for the last few years,

This is my only income since I lost my business after caring for my husband while having cancer, my children’s father who passed away from cancer in march. I have 3 young children. I then lost my Mum in Oct, apart from my children this is all the family I had. I lost everything in a year.

No sooner than the money went in I went to check and my account had been frozen, no phone call no warning nothing. I called and have been told my account is under review. I explained this is all the money I have and was told I couldn’t have it.

They’ve said I’m not entitled to take it out and I’m beside myself I have 3 children to support and no money. I have no cash nothing and I was sobbing on the phone. How can you do this to people???

I have since phoned an old friend who is a solicitor and she’s informed me legally they cannot keep wages by either employer or self employed so what they’re doing is illegal, she’s advised me of what I need to do.

I have a property which is currently almost completed (completed in a few weeks) on a sale for £270,000 which was going to get me out the mess I’m in due to spending 18 months caring for my very sick husband. Everything I have is tied up in bricks and water and after losing him I lost a huge income which helped support us, my bank has made no effort to contact me it’s disgusting and during the Christmas period too, what kind of thing is this to do to anyone let alone someone who has banked with them for so many years.

My own property is also on the market at 1.1million, when my properties sell they will not be paid into the HSBC account because after I’ve taken legal action, which I’m starting tomorrow I’m not taking this by any means, I’ll be having nothing to do with this account.

I’m going to start documenting every single thing about this process and putting on my social media channels which have a large following due to a life changing car accident I had and I’m now disabled because of it.

I’ve had many parts of my life covered by the media, national papers and tv in the last ten years, GOOGLE ME HSBC because I will have you spread all over every newspaper in the coming days.

I’m disabled I have young children who they’ve just not long lost their Dad and Nan and you do this to me?? How do you people sleep at night?

So after another call with HSBC I find out this is about a woman claiming I owe her a £44 refund, a simple phone call and I could have explained everything but instead they do this. I hope this gets to court because I think after looking into this and seeing how many lives HSBC have ruined it’s about time we stood up and took action against them, WHICH I AM.

So over £44 you’ve put my account in review??

I will go into the branch tomorrow and if this is not resolved by 9am I will go live on social media, I will warn every single customer in there what HSBC are doing. Go onto Facebook look up HSBC complaints and see the amount of people who’s accounts have been put under review, you’ve done it to the wrong person this time, I’ve been through enough, my children have been through enough, I will make such a public noise about this in branch tomorrow first thing and post it everywhere that the media will soon be involved.

I’m sending emails to the newspapers this evening telling them, you will not get away with this.

Good luck to you HSBC, you will need it.

28 December 2025
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look