Drafty Reviews 16,169

Easy to apply. Nothing too difficult to answer. Although I did have a problem with the Drafty Server that prevented me from progressing with my application for a week due to a technical error. But o... See more

I guess no-one wants to have to use "payday" lenders, but if you're in that position, then I've found Drafty's rates FAR lower than most and they'll lend responsibly (as long as you're honest with the... See more

Easy online application and fast payment. Really helped me out in a huge way when needed at the end of January. Repayment interest is also reasonable unlike some companies. Will use again if in the sa... See more

Amazing company money comes in immediately once you withdraw Extremely high interest rates but good for short term borrow . Life saver to prevent extra charges for missed payments and so on so overa... See more

Well done Drafty your application form is quick and easy and your interest on payments are a lot lower than others. Very pleased with the whole experience and its nice to see one loan company not cha... See more

I couldn't thank enough darfty for helping me pay off my debts. The application process was very simple, and every detail of the loan was transparently explained. The interest rate is low. I definite... See more

Loan applications was straightforward. Everything went through smoothly with few clicks. Hassle free, simple and easy to apply for my loan. Payment appeared in my bank account under 90 seconds almost... See more

Drafty has really been helpful when I needed quick cash to tidy up things, and the most amazing thing about this app is you can draw money into your account within seconds. Would recommend Drafty to a... See more

No nonsense, fantastic company to use. I found myself needing access to some quick cash, and the sign up process couldn’t have been better. I needed to change the date my repayment came out, also abs... See more

Its great support especially in emergencies. Commuication is great, you always know where you are with Drafty and also the security around your account is also spot on! The account is simple to use,... See more

Drafty is very quick & straightforward to use. The money is usually transferred within 90 seconds. Everything is extremely clear to understand aswell. You can see the limit you can borrow up to, how m... See more

After having a bad credit history after being out of work, I was unable to secure any credit. I have ( over the years) started my own business and now earning a good wage. Unfortunately present financ... See more

This service was solid, simple and such a relief. With a terrible credit rating due to years of mismanagement of money from undiagnosed ADHD, now things are finally on track, a shortfall in income d... See more

I have found Drafty to be very easy to use, they do not increase your limit unless you consent which is very helpful. They also have information on organisations that can help if you have debt probl... See more

I needed an increase but you’ve never got back to me . Very poor service and that I look after my sick wife 24/7 whilst running my business affairs too. Suddenly developed flat rook issue causing dam... See more

Needed to draw from Drafty for quick car repairs before payday, literally transferred to my bank account in less than 60 seconds. Have been with Drafty a few years now, sometimes I don’t use for mo... See more

Drafty have always been there when I have had an unexpected financial crisis. They keep me well informed with emails and txt messages about my account, payments etc And are also keen to assist i... See more

Do not trust the 5 star reviews. They invite reviews the second you get paid out on your first payment, which is obviously going to bait 5 star reviews. This company chops and changes your available... See more

Drafty is a bit annoying really. They will just stop your credit line, for no obvious reason. So it's entirely unreliable. That said they stopped mine and suggested that I didn't have the ability to p... See more

Doesn’t matter if you fully clear your balance or not each month (I do), they’ll still wait until you’re near your credit limit and then inexplicably cut it, leaving you overdrawn. Waiting to see if t... See more

Appalling treatment of a client who had become unemployed . No help provided. Difficult to liaise with . Closed the account and referred it to a debt management company when the client wanted to agree... See more

I would give zero stars if i could. So the company makes money from charging high interest but then freezes your account if you use it too often, without warning account frozen- no late payment, no... See more

I find often when you draw cash, you review and reduce limit making me owe large sums. Please close For example my credit line was 960 when I withdrew cash they reduced my limit to 610 straight... See more

Excellent the first time around couldn’t fault it. Very easy form fast processing time money in bank in minutes. The issue is despite them emailing saying I can take another loan based on my repayment... See more

If something looks too good to be true it probably is. Don't take me wrong the application and process once accepted is so easy, but the fees are horrendous. I know APR is clearly stated and that but... See more

It is really easy to access money when you need it and I am happy that there are regular affordability checks. However, it would be great if there wasn't a minimum draw amount and if you could see wha... See more

It is just a simple and easy to use and low cost way of covering additional expenses. Due to having cancer from a month to month basis my circumstances can change and this has been more affordable tha... See more

Easy and clear application form 5 Really like the concept of an open credit, that I can pay back and / or draw back down against. Don't be put off by what seems high rates of interest as this is c... See more

I love Drafty so much. It's been brilliant to be able to borrow without the interest crippling me. I've been able to repay and bowwow again, building up my credit limit with my regular payments etc. I... See more

I was expecting this credit facility to use during emergency whenever I need it. However, I was not expecting the loan to be paid into my account instantly & directly after application app... See more

Drafty what a life saver . no ridiculouse interest rate yes its higher than average but when you dont have great credit its to be expoected. but very happy with the rates . very quick pay outs absolut... See more

Straightforward application and response, money in my account in under 2 hours, no fuss at all, simple bank account verification, not sure if because it was only 1K or if this is their protocol. Ver... See more

When I was struggling financially and couldn’t find a way out, Drafty was there for me. It gave me access to funds when I needed them most, at a time when other options weren’t available. The process... See more

Most things are simple and well explained. Joining was simple The only thing I am unsure of is how to increase my payments while being confident that i am increasing the direct debit and not makin... See more

Very simple and straightforward to set up and use. Fair, but still could be lower, APR costs compared to others of the same type of financing (however if you are here then obviously a problem with you... See more

Payments are quick. Interest rates albeit high as per all payday companies these are more reasonable than most as long as u pay off what you borrow. Never had any issues with drafy one of the better o... See more

I had one of those months where the Car was needing work done on it, the emersion heater switch blew and it was coming up for my daughters 21st Birthday and a special event needed organised. Drafty w... See more

Sometimes if your pay date moves alot like 4 weekly paid there can be a few days where your a bit stretched financially so very easy to just login in draw what cash you need then pay back once paid.

Please avoid! Used like an overdraft for months, paid in full every month. They have now suspended my credit saying I don’t have ability to pay, even though paid in full, 1 day before Christmas... See more

I needed a loan and Drafty provided.. excellent service throughout with an app to track your balances and payments and helpful osynent reminders.. can’t fault Drafty at all

It was a total surprise to me that I was eligible for any more credit, so when Drafty came up trumps I was overwhelmed! I am much better off financially as my income has increased, so can easily pay... See more

Not the cheapest interest rates, but if used right and paid quickly Drafty is a fantastic service. Cash is instant and app is incredibly easy to use. Customer service is exceptional. I've used Drafty... See more