Really neat financial planning tool which can be used to create an initial retirement plan with graphical representations. Best of all it’s free and can be updated/adjusted for different sce... See more
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We only have one aim, to give savers direct access to, or allow trustees, employers and providers to provide tools their pension savers need, to improve their retirement outcomes. Put simply, there are plenty of tools which tell pension savers if they take A each year, earn B returns, their pots will last for C years. For almost everyone these offer no practical help, as nearly everyone has other income or savings to put towards retirement. Included in these are State Pensions, Final Salary pensions, ISA savings and part time work for example. Some of these are taxable, some are not. Our tool is the only fully holistic planning tool that can be used directly by individuals without expert input. Our tool answers the one question pension savers actually want answered, "How do I use everything I have, to get the after tax income I want in retirement?". You can visit the Guiide website for much more detail and to try it for yourself.
113 Milngavie Road, G61 2QJ, Glasgow, United Kingdom
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Really useful tool. Would be nice to be able to select a part of the total tax free amount as an up-front lump sum. Unfortunately its currently all or nothing (unless I missed something)

Reply from Guiide
Simple, clear and instructive. A really well thought out model that strips away the technicalities of pensions and focuses on what matters.

Reply from Guiide
Works well easy to input data, self explanatory and to navigate.

Reply from Guiide
I saw Diane Sullivan talking about it on her You Tube channel. It's a great way to sanity check and stress test your own pension income calculations. Very simple input requirements and very easy to understand, but clearly detailed, output. It's actually given me the confidence to give serious thought to retiring early.

Reply from Guiide
I’ve been looking for a free cash flow ladder and found this site. Really easy to use and self explanatory. Would recommend.

Reply from Guiide
The retirement calculator gives a useful basic overview of the longevity of your funds but lacks any real detail. Subsequent interactivity with the data and figures produced also limited.

Reply from Guiide
I still need to fine tune my results but early indications are that this is such a useful tool for amalgamating your finances and results in one place.

Reply from Guiide
The best calculator by far, allowing different pension pots to kick in at future dates. Hugely helpful to me in planning my retirement date

Reply from Guiide
Really neat financial planning tool which can be used to create an initial retirement plan with graphical representations.
Best of all it’s free and can be updated/adjusted for different scenarios, giving the most tax efficient method of drawdown.
Something which is important to me, is it only requires basic information, like sex, current and retirement age. It does require an email address, but only if you want to save the plan and download a copy.
It even does some stress testing, considers sequencing risk, and gives options to resolve, which is all pretty neat. About the only problem I have with it, is the assumed level of inflation of 2.5%, which can’t be adjusted.
Highly recommend.

Reply from Guiide

Reply from Guiide
It’s great to have this helpful tool for free! It wasn’t obvious how I could regenerate my plan based on a different starting income but I did get a very prompt response to my online query that sorted the issue.

Reply from Guiide
The user interface and workflow were intuitive. I wanted to be able to have more control over how long I wanted the income to grow. 75 or life was too limiting

Reply from Guiide

Reply from Guiide
Excellent tool for retirement and pension fund planning. A few more customization options and it would be perfect. So a 9 out of 10 for me.

Reply from Guiide
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