Verified
Overall outstanding, high-value product. Truly enables the living benefits of Whole life insurance. Application process was fairly smooth. However, a less technical person might have needed help a... See more
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Review summary
Based on reviews, created with AI
Based on these reviews
Verified
The process was very straightforward, simple, and almost completely automated via an easy to use online interface. From initial inquiry to funding was six business days for me.
Company replied
Verified
Inclined worked with my insurance agent diligently to complete all the steps in putting an insurance secured line of credit in place. Its expertise made the process easy.
Company replied
Verified
Great Experience! Setting up the account was a breeze -- quick, convenient, and intuitive process. Funds arrived quickly once I had everything in order.
Company replied
Verified
The application, review and approval process went more quickly than I expected, and my first draw couldn’t have been easier. Overall, a great experience.
Company replied
Verified
The whole signup process went smoothly. If we had questions they were answered quickly. Use of the iLoc account has been easy to use.
Company replied
Verified
The entire setup was well coordinated and access on line was very helpful. Izzy was great to work with.
Company replied
Verified
Easy to navigate the process and everything went seamlessly.
Company replied
Verified
Fast and Easy. Interfaces operated like a dream.
Company replied
Verified
Very user friendly. Acces to funds is very convenient.
Company replied
Verified
Easy platform to use, quick funding.
Company replied
Verified
Ease of transfer
Company replied
Verified
Simplicity and speed
Company replied
Verified
Very easy and was amazingly quick.
Company replied
Verified
Ease of application. Excellent service. Good User Interface.
Company replied
Verified
Ease of use. Good communication
Company replied
Verified
So easy to transact with!
Company replied
Verified
Easy to use the website
Company replied
Verified
Wonderful experience—simple and easy!
Company replied
Verified
Ease of use. Great rates.
Company replied
Company details
Written by the company
Our mission at Inclined is to help people get more value out of their whole life investment, while bringing change to an industry ready to benefit from modern technology. We’ve built an innovative technology platform that connects policyowners with financial institutions in a unique marketplace that maximizes efficiency, lowers barriers to access, improves customer experience, and fosters competitive rates. The Inclined Line of Credit (iLOC) enables more policyowners to access the cash value of their whole life policies in an easier way than ever before. The iLOC requires the lowest minimum cash value of any similar product on the market, opening access to previously unserved policyowners. In addition, our modern online platform replaces the traditionally long and cumbersome process of borrowing against cash value while providing a superior customer experience.
Contact info
548 Market St, #59913, 94104, San Francisco, United States
- 855-282-0441
- support@inclined.com
- inclined.com
Verified
Such a wonderful service
Such a wonderful service. Easy to contact my Life insurance representative and the credit line was there with no extra paperwork.
12 February 2026
Verified
Tremendous product. Minor challenges in the application process.
Overall outstanding, high-value product. Truly enables the living benefits of Whole life insurance. Application process was fairly smooth. However, a less technical person might have needed help at points. I worked a little harder than I wanted in linking my bank account because it was not supported by Plaid. Thrilled to have this very powerful tool in our financial arsenal.
30 January 2026
Verified
Verified
The whole signup process went smoothly
The whole signup process went smoothly. If we had questions they were answered quickly. Use of the iLoc account has been easy to use.
29 January 2026
Reply from Inclined
Our team loves hearing this kind of feedback. Thanks for taking the time to leave us a review, Daniel!
Verified
Reply from Inclined
Thanks for downloading and using our app, Jameson! We're so glad to hear you find it valuable.
Verified
Completely Satisfied!
Ease of the application process and great communication and responsiveness to any questions we had. Would highly recommend this company!
17 January 2026
Reply from Inclined
Thanks for the 5 stars! We’re happy to hear you had a smooth application and a great experience with our customer service.
Verified
Ease of transfer
9 January 2026
Reply from Inclined
Thank you for your 5-star review. We truly appreciate your trust and support, Stephen!
Verified
The process was very straightforward
The process was very straightforward, simple, and almost completely automated via an easy to use online interface. From initial inquiry to funding was six business days for me.
18 December 2025
Reply from Inclined
Thank you for the wonderful review! We’re so glad the application process was quick and easy and that our team could get your line activated so fast!
Verified
Reply from Inclined
We’re glad you enjoyed a smooth, easy application, Alex!
Verified
Even during the holiday season - GREAT SERVICE
I applied during the holiday season and Inclined STILL got my Life Insurance backed LOC done in about a week. GREAT SERVICE.
28 December 2025
Reply from Inclined
Scott, thanks for taking the time to leave us a great review! Our team worked hard to keep clients' applications moving along without delay over the holiday season. We appreciate you noticing the effort!
Verified
Finance made easy!
Inclined worked with my insurance agent diligently to complete all the steps in putting an insurance secured line of credit in place. Its expertise made the process easy.
12 December 2025
Reply from Inclined
Thank you for taking the time to leave a review. We’re pleased to hear the process was easy and supported by great customer service.
Verified
Reply from Inclined
We're so glad to hear you enjoy our service, David! Thanks for leaving a review.
Verified
Reply from Inclined
Thanks so much for your feedback, James!
Verified
Reply from Inclined
Great to hear! We aim to provide fast access to your cash value.
Verified
Very streamlined process and great…
Very streamlined process and great turnaround on their side.
15 November 2025
Reply from Inclined
Jeff, thanks for taking the time to leave us your feedback! Glad to hear you had a positive experience with us.
Verified
Extremely easy and help to get us out…
Extremely easy and help to get us out of some expensive credit card debt
14 November 2025
Reply from Inclined
That's good news, congrats Trevor! What a great way to put your cash value to work for your financial health.
Verified
Reply from Inclined
Thanks for your feedback, John!
Verified
Process couldn’t have been smoother or…
Process couldn’t have been smoother or simpler.
18 October 2025
Reply from Inclined
Happy to hear this was your experience - we aim to make accessing your cash value as easy as possible!
Verified
She was patient and helped me set up…
She was patient and helped me set up auto pay.very happy wilh her
17 October 2025
Reply from Inclined
Thanks, Cathy. We'll pass your feedback on to our Customer Support team.
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