in3 Reviews 22,694

TrustScore 5 out of 5

4.8

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers appreciate the service for its user-friendly platform, fast processing, and reliability. The option to split payments into installments without hidden costs is particularly well-received, offering increased flexibility and stress-free shopping. People highlight the convenience of managing payments and the peace of mind that comes with responsible purchasing. Consumers also value the clear communication, timely notifications, and simple registration process. Many suggest that automatic payments would further enhance the user experience. Overall, reviewers consider the service a smart, safe, and easy way to shop, with many expressing a desire for more websites to adopt this payment system.

Based on these reviews

Rated 5 out of 5 stars

The service works without any problems. I've been using it for about a year now and there's never been a problem. Notifications for individual payments come on time, processing takes a matter of minut... See more

Rated 5 out of 5 stars

in3 has been extremely helpful for me. The payment process is simple, transparent, and easy to manage. Splitting payments into three parts without extra costs makes purchases much more flexible and st... See more

Rated 5 out of 5 stars

I couldn’t be happier with my experience using in3. The process was incredibly smooth, transparent, and stress-free from start to finish. I love how easy it was to spread out payments without an... See more

Rated 5 out of 5 stars

I had a great experience with iDEAL in3. The process was quick, clear, and everything worked perfectly. I really like how easy it is to split payments into three parts without any hidden costs. It mak... See more

Rated 5 out of 5 stars

Lay buy of the future. I am no fan of buy now and pay later, but this was an interesting concept and I think it will help customers and vendors alike. Easy process, good communication and easy for... See more

Rated 5 out of 5 stars

This is an amazing option for buying some expensive items, like furniture for instance. We are very happy with it and hipe that more shops will add this feature on their payment options!

Rated 5 out of 5 stars

I loved it, it's a shame there aren't many websites that use this payment system, it would make certain purchases much easier, thank you

Rated 5 out of 5 stars

In general a very nice service. Split the payment into three parts. One thing would make it better, please write that you need to manually pay for the installments. I was sure that it would automatica... See more

Rated 5 out of 5 stars

Very easy to set up, clear details, appreciate early reminder when payment due. I used multiple times, I wish in3 was available at more online stores.

Rated 5 out of 5 stars

Very happy with this payments option, comes very helpfull when buyng something and then pay the price in 3 without any fees, especially when its a must, bedankt ideal in 3

Rated 5 out of 5 stars

Good to have the option to manage cash flow. The payments are not deducted automatically though. That was what I thought would happen so I ended up delaying mine as I thought they already took the mon... See more

Rated 5 out of 5 stars

The app is very easy to set up and use afterwards. It sends you notifications when needed and immediately updates your payments. An overall practical tool when you prefer to buy something with install... See more

Rated 5 out of 5 stars

The registration process was simple and straightforward. I got every month a timely reminder for the payments, and each time the payments went through seamlessly. Very satisfied with this option from... See more

Rated 5 out of 5 stars

perfect setup and solution, very convenient to be able to pay in rates if you doesn't have that big bucks in your budget - thanks for this service

Rated 5 out of 5 stars

Super nice to have this option! I would even like it more if it comes with the option to pay in 3 times automatically (like PayPal has for example) Very good experience anyway

Rated 5 out of 5 stars

iDEAL in3 allowed me to buy a washing machine by enabling installments for me, thus reducing my expenses for launderettes. Now I got to keep my washing machine-dryer combi instead of funding launderet... See more

Rated 5 out of 5 stars

Use case is good, in deed excellent to pay in 3. In terms of ux, several messages during the process and some of them not clear on messaging. If i will pay in 3 why the messages ask me to pay sooner... See more

Rated 5 out of 5 stars

This is a good opportunity of having stress free installments for something you want to buy. The instructions are clear, there are reminders. Overall a good, easy-to-use payment option.

Rated 1 out of 5 stars

I would like to expect it automatic payment. Since it's in Dutch, I didn't understand the SMS. Today when I got suspicious of no transaction from my account and translated message I found out it... See more

Company replied

Rated 1 out of 5 stars

Horrible experience! First and last time I will use your payment as I was forced to pay other party where they shut down their website, not contact and no location to reach them out to receive my mi... See more

Company replied

Rated 1 out of 5 stars

I used In3 Betalen for the first time about a month ago. After returning the product, I was told that my refund would be issued. However, the process took far longer than expected. I was asked to... See more

Company replied

Rated 2 out of 5 stars

I am not so happy with the way how in3 handle payments, policy related to delays, immediately blocking your balance! There is no elasticity when a possible small delay occurs. You are immediately bo... See more

Company replied

Rated 2 out of 5 stars

No matter if you have always been paying on time and you have a great reputation! However, as soon as last instalment is overdue you get your credit spend limit locked ! There is no way to further e... See more

Company replied

Rated 2 out of 5 stars

I bought a mirror from a company I didn’t know, it’s been 4 months and no mirror, and I did buy only because I saw ideal in 3 there and thought that maybe it’s safe. I don’t understand how ideal can w... See more

Company replied

Rated 5 out of 5 stars

Verry quick service. The products always arrive in nice safety box and verry quick! Anytime i had any complication they solf it imidiatly. They has a verry good costumer service, where im never be afr... See more

Rated 5 out of 5 stars

A very nice option for purchasing in installments, it's a pity that there aren't, for example, 6 installments. I'm glad

Rated 5 out of 5 stars

Always fair, paying a few days late is no problem which provides great flexibility and takes a lot of felt pressure for making payments on time away.

Rated 5 out of 5 stars

This payment method is very convenient. We bought a washing machine and dryer. We will definitely use in3 again.

Rated 5 out of 5 stars

I had been going through a difficult financial season and iDEAL in3 really helped me get the household appliances I needed without compromising on quality and allowing me a little financial relief. I’... See more

Rated 5 out of 5 stars

This was the first time I paid for my order in instalments in the Netherlands. I believe it should be even more possibilities like paying in 6 month and more.

Rated 5 out of 5 stars

Everything was fast and efficient. Reminders would pop up in email on time and all the links in them worked perfectly to make payment as easy as possible.

Rated 5 out of 5 stars

Honestly I never knew this is possible, until I used it and I was able to get a new bicycle for my daughter . Im so happy for help from IN3 making it possible.

Rated 5 out of 5 stars

It helped me pay for a product in 3 installments, if there was also an option for 6 installments with a very low interest it would be excellent

Rated 5 out of 5 stars

quick payment, very helpfull for not paying in onces the full price and having divided in 3 without fee, Nice, thank you

Rated 5 out of 5 stars

Really good service and a good payment option if you do not have patience to wait for buying a more expensive things. Congratulation and highly recommended.

Rated 5 out of 5 stars

iDEAL in3 is de perfecte oplossing voor wat grotere aankopen. De Service is super en het gemak waarmee je iDEAL in3 gebruikt in werkelijk ideaal!

Rated 5 out of 5 stars

To be honest iam very happy because i neede that help when was purchasing my bike and payment plan is very smooth appreciate and will use it again in the future

Rated 5 out of 5 stars

The x3 installment option of Ideal service was very handy. Also, good reminder for each installment due date plus convenient overview.

Rated 5 out of 5 stars

Great! I was able to buy my favorite TV in three installments through the in3 service. This is my first experience and everything was fantastic.

Rated 5 out of 5 stars

Trustful very good no pushing and with email with updating and msgs and really helpful easy to use to even dont know dutch all the time I open it on chrome and I do translate and I paying what ever I... See more

Rated 1 out of 5 stars

As a professional in the payments industry, I had a very disappointing experience with the iDEAL in3 product. As a consumer, I expected the remaining installment payments to be charged automatically a... See more

Company replied

Rated 5 out of 5 stars

Excellent service and really great to have this option. Also great to have an automated system that reminds you when to settle the instalment.

Rated 5 out of 5 stars

Very satisfied with this kind of option that we are able to choose from. Thanks payin3. There be should more companies to avail this kind of service. Keep up the good work.

Rated 5 out of 5 stars

All went well, an option to get your account automatically debited every month would make it even better


Company details

  1. Money transfer service
  2. Alternative Financial Services
  3. Non-bank financial service

About in3

Written by the company

About in3

Pay all your online purchases in three interest-free instalments with in3! The only social responsible instalment payment solution you'll ever want to use. No hidden costs! You'll never miss a payment with our friendly reminders. Pay your terms with your favourite online payment method.

Check our website: www.payin3.eu

Rated as excellent by our users. (4,8)

Make your dreams come true!

Pay in three terms

Without negative registration or interest

Check out how it works

Good things come in3

We believe in responsible spending for purchases that matter. Whether you are buying that new washing machine or the new bed you have been thinking about, a worse alternative should never be the option. in3 is here to help.




Contact info

4.8

Excellent

TrustScore 5 out of 5

23K reviews

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Rated 1 out of 5 stars

I used In3 Betalen for the first time…

I used In3 Betalen for the first time about a month ago. After returning the product, I was told that my refund would be issued. However, the process took far longer than expected. I was asked to provide my bank details, information they should already have had, which caused an initial delay.

A week later, I received an email stating that my refund would be processed within three days. That did not happen. It was also extremely difficult to get in touch with customer service, and when I finally reached someone, I was told there had been an internal error and they could not say when I would actually receive my money.

I still have not received my money back, and based on how this was handled, I strongly doubt I will use their service again.

3 February 2026
Unprompted review
in3 logo

Reply from in3

Dear Tessel,
Thank you for your review and for taking the time to leave feedback.

We are sorry to hear about your situation!
And our apologies that the refund took longer.
We would be happy to look into this with you again/if you have any further questions. Please contact us via the channels below:

+31(0)88 3993 333
[email protected]
www.payin3.nl
Kind regards,
Bjorn, team in3

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