sprive.com Reviews 787

A truly helpful app. Easy to use, good range of retailers, literally free money for spending what you would anyway! Gift cards could load more quickly, but realise this is down to Internet connection... See more

Great concept, soon adjust to buying a gift card to pay for shopping, which even can often be done quickly at a till if using self-service tills. App connects to your mortgage for payments to made eas... See more

What a fantastic concept! With mortgage rates so high, this app helps get closer to financial freedom and save thousands in interest off my mortgage. The are so many everyday brands offering cash back... See more

Brilliant idea. Unless you’re fortunate enough to have a very low mortgage rate, getting free cashback against your mortgage makes a massive difference at chipping away at it. Not a fan of the app... See more

Long time user of the app and it has been brilliant for helping chip away at my mortgage - but the latest update has let it down. I can no longer see at a glance how much I’ve overpaid in a given mont... See more

Really good app. It’s easy to use and makes overpaying the mortgage feel manageable rather than overwhelming. I like being able to chip away at it without having to think too hard, and seeing the bala... See more

This app is a great idea and I’m loving it however would suggest below improvements: - cashback linked to registered payment cards instead of buying vouchers - when using vouchers, quick payments... See more

We’ve been using Sprive for about a month and have been really pleased to see that we are not only getting cashback on things we’d be buying anyway but it’s also given us a way to pay small amounts of... See more

Fabulous wee app that gives you cashback towards your mortgage. With a young family and a new home to renovate, mortgage overpayments aren't something we will be able to do anytime soon so it's great... See more

I've been using Sprive since November 2025 and already save £30 toward my mortgage, just by doing my everyday shopping. That might not sound like much, but remember it's cashback, just because I boug... See more

The Sprive app makes it easy to make over payments to your mortgage and interest without even really noticing. Being able to buy a gift card to make purchases that you would anyway and add a couple o... See more

Love the fact that I can earn small amounts on the things I’m already buying. Those small amounts add up and if it means I can retire slightly earlier I’m excited for that! My only disappointment is t... See more

Easy way to get extra money off your mortgage. Just be careful when buying vouchers as they have clauses like online only or instore only which can be a pain if you havent see it before buying, i h... See more

I have been using Sprive since mid November and have earned just over £80 towards my mortgage which is brilliant! The app is easy to use and hopefully more brands will continue to be added in th... See more

Simple app but lets you reduce your mortgage with minimal extra effort. The savings quickly add up - sending the money to your mortgage provider couldn't be simpler! The Auto-save feature lets you be... See more

I can't recommend Sprive enough. This is such a simple but effective idea. I have to confess it took me a minute to work out how to use it but once I had figured it out I was impressed by how simpl... See more

A friend introduced me to Sprive a few weeks ago and to be honest it sounded too good to be true but it’s really easy to use, I’ve already earned £10 towards my mortgage all whilst spending money on e... See more

Using this app has made me start overpaying my mortgage which I never would have done otherwise. There are often far higher cashback rates in other apps like cheddar for example. I often use these and... See more

Fantastic app and amazing concept. It's easy to use and the reward of being able to pay towards your mortgage using money you are spending already is so helpful. There has never been a problem using t... See more

The app makes it super simple to earn small bits of cash back for most major retailers, so even doing your normal weekly shop helps. Also love how you can only spend it on your mortgage and aren’t tem... See more

Great app which is easy to use and makes paying overpayments on my mortgage so simple. It’s basically free money! A little bit difficult to use at the tills sometimes as relies on a good internet... See more

Brilliant app and service. I was hesitant at first as it seemed too good to be true, buying my normal shopping and getting to pay off my mortgage a little bit extra at a time, but honestly the little... See more

Love the concept of this, enabling those on a budget to still chip away at their mortgage through overpaying with cashback earned from everyday expenses(food shopping, utility bills etc...) I've been... See more

Sprive is a great app for saving money on your mortgage without changing your routine. You earn money towards your mortgage while shopping at everyday places like Tesco and Amazon, which feels like a... See more

Sprive has been brilliant, an absolute game changer. I used it every week on my food shop and I also use it for takeaways (which has made me feel a little less guilty!). I'm always checking the brand... See more

User since September 2025, and I find Sprive very easy to use for our food shops. I just load up a virtual card on a monthly or bi-monthly basis and can share with my partner via Apple wallet too. Whi... See more

Sprive is an excellent app, we use it as much as we possibly can and shop more where it is accepted. It is fairly new but in time there could be no reason why everyone who has a mortgage isn't using... See more

I love this concept - I’m keen to put anything extra to my mortgage and this is a great way of doing it. The app itself is well built and simple to use, but I feel there could be more explanation... See more

Great app - glad I discovered this through scrolling TikTok! With mortgage rates and payments so high we’re appreciating any small overpayment we can comfortably make while doing our regular shoppin... See more

Doesn’t even cover the hassle. I was excited when I downloaded the app and read the reviews. saw the rewards of %of cashback. After a £350 shop at Sainsbury’s, bothering with all the bureaucracy of... See more

Been using since the begining of december its a very easy app to use and already we have paid £168 extra off our mortgage. We have used cashback apps in the past and will continue to do so but as thi... See more

Sprive has been a really easy way for me to make overpayments to our mortgage, with purchases we’d be making anyway. It takes a minute, and the benefits are incredible. I’ve only been using the app fo... See more

Great concept and for big supermarket shops it's ok especially if you self scan. However you have to pick other services carefully. Trainpal add a charge so to earn 64p from my train ticket I have to... See more

Love Sprive, I have been a member since 2023 and really enjoy using the app and knowing that I am saving money on my mortgage just by making everyday purchases. I have recommended Sprive to so many... See more

Having used Sprive for a few months for grocery shop and big purchases. The discounts definitely add up and we've paid off a chunk of our mortgage compared to not using it. The app is more reliable wi... See more

I started using Sprive in Summer 2025 and I'm really impressed. By purchasing gift cards for my shopping, it's essentially money for nothing! I was going to spend it anyway so I may as well get a li... See more

What an amazing concept. I only started using it two weeks again and I have already put an extra £30 towards my mortgage. I could end up saving thousands in interest and be mortgage free much sooner,... See more

It’s been great to be able to over pay on my mortgage for money I’d have spent anyway! Whenever I’ve messaged support they’ve been very helpful! Whilst only small amounts, these will make a huge diffe... See more

What a load of useless sh*te. Just spend less and put your thriftyness towards your mortgage. You will be paying a commission to this company through apps and re-mortgaging! Save your money b... See more

I love the Sprive app and think it’s an amazing idea. I’m paying off my mortgage quicker just by spending money I would have spent anyway, which feels like a win. The only issue I’ve experienced is wi... See more

What’s not to like? I used to use another app for buying my grocery gift cards but the savings here are better along with the fact it comes off your mortgage. The app is simple to use, gift cards... See more