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Travel Guard Reviews 822

TrustScore 4.5 out of 5

4.3

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers appreciate the user-friendly website, finding it easy to navigate and understand. Many consumers have been using Travel Guard for years, citing peace of mind and ease of setting up policies as key benefits. The clarity of policy explanations also stands out, helping people determine the best fit for their needs. Consumers have reported positive experiences with the concierge service, particularly in finding alternative flights quickly. However, experiences with claims vary. Some reviewers found the process fast and thorough, while others faced denials or lengthy processing times, sometimes needing receipts for each trip cost. While some found the pricing affordable, others felt it was high, especially for older travelers, and some reviewers expressed concerns about claim payouts.

Based on these reviews

Rated 4 out of 5 stars

Buy policies regularly. As input screens seem to change sometimes, can be hard to ascertain whether policy amount is per person or per trip. Also, sometimes, seems as though two different people are... See more

Rated 4 out of 5 stars

Travel insurance has become a necessity, especially when we are aging. Twice, we filed a claim for situations that prevented us from going on our trip. Tip: you need to report Cost Per Person on cla... See more

Rated 5 out of 5 stars

We always buy travel guard every trip. It is very simple to set up. They have been extremely responsive any time we had a problem whether delayed flights or emergency room visits. Their concierge ser... See more

Rated 5 out of 5 stars

Easy for senior to purchase and understand. My go-to insurance on frequent yearly European trips. Basing my purchase on a very good experience pre covid with reimbursement for lost suitcase and messed... See more

Rated 5 out of 5 stars

Travel Guard provides us with peace of mind. We have used Travel Guard for our last 4 overseas trips - in addition to our European vacation this coming summer. Thankfully, we have not had issues duri... See more

Rated 5 out of 5 stars

We have used Travel Guard several times in the past. Easy to complete paperwork online. Their pricing has been affordable. It paid off in 2024 when our flight was disrupted, returned back to the ai... See more

Rated 5 out of 5 stars

I chose an annual plan for my and husband’s travels for 2026. Nit exactly online savvy, I finished the easy 4-step order in 5 minutes. When I called the customer service (3 min. hold) to verify why “... See more

Rated 5 out of 5 stars

The contents of each plan were well explained, making it easy to determine which fit my needs. I accomplished the registration and payment easily. I have used Travel Guard to insure my many forms of v... See more

Rated 5 out of 5 stars

Super company to deal with. Really highly recommend. Everything was clear, simple and all the people I spoke with in customer service were, friendly, knowledgeable, helpful, and professional. This is... See more

Rated 5 out of 5 stars

This is the first time I have bought travel insurance. Since this is an international trip, I felt it was important. The different plans were well described. The website was user friendly. The ins... See more

Rated 5 out of 5 stars

My wife got a parasite while in Cambodia in February Upon our return I was able to easily fill out claim and download the receipts for medical expenses, mine while she was hospitalized and for the... See more

Rated 5 out of 5 stars

We have used Travel Guard Insurance for about 15 years. Have had one time where we needed to use the medical portion due to food poisoning on a trip. The Travel Guard was very attentive to our needs... See more

Rated 5 out of 5 stars

I generally get travel insurance through the travel agent, and she always chooses Travel Guard. I just booked an overseas trip on my own, so I decided to do some price and coverage comparison shopping... See more

Rated 1 out of 5 stars

We are frequent loyal TG customers & to date have only had minor claim (s). They let us down this time given we had made a deposit on an upcoming cruise (our 11th) & spent a month with the cruise lin... See more

Rated 5 out of 5 stars

Great experience. I bought my policy and then realized I had purchased the wrong one....I contacted the company and within 2 business days they corrected my mistake. So far it's been a pleasant exper... See more

Rated 5 out of 5 stars

I have used Travel Guard for almost all of my travels over the past 15 yrs. I had the unfortunate need to use them on one of the trips and their customer service was top notched and I was able to get... See more

Rated 5 out of 5 stars

We had a medical emergency with my husband and were unable to take our Anniversary trip to Europe. We had travel insurance with Travelguard and got our money back. This is a good example of wh... See more

Rated 5 out of 5 stars

My flight was cancelled due a significant fire in the parking garage adjacent to the terminal. I was unable to schedule another flight until late the following day. I had even upgraded my flights for... See more

Rated 5 out of 5 stars

We have used travel guard for all our travels for several years. We had to, unfortunately, make a claim twice, one small one bigger. In both situations the process was fast, thorough and above all, pe... See more

Rated 5 out of 5 stars

It is easy to sign up at home online. It has been our “go to” travel insurance since we needed it for an overseas hospitalization from an injury. We had to make a claim which took time but it did... See more

Rated 3 out of 5 stars

I'm a tour operator. I have used travel guard for groups for literally decades. Whenever I have had a client file a claim, it has never been denied. I did have a recently negative experience, thoug... See more

Rated 1 out of 5 stars

September 2025 we paid the insurance. I trying several times to correct dates "December 14 to 21, 2026" it never happened. Proof from MSC Cruise Line....November to December Joseph did tests beyond... See more

Rated 3 out of 5 stars

Well, in the process of trying to figure out what company or policy we wanted to go with my friend and I called a number of times and talked to a number of people and got a number of conflicting answe... See more

Rated 1 out of 5 stars

My husband planned a mountaineering trip and we purchased a policy with Travel Guard. The trip was cancelled due to extremely high avalanche danger which made the climb impossible. Although we sent al... See more

Rated 1 out of 5 stars

DO NOT WASTE YOUR MONEY! If you can’t make your flight due to a family member being sick or injured, that person will have to sign a medical release form for your claim to be considered. Wildly inappr... See more

Rated 1 out of 5 stars

We purchased insurance from Travel Guard for an international trip. Our trip was delayed and we missed our connection flight home and had to stay overnight before returning home the next day. Travel... See more

Rated 1 out of 5 stars

I called for help in determining the correct plan to purchase. I was repeatedly told that they are pretty much the same, just different amounts of coverage. There is no side by side comparison of pl... See more

Rated 1 out of 5 stars

This travel insurance is basically just a scam. I had to cancel my hotel reservation due to illness. While their site says this is a covered option, instead I spent 3 months emailing back and forth an... See more

Rated 1 out of 5 stars

This is the most crooked Insurance scam I have ever witnessed - ( I am in the Industry). They have an extensive and lengthy list of conditions where they will refuse payout on claims. In reality, n... See more

Rated 1 out of 5 stars

The ABSOLUTE WORST EXPERIENCE EVER trying to get a refund! Travel Guard and Expedia are HORRIBLE just there to take your money and make you jump through every hoop to avoid issuing a refund. Let alon... See more

Rated 3 out of 5 stars

Our travel agent did the work for us,and it all seemed fine, but we had requested middle section of the plane airline seats (as the 4 of us travelling are tall), and one aisle seat as well per each c... See more

Rated 4 out of 5 stars

The web site is well organized and easy to use. The site explains clearly the different policy types and coverage. I am giving 4 stars since I have never had to file a claim with Travel Guard (than... See more

Rated 4 out of 5 stars

This is my first time using Travel Guard for an international trip. I found the website easy to use for comparison pricing for different levels of insurance depending on various factors. Clear des... See more

Rated 4 out of 5 stars

Helpful agents readily available and rapid reimbursement for my claim. Lost one star because I believe that I should have been reimbursed for boarding my dog. I couldn't bring him home for a month dir... See more

Rated 1 out of 5 stars

Do NOT, I repeat, DO NOT use this travel insurance company. They do not deliver on their mandate to provide reimbursement due to delay/interruption or cancellation. A delayed flight resulted in a... See more

Rated 1 out of 5 stars

I have filed a claim as of Dec. 2025. Making me jump thru hoops to get reimbursed. As an older person, don’t have access to the technology that other people do. I feel like older people are discrimina... See more

Rated 1 out of 5 stars

Complete scam. Booked 'travel postponement' insurance but somehow I didn't quality as it was a trip interruption. save your money, use another company. These guys are scam artists.

Rated 1 out of 5 stars

Was disappointed that I was unable to change the date on my original travel insurance policy. So I basically ended up with travel insurance coverage for when I was NOT traveling. I didn't even see a w... See more

Rated 1 out of 5 stars

To be honest with you, you representative seemed to put out that she even had to take the call. My friend was in the room with me listening in, and we both thought that same feeling. She was not very... See more

Rated 1 out of 5 stars

Great insurance unless you need to file a claim. I have spent literally thousands of dollars with them over a number of years. Never had to file a claim. Then when I had to miss two days of cycling... See more

Rated 4 out of 5 stars

The site was pretty easy to navigate, even for an older person. I found answers to questions I had and took the insurance out immediately. As always, I hope we don’t have to use it but I’m confident... See more

Rated 5 out of 5 stars

I had a terrible accident in Iceland and I am so thankful both my son and I bought the Travelguard insurance. Even after everything was paid, an unexpected charge came from the Iceland Red Coss for us... See more

Rated 1 out of 5 stars

Do not buy travel insurance from this company. Had a trip to Europe partner had to have her appendix out. Eight weeks later they still haven't processed the claim. Staffs grasp of English is poor tota... See more

Rated 1 out of 5 stars

Had a trip booked for march of 2025. My travel partner ended up getting sick and having emergency surgery. The surgery was botched and he almost died. This company still refuses to issue a refund ev... See more

Rated 4 out of 5 stars

I was able to get access to speak with someone at Travel Guard easily, and was given good and complete answers to all the questions I had. Your pricing was also reasonable for y trip. I feel good ab... See more

Rated 1 out of 5 stars

Purchased Insurance and had to cancel Plans 3 weeks after purchased tickets which they recommend I purchase Travel Guard Insurance. I submitted all documents . Had someone assist me and her comment wa... See more

Rated 5 out of 5 stars

I had to make an emergent trip abroad. I bought the ticket on the day before I left. No insurance was offered by the carrier when the ticket was booked. I have used AIG for all my trips which this yea... See more

Rated 1 out of 5 stars

Stop sending me reminders to review Travel Guard. No one likes travel insurance. It's a ripoff because almost no one needs it or uses it, so no one has experience or even awareness or memory of workin... See more


Company details

  1. Insurance company
  2. Insurance agency
  3. Travel agent
  4. Travel Insurance Company

About Travel Guard

Written by the company

Travel Guard® Travel Insurance Plans – Trusted protection for your next journey

Written by the company

Travel Guard, a leading provider of travel insurance and assistance services, offers some of the best travel insurance plans for individuals, families and business travelers alike. Travel Guard helps deliver more peace of mind through comprehensive coverage and 24/7 global support for both domestic and international travel.
✅ Why Choose Travel Guard?
Trip cancellation and interruption coverage Emergency medical and dental expense coverage 24/7 emergency travel assistance and concierge services Coverage for lost, delayed or damaged baggage Optional add-ons for adventure travel, CFAR (Cancel for Any Reason), rental car damage and more
Whether you're planning a family vacation, business trip or international getaway, Travel Guard has a plan tailored to your needs. Our user-friendly online quote tool makes it easy to compare travel insurance plans, understand coverage and purchase in minutes.
🛡️ Trusted by Millions of Travelers
With over 40 years of experience, Travel Guard is there for travelers who want fast claims, responsive customer service and reliable protection.
🏆 Awards and Recognition
At Travel Guard, we’re proud to be recognized as one of the best travel insurance providers by trusted experts and everyday travelers alike.
-Named a top travel insurance company by Forbes Advisor, Money.com and MarketWatch Guides
-Winner of Travel Weekly’s Magellan Award for our claims filing website - recognizing its user-friendly design and efficient functionality, enhancing the customer experience in managing travel insurance claims
These awards mean a lot to us—but what matters most is earning the trust of travelers like you. Whether you're going across the state or around the world, we're here to help you travel with confidence.
🌍 Travel Insurance Plans for Your Next Journey
Travel Guard travel insurance plans are ideal for:
-International trips
-Cruises
-Domestic trips
-Adventure travel
-Group travel
-Weekend vacations
-Rental car coverage
-Last-minute trips
Get a quote today and trust your travels to Travel Guard.
www.travelguard.com

Contact info

  • 3300 Business Park Drive, 54482, Stevens Point, United States

  • travelguard.com

4.3

Excellent

TrustScore 4.5 out of 5

822 reviews

5-star
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Rated 5 out of 5 stars

Have a cruise planned 10 months away…

Have a cruise planned 10 months away from now. The cruise lines price for insurance was almost $2,000 more than going direct with (same company) Travel Guard. I liked how they gave different levels of protection and side by side comparison on price & coverages to make my choices

3 February 2026
Rated 1 out of 5 stars

Frustrating Experience

I used Travel Guard for a recent hotel booked through Expedia. The travel was for a family funeral. I was glad I got insurance because funeral ended up being postponed due to inclement weather so the hotel stay was canceled. I filed a claim with all necessary supporting documentation and a refund was denied since major roads weren’t closed due to the weather.
I emailed back because I thought my initial claim was under “cancellation of events” but it seemed to get switched on their end to “inclement weather”. Waiting for a response. I’m frustrated and very much feeling like I won’t be using this service again. On top of this, correspondence takes a while so calling the hotel directly for a refund now will feel silly since it’s been weeks since the cancellation.

11 February 2026
Unprompted review
Rated 5 out of 5 stars

Easy Process

Easy Process
This is the second time that we’ve gone with Travel Guard for vacation insurance. It has been very easy to pick the plan that best suits our needs. Fortunately, we have never had to use any of the benefits because our vacations have also gone very well.

7 February 2026
Rated 5 out of 5 stars

Repeat user…

This is my 3rd time using Travel Guard and I am very pleased. I feel pricing is fair and the representatives I have dealt with regarding a few questions have been very helpful and polite.

3 February 2026
Rated 1 out of 5 stars

Would not recommend

The company has me jumping through hoops to get a refund or my claim paid. I purchased a ticket for the wrong day, changed the ticket within 24 hrs, but did not call Travel Guard to change the date. Filed a claim, which was denied because of the travel date difference, and they would not refund my premium because I filed a claim. Make it make sense? Now I'm insured for a trip that does not exist.

25 January 2026
Unprompted review
Rated 5 out of 5 stars

Clear information

Clear information on the website with detailed explanation of benefits. It helps to know the investment in our trip will be covered for unforeseen events.

7 February 2026
Rated 5 out of 5 stars

Good choices

The process is straightforward. You offer 3 levels of coverage so I get to assess the risk and make a choice.

7 February 2026

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