Arch Insurance US Reviews 55

TrustScore 3.5 out of 5

3.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

Working with Tony, or any employee at Arch Insurance has been wonderful. The consistency, response time and knowledge are top notch! Statutory doesn't come naturally to most people, but Tony and tea... See more

Rated 1 out of 5 stars

This company somehow mistakenly approved me for my maternity leave disability claim and months after receiving my benefits, they contacted me and expected me to correct their error and give them back... See more

Rated 5 out of 5 stars

My experience with arch so far is great. Great full that they can help me in my time of un employed, really helpful. Thankful for their understanding of you not having a job at the moment so they give... See more

Company replied

Rated 5 out of 5 stars

They kept in touch with me through the whole time, any questions I had they answered same day or first thing in the morning if I sent it after office hours.

Company replied

We perform checks on reviews

Company details

  1. Insurance company
  2. Accident insurance company
  3. Business insurance company
  4. Commercial Insurance Company
  5. Disability Insurance Company
  6. Travel Insurance Company

Written by the company

Arch Insurance is a global provider of specialty insurance solutions, offering a broad array of products to individuals, businesses, and organizations. As part of Arch Capital Group Ltd., a publicly traded company with a reputation for financial strength and innovation, Arch Insurance consistently receives strong ratings from leading credit agencies. With a focus on delivering customized and flexible coverage, Arch serves a wide range of industries and group types, including employers, schools, non-profits, sports organizations, healthcare institutions, and travel-related businesses. From accident and supplemental health insurance to business travel and disability products, Arch’s offerings are designed to meet evolving market demands and help clients manage risk with confidence. What sets Arch apart is its commitment to collaboration, responsiveness, and continuous improvement—values captured in its promise of Pursuing Better Together℠. With vertically integrated operations, Arch provides a seamless experience from product design through claims processing. Innovative digital platforms like Arch APEX make quoting, enrollment, and policy management efficient and user-friendly for brokers and clients alike. To learn more about Arch’s wide-ranging capabilities and explore insurance solutions tailored to your needs, visit archinsurance.com.


Contact info

3.5

Average

TrustScore 3.5 out of 5

55 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 37% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Exceptional Execution and Niche Expertise

Arch Insurance excels in every category that matters to us. Their speed of service is industry-leading—rarely exceeding a two-hour turnaround, which is a massive advantage compared to the standard 24-hour wait times elsewhere.

They offer tight, competitive pricing on renewals and new business, with a refreshing willingness to be flexible when a deal requires it. It is clear they understand their niche deeply; their products are well-researched, their decision-making is sound, and they always follow through on their commitments.

4 February 2026
Unprompted review
Rated 5 out of 5 stars

Working with Tony & Team

Working with Tony, or any employee at Arch Insurance has been wonderful. The consistency, response time and knowledge are top notch! Statutory doesn't come naturally to most people, but Tony and teammates at Arch know their stuff and are sharp!! I look forward continuing to work with each Arch Employee!

10 February 2026
Unprompted review
Rated 1 out of 5 stars

Horrible experience

This company somehow mistakenly approved me for my maternity leave disability claim and months after receiving my benefits, they contacted me and expected me to correct their error and give them back the money I received! I had to go through a very complicated ordeal with NJ state disability. It took approximately two years of stress and filing loads of paperwork with the state. I was just recently able to resolve the issue, unbelievable. I do not recommend this company at all. If a claimant has the option to avoid filing a claim through this company and going directly through the state, I strongly recommend they do.

5 February 2026
Unprompted review
Rated 4 out of 5 stars

The process to file was easy

The process to file was easy. The response to questions were answered quickly.

1 August 2025
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

Joe,
Thank you for taking the time to leave us a review. We're glad you found the process easy.
-The Arch Insurance Team

Rated 5 out of 5 stars

My experience with arch so far is…

My experience with arch so far is great. Great full that they can help me in my time of un employed, really helpful. Thankful for their understanding of you not having a job at the moment so they give you a hand to still be able to manage yourself. I recommend everybody that is in need of disability to trust them with their process to help you, if you are approved they with definitely help you with your needs. Thank you for your help & pray for you guys to keep on growing.

15 December 2025
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

Dinelsi,
Thank you for taking the time to write such a thoughtful review. We are glad we were able to support you during this time.
Regards,
The Arch Insurance Team

Rated 5 out of 5 stars

Very good communication

They kept in touch with me through the whole time, any questions I had they answered same day or first thing in the morning if I sent it after office hours.

2 January 2026
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

Candace,
We appreciate you taking the time to leave us a review. If you have any additional questions, please reach out.
Regards,
The Arch Insurance Team

Rated 5 out of 5 stars

Outstanding support the whole way

Great communications from the minute I made the first call.

29 November 2025
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

Dick,
Thank you for taking the time to leave a review. We appreciate your feedback.
Regards,
The Arch Insurance Team

Rated 1 out of 5 stars

Lack of empathy


I was in a very vulnerable postpartum period, and the representative was unnecessarily nasty and completely insensitive over a confusion that was not my fault but the company’s.

12 November 2025
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

Yere,
Thank you for taking the time to leave us a review. We take this feedback seriously and appreciate you clarifying the issue when we contacted you directly. If you have any other questions or concerns, please do not hesitate to reach out to us.
Regards,
The Arch Insurance Team

Rated 5 out of 5 stars

Return of car

They kept us well informed

6 October 2025
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

Scotty, Thank you for taking the time to leave a review. We appreciate your business!

Rated 1 out of 5 stars

They are terrible

They are terrible. They don't pay any claim. we had all the proof our international flight canceled so we missed our domestic flight, which we had to rebook. They made us jump through hoops. at the end they didn't pay. Gate 1 need to get better insurance company the rip off people.

18 August 2025
Unprompted review
Rated 5 out of 5 stars

Great Experience.

Straight forward application to apply for short term disability. Easy to submit. Great communication from Arch during the process.

18 August 2025
Unprompted review
Rated 5 out of 5 stars

Very attentive with my concerns and…

Very attentive with my concerns and thoroughly explains anything that I am unaware of.

5 August 2025
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

May,
Thank you for taking the time to leave a review. We appreciate your business.
-The Arch Insurance Team

Rated 5 out of 5 stars

I had such a positive experience with…

I had such a positive experience with the Arch Travel Insurance. Unfortunately, our flight was delayed for several hours, and we missed our connection. I submitted my claim for the hotel, food, and transportation when we arrived home. To my delight, I received a payment in 1 week. It was such an easy process, and I'm glad I was protected.

13 July 2025
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

Marlow,
Thank you for your review. We appreciate your business.
-The Arch Insurance Team

Rated 1 out of 5 stars

Had to deal with this horrific company…

Had to deal with this horrific company after being rear ended by their insured driver.

Most incompetent insurance company.

They do not execute and find every option not to cover the expenses of fixing my car.
Did everything not to cover the car rental I have under my own insurance.

Gave me the run around for weeks.

15 July 2025
Unprompted review
Rated 1 out of 5 stars

STAY AWAY! STAY AWAY!

STAY AWAY from purchasing insurance from this company - they will not pay. I purchased a policy through a GATE 1 for a trip to South Africa. My brand new luggage was damaged to the point I had to carry it! I filed a claim, and they took me in circles and sent me down a rabbit hole, informing I had to file the claim with Fast Jet, however Fast Jet doesn't have a claim filing option, only one email which they never reply. I went back to Arch, explained this, was told my claim would move through, and then they later denied paying me because I didn't file it 48- hour period required. I explained I was actually flying during that time and of course didn't find the damage until after landing! STAY AWAY! THEY'RE CROOKS!

27 November 2024
Unprompted review
Rated 5 out of 5 stars

Opinion changed to positive

I originally posted a poor review April, 2025. ARCH insurance contacted me right away and took care of the matter. Thank you so much! I will continue to purchase this travel insurance as I and my husband are frequent out of the country traveler several times a year.

5 May 2025
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

Renada,
Thank you for providing the update. We are happy that we were able to work things out for you.
Please keep us in mind for future trips,
Arch Insurance

Rated 1 out of 5 stars

Purchased the travel insurance

Purchased the travel insurance, via Gate1. DON'T DO IT! My husband wasn't able to fly to go on the trip at the last minute, due to a sudden medical issue. I sent a letter from the doctor with details to ARCH insurance, which should have been sufficient. ARCH insurance first said it had to be pre-existing condition. They then sent forms for the doctor to fill out. It's been ridiculous! No reimbursement for his portion of the trip. I've paid for this insurance for multiple trips. Will look into another kind after the next scheduled trip, which has already been paid for with the insurance.

26 February 2025
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

Renada,

Thank you for taking the time to share your experience. We're sorry to hear about the circumstances surrounding your husband's inability to travel and understand how disappointing and frustrating that must have been.

After your review was posted, a member of our team proactively reached out to you to help clarify next steps. We’re pleased we were able to speak with you directly and assist in initiating your claim. We appreciate your time and cooperation during that conversation.

Should you have any questions as your claim continues to move forward, please don’t hesitate to contact us. We remain available to support you throughout the process.

Regards,
The Arch Insurance Team

Rated 5 out of 5 stars

Arch saved the day

I'm an insurance Broker, who not only sells this product but who also is a customer. I was in Ireland, when I slipped on glass and cut the tips of my toes. Instead of having to spend a whole day of my vacation in a hospital waiting (I.E. socialized medicine), Arch paid for me to go to an urgent care instead. I was bandaged and back to enjoying my vacation in an hour. So glad I had the coverage! I would recommend Arch to other agents and for their customers as well.

17 July 2024
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

Michael

Thank you for your review.

We're glad you were satisfied with our services. We look forward to protecting your next trip!

Regards,
The Arch Insurance Team

Rated 4 out of 5 stars

A very good company to be involved with,

They handled my claims almost immediately, They answered almost all my questions

22 February 2025
Unprompted review
Arch Insurance US logo

Reply from Arch Insurance US

Elizabeth,

Thank you for your review. We're glad you were satisfied with our services.

Regards,
The Arch Insurance Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look