Zinia Reviews 2,013

I am glad that the process was fast and really good. I only did not like how the customer service interacts with the clients. Firstly l called Apple after receiving an email that my Oder was canceled... See more

The whole process was super fast, easy and interface was user friendly. No hidden fees, everything was written clearly so yeah i would say Trustworthy.

I had a good experience using the Zinia app last night. The app is easy to use, clear, and the payment process worked smoothly, which I really appreciate. However, after using the app, I am... See more

It's first time for me to use so far I didn't face any problems. But if there's problems to us costumers it's better to let him know why zinia doesn't approve

easy, clear, smooth steps to follow well integrated with the Stores i used it for, unlike the jittery integration if many other payment brands

Super flexible and fast! What I like the most about the Zinia App is how flexible it is. I was able to get my new iPhone on the same day – no stress, no waiting. The process was smooth and super conv... See more

Alles schnell. Unkompliziert, keine Zinsen, easy buy, finally something that makes your life easy!

I was able to finish my Apple order in under 15min. All I needed to do is just link with Tink AB wait to get approved or rejected and done.

Hi good morning. I am satisfied with service . They are very supportive and make their work very fast. Thanks

It was easy method to pay payments and very fast,not much requirement needed

Really bad customer support. Zinia refuses to issue invoices or receipts for the interest paid on the purchase (not for the product itself, but for the interest paid). I need that invoice/recei... See more

All i can say is that your service is quick, simple and perhaps trustworthy. But that would have to wait for further use.

System payment in a very easy and professional way And also very safe

The whole process was easy and smooth. The support system is great and efficient.

Absolut time waste, 4 people from my family tried this now and get all rejected with all not having one negative Schufa Register in place and high earner. Totally stupid!! You also don’t get through t... See more

Tried paying with Zinia at Apple twice. Both times said my iBAN payment was validated but Apple didn't receive anything after 90 minutes so they cancelled my orders, but not before getting 79 euros TW... See more

Using the Amazon Visa card from Zinia online is a nightmare. offline works well. But every online transaction, that requires 2-factor authentication fails on the step of FaceID check in the app. you... See more

Was very easy with verification thru my bank and very secured!

I will say Zina is super easy to use and unbelievable.

Paid for my Apple MacBook M4 via Zinia. The worst service I've ever had. The app doesn't work and when they can't collect the money (because of their tehnical errors in Zinia), they charge you a few... See more

Despite paying correctly and on time every month via standing order (on the 1st, or by the 3rd if the 1st falls on a weekend), I repeatedly receive incorrect payment reminders and SMS messages. The... See more

Incompetent and Non-sense Customer Support I asked Customer Support Executive to inform SCHUFA for the settlement of the payment. I paid in advance. But, the support told me that there is no such... See more

Honestly, absolutely terrible. I never bother writing reviews for things but this time i feel I have to. I bought an iphone through apple and used Zinia for payment. They claim direct debits were reje... See more

Last year, I bought an iPhone 16 Pro from the Apple Store using Zinia’s financing service. I chose the 24-month instalment plan with 0% interest. Recently, I decided to upgrade my phone. Apple’s on... See more

I have never worked with worse company. I bought an Apple product and there were 3 installment. For the first installment, they sent e-mail and i had to manually pay it. So did I. For the second payme... See more

Zinia seems to be highly incompetent, my Amazon Visa card was blocked twice in one day for an online shop transaction which I authorized in the app. They refuse to give a plausible explanation, this... See more

One of the worst customer service experiences of my life. I tried to finance a purchase from the Apple Store via Zinia. Before I even got to the stage of them saying yes or no, I was not able to ide... See more

Last year I applied for Apple financing via Zinia. The application failed with a generic “error occurred” message and was immediately rejected — no reason, no explanation. Thinking it was... See more

I cannot recommend applying for an Amazon Credit Card especially if like me you are a foreigner permanently resident in Germany. I wish Amazon had stuck with LBB the previous supplier of the Amaz... See more

It hardly works. The card gets declined for no reason. Support system is terrible. I am surprised that such a provider has been chosen by amazon.

The website is crap, doesn’t even let you log in to pay your bills! Only used this one time and will never use it again. Do not recommend, should not be this difficult to use!

21 March 2025 “Hello David , Your application for an Amazon Visa has been approved. Complete your application via the website or download the app. After that, the full €2... See more

It is awful it is slow and when I wanted to buy an iPhone with Zinia payment plan I was not able to because they rejected my pre approval they didn’t even ask for my iban to check I had plenty of mone... See more

I have 2 bank accounts and two German credit cards and I have never had problems before. Zinia are a nightmare and the only reason I persist is because I want an Amazon Credit Card. My appl... See more

I have an Amazon credit card from Zinia. 2 weeks ago, I needed to change my telephone number. In the app, I could not change it, so I called the customer service. They also could not change it, and... See more

Absolute shambles. I went to the Apple store to buy a phone and got the pre-purchase check done. Everything was fine at that point, and then when I tried to make the purchase, I got an error s... See more

I’ve had a terrible experience with Zinia by Openbank (Amazon Visa). So there are 2 things that went wrong in my April invoice. First, my April invoice listed a total of €1367.37. But when... See more

I am pretty disappointed with the service and customer support. The app regularly has bugs, the password is radically unsafe, only 6 digits. Sometimes the app or w... See more

Zinia is a good app for everyone to use to buy something thank you

Zinia help me with financing laptop and mobile i needed.

The way you designed the website and easy access to payment

It was a good experience to proceed so easy and so fast

Good service without interest, this is excellent

So nice app i like this application

Prima , its very easy and saved to use this app to pay your money with no fees!!!!!

Really helpfully and easy thank you Zinia you are the best choice!

Very good service for now excellent

Extremly easy ,every step to the point explained.

The process was very smooth and it couldn’t get any better. 5 start and thumbs up to you 👍