SOFINCO Reviews 6,290

TrustScore 4 out of 5

4.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 3 out of 5 stars

Dear Sarah, I have granted you to access to my tax account, but MTRUST has not had success to move my tax information to Sofinco. I have tried many times, over 20 during the day, in the evening, at ni... See more

Company replied

Rated 4 out of 5 stars

i don't have any problem with Sofinco but the cost of living has gone up and I think they should leave us get an extra 200 to 500€ extra. I would be happy to pay for longer if this was possible

Company replied

Rated 5 out of 5 stars

Site facile, En plus il y a des petits smileys. L'ajout des documents est simple et rapide.

Company replied

We perform checks on reviews

Company details

  1. Loan Agency
  2. Bank
  3. Credit Bureau

About SOFINCO

Written by the company

Sofinco, filiale du Crédit Agricole, est un spécialiste du crédit à la consommation en France, qui vous accompagne au quotidien dans chacun de vos projets et vous propose une solution de financement adaptée !

Professionnel des services de financements aux particuliers, Sofinco est un leader français sur le marché du crédit à la consommation.

Dans un souci constant d’accompagnement des consommateurs dans leurs projets de vie, les conseillers experts en crédit en ligne sont à l’écoute de vos besoins. Ils vous proposent des solutions adaptées en fonction des mensualités que vous aurez choisies.

En cas de besoin, nos conseillers sont disponibles par téléphone au 0 974 502 504 du lundi au vendredi de 9h à 18h30 et le samedi de 9h à 13h.

Financez votre projet → Simulez votre projet en quelques clics.
Regroupez vos crédits → Faire une simulation.

Contact info

4.2

Great

TrustScore 4 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 99% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Advertisement
Rated 1 out of 5 stars

I think monkeys—or at least some…

I think monkeys—or at least some cats—wrote the code for their website. Imagine this: you order an item and go to their website. The site tells you that your order is being reviewed. You come back the next day, and the moment you log in, it creates a new order.

I went there five times and now I have five orders awaiting validation. I even had to delete my cookies just to make it work.

The funny part is that in the end it did work—but I had to cancel the order. After I canceled it and tried to create a new financing order, I was refused. LOL. Based on what? Who knows. What a mess. Now I have to wait 12 hours just to cancel the order.

Literally no one knows what’s going on over there.

BE VERY CAREFUL!!!! THE SITE IS BUGGY! THEY ALSO ASK TO ACCESS YOUR BANK ACCOUNT! THE MANAGING OF THE COOKIES IS REALLY BAD!!! I'M CHANGING MY BANK ACCOUNT PASSWORD.

I DO NOT RECOMMAND USING IT. YOU LITERALLY HAVE NO CLUE WHAT IS HAPPENING!!

December 30, 2025
Unprompted review
SOFINCO logo

Reply from SOFINCO

Hello Daher,
I am sorry to hear that your experience on our website has caused you so much frustration.
To be completely honest, I am having some difficulty understanding the sequence of technical problems you describe, particularly regarding the multiple creation of your orders. In order to provide you with practical assistance and analyse what may have happened with your account, I strongly encourage you to contact one of our advisors on 3266 (free service + call charges, no surcharge).
Have a good day,
Arthur

Rated 2 out of 5 stars

Le moment de la signature la suite on…

Le moment de la signature la suite on ne sai pas comment envoyer le document .et aussi au depart pour constituer le dossier et reussir a envoyer les photos de nos document personnel sa marchai pas ...

October 11, 2025
Unprompted review
SOFINCO logo

Reply from SOFINCO

Bonjour,
Je suis navrée de lire que vous avez rencontré des difficultés pour envoyer vos documents et finaliser votre demande.
En suivant les étapes pas à pas, vous ne devriez pas rencontrer de problème. Assurez-vous d'avoir une connexion Internet stable pendant la démarche car une mauvaise connexion peut bloquer l'envoi des documents.
Sachez qu'en cas de besoin, nos conseillers restent disponibles pour vous guider. N'hésitez pas à les contacter par téléphone au 3266 (non surtaxé).
Je vous souhaite une bonne journée,
Sarah

Rated 3 out of 5 stars

Problems between tax authorities/MTRUST -Sofinco

Dear Sarah, I have granted you to access to my tax account, but MTRUST has not had success to move my tax information to Sofinco. I have tried many times, over 20 during the day, in the evening, at night and early in the morning, result no succes. There is now some problem between tax authorities and MTRUST. What should I do, I can send by email the information

October 2, 2025
Unprompted review
SOFINCO logo

Reply from SOFINCO

Hello,
I am sorry to hear about your experience. If you wish to apply online, you will need to grant us access to your tax account so that we can review your situation. If you wish to apply by mail, the only solution is to contact our advisors. Finally, please note that we are also available via private message on our social media accounts to assist you.
Have a nice day,
Sarah

Advertisement
Rated 5 out of 5 stars

Trusted service and User friendly

Trusted service and User friendly, step by step confirmation along journey offerings

September 17, 2025
Unprompted review
SOFINCO logo

Reply from SOFINCO

Hello,
We are delighted that you found the route reliable and user-friendly and that the step-by-step confirmations were helpful.
If you have any questions, our advisors are available to assist you.
Have a nice day,
Julie

Rated 5 out of 5 stars

Good service and no longer

Very kind service

September 1, 2025
Unprompted review
SOFINCO logo

Reply from SOFINCO

Bonjour,
Merci pour votre retour ! Nous sommes ravis que notre service vous ait satisfait.
Passez une bonne journée,
Julie

Rated 5 out of 5 stars

un effort de concentration et de…

un effort de concentration et de précision,
une démarche simple
des documents demandés a minima,

March 9, 2025
Unprompted review
SOFINCO logo

Reply from SOFINCO

Bonjour Lucullus,
Merci pour votre retour ! Nous sommes ravis que la démarche vous ait semblé simple et claire.
Passez une bonne fin de journée,
Arthur

Advertisement
Rated 1 out of 5 stars

Absolutely awful

Absolutely awful. Have been paying for our car every month for nearly 3 years-we changed our bank account 7 months ago and everything was fine until last month when apparently they tried to take payment from our old account for some bizarre reason? Anyway this was eventually sorted and I needed to pay manually which was fine this went through straight away but ever since I have received threatening messages saying we havent paid and that they are going to take the car from us (I have sent many emails to different addresses with the payment justification etc) and every time i try to call I wait so long and then hang up

July 28, 2025
Unprompted review
SOFINCO logo

Reply from SOFINCO

Hello Helen,
We're sorry to hear about your situation.
When you change your bank account, it is essential that you inform us so that we can update your details and avoid any direct debit incidents. Without this information, if the monthly instalments are not paid in full, your case may be referred to our debt collection department.
Please contact one of our advisers as soon as possible on 3266 (toll-free, Monday to Friday, 9am to 6.30pm) to discuss your case. You can also send us a private message on our social networks so that we can help you.
Have a good day,
Sarah

Rated 1 out of 5 stars

Experience null attention

Experience null attention

May 16, 2025
Unprompted review
SOFINCO logo

Reply from SOFINCO

Bonjour Majid,
Nous sommes désolés d’apprendre que votre expérience n’a pas été à la hauteur de vos attentes.
Pourriez-vous nous préciser par message privé sur nos réseaux sociaux les points qui ont posé problème afin que nous puissions mieux comprendre votre ressenti s’il vous plaît ?
Bonne journée,
Sarah

Rated 1 out of 5 stars

Sofinco has a bad customer service.

Sofinco has a bad customer service.
I got such a bad experience today with them.

April 14, 2025
Unprompted review
SOFINCO logo

Reply from SOFINCO

Hello Alexandra,
I'm really sorry to read about your bad experience.
Can you contact me via private message on our social networks (Facebook, Twitter/X or Instagram) to tell me more about this and so that I can trace a complaint to our consumer service please?
Adrien

Advertisement
Rated 4 out of 5 stars

Bon? experience

Bon experience

March 3, 2025
Unprompted review
SOFINCO logo

Reply from SOFINCO

Bonjour Jules,
Je vous remercie de votre retour positif.
Passez une excellente journée,
Sarah

Rated 5 out of 5 stars

Efficace, fiable et facile !

Efficace, fiable et facile, je recommande à 100%

December 19, 2024
Unprompted review
SOFINCO logo

Reply from SOFINCO

Bonjour Bemi,
Un grand merci pour votre recommandation et pour votre confiance. Nous sommes ravis de savoir que vous trouvez nos services efficaces, fiables et faciles à utiliser.
Excellente journée,
Sarah

Rated 2 out of 5 stars

Frankly very disappointed by their…

Frankly very disappointed by their service via hotline/telephone. The lady was very impatient, lazy, not pro and would not like to explain things in a clear way - they were just not there to help. I just feel very confused by what they said on phone, and not feeling at all that they'd like to help and propose some options.

August 23, 2024
Unprompted review
SOFINCO logo

Reply from SOFINCO

Hello Hilary,
I'm very sorry to hear that your experience with our customer service team was unsatisfactory. This is not the level of service we want to provide and we fully understand your frustration.
In order to better understand your situation and provide you with appropriate assistance, I invite you to contact us directly via Messenger. You can send us a private message at this link: https://m.me/SofincoCredit/
Have a nice day,
Adrien

Advertisement
Rated 5 out of 5 stars

Credit

Mise en place rapide

July 17, 2024
Unprompted review
SOFINCO logo

Reply from SOFINCO

Bonjour Chapuis,
Merci pour votre retour positif !
Excellente journée,
Julie

Rated 1 out of 5 stars

Je ne pas trouvé aid chez vous

Je ne pas trouvé aid chez vous

June 27, 2024
Unprompted review
SOFINCO logo

Reply from SOFINCO

Bonjour Elijah,
Je suis navrée de vous lire.
Je reste disponible par message privé si vous le souhaitez : https://m.me/SofincoCredit/
Bonne journée,
Julie

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look