UP Credit Reviews 13

JP and team have been amazing to work with from the beginning. Explaining everything from the onset, they have been patient and walked me through exact steps to open my first US credit card. The skys the limit from here on out. Will continue to work with UP and would highly recommend their team for the great work they do

Joining the Up Credit Skool community mid last year was one of the best moves I’ve made for my credit journey. As a non US resident, I now have US credit cards with Chase, Amex, and Capital One. Huge thanks to JP for creating such a helpful community and for the support along the way.

It felt professional and well handled from beginning to end. The team laid things out clearly and responded fast, which made everything go smoothly. The whole process stayed organized and easy to follow. Overall, a great experience for anyone looking to set up access to U.S. credit the right way.

I used UP CREDIT to apply for my ITIN number and was very pleased with their service. Everything went smoothly and professionally. Communication was quick and clear, which made the entire process completely stress‑free.
I was kept informed at every stage, which gave me a lot of confidence. Once the number was issued, I immediately received an email with the option to discuss the next steps.
Overall, a very positive experience — a reliable service I can gladly recommend!

I've been tried many ways to build my US credit as a Canadian but hitting many roadblocks. JP and Up Credit team walked me through step by step process to get ITIN, apply for multiple credit cards with 0% interest rate for my business expenses and we are now in the process of getting our a couple of business loans setup. If you're running business and know that an additional 200k can help you scale your business. Start applying for it early and do it with the right team. It'll save you a lot of time!

JP is honestly one of the most punctual and organized people I’ve had the pleasure to work with. If you’re looking to build us credit he has every solution. Often times when you hear about opportunities like this you want to take advantage yesterday. And JP along with his team really do work on a time line like no other to get the job done. Often times they were waiting on me and help me push this whole process along as fast as possible.

Everything was handled professionally and communication was solid throughout. Highly recommend them to anyone looking to build or access US credit

The team at UP credit go above and beyond.

I have been working with UP Credit to get US credit as an Australian. The team who I have been working with which is JP, Simone and Olivia have been so helpful throughout the entire process helping me with my corporate structure and advisory, and getting me accounts straight away with my personal situation.

What i liked most about them is their holistic approach looking at my situation and giving me options instead of trying to push me into products that don't match my goals.

You're in good hands with UP Credit

My experience with UP Credit has been honestly surprising.

Always thought that opening accounts in the US was pretty difficult since I run a business outside the US...

We got access to Net-60 accounts and great levels of funding for the e-commerce store we run.

Before we used to spend 6 figs in spend on canadian debit cards... now im doing it through the Sapphire Business and it gets me 3X for every dollar we spend on ads.

Thanks a lot to JP and his team, would recommend them!

I had a great experience with UP Credit. As a non-US citizen, getting set up with US bank accounts and starting to build real US credit felt complicated at first, but they made the whole process very straightforward. They walked me through each step, answered all my questions, and were clear about everything. I’m now properly set up and on my way to cards like the Chase Sapphire Reserve and Amex Gold. If you’re an international entrepreneur looking to access the US financial system, they’re 100% worth it.

Very helpful and knowledgeable when it comes to all things credit and accounts in the US. Helped us secure what we needed and gain connections where we required them to better our banking situation.

UP Credit made getting US credit as a Canadian entrepreneur seamless. They helped me set up a US bank account and get my first US credit card — something I'd been putting off because I had no idea where to start.

The whole process was smooth, the team was responsive, and they actually knew what they were doing. Having US credit has been a game-changer for my business operations.

If you're a Canadian looking to build US credit, these guys are the real deal. Highly recommend.

— Eron O.

They help me open bank accounts in US and start receiving my first cards as a non-us citizen and even non-resident. Very recommended to get started in this US credit journey!