Pockit Reviews 20,835

TrustScore 4.5 out of 5

4.3

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. People appreciate the service for its user-friendly interface and the quick and simple account creation process. The application is considered technologically sound, with a clear layout and easy top-up options. Many consumers highlight the convenience of accessing wages early and the absence of unnecessary complications found in traditional banking. Consumers also appreciate the app's speed and efficiency. However, some consumers express mixed feelings about the payment structure, particularly concerning charges for withdrawals and sending money. While some appreciate the credit-building features, others have encountered issues with account balances and payment processing, requiring assistance from customer support.

Based on these reviews

Rated 4 out of 5 stars

On the whole it's a good service, it does what it says. Some of the charges can be annoying, particularly the monthly charge which is taken at an inconvenient time of the month for me personally a... See more

Company replied

Rated 4 out of 5 stars

Quick and simple to create an account which is a big bonus. I blocked my card because I typed right number wrong place, It was sorted in just a day which was fantastic. I really like that I'm able to... See more

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Rated 4 out of 5 stars

It’s great for everyday banking, I like that I can get earlier payments, the only problem I have is that everything has to be done by email, you can’t speak to someone on the phone, minor issues can t... See more

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Rated 5 out of 5 stars

Further to my previous review, I am happy to report that the payment has been sorted and a resolution found. Thanks to the great efforts of Mallory, in the Complaints Department, the money has been re... See more

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Rated 5 out of 5 stars

Using Pockit services, I had a glitch with my account balance, when activating my first new physical card. Talking with Pockit support through their chat feature, the support ticket needed further ass... See more

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Rated 5 out of 5 stars

Hi my name Courtney hughes I should be able get £100 by now the last person I spoken to said I will on 27th November I sent email has well please respond thank you is there any way you can add that £... See more

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Rated 5 out of 5 stars

Good for what it is. I'm not using this service to build credit or borrow money, so I can't speak to that experience. As a simple prepaid card, however, it is perfect and effectively pays for itself (... See more

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Rated 5 out of 5 stars

Pockit surprised me, honestly. While the big banks love wasting your time with endless hoops and pointless “checks,” Pockit just works. Simple setup, clear layout, and none of the irritating rub... See more

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Rated 4 out of 5 stars

It’s good and simple to use, the basics are clear but unfortunately u have to pay for things like withdrawals and sending money and other stuff. The advance is quite good too but how much is subject t... See more

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Rated 5 out of 5 stars

Took me less than 2 minutes to open the account, have the new card added to Google pay wallet and had all my account information. That's right, you heard correctly, less than 2 minutes, and the best... See more

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Rated 5 out of 5 stars

I have been Pockit's Customer for many years,from it's initial stage.When people have doubt about it's credibility,I always thought how user friendly it is, sophisticated,technologically sound app.I... See more

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Rated 5 out of 5 stars

There is plenty of ways to add money to my account in any circumstance & also have great features like credit building etc. Iam overall more than happy with banking with pockit & have told many of my... See more

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Rated 5 out of 5 stars

Ava from Pockit was an amazing help. She rectified my concern with fraudulent activity on my account, funds were returned speedily. Also my new card was despatched quickly and activated. Thank you Ava... See more

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Rated 5 out of 5 stars

Hi I paid two payments of £50 literally few days after I took advance out I should be able get £100 now is they anyway you can sort it out and put the other £50 cos it should been £100? I don't what l... See more

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Rated 5 out of 5 stars

I was honestly ready to give up on the app after running into an issue that was completely my fault, but the support agent who helped me completely changed my mind. She was patient, kind, and incredi... See more

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Rated 1 out of 5 stars

absolutely awful. I have no access to my funds as my account is under review. Sent all relevant documents and received an email to say my account is restricted for 8 working days but can still use car... See more

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Rated 1 out of 5 stars

I've recently joined pockit . Within a week my account has been put under review ..I now can't get my son's child benefit money as they have declined it every time I email I get some bullshit email ba... See more

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Rated 1 out of 5 stars

Hi my names keemay I opened this bank because I needed something quick I ended up selling a gaming account which £600 got sent into my account they restricted my account they asked for proof of paym... See more

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Rated 1 out of 5 stars

I recently opened a Pockit account and all was going well until I closed the account completely forgetting I had a £200 due. A week later Pockit emailed stating they’ve got the funds and will return... See more

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Rated 1 out of 5 stars

I’m extremely disappointed with Pockit. After issues with my account, I’m still waiting on £2,700 that should have been returned to me. Customer service has been slow and unhelpful, and it feels lik... See more

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Rated 1 out of 5 stars

Apps terrible. Sign up takes several days so any review you see saying instant is lying. Any review saying they received their card the next day -also lying lol. No customer service. Also, look a... See more

Rated 1 out of 5 stars

Still without access to my account and MY money. All relevant documents been uploaded and many emails sent yet heard nothing back. Have taken this further. Awful company. Do not bank with these peopl... See more

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Rated 1 out of 5 stars

Pockit have now had my account in restricted access for nearly 2 months. Holding onto nearly £4k of my money. And keep responding to my emails with computer generated responses.. Of which always... See more

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Rated 1 out of 5 stars

Froze my account after just opening as my Nan out in some money for my son school trip and she did shopping actually disgusting been left with nothing after proving where funds came from need to fee... See more

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Rated 1 out of 5 stars

554145939 I'm a disabled vulnerable customer this is my only means of a bank account they restricted my account on 19th of December and still haven't finished this. This is my only means of bank ca... See more

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Rated 1 out of 5 stars

An account from this provider has been fraudulently opened in my name and is affecting my credit rating. The company fobbed me off with an AI agent at first before admitting this was the case, they... See more

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Rated 1 out of 5 stars

Quick easy download, fast access to advance payment,advamce payment says pay now be eligible for more,you pay the £50 advance off then they off you another £50 one for £4.99 to build credit trust they... See more

Company replied

Rated 1 out of 5 stars

Where do I start.. Blacked 2 incoming payments declined and withheld them. Asked for proof o”source” provided immediately Number of Emails back and forth and no reply automatic response. Lea... See more

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Rated 1 out of 5 stars

Absolutely rubbish they decline payments keep your account under review for days or weeks they have no customer service apart from one person on message us called Lisa that is no help what so ever. Th... See more

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Rated 1 out of 5 stars

Awful company ! Stay away unless you want to be scammed. Withholding my funds 8 days even after all proof has been sent. Over 100 emails and I am being completely ignored. Raised a complaint... See more

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Rated 1 out of 5 stars

They’ve blocked my account from receiving my DwP payments which as been declined and now I’m sitting here with no access to my money and can’t even afford food or electricity, I have emailed 3 tim... See more

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Rated 1 out of 5 stars

Accounts being restricted, uploaded required documents within 10 minutes. Still no reply. Withheld my funds just like all the other reviews say. Me and my family are now without. Absolutely... See more

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Rated 1 out of 5 stars

My account has been frozen for days !! I’ve sent all documentation what has been asked for and I can’t access my funds and I have 2 small children to care for one of which has disability’s !! Been... See more

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Rated 1 out of 5 stars

very poor service restricted my account first time my benifits went in, tried tranfering 50pounds sercurty aler. Left me with zero no live chat option disappeared no contact number.. VERY POOR SERVICE... See more

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Rated 1 out of 5 stars

Please avoid at all costs! Just an update almost two weeks after my money had been stolen from pockit. They requested additional information from me after declining my salary and despite submitting... See more

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Rated 1 out of 5 stars

Absolutely appalling bank, my partners account is under review, he can't send money to our other account for bills which have already gone out and left us in an unplanned overdraft which is accumulati... See more

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Rated 1 out of 5 stars

I chose Pockit as an alternative account whilst selecting to take the 'Advance' option. The £4.99 fee was paid, emails received confirming the advance was on it's way. The advertised 2 hour process... See more

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Rated 2 out of 5 stars

Constantly redirected to email or contact number.jumping from one page app message email which ever pops up instead of just been logged in.after logging in with password.back and forwarding isn't work... See more

Company replied

Rated 1 out of 5 stars

Unable to access my account tried 3 different devices and keep getting the same message (ACCESS DENIED. THIS DEVICE HAS BEEN FLAGGED FOR SECURITY REASONS. PLEASE CONTACT SUPPORT) which i have done b... See more

Company replied

Rated 1 out of 5 stars

Noticed Pockit won’t reply to negative comments. Won’t update regarding withheld payments. This has now been ongoing 8 days and guess what no update. But reply’s back to positive comments. This... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Send money to others with one click, get your own tap-and-pay contactless MasterCard, and pay in by cash or bank-transfer. You can also get paid directly from your employer!


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

21K reviews

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Rated 2 out of 5 stars

Frustrated

Goodf or benefits cash back, advances and early payments etc but for questions that involves in them paying you money or the confronting them about the lies they tell you etc all you get is "you're quiery is passed onto one of our agents" And cloae you're chat done a charge back claim for a scam company that took £135 off me in October took them until December to send me the charge back form and for the past few weeks I've been advised that it takes up to 49 days sometimes 50 to sort out and kept getting told to message on the 50th day if no response or update I message on the 49th day to get a instant reply stating in some cases it can take up to 90 days so please message if no update by then just out the blue first time I've heard it can take up to 90 days not the only issue I've had with pockit everything boils down to lies and poor customer service as everything is done via email or app chat so now I've asked about how to close my account and if I'll still get payments I'm due straight away they passed my quiery over and closed my chat surely they. Know how I can delete my account they just mess you about because "they can" I suppose all I want is genuine help and guidance and understandably because of their ignorance since I joined pockit I'm frustrated and just want to go back over to my old account now not worth the stress of waiting for you're own money or simple updates they won't help with

February 12, 2026
Unprompted review
Rated 1 out of 5 stars

To be honest

To be honest, this service is completely useless and I closed my account within 5 minutes of opening it. Seriously, don't bother.

I tried to top up my new Pockit account by £10.00, knowing that I had more than enough money to cover it, but the transaction was declined twice: no reason, just declined. Very odd.

With this in mind, I am glad that I didn't continue with it.

February 12, 2026
Unprompted review
Rated 5 out of 5 stars
Pockit logo

Reply from Pockit

We're so glad you feel that way about our account! Thank you for sharing your positive experience with us; we appreciate it greatly.

Many thanks,
The Pockit Team 💛

Rated 5 out of 5 stars

Easy to set up no prblems like the ease…

Easy to set up no prblems like the ease of the card i have reccomended it to a couple of friends and family members

February 6, 2026
Pockit logo

Reply from Pockit

We're happy to hear that the setup was easy and you're enjoying the card's convenience. Thank you for recommending us to your friends and family, we appreciate it!

Many thanks,
The Pockit Team 💛

Rated 5 out of 5 stars

All good 5 stars

February 12, 2026
Pockit logo

Reply from Pockit

We appreciate your review! We are glad you had a great experience. Thank you for your feedback.

Many thanks,
The Pockit Team 💛

Rated 1 out of 5 stars

As a 78yr old i have experienced a…

As a 78yr old i have experienced a highly distressing situation with Pockit. My account was unexpectedly restricted, and my funds have been withheld, rendering me unable to access essential financial resources.

The primary source of my frustration stems from the complete absence of effective communication. Despite multiple attempts to contact customer support, I have received either no response or unhelpful, generic replies that fail to clarify the reasons for the account restriction or provide a timeline for the return of my funds.

There has been a notable lack of clear timelines, transparency, and accountability throughout this process. This situation has created significant financial hardship for me, and I feel that my concerns as a customer have been entirely disregarded.

I had placed my trust in Pockit for financial management and now deeply regret that decision. Until there is a substantial improvement in their communication protocols and a cessation of withholding customer funds without adequate explanation, I am unable to recommend this service. This experience has been profoundly unsatisfactory.

I am still awaiting the completion of my account review. I have uploaded the requested documents, and upon notification that some were not accepted, I promptly submitted additional documentation. It has now been 48 hours since my last submission, and I have yet to receive any further updates. Consequently, I have been without access to my funds for 26 days, which has created significant difficulties. This situation is entirely unacceptable. I intend to contact regulatory bodies and law enforcement today, as I believe it is inappropriate to withhold my own funds, particularly given that I have provided all requested information. I have previously submitted a review of this company, and their standard response indicates that an email has been sent to discuss the matter. However, this email is identical to the generic communications I have been receiving since my account was restricted. I have now contacted the police, a solicitor, a consumer advocacy group, and filed a complaint with the Financial Ombudsman Service. My customer number is 599404503

January 18, 2026
Unprompted review
Pockit logo

Reply from Pockit

Hello,

We are sorry to hear about the trouble you have had.

We have emailed you directly with further information.

Kind Regards
The Pockit Team

Rated 5 out of 5 stars

Great i was with monzo fot so long…

Great i was with monzo fot so long couldng even get bissnes accout as i do my owen and now just shit the account for no reson and i fkund tjis bank so easy fast set up

February 11, 2026
Pockit logo

Reply from Pockit

We appreciate you sharing your experience. We're happy to hear the setup process was easy. Thank you for your feedback.

Many thanks,
The Pockit Team 💛

Rated 4 out of 5 stars

They did well honestly

They did well honestly

February 6, 2026
Pockit logo

Reply from Pockit

We appreciate you taking the time to share your thoughts, and we're glad you were pleased with Pockit.

Many thanks,
The Pockit Team 💛

Rated 5 out of 5 stars

I just love it so far

I just love it so far

February 11, 2026
Pockit logo

Reply from Pockit

We are so happy that you love it! Our team appreciates your positive feedback .

Many thanks,
The Pockit Team 💛

Rated 1 out of 5 stars

Pockit is a scammer

Writing another bad Pockit review they officially banned my account after showing all proof of funds everything I sold my thing for the money I removed the person thinking the moneys come he’s got his thing deals done after 3 weeks they close my account saying we’ve refunded them back now I can’t get hold of him and he’s got a free thing and his money back so I want something done about this

February 11, 2026
Unprompted review

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