Zempler Bank Reviews 15,903

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. People appreciate the helpful and professional staff, who are often mentioned by name for their outstanding service. Consumers highlight the efficient and rapid response times, even when long waits were anticipated. The customer service is frequently described as second to none, with advisors being patient, knowledgeable, and going above and beyond to resolve issues. Customers value the friendly and understanding approach, especially compared to mainstream banks. Many reviewers express gratitude for the assistance they received in opening accounts, even when other banks had declined them. However, some consumers have reported delays in processing incoming payments and occasional issues with card transactions being declined. A few reviewers also mentioned the lack of transaction alerts as an area for improvement.

Based on these reviews

Rated 4 out of 5 stars

Zempler is a new card for me. There were a couple of issues with the App and Nadia was very welcoming, professional and listened. She was helpful to answer questions and resolve one issue and clear wi... See more

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Rated 4 out of 5 stars

really fantasic company, awsome customer services (south African -mr ruchin i spoke to ! lovely accent! ) , i was victim of fraud recently over the xmas holidays . the fraud department , investigate... See more

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Rated 5 out of 5 stars

I have been a customer for almost 5 years, I joined as they were the only business banking that appeared to be taking on me clients during Covid. I have not been disappointed, love the app, easy t... See more

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Rated 5 out of 5 stars

Effficient and rapid response in spite of warning re wait time(there was none). I an not a Tech expert and it involved resetting password between old and new phones. I was taken gently and patie... See more

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Rated 5 out of 5 stars

I honestly wouldn't leave home without it and, if you have never wanted to use mobile banking before, now is the time to get into it. Their app is not only intuitive but as safe as anything like that... See more

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Rated 5 out of 5 stars

Very helpful and professional customer service, my query was resolved quickly and hassle free. Calls answered quickly and by very kind, well spoken advisor, Jack, who patiently answered all my questio... See more

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Rated 5 out of 5 stars

I've been with Zempler since the early Cashplus days, before they were a "real" bank. I gave them a review at that time that was favourable but commented on the delays in processing incoming payments.... See more

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Rated 2 out of 5 stars

Having been with Zempler before they were a bank I've had excellent service all round, until now! Having caught a fraudulent action last week, well done Zempler, I'm now waiting for a new card, it... See more

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Rated 5 out of 5 stars

My call was quickly picked up and the young lady who replied was extremely helpful and went through the process clearly. After a few safety questions she activated my account. Following this she inqui... See more

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Rated 5 out of 5 stars

Tauhira at Zempler Bank was amazing! She was very patient, knowledgeable, and genuinely helpful. She explained everything clearly, answered all my questions, and set everything up for me with ease. Fa... See more

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Rated 5 out of 5 stars

Hi I had my account under review for week or so I just had email saying Your account has been restored does that mean I can now get my pip and uc paid in now without any more issues ever again ? It wa... See more

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Rated 5 out of 5 stars

I couldn't remember anything and my mind went blank. Phil went above and beyond and helped me use a step by step verbal guide on how to operate my mobile phone app and directed me how to use my laptop... See more

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Rated 5 out of 5 stars

I had to report a Lost Card, and was unable to do this online due to an Account Reset being required... So, I phoned up the Customer Service number, and clicked the Lost Card option, and expected... See more

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Rated 5 out of 5 stars

When other banks said no, Zempler Bank said yes. They helped me open an account and treated me with respect and understanding. I highly recommend them to anyone who has struggled with other banks. Ver... See more

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Rated 3 out of 5 stars

I will improve this review to 5 stars when you introduce payment in apple pay, why would you not have this as a feature in 2026? I have also found that the card gets declined at some venues so it is a... See more

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Rated 5 out of 5 stars

Ive been with zemoler for sevral yaers now i just find them more friendly and helpfull than the main stream banks less judgemental and alway helfull in resolving any issues i have Once again i had a... See more

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Rated 1 out of 5 stars

Starting a new business -opened a Zempler account - funded account - tried to pay Google for a service required for the platform Google won’t accept the Zempler card and there were enough funds... See more

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Rated 1 out of 5 stars

I’ve banked with Zempler for 7 months. Never had a problem. Few weeks ago they started sending messages to ring them to confirm payment. Now today they’ve blocked my account for no reason. Just a secu... See more

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Rated 1 out of 5 stars

Worst bank ever. Took 11 attempts sending documents over before they opened the account. Then they wanted another another 8 times to unfreeze the account. They were unable to close the account after i... See more

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Rated 1 out of 5 stars

Sorry but this is the worst bank I have been with. Must say easy to set up with at the start but issues later on down the line not helpful on customer service. Syed either still haven’t resolved an is... See more

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Rated 1 out of 5 stars

Really gone down hill since tge name change. App is appalling and getting açcess to your own account is made impossible. Clearly systems designed by kids. Certainly not people from banking sector..m... See more

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Rated 1 out of 5 stars

Do not use this bank - absolutely shambolic and they have frozen our business account for 4 days.... Update* 8 days an counting and my account is still completely blocked because of new ID needed. All... See more

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Rated 1 out of 5 stars

Hi Zempler Bank Good morning, LNBG Commodities LTD COO reaching out to yourself regarding ceasing our funds that came from United States Melon Bank. United States FDIC insured bank, with a wi... See more

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Rated 1 out of 5 stars

Opened an account. Will not let me purchase anything online as during the Mastercard ID check, it doesn’t send the one time code to my phone. I called Zempler customer services FOUR times to get this... See more

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Rated 1 out of 5 stars

Worse bank No serious buns person who think of doing business with this bank. They stressed me to keep sending documents to them when they knew they had no capacity to do real company transactions. T... See more

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Rated 1 out of 5 stars

Really poor Customer service. Every now and then they will freeze your account/ payments for general security, Which I completely understand. But they then take upto 5day to unfreeze which is crazy... See more

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Rated 1 out of 5 stars

I have been with Zempler for a few years. The past WEEK they have froze my business account for “security reasons” without giving me any explanation for the whole week. I cannot access my funds... See more

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Rated 1 out of 5 stars

So we opened an account, IDs provided, tested it. Got two major charity donations of £5k each ready to come in and Zempler will not process what it says are now remaining ID checks on our relevant dir... See more

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Rated 1 out of 5 stars

Fraudulent Bank - Stay Well Clear! I have been using these guys for around 2 years, and 3 days ago they randomly restricted my account. Customer service offered ZERO help and read a script. I have... See more

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Rated 3 out of 5 stars

Hi Zempler Bank, I’m really concerned and unhappy about what happened tonight. I was expecting a payment of £.... to clear for a client invoice due tomorrow, but only part has been received so far. Th... See more

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Rated 1 out of 5 stars

Horrific,clumsy, buggy , badly built technology from a tech team who are seemingly clueless . Customer support do their best to compensate for the appalling product . Presumably intended to appeal... See more

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Rated 1 out of 5 stars

I have been further threatened thus: Hi peter, You’ve written a review for Zempler Bank, and they’ve asked for more details to better understand your experience. If you provide some extra i... See more

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Rated 2 out of 5 stars

For some reason, signed up for what I selected as a Go account and was charged 79 for a card issue fee. Raised with customer service, and was told some rubbish about a 60 day cooling off period befor... See more

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Rated 2 out of 5 stars

Really easy to setup. Seems simple enough to use. Quick to stop access for to account to review documents. Can put money into account to cover direct debits. Lack of support from customer servic... See more

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Rated 1 out of 5 stars

Nothing but problems. Reported a fraudulent activity and we were treated like the criminals. Could not use our account for a week costing us thousands of pounds in lost custom. And once again bank... See more

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Rated 1 out of 5 stars

Hi, I just got a business bank account, it’s been a week now I didn’t get my card yet, hence, without card I can’t pay for anything even from the app which is pathetic. Secondly, whenever customer pay... See more

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Rated 1 out of 5 stars

Not able to activate credit card despite numerous attempts and it telling me it’s activated to them revert back to asking me to activate again. Yet I have just managed to make the one single transacti... See more

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Rated 1 out of 5 stars

Awful company, cannot make bank transfers over the phone. Locked our account for 15 days with very poor communication!! I would strongly recommend that if your a business that requires access to your... See more

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Rated 1 out of 5 stars

UPDATE 23rd December: PLEASE READ THE YET AGAIN INEPT POOR EXCUSE!!!! This is unacceptable, ALL I WANTED WAS A BANK ACCOUNT, NOTHING MORE!!!!! IVE NOW SENT A DETAILED EMAIL TO THE OMBUDSMAN. AFTER PAY... See more

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Rated 1 out of 5 stars

If you bank with this shower you're probably aware you can only pay in £10000. Maximum, so what happens if your wages payed in at £20000. Per year Simple try ask their complaints department, NO don't... See more

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Rated 1 out of 5 stars

Up until now, good service - then account was under review, for normal business trading, that was lifted and still 12 hours later I cannot login. Phoned the customer service, nothing we can do, just... See more

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Rated 5 out of 5 stars

I had a great experience with Zempler Bank customer service. One of the staff members, Robin, helped me reset my account and she was extremely helpful, patient, and professional throughout the proce... See more

Company replied


Company details

  1. Bank

Written by the company

Hello, we’re Zempler Bank. We’re here to make money simpler. We know that banking isn’t at the top of most people’s to do lists, that’s why making it less of a chore is at the top of ours. We don’t do banking the traditional way – the wrong way. We do banking that works for the people that need it, when they need it. We’re for the crafters, the grafters, and the self starters. The bank for sole traders and those just starting up. And small businesses with growth on their minds and less time than they’d like. Just because you’re going it alone doesn’t mean you have to do it on your own. That’s where we step in – smart technology, straightforward human service, and bank accounts that meet real-life needs. We’ve already helped over 650,000 businesses get off the ground. We’re here to do banking right and support our customers for the long haul.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

16K reviews

5-star
4-star
3-star
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1-star

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Rated 5 out of 5 stars

Great Service

Great Service

February 11, 2026
Zempler Bank logo

Reply from Zempler Bank

Thanks James! We appreciate you taking the time to leave a review 😃 Kind regards - RO

Rated 1 out of 5 stars

What is the stupidest experience I have…

What is the stupidest experience I have ever had? I received my salary and they blocked my card so I could give them proof of where the money came from and clearly the money came from Amazon service ltd. What is the stupidest online bank I have ever seen?

February 11, 2026
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Reply from Zempler Bank

Hi, I'm so sorry to hear this! I've arranged a call-back for you. Please expect our call shortly. Kind regards - RO

Rated 5 out of 5 stars

had great help to change email address…

had great help to change email address from agents as did not have the nessary identifacton now.
help was best possible

February 11, 2026
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Reply from Zempler Bank

Hey Jane, thanks for the lovely review! We're glad we could make a positive impression 😊 Kind regards - RO

Rated 5 out of 5 stars

I was facing some my login problem

I was facing some my login problem. I am very glad the Mr will who have solved my issue in a minute.
I impressed about his skills and professionalism.
Definitely he is 5*

February 11, 2026
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Reply from Zempler Bank

Much appreciated, Dilshad! Your review helps us keep doing what we love 💙 Warm regards - RO

Rated 5 out of 5 stars

Adviser phill did exactly what I asked…

Adviser phill did exactly what I asked and explained everything to me really helpful thank you phill your the man

February 11, 2026
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Reply from Zempler Bank

Hi Miah, we really appreciate your review! It’s fantastic to hear how well Phill supported you. We’ve made sure the team knows how much you valued the service 💚 Kind regards - RO

Rated 5 out of 5 stars

I liked their customer service

I liked their customer service, they didn’t take long to us me , and Mr IKE was so patient and a calm making full comfortable to explain your self well .

Thank you

February 11, 2026
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Reply from Zempler Bank

Hi Kalyoowa, Thank you for your thoughtful review! We’re thrilled to hear Ike made your experience a great one. We’ve made sure the team knows how much you appreciated the help 😊 Kind regards - RO

Rated 5 out of 5 stars

Excellent service

Excellent service. Professional, patient with a geriatric and answered and sorted all our questions

February 11, 2026
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Reply from Zempler Bank

Hi Tracy, thank you for your review! We're delighted to hear your feedback 😃 Best wishes - RO

Rated 5 out of 5 stars

Menach was the man who helped me

Menach was the man who helped me , he got me on the right track to activate my new card from yourself . It was a pleasure dealing with him

February 11, 2026
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Reply from Zempler Bank

Hi Denise, Thank you for your thoughtful review! We’re thrilled to hear Menach made your experience a great one. We’ve made sure the team knows how much you appreciated the help 😊 Kind regards - RO

Rated 5 out of 5 stars

Had problems setting up

Had problems setting up, had great help over the phone, thanks. Very thorough, concise and patient. Looking forward to working with this bank.

February 11, 2026
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Reply from Zempler Bank

Much appreciated, KA! Your review helps us keep doing what we love 💙 Warm regards - RO

Rated 5 out of 5 stars

kyle was friendly and helped quickly…

kyle was friendly and helped quickly and it is so good that i can go on to my account to check balance and be able to pay my bill thankyou

February 5, 2026
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Reply from Zempler Bank

Hi Denise, we really appreciate your review! It’s fantastic to hear how well Kyle supported you. We’ve made sure the team knows how much you valued the service 💚 Kind regards - RO

Rated 5 out of 5 stars

Got through to Customer service…

Got through to Customer service immediately and query answered by a pleasant agent. All good.

February 11, 2026
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Reply from Zempler Bank

Hey Felicity, thanks for the lovely review! We're glad we could make a positive impression 😊 Kind regards - RO

Rated 5 out of 5 stars

The advisor I had ,Brad was very…

The advisor I had ,Brad was very helpful.

February 11, 2026
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Reply from Zempler Bank

Hi there, we really appreciate you taking the time to leave a review! We’re so pleased Brad was able to support you - your feedback has been shared with the team 💚Kind regards - RO

Rated 5 out of 5 stars

Did what I needed easily

Did what I needed easily. Nice one Matthew

February 11, 2026
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Reply from Zempler Bank

Hi there, we really appreciate you taking the time to leave a review! We’re so pleased Matthew was able to support you - your feedback has been shared with the team 💚Kind regards - RO

Rated 4 out of 5 stars

Very quick response time.

Very quick response time.
Helpful and clear operator.

February 11, 2026
Zempler Bank logo

Reply from Zempler Bank

Hey M Smith, thanks for the lovely review! We're glad we could make a positive impression 😊 Kind regards - RO

Rated 5 out of 5 stars

Very quick and easy application…

Very quick and easy application excellent Very

February 10, 2026
Zempler Bank logo

Reply from Zempler Bank

Hi John, I’m so glad we were able to help take the worry out of setting up your account. 😃 Thanks for the great feedback and welcome to Zempler Bank! Kind regards - RO

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