Penfold Reviews 2,011

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their friendliness, helpfulness, and professionalism. Consumers appreciate the quick response times and efficient customer service, highlighting specific agents who provided exceptional support. People feel well-informed and supported throughout their interactions with the company. The ease of setting up and managing pensions is a recurring theme, with many users finding the website and app user-friendly and convenient. Reviewers also value the educational resources and advice provided, which empower them to make informed decisions about their pensions. The company's proactive approach to transfers and problem-solving is also appreciated by users.

Based on these reviews

Rated 5 out of 5 stars

I started using Penfold as a sole trader as they were one of the few platforms that would allow me to pay in ad hoc and not a minimum per month. That saved me with rollercoaster income! My money has a... See more

Company replied

Rated 5 out of 5 stars

Emailed to ask for help with a temp NI number as an employee did not have one yet, and got a response instantly from Sümeyye with how to get this sorted. Very accommodating when my company policy was... See more

Company replied

Rated 5 out of 5 stars

The response time is amazing. It’s clear they really take care of their customers satisfaction. Really appreciate how they get things moving especially when dealing with things like transfers which ca... See more

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Rated 5 out of 5 stars

Penfold made it all such an easy process, it sometimes feels a bit overwhelming to dig out all the paperwork & get all the individual statements processed but they were on the ball and kept me up to... See more

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Rated 2 out of 5 stars

Instructed a fund transfer over two months ago — they admitted the delay was their fault but still haven’t completed it. Each follow-up is met with vague apologies and no timeline. Archaic service, ex... See more

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Rated 5 out of 5 stars

I've been with Penfold now for almost 5 years. I can't fault them, always a same day response for any questions via the app and they were super efficient transferring over some old dormant pensions fr... See more

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Rated 5 out of 5 stars

Ramz in the customer service team deserves so much praise! Helped me with all my questions and provided excellent service. I love using my app and seeing my pot grow. It’s easy to use, clear and conve... See more

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Rated 5 out of 5 stars

Penfold made it easy for me to receive my pension. they have very strict protocol regarding I'd/ documents ect which is a good thing they were alwsys polite and helpful. I would especially heap.prsis... See more

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Rated 5 out of 5 stars

As a Payroll Admin I find their portal really easy to use for Onboarding new Staff and Pension Payment Submission. Much easier then some other Pension Provider sites I have used. The Crunch comes when... See more

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Rated 5 out of 5 stars

Great fast reply every time I ask a question. Their AI is great for answering top level questions and then passes over to support team when appropriate - where I always get friendky and fast resp... See more

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Rated 5 out of 5 stars

My pension pot is currently flying! The app is so easy to use and it’s really useful for people whose income fluctuates. You can set up regular payments via direct debt or you can simply add to your... See more

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Rated 5 out of 5 stars

From start to finish, everything was handled with the utmost professionalism, The staff were great, first I spoke to Anastasija who was great, then Stiina from there onwards, Due to some issues St... See more

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Rated 5 out of 5 stars

I've been with Penfold for nearly 4 years now and have really appreciated the ease of setting it up. What most impressed me compared to the old traditional pension platforms is the clarity of money pa... See more

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Rated 4 out of 5 stars

The app is convenient and allows you to look ahead and plan. There's flexibility to adjust your plan in line with risk, taking into account the time you have until retirement. Growth has been very goo... See more

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Rated 5 out of 5 stars

I've only been with penfold pension for a few months, but I find them fantastic they respond to my email quires protemely and always are helpful. They have a wonderful team behind them and their W... See more

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Rated 5 out of 5 stars

I like Penfold better than Nest so far. The website is simple and easy to use. There's a dashboard that shows the pension growth over time (may seem trivial, but much better than Nest who don't have a... See more

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Rated 5 out of 5 stars

The website claims seamless experience for signing and setting up however I have been trying to set up the account for now almost 2 weeks and still not able to complete the setup. Penfold and fr... See more

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Rated 5 out of 5 stars

Penfold Pensions are a great company to work alongside if you are planning a workplace pension scheme. Always there to help and guide with just a click of a button on an email or a telephone call. Gre... See more

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Rated 5 out of 5 stars

I recently withdrew my full pension from Penfold but had a problem during the process. Customer services were great though. My problem was dealt with by Stiina and she was amazing. I expected to have... See more

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Rated 5 out of 5 stars

What a breath of fresh air...easy to understand and lots of educational info and advice on pensions too which really makes a difference - I feel empowered to make the right decisions for me. Great tea... See more

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Rated 1 out of 5 stars

I'm really gutted my business decided to transfer our pensions to Penfold. They pitched themselves as being a tech solution for pensions for small businesses. They said some very lovely things about... See more

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Rated 4 out of 5 stars

Everything is fine and working well, however, there is 1 small issue, that is, when logging in, it sometimes takes 2 or 3 attempts for verification to work. Whilst this is a minor inconvenience, it ca... See more

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Rated 5 out of 5 stars

Great service, easy-to-use app, made it much easier to combine my various workplace pensions than I expected (it's not totally easy because the other providers put their own hurdles in the way -some s... See more

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Rated 1 out of 5 stars

I transferred over £13,000 of my pension money to you. I had no acknowledgement that you had received these funds on the 15th of September. I queried this and eventually got a reply, on 23 Sept, sayin... See more

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Rated 5 out of 5 stars

While app-based, the Penfold team are responsive if there are ever any issues. Being able to see your pension pot and project forward to retirement age aids planning and motivation in terms of ensurin... See more

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Rated 1 out of 5 stars

I have been trying for over a year to transfer my Guernsey based pension to Penfold. After being assured numerous times that the transfer wouldn’t be a problem even though the pension is not based i... See more

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Rated 4 out of 5 stars

It was nice to have a simple web form for requesting pension transfer from old provider, rather than a complex form to fill out. On the downside, I put the wrong type of account number as the names u... See more

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Rated 1 out of 5 stars

Penfold has lost a £9000 transfer of funds from another provider because of their unprofessional staff. I have now got to seek legal representation on the matter as it is A lot of money to g... See more

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Rated 5 out of 5 stars

I just started using Penfold and I haven’t started my pension yet. But there was an issue with log in that prevented me from signing up. The way Anelle handled it, keeping me in the loop throughout, g... See more

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Rated 5 out of 5 stars

I have been really pleased with Penfold so far -very easy to set up and use and I didn’t have to jump through hoops to verify my identification like you do with a lot of other pension firms which was... See more

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Rated 5 out of 5 stars

As a small business, employers' pensions are a whole new thing to me. The team at Penfold (with special thanks to Angelik) walked me through the process of setting up my employer account and even too... See more

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Rated 5 out of 5 stars

I called Penfold with an inquiry and received help promptly. Anelle was knowledgable and polite. This conversation with Anelle gave me a great impression of Penfold and a peace of mind knowing that Pe... See more

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Rated 5 out of 5 stars

Very impressive so far U can actually see your money grows and where it's growing too also very easy to use app moved from pension bee 🐝 to penfold as I noticed a significant drop in my pension it mi... See more

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Rated 5 out of 5 stars

Seamless set up and great support. I have been using Penfold for sometime now and it has been brilliant. Compared to Nest and Smart Pension, I have the complete process with Penfold a lot more easier... See more

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Rated 5 out of 5 stars

Penfold was very way to set up, making regular and one-off payments is easy. The app is clear and well organised, so it’s easy to track and manage your pension savings. So far the return on investment... See more

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Rated 4 out of 5 stars

App is ok but I have been trying to change my pension contributions for 2 weeks now. I have reached out a couple of times. It is very difficult to get past the AI chat and then no answer.... See more

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Rated 5 out of 5 stars

Since transferring over to Penfold I've had a few really postive interactions, most recently with Mark. The team are always so quick to respond to queries and action requests promptly. No complaints a... See more

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Rated 5 out of 5 stars

We have been with Penfold for some 3 years with one part of the business setting up on its own we had to start over. Ana at Penfold has been really helpful understanding and sorted out any issues pro... See more

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Rated 5 out of 5 stars

Recently, I joined Penfold and I wanted to transfer my old pension too, but because I was using a different name, it was a little bit confusing. But When I asked to talk to an advisor from Penfold to... See more

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Rated 5 out of 5 stars

My experience with Penfold had always been very positive, from initial transfer the customer service has been exemplary. Low fees and healthy growth of my pension together with a simple app that enab... See more

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Rated 5 out of 5 stars

I've been a member for a few months now and they seem great! App works really well, the referral bonus was lovely, and customer service has been great. Pensions are normally really confusing but Penfo... See more

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Rated 1 out of 5 stars

Last year, the company changed the pension provider without the consent and consultation of employees. For the first months, there was no communication with the new pension provider. Black Rock is not... See more

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Rated 5 out of 5 stars

Anelle from Penfold was wonderful. Knowledgeable and helpful; she was able to answer all my questions which was a great relief. Overall I’m very pleased with Penfold as a pension provider. Their a... See more

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Rated 5 out of 5 stars

I had a situation that needed resolving and honestly the most efficient response I have had from any company, normally you have to wait between 3 - 7 working days for even a reply back from any other... See more

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Rated 5 out of 5 stars

Natasha was brilliant. She understood my query so quickly and sorted it out. Great asset. In fact entire Penfold support team are so supportive and friendly. I could not have asked for more :-)

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Rated 4 out of 5 stars

Penfold have been helpful in trying to switch my pension, but I am still unsure of how the switch hasn't been completed by now. Natasha has chased up again so hopefully we will be sorted soon!

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Rated 2 out of 5 stars

I raised an issue to the support team on the 19th of July - 10 days later I am still waiting for an answer. The assigned support representative is repeating that it's waiting on another team, withou... See more

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Rated 5 out of 5 stars

I honestly can't rate Penfold highly enough. I recently had issues where my account was closed (my error) and I no longer had access to any account or pensions held. I emailed their cust... See more

Company replied


Company details

  1. Pension Fund
  2. Financial Institution
  3. Investment Service
  4. Pension Office
  5. Retirement Scheme Provider

About Penfold

Written by the company

Feel good about your financial future - our pension is here to get you to your saving goals and stay with you for life. Get your savings back on track, grow your wealth, and get to know the ins and outs of your pension. All with friendly and expert support while we keep your money safe and secure. Join thousands of happy Penfold pension savers today.

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Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
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1-star

Replied to 85% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Very good customer service

Very good customer service, I received instant information on any update on pension.

30 January 2026
Penfold logo

Reply from Penfold

Hi Morlai,

That’s lovely to hear. Thank you! We’re really pleased you felt well informed and supported throughout.

Best,
Penfold

Rated 5 out of 5 stars

Declaration of Compliance Assistance

I had some detailed questions in order to help me complete a Declaration of Compliance. The team were very responsive and able to answer all the questions I has quickly and efficiently.

12 February 2026
Unprompted review
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Reply from Penfold

Hi Jenny,

Thank you for taking the time to share this. We’re really pleased that the team could provide the detail you needed to get everything completed confidently.

Best,
Penfold Team

Rated 5 out of 5 stars

Both Tashna and Katariina were super…

Both Tashna and Katariina were super helpful.

10 February 2026
Unprompted review
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Reply from Penfold

Hi Steve,

We really appreciate your feedback. Delighted to hear both Tashna and Katariina were able to assist. We’ll be sure to share your kind comments with them.

Best,
Penfold

Rated 5 out of 5 stars

Fantastic service

Ramz in the customer service team deserves so much praise! Helped me with all my questions and provided excellent service. I love using my app and seeing my pot grow. It’s easy to use, clear and convenient. Highly recommend!

9 February 2026
Unprompted review
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Reply from Penfold

Hi Laura,

We really appreciate your feedback. It’s fantastic to hear Ramz provided excellent service and that you’re finding the app clear, convenient, and easy to use. We’ll be sure to share your lovely comments with her.

Best,
Penfold Team

Rated 5 out of 5 stars

1st class service

1st class service, great app that clearly tells you how your pension is progressing and more importantly what you've been charged for the managing of your pension 👍.

24 January 2026
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Reply from Penfold

Hi Callum,

Thank you for your review. Making it easy to see how your pension is progressing and what you’re paying is incredibly important to us, so it’s lovely to hear that’s been your experience.

Best,
Penfold Team

Rated 4 out of 5 stars

Fine

Easy enough to get set up, but the fund options are a bit limited

2 October 2025
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Reply from Penfold

Hi James,

Thanks for sharing this. It’s great to hear that getting started was easy, and we value your feedback as we continue to look at it as we evolve our service.

Best,
Penfold Team

Rated 5 out of 5 stars

Excellent customer service from Gertrud…

Excellent customer service from Gertrud dealing with a transfer. Penfold make it really easy to invest in a pension. Communication is first class, easy to use and understand App, and most importantly the returns are good.

4 February 2026
Unprompted review
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Reply from Penfold

Hi Duncan,

We really appreciate your feedback. Making pensions easy to understand and manage is exactly what we aim for, so it’s wonderful to hear that’s been your experience. We’ll be sure to pass your kind comments on to Gertrud.

Best,
Penfold Team

Rated 5 out of 5 stars

Sumeyye quick and efficiente

Sumeyye made everything easy, he was quick reacting and gave all the information we were needing across 3 or 4 emails

4 February 2026
Unprompted review
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Reply from Penfold

Hi Jose,

We really appreciate your review! Keeping things clear and responding quickly is important to us, so it’s lovely to hear that Sümeyye could support you well. We’ll pass this on to her.

Best,
Penfold Team

Rated 5 out of 5 stars

Melanie was very helpful and also…

Melanie was very helpful and also gabrielle thanks

4 February 2026
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Reply from Penfold

Hi Amanda,

Thank you for your kind words! We’re really pleased to hear that you had a pleasant experience, and we’ll be sure to pass your thanks on to Melanie.

Best,
Penfold

Rated 5 out of 5 stars

Combining pensions: Very easy process to swap a small old…

Very easy process to swap a small old pension fund into my existing Penfold one. Now I can see everything under one roof!

4 February 2026
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Reply from Penfold

Hi Helly,

It’s lovely to hear that the process felt simple and that you can now see everything under one roof. Thanks for sharing your experience with us.

Best,
Penfold

Rated 5 out of 5 stars

Straight-forward and easy to use

Straight-forward set-up, clear advice and easy to use. I'd wholly recommend Penfold for anyone managing their own pension, including freelancers and small business owners.

3 February 2026
Unprompted review
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Reply from Penfold

Hi there,

Thanks so much for this! We’re glad Penfold’s worked well for you and really appreciate the recommendation.

Best,
Penfold Team

Rated 4 out of 5 stars

The best part of Penfold is the app

The best part of Penfold is the app. It's incredibly intuitive - all the key information is there and it makes it easier to track your pot.

3 February 2026
Penfold logo

Reply from Penfold

Hi there,

It is great to hear this! Making the app intuitive and useful day-to-day is exactly what we aim for, so we’re really pleased it’s working well for you.

Best,
Penfold Team

Rated 5 out of 5 stars

Easy to talk to talked with not to

Easy to talk to talked with not to

19 January 2026
Penfold logo

Reply from Penfold

Hi Mr. Walker,

We’re really glad to hear that. Making it easy to talk things through is important to us. Thanks for letting us know.

Best,
Penfold

Rated 5 out of 5 stars

Super proactive and helpful!

Emailed to ask for help with a temp NI number as an employee did not have one yet, and got a response instantly from Sümeyye with how to get this sorted. Very accommodating when my company policy was not able to use the Penfold portal to upload a document.
Sümeyye kept me up to date with everything with quick responses and was overall great. Very happy.

28 January 2026
Unprompted review
Penfold logo

Reply from Penfold

Hi Charlotte,

We really appreciate your review! We’re delighted our support team could support you so efficiently and keep you updated throughout. We’ll be sure to share your lovely comments with Sümeyye.

Best,
Penfold

Rated 1 out of 5 stars

Poor comms.

29 January 2026
Penfold logo

Reply from Penfold

Hi Rob,

Thanks for taking the time to leave a review. We’re sorry the communication was unclear at the time, but we’re glad we were able to follow up and resolve this.

Best,
Penfold Team

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