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Sezzle Reviews 15,605

TrustScore 4 out of 5

4.0

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the high-quality support they receive from customer service representatives, finding them compassionate, caring, and eager to help. Many consumers have specifically mentioned individual staff members by name, praising their politeness, knowledge, and efficiency in resolving issues. People feel respected and understood, especially when facing unexpected financial difficulties, and appreciate the quick response times. However, opinions on payment processes and the overall service are mixed. Some users report issues with payments being rejected, unexpected fees, and difficulties in changing payment methods. Others mention problems with refunds and express frustration with the lack of clear explanations. While some reviewers find the service financially helpful, others suggest that alternative options might be better.

Based on these reviews

Rated 5 out of 5 stars

Liv was such a great help. I reached out to Sezzle to postpone my payments due to some personal issues that I am facing. Liv responded in a timely matter and was very professional and understanding. S... See more

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Rated 5 out of 5 stars

Had an issue where my payment kept getting rejected and support started a bit rocky. This may have been AI but as soon as a real person, Wade, looked into this it was resolved very quickly. Thanks Wad... See more

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Rated 5 out of 5 stars

I had a few questions regarding Sezzle financing for longer payment options. I was helped by Wade. He was quick to answer and gave as much information as he could which I appreciated. He was also poli... See more

Company replied

Rated 5 out of 5 stars

The customer service representative Liv, was compassionate, and caring. She gave great feedback. Sezzle has been amazing financially. This company helps when finances are a bit tight!! Please add pay... See more

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Rated 1 out of 5 stars

They went to my account and took a payment the same day they claim that I defaulted they say you have a 24 hours to meet your deadline I didn’t have that option and plus they take forever to the incre... See more

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Rated 5 out of 5 stars

I had an issue arise with my paycheck where holiday pay was accidentally left off so I reached out and spoke to Jim. He was very helpful and helped me reschedule even though I probably exceeded my res... See more

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Rated 1 out of 5 stars

Last 3 purchases after purchase agreement was completed I notice my total spending limit decrease more than purchase amount. I cancelled order and spending limit went back to original limit. Sezzle st... See more

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Rated 3 out of 5 stars

Update: Cristal is on it, thank you Regina! I forgot to identify this part originally: Customer service via chat didn't take the time to understand my issue, then followed my reply with another copy... See more

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Rated 1 out of 5 stars

I have contacted sezzle numerous times and got no where. They refuse to refund any money and just keep saying contact merchant when there is no way to contact them. I was told this company was a fraud... See more

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Rated 2 out of 5 stars

Compared to the other big BNPL companies, Sezzle sucks. I’ve been going through the app after making a purchase, and the fees are outrageous. You can’t use a debit card for anything other than the... See more

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Rated 5 out of 5 stars

Sezzle has helped a lot especially through the holidays. I had one minor issue and Dave, in customer service, was extremely helpful. The earn tabs are amazing as well. Yes...You have to do tasks, b... See more

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Rated 5 out of 5 stars

I've been trying to fix a certain issue for a week now and everybody else just blew me off or try to blame Amazon or just ignore me all together but today Darius was patient. listen to my story and ac... See more

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Rated 5 out of 5 stars

Alanna helped me immensely if it weren't for her I would've deleted the app and canceled my orders. She is very nice and didn't just giver me copy paste responses she took actually took the time to... See more

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Rated 5 out of 5 stars

I had an issue with payment which I been having often. After reaching out to the live agents each agent where always nice and helpful in resolving the issue. Thanks Sezzle agents 😊 I recommend Sezzle... See more

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Rated 5 out of 5 stars

While trying to pay part of a pay in four plan, I was having some issues getting it to go through normally. I struggled to add my bank account before that, so I decided to transfer funds into sezzle... See more

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Rated 5 out of 5 stars

I fell behind a bit on payment and messaged them about it and explained my situation. I was attended too in a fast response with being shown sympathy on my situation and understanding and no issue in... See more

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Rated 5 out of 5 stars

I just spoke with Kane from customer service about a payment issue I’ve been having. He explained everything thoroughly, and provided me with a solution that works for me and my finances. I honestly... See more

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Rated 1 out of 5 stars

Total scam energy. I used Sezzle to buy baby items (crib, bottles — actual necessities), and not only did I never get the products, they kept taking money from me. No order confirmation, no shipping i... See more

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Rated 1 out of 5 stars

Sezzle is a scam company they are taking money for company's like Zotic New York a scam company that doesn't exist I ordered from them over three months ago and never received anything. But sezzle sti... See more

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Rated 1 out of 5 stars

I have had a few hundred orders and a few years history with Sezzle and paid on time or early with every single one until I very unexpectedly lost my job last summer. During this time I still did ge... See more

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Rated 1 out of 5 stars

Used multiple times, anytime you pay a payment in advance it just takes your bill down. Their firmware is designed to look for payment on calender marks so it will always want that regardless if you t... See more

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Rated 1 out of 5 stars

Beware they will change your spending power without warning or explanation so this made them unreliable to me. Also when you change debit or credit card they will force you to keep using the old card... See more

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Rated 1 out of 5 stars

Worst of all payment plan apps. Payment mysteriously gets declined and with no valid reason except maybe to add a late fee. Plus never do business with a business that doesn't accept live calls. Use... See more

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Rated 1 out of 5 stars

The worst pay later app I’ve ever used!!!! I’ve used several and frequently use Affirm and Afterpay and they are a million times better. You can make your payments before the due dates with no issue w... See more

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Rated 1 out of 5 stars

Sezzle will decrease your spending limit with no justification over night. Even after making all your payments on time or early. They make it extremely hard and frustrating to use their platform when... See more

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Rated 1 out of 5 stars

Sezzle charged my bank account for an unknown reason more than once. Sezzle overcharged me for a down payment on a Walmart payment plan, processed a refund amount for the overcharge of the order, then... See more

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Rated 1 out of 5 stars

Sezzle was perfect before a very recent change disabled any services such as Paypal from being used. Their service allowed users to pay off things over 20 dollars in installments of 4, only ask... See more

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Rated 1 out of 5 stars

I've been using Sezzle for almost 2 years. This is the second time in the past 2 weeks that they have taken a payment late and charged me a late fee. I even tried to pay the payment a day earlier and... See more

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Rated 3 out of 5 stars

This app is good for the most it’s accepted with most retailers. The only thing that makes me angry is if you don’t use your available spending power they will decrease it to damn near nothing! Wanted... See more

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Rated 1 out of 5 stars

This app was fantastic but they have just changed policies and you can no.long use your debit or PayPal cards to make payments except the down payment if you don't have a bank account then your basica... See more

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Rated 5 out of 5 stars

Maya with Shopper Support was absolutely amazing! I’ve been experiencing a financial hardship and was worried about not being able to make my scheduled payments on time. She came up with a solution fa... See more

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Rated 1 out of 5 stars

I’d give less than one star if I could ): really disappointed about how my experience with them went. I couldn’t log in so they told me they’d transfer my credits to my new account if I let them delet... See more

Rated 5 out of 5 stars

I had a great experience with Sezzle’s customer service. I reached out about a billing issue and they responded quickly, explained everything clearly, and issued a full refund with no hassle. They wer... See more

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Rated 1 out of 5 stars

Ever since I upgraded my phone I have not been able to access my account. I have reached out to customer service multiple times since December 5,2025 and I get either delayed responses or no responses... See more

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Rated 1 out of 5 stars

If you forget to make a small $40 payment, they immediately slap on a $15 late fee and a $5 failed payment fee. That’s an extra $20 just for a simple mistake! This is nothing but a scam—pure daylight... See more

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Rated 1 out of 5 stars

The company has contradicting negotiations manners, that are bias. One day you may see a workable spending limit , depending on if you've paid all debts and had 1 run in with the company, the next day... See more

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Rated 1 out of 5 stars

DO NOT USE THIS COMPANY: I had 2 payment methods (a credit card and my debit card) saved in my profile on Sezzle. But because I didn't mark one of the the payment methods as "default payment metho... See more

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Rated 5 out of 5 stars

Hello, I recently had the opportunity to use Sezzle's Buy Now Pay Later Service, and I must tell you it has been great! For my shopping needs.Sezzle allows you to split your payments up into four paym... See more

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Rated 5 out of 5 stars

Had to update personal information for my account. Reached out and was able to quickly update my information with ease, thanks to the help of Seth from the support team! Made the process clear, quick... See more

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Rated 5 out of 5 stars

Just The Fact That Emma Observed The Situation, And Without Having Me Retype My Whole Situation, Was Very Quick To Get A Grip On The Issue, And Help Me Resolve My Issue. It Had To Be The Quickest Cust... See more

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Rated 1 out of 5 stars

Sezzle was notified that I was a victim of fraud. Someone used my Sezzle card somehow 3 times. I contacted support they investigated and claimed there was no fraud. Then Sezzle blocked a 4th attempt b... See more

Company replied


Company details

  1. Financial Institution
  2. Payment Service

Written by the company

Sezzle | The Responsible Way to Pay Buy Now, Pay Later when you #SezzleIt 🛍️ Certified B Corp 🌎

We're committed to helping our customers and merchants

Written by the company

Have a question or concern for our team? No problem! There are many ways to get in touch with us.
Please note, for order status, updates, or to make changes to your order, please contact the merchant directly. For all other Sezzle questions, please contact our support team. To reach us, submit a help request on our website, message us 24/7 from our app or Sezzle dashboard, or call us. We can be reached at 1-888-540-1867, and we are available Monday - Friday from 9am - 5pm.

Contact info

4.0

Great

TrustScore 4 out of 5

16K reviews

5-star
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Replied to 98% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Customer Care rep Milo

Had some issues needed a refund and Milo helped me resolve everything. He was very polite, understanding and quick to help. Thank you again!!

14 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Thank you so much for your kind words! We’re so happy to hear you had a great experience. - Robin

Rated 3 out of 5 stars

same day fee is ridiculous.

I like sezzle but it’s really annoying that if I have $ on one account but not the other and it bills and fails and I switch payment methods the SAME day it still adds 6.95. At least mark it late and fee it the next day that’s kind of ridiculous. It failed on one card so I paid on another SAME DAY WHY IS THERE A FEE????? After my current payments I likely will not continue to use sezzle do to this.

14 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Lauren, thank you for sharing this feedback with us. We understand how frustrating this situation must have been for you, and we apologize for any inconvenience it may have caused you.

We have reached out to you directly via email in order to discuss this further, so we encourage you to follow up with us for any other concerns or inquiries you may have. Thank you! - Regina

Rated 5 out of 5 stars

Appreciate the Help!

I had a few questions regarding Sezzle financing for longer payment options. I was helped by Wade. He was quick to answer and gave as much information as he could which I appreciated. He was also polite and that was also appreciated since it’s hard to come by polite customer service workers these days. Thanks again for all your help Wade!

12 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Your feedback is so appreciated—thank you for taking the time to share it. - Robin

Rated 1 out of 5 stars

I used Sezzle to place an order using…

I used Sezzle to place an order using their payment plan. What Sezzle does not clearly disclose is that after the first payment, you are forced to use a bank account for future payments — debit cards are not allowed. I only found this out after my purchase was already completed.

When I tried to add my bank account, Sezzle required a micro-deposit verification that takes several days. That delay caused me to miss my due date — even though I acted immediately — and I was charged a late fee because of Sezzle’s own verification process.

I contacted support and explained that the late payment was caused entirely by their system and lack of upfront disclosure. They refused to remove or refund the fee.

This is a textbook example of a predatory payment setup:
• They don’t tell you autopay must be bank-only
• They force a multi-day verification
• They charge you when their own delay makes you late

That is not transparent or fair to customers. I will not use Sezzle again and strongly advise others to avoid their payment plans unless you already have a bank account linked and verified before checkout.

14 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi, thank you for sharing this feedback with us. We're sorry to hear about the negative experience you've had. We understand how frustrating changes can be, and apologize for any inconvenience caused by our payment processing updates. We’d love to assist you, but we’ll need more details to locate your account and investigate. Please reach out to [email protected], and we'll do our best to help. - Tessa

Rated 5 out of 5 stars

I had an issue arise with my paycheck

I had an issue arise with my paycheck where holiday pay was accidentally left off so I reached out and spoke to Jim. He was very helpful and helped me reschedule even though I probably exceeded my reschedules. It’s nice to feel helped and understood especially when things get unexpectedly tough. Makes me trust that Sezzle is a great app that not only helps with money but cares about their customers during the tough times. Thank you again!!

13 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Allyson! We really appreciate the time you took to share this experience, and we are happy to know that Jim was able to help you with a resolution for this difficult situation. 💜☺️ Please remember that if you ever need anything else, we’ve got you covered! - Regina

Rated 5 out of 5 stars

They were very helpful and answered my…

They were very helpful and answered my question in a very professional way

13 January 2026
Unprompted review
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Reply from Sezzle

Hi Christina, thank you for sharing this experience with us! We're really glad to know that you received great assistance from our Shopper Support team. 🙌 If there's anything we can do for you in the future, please feel welcome to contact us! - Regina

Rated 5 out of 5 stars

Agent was kind knowledgeable helpful

12 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Heidi, we're really glad to know that you've had a positive experience with Sezzle! ☺️ If there's anything we can help you with in the future, please don't hesitate to contact us! - Regina

Rated 5 out of 5 stars

Had an issue with receipt of Sezzle…

Had an issue with receipt of Sezzle Earn from a bonus gas offer. Sezzle support responded immediately and investigated the matter. After some correspondence and verification, Sullivan was able to correct the error with me receiving some bonus Sezzle Spend. Very professional group of folks! I will be utilizing their service on a regular basis going forward.

30 December 2025
Unprompted review
Sezzle logo

Reply from Sezzle

Hey James! We are so happy to hear that Sullivan was able to quickly resolve the issue with your account and helped you have a good experience with Sezzle. 🙌🏼 Please remember we're always here to help you with whatever you may need! - Tessa

Rated 5 out of 5 stars

Great customer service a fellow…

Great customer service from a fellow worker Marley and he’s greatly appreciated!

12 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi! Thanks so much for the kind words 🤩 We're happy to hear Marley was able to help out. If you ever need anything else, we’ve got you covered! – Tessa

Rated 1 out of 5 stars

No loyalty, If I could give zero stars I would

I have had a few hundred orders and a few years history with Sezzle and paid on time or early with every single one until I very unexpectedly lost my job last summer. During this time I still did get my payments made, albeit they were slow to be paid, but were still paid in full. At this point, even though I have paid every single penny borrowed through Sezzle and 99% of my history with them has been A+, I now get shit on because I had a few slow payments on a handful of orders out of a few hundred. 0 stars, will never recommend Sezzle to anyone.

11 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Misty, we sincerely apologize for the difficult experience you had, as we understand how frustrating it must have been for you, and thank you for the honest feedback provided. We encourage you to contact us via email at [email protected] for any other concerns or inquiries you may have. - Tessa

Rated 5 out of 5 stars

Rachel, You’re the Best!

Rachel, was one of the best people that could’ve helped me. She was very understanding and answered all of my questions to the best of her ability and helped me push all my payments back two weeks because of a short little financial hardship I was having. Saving me a headache later. Been using Sezzle for like 2-3 years now and it just keeps getting better and better. And my Priority Support has gotten much better! Sezzle needs to hire more people like Rachel. Btw Sezzle, she needs a raise!!!

11 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Thank you! We'll make sure your feedback gets to the team—they’ll be thrilled! - Robin

Rated 1 out of 5 stars

DON'T USE SEZZLE!

I used Sezzle to make a purchase recently & I used a debit card for that purpose. Now it's time to make another payment, except now it won't accept a debit card for payment. I tried to submit my bank account information & it told me it will take 4 days to determine if it is a legitimate account. Since my payment is due tomorrow that won't work. I tried to use a debit card to add funds to my Sezzle account & make a payment that way, but there is a $30 minimum to add funds, plus a $5 fee. That's twice what my payment is! I've also seen hundreds of reviews stating that Sezzle drained their bank account & allowed other companies to use them in commiting fraud. I have decided I'm going to load enough money into my Sezzle account to pay the whole thing off & close the account.Using them was a huge mistake, I will NEVER use Sezzle for anything ever again & I strongly suggest that anyone reading this stays away from them. They are a horrible place to deal with. I'd give negative 5 stars if I could

10 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Ryan. We deeply apologize for the overall negative experience you’ve had, as we understand how frustrating it must have been for you.

We’d be glad to provide you with more information regarding the payment options we have available and how to use them, but in order for us to do so, we’ll need additional information to locate your account and reach out to you via email. Please contact us at [email protected], and we'll do our best to help you. Thank you. - Regina

Rated 5 out of 5 stars

Sezzle is a great tool!

9 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Carlos! Thanks so much for your review. 🤩 We're glad to hear you're having a good experience with Sezzle. If you ever need anything, we're here to help! – Tessa

Rated 5 out of 5 stars

Customer Care is Great!

Customer Care representative from today named Liv really helped me so much today! She was very explanatory, patient, and understanding of my concern.

I now know how to system works better and I appreciate her for her time today!

9 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Chad! Thanks so much for the kind words 🤩 We're happy to hear Liv was able to help out quickly. If you ever need anything else, we’ve got you covered! – Tessa

Rated 5 out of 5 stars

Romeo was great

Romeo was great. He had exceptional customer service skills and corrected what I need to be done in a days time.

8 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hey! We are so happy to hear that Romeo was able to quickly resolve the issue with your account and helped you have a good experience with Sezzle. 🙌🏼 Please remember we're always here to help you with whatever you may need! - Tessa

Rated 4 out of 5 stars

Had an issue with my account & was…

Had an issue with my account & was connected to a human rep "Maya" that was able to quickly & clearly explain my issue. Got started on the solution to resolve my account right away.

8 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Caity, thank you so much for the feedback provided! We are glad that Maya was able to help you with a resolution for the issue you had. 😊 If there’s anything we can do to improve your overall experience, please don’t hesitate to let us know. We'll be happy to help you! - Regina

Rated 5 out of 5 stars

Emanuel was so quick and helpful with…

Emanuel was so quick and helpful with my questions! Highly recommend!!!

8 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Daniella, we’re happy to know that Emanuel efficiently helped you with the questions you had. ☺️🙌 We'll always be happy to assist you, so please contact us if there's anything we can do for you! - Regina

Rated 5 out of 5 stars

I was struggling to pay a few payments…

I was struggling to pay a few payments and they changed my payment dates for me by 4 weeks without any hesitation.

8 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Mindy, thank you so much for sharing your experience with us! We are happy to hear that our shopper support team was able to quickly assist you with this situation. ☺️ If there's anything we can do for you in the future, please don't hesitate to contact us! - Tessa

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