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Sezzle Reviews 15,606

TrustScore 4 out of 5

4.0

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the high-quality support they receive from customer service representatives, finding them compassionate, caring, and eager to help. Many consumers have specifically mentioned individual staff members by name, praising their politeness, knowledge, and efficiency in resolving issues. People feel respected and understood, especially when facing unexpected financial difficulties, and appreciate the quick response times. However, opinions on payment processes and the overall service are mixed. Some users report issues with payments being rejected, unexpected fees, and difficulties in changing payment methods. Others mention problems with refunds and express frustration with the lack of clear explanations. While some reviewers find the service financially helpful, others suggest that alternative options might be better.

Based on these reviews

Rated 5 out of 5 stars

Liv was such a great help. I reached out to Sezzle to postpone my payments due to some personal issues that I am facing. Liv responded in a timely matter and was very professional and understanding. S... See more

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Rated 5 out of 5 stars

Had an issue where my payment kept getting rejected and support started a bit rocky. This may have been AI but as soon as a real person, Wade, looked into this it was resolved very quickly. Thanks Wad... See more

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Rated 5 out of 5 stars

I had a few questions regarding Sezzle financing for longer payment options. I was helped by Wade. He was quick to answer and gave as much information as he could which I appreciated. He was also poli... See more

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Rated 5 out of 5 stars

The customer service representative Liv, was compassionate, and caring. She gave great feedback. Sezzle has been amazing financially. This company helps when finances are a bit tight!! Please add pay... See more

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Rated 1 out of 5 stars

They went to my account and took a payment the same day they claim that I defaulted they say you have a 24 hours to meet your deadline I didn’t have that option and plus they take forever to the incre... See more

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Rated 5 out of 5 stars

I had an issue arise with my paycheck where holiday pay was accidentally left off so I reached out and spoke to Jim. He was very helpful and helped me reschedule even though I probably exceeded my res... See more

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Rated 1 out of 5 stars

Last 3 purchases after purchase agreement was completed I notice my total spending limit decrease more than purchase amount. I cancelled order and spending limit went back to original limit. Sezzle st... See more

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Rated 3 out of 5 stars

Update: Cristal is on it, thank you Regina! I forgot to identify this part originally: Customer service via chat didn't take the time to understand my issue, then followed my reply with another copy... See more

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Rated 1 out of 5 stars

I have contacted sezzle numerous times and got no where. They refuse to refund any money and just keep saying contact merchant when there is no way to contact them. I was told this company was a fraud... See more

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Rated 2 out of 5 stars

Compared to the other big BNPL companies, Sezzle sucks. I’ve been going through the app after making a purchase, and the fees are outrageous. You can’t use a debit card for anything other than the... See more

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Rated 5 out of 5 stars

Sezzle has helped a lot especially through the holidays. I had one minor issue and Dave, in customer service, was extremely helpful. The earn tabs are amazing as well. Yes...You have to do tasks, b... See more

Company replied

Rated 5 out of 5 stars

I've been trying to fix a certain issue for a week now and everybody else just blew me off or try to blame Amazon or just ignore me all together but today Darius was patient. listen to my story and ac... See more

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Rated 5 out of 5 stars

Alanna helped me immensely if it weren't for her I would've deleted the app and canceled my orders. She is very nice and didn't just giver me copy paste responses she took actually took the time to... See more

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Rated 5 out of 5 stars

I had an issue with payment which I been having often. After reaching out to the live agents each agent where always nice and helpful in resolving the issue. Thanks Sezzle agents 😊 I recommend Sezzle... See more

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Rated 5 out of 5 stars

While trying to pay part of a pay in four plan, I was having some issues getting it to go through normally. I struggled to add my bank account before that, so I decided to transfer funds into sezzle... See more

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Rated 5 out of 5 stars

I fell behind a bit on payment and messaged them about it and explained my situation. I was attended too in a fast response with being shown sympathy on my situation and understanding and no issue in... See more

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Rated 5 out of 5 stars

I just spoke with Kane from customer service about a payment issue I’ve been having. He explained everything thoroughly, and provided me with a solution that works for me and my finances. I honestly... See more

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Rated 1 out of 5 stars

Total scam energy. I used Sezzle to buy baby items (crib, bottles — actual necessities), and not only did I never get the products, they kept taking money from me. No order confirmation, no shipping i... See more

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Rated 1 out of 5 stars

Sezzle is a scam company they are taking money for company's like Zotic New York a scam company that doesn't exist I ordered from them over three months ago and never received anything. But sezzle sti... See more

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Rated 1 out of 5 stars

I have had a few hundred orders and a few years history with Sezzle and paid on time or early with every single one until I very unexpectedly lost my job last summer. During this time I still did ge... See more

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Rated 1 out of 5 stars

Used multiple times, anytime you pay a payment in advance it just takes your bill down. Their firmware is designed to look for payment on calender marks so it will always want that regardless if you t... See more

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Rated 1 out of 5 stars

Beware they will change your spending power without warning or explanation so this made them unreliable to me. Also when you change debit or credit card they will force you to keep using the old card... See more

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Rated 1 out of 5 stars

Worst of all payment plan apps. Payment mysteriously gets declined and with no valid reason except maybe to add a late fee. Plus never do business with a business that doesn't accept live calls. Use... See more

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Rated 1 out of 5 stars

The worst pay later app I’ve ever used!!!! I’ve used several and frequently use Affirm and Afterpay and they are a million times better. You can make your payments before the due dates with no issue w... See more

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Rated 1 out of 5 stars

Sezzle will decrease your spending limit with no justification over night. Even after making all your payments on time or early. They make it extremely hard and frustrating to use their platform when... See more

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Rated 1 out of 5 stars

Sezzle charged my bank account for an unknown reason more than once. Sezzle overcharged me for a down payment on a Walmart payment plan, processed a refund amount for the overcharge of the order, then... See more

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Rated 1 out of 5 stars

Sezzle was perfect before a very recent change disabled any services such as Paypal from being used. Their service allowed users to pay off things over 20 dollars in installments of 4, only ask... See more

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Rated 1 out of 5 stars

I've been using Sezzle for almost 2 years. This is the second time in the past 2 weeks that they have taken a payment late and charged me a late fee. I even tried to pay the payment a day earlier and... See more

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Rated 3 out of 5 stars

This app is good for the most it’s accepted with most retailers. The only thing that makes me angry is if you don’t use your available spending power they will decrease it to damn near nothing! Wanted... See more

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Rated 1 out of 5 stars

This app was fantastic but they have just changed policies and you can no.long use your debit or PayPal cards to make payments except the down payment if you don't have a bank account then your basica... See more

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Rated 5 out of 5 stars

Maya with Shopper Support was absolutely amazing! I’ve been experiencing a financial hardship and was worried about not being able to make my scheduled payments on time. She came up with a solution fa... See more

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Rated 1 out of 5 stars

I’d give less than one star if I could ): really disappointed about how my experience with them went. I couldn’t log in so they told me they’d transfer my credits to my new account if I let them delet... See more

Rated 5 out of 5 stars

I had a great experience with Sezzle’s customer service. I reached out about a billing issue and they responded quickly, explained everything clearly, and issued a full refund with no hassle. They wer... See more

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Rated 1 out of 5 stars

Ever since I upgraded my phone I have not been able to access my account. I have reached out to customer service multiple times since December 5,2025 and I get either delayed responses or no responses... See more

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Rated 1 out of 5 stars

If you forget to make a small $40 payment, they immediately slap on a $15 late fee and a $5 failed payment fee. That’s an extra $20 just for a simple mistake! This is nothing but a scam—pure daylight... See more

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Rated 1 out of 5 stars

The company has contradicting negotiations manners, that are bias. One day you may see a workable spending limit , depending on if you've paid all debts and had 1 run in with the company, the next day... See more

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Rated 1 out of 5 stars

DO NOT USE THIS COMPANY: I had 2 payment methods (a credit card and my debit card) saved in my profile on Sezzle. But because I didn't mark one of the the payment methods as "default payment metho... See more

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Rated 5 out of 5 stars

Hello, I recently had the opportunity to use Sezzle's Buy Now Pay Later Service, and I must tell you it has been great! For my shopping needs.Sezzle allows you to split your payments up into four paym... See more

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Rated 5 out of 5 stars

Had to update personal information for my account. Reached out and was able to quickly update my information with ease, thanks to the help of Seth from the support team! Made the process clear, quick... See more

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Rated 5 out of 5 stars

Just The Fact That Emma Observed The Situation, And Without Having Me Retype My Whole Situation, Was Very Quick To Get A Grip On The Issue, And Help Me Resolve My Issue. It Had To Be The Quickest Cust... See more

Company replied

Rated 1 out of 5 stars

Sezzle was notified that I was a victim of fraud. Someone used my Sezzle card somehow 3 times. I contacted support they investigated and claimed there was no fraud. Then Sezzle blocked a 4th attempt b... See more

Company replied


Company details

  1. Financial Institution
  2. Payment Service

Written by the company

Sezzle | The Responsible Way to Pay Buy Now, Pay Later when you #SezzleIt 🛍️ Certified B Corp 🌎

We're committed to helping our customers and merchants

Written by the company

Have a question or concern for our team? No problem! There are many ways to get in touch with us.
Please note, for order status, updates, or to make changes to your order, please contact the merchant directly. For all other Sezzle questions, please contact our support team. To reach us, submit a help request on our website, message us 24/7 from our app or Sezzle dashboard, or call us. We can be reached at 1-888-540-1867, and we are available Monday - Friday from 9am - 5pm.

Contact info

4.0

Great

TrustScore 4 out of 5

16K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 98% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

I was struggling to pay a few payments…

I was struggling to pay a few payments and they changed my payment dates for me by 4 weeks without any hesitation.

8 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Mindy, thank you so much for sharing your experience with us! We are happy to hear that our shopper support team was able to quickly assist you with this situation. ☺️ If there's anything we can do for you in the future, please don't hesitate to contact us! - Tessa

Rated 5 out of 5 stars

Maya was very helpful in answering my…

Maya was very helpful in answering my questions

8 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Thank you so much for the feedback provided, Martel! ☺️ It’s great to know that Maya was able to help you with all the concerns you had. If there’s anything we can do for you in the future, please don’t hesitate to contact us! - Regina

Rated 1 out of 5 stars

do not trust this site

do not trust this site! i payed back everything i owed all at once, then another payment came out of my account and overpayed. and they aren’t doing anything about it as i have proof and they keep trying to say it was a different order that came out when it wasn’t. added everything i payed it came out to be over wheat i owed! i’ll be disputing it with my bank. but be fair warned to watch what you pay back and make sure it shows it was payed!

5 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi, thank you for sharing this feedback with us. We're sorry to hear about the negative experience you've had, as we understand how frustrating it must have been. We’d love to assist you, but we’ll need more details to locate your account and investigate. Please reach out to [email protected], and we'll do our best to help. - tessa

Rated 5 out of 5 stars

My agent was quick to respond and…

My agent was quick to respond and explain what I was asking about. She helped me with exactly what I needed.

7 January 2026
Unprompted review
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Reply from Sezzle

Hi Erin! Thank you so much for sharing the positive experience you had with our Shopper Support team. 💜 Please remember that if you ever need anything else, we’ve got you covered! - Regina

Rated 5 out of 5 stars

Account login

Romeo was understanding and knowledgeable. Assisted immediately and helped with the situation.

7 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Sandra, thank you for sharing this feedback with us! 😊 We’re glad to know that Romeo provided you with great assistance and a resolution for the situation you had. We'll always be happy to assist you, so please contact us if there's anything we can do for you! 🙌 - Regina

Rated 1 out of 5 stars

I placed an order through shein but …

I placed an order through shein but and they did not get order delivered on time and while they have a photo of delivery it wasn't there when I returned home. Sezzle wants me to pay for an order I didn't receive even though the he merchandise is not there

16 December 2025
Unprompted review
Sezzle logo

Reply from Sezzle

Hi, thank you for sharing this experience. We understand how frustrating this situation must be for you, and one of our Shopper Support agents has reached out to you via email with more information on how to proceed.

Please feel welcome to follow up with them for any other concerns or inquiries you may have. Thank you! - Tessa

Rated 5 out of 5 stars

Great customer service

Great customer service. Wonderful app

6 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Spencer, thank you for sharing this review! ☺️ We're glad to know that you're enjoying your experience with Sezzle, and encourage you to contact us whenever you need assistance, as we'll be happy to help you! - Regina

Rated 5 out of 5 stars

Excellent customer service 5+ stars all…

Excellent customer service 5+ stars all of my issues concerns were addressed along with advice suggestions which I can use in the future awesome Charles keep up the good work

6 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Charlene, thank you for sharing your experience with us! 💜 We’re happy to know that you received top-tier assistance from our Shopper Support team and that all of your concerns were properly addressed. Please remember we’ll be here to help you with anything you may need! 😊 - Regina

Rated 1 out of 5 stars

Le pire choix de magasin aux articles inutilisables, endommagés et dégueulasses sur Seezle!

Watch out for the stores you choose and shop!!!! I just received my order...nigare! I speak French, it's a translation for everyone to read!!! Purchase chosen in the Obox store liquidation... Open box... Unusable, horrible and disgusting product... Thoshiba 32-inch Fire tv oled television packed in its box, but it arrives with the screen open in the middle and broken on the top of the screen with a large round screen certainly not functional! Everyone who buys an open box television expects the television with a screen in very good condition and a minimum of inspection before resale, not broken shit! No one would want to buy these products! A store without any confidence in purchase or delivery! In the same order, I bought a JBL Flip 6 speaker, the packaging is sticky, dirty and disgusting. The speaker is all stained with yellow traces and the Bluetooth does not even hold connected for more than 10 seconds! I can't even have time to play a song to listen to it! I ban this store forever from seezle's choices... This store shouldn't even be a choice! This is the worst online and in-store purchase of my entire life! In addition, we must fill out a return request with a period of 24 to 48 hours for the recall of an agent! One of the worst stores for life to never shop!!!!

Attention aux magasins que vous choisissez et magasinez!!! Je viens de recevoir ma commande…cauchemar! Je parle français, c’est une traduction pour que tout le monde puisse le lire!!! Achat choisi dans le magasin Obox liquidation… Boîte ouverte… Produit inutilisable, horrible et dégueulasse… Télévision Thoshiba 32 pouces Fire tv oled emballé dans sa boîte, mais elle arrive avec l’écran ouverte au milieu et cassée sur le haut de l’écran avec un gros rond d’écran certainement non fonctionnel! Tout le monde qui achète une télévision boîte ouverte s’attend à ce que la télévision avec une écran en très bonne état soit et un minimum d’inspection avant la revente, pas cassé merde! Personne ne voudrait acheter ces produits! Un magasin sans aucune confiance en achat ni en livraison! Dans la même commande, j’ai acheté un haut-parleur JBL Flip 6, l’emballage est collante, sale et dégueulasse. Le haut-parleur est toute taché de trace jaune et le Bluetooth ne tient même pas connecté plus que 10 secondes! Même pas capable d’avoir le temps de mettre une chanson pour l’écouter! Je bannis ce magasin à tout jamais des choix de seezle…Ce magasin ne devrait même pas être un choix! C’est le pire achat en ligne et en magasin de toute ma vie! En plus, on doit remplir une demande de retour avec un délai de 24h à 48h pour le rappel d’un agent! L’un des pires magasins à vie à ne jamais magasiner!!!!

The worst store choice with unusable, damaged and disgusting items on Seezle!

6 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

We deeply apologize for the negative experience you had and the frustration it has surely caused you, and we also appreciate the time you took to share this feedback with us.

We’d be glad to look into this issue further so we can verify what happened and confirm what actions can be taken to assist you. However, for us to do this, we’ll need more information to locate your account. Please contact us at [email protected], and we’ll do our best to help you with this! - Regina

Rated 5 out of 5 stars

Amazing Help!

I Representatives name was Romeo and he was absolutely amazing, got that issue solved very quick!

6 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Abbey, we’re really glad to know that Romeo was able to provide you with great assistance and resolve the issue you had. If you ever need anything else, we're here for you! 🙌 - Regina

Rated 1 out of 5 stars

Fees are outrageous

Fees are outrageous. Ended up paying nearly $30 more for a $50 purchase. Customer service is snarky and rude. I have had sezzle for 5 years and have always been a good and on time customer. Luckily, 99% of who i shop with use other methods of payment options.

(You can’t reply when Sezzle responds so here’s my response)

Tessa, I have already reached out to customer service and apparently these fees aren’t going anywhere. So. If I need a service like Sezzle and it’s the only thing available where I’m shopping, I guess I’m not buying anything!

4 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi, thank you for taking the time to share this feedback with us. We understand how frustrating these fees must be, and we aim to keep them as transparent as possible. We’d love to assist you, but we’ll need more details to locate your account and investigate. Please reach out to [email protected], and we'll do our best to help. - Tessa

Rated 5 out of 5 stars

Not a scam, has helped my family a lot

Sezzle has helped a lot especially through the holidays. I had one minor issue and Dave, in customer service, was extremely helpful.
The earn tabs are amazing as well. Yes...You have to do tasks, but the spend you can accumulate amd use towards your purchases has been extremely rewarding.

5 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Jennifer, thank you so much for taking the time to share this! 💜 We’re glad to know that your overall experience with Sezzle has been positive, and that Dave was able to help you with the concern you had. 😁

We’re always here for you, so please feel welcome to contact us anytime in the future! - Regina

Rated 3 out of 5 stars

Not A Scam…But Temper Your Expectations

**UPDATE 1/15/2026^^ I am updating my original review based on contact with Sezzle after my initial review.

I was subsequently contacted by Regina from Sezzle who was really nice and FINALLY responded to my issue. She was able to confirm my credit was unlocked and finish processing my application.

I’m only updating my review to 3 stars because although Regina was great and resolved the problem, Sezzle gave me a whopping $200 of buying power. In today’s American economy that doesn’t buy much. At all. Especially when you consider I have nearly $3,000 buying power at competitive sites like Affirm and PayPal.

So 3 stars is where it lands. Appreciate the issue being resolved, still terrible policies.

If I could give them zero stars I would. I have continually applied for their services over the last month and I get the same scammy response…my TransUnion report is locked. Which it is. But I’ve unfrozen it NUMEROUS times before applying yet they give me the same canned response.

I’ve deleted their scam of an app and won’t attempt to use them anymore. I suggest you avoid them like the plague that they are.

4 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Brian, thank you for the honest review. We understand that there have been issues with your Sezzle account due to the credit report status, and we apologize for any inconvenience this may have caused you.

We generally don’t have a timeline when it comes to receiving any updates from the Credit Bureau, as this depends on how long it takes them to provide us with this information. However, we’d be happy to verify if we have now received any updates and what the current account status is. We’ve reached out to you via email, so please feel welcome to follow up with us or contact us at [email protected]. Thank you! - Regina

Rated 5 out of 5 stars

We’ve been done with dealing with them for a while, and they are a good company to deal with and thank you so much

We’ve been dealing with her for a while, and I do like to order my stuff from here and I never had no bad experience with y’all so I do really really love your app and I thank you for it and I thank you for everything you did for me today thank you.

4 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Thank you so much for your kind words! We’re so happy to hear you had a great experience. - Robin

Rated 5 out of 5 stars

I had a great experience with Kade

I had a great experience with Kade. He was very kind and helpful. He was extremely helpful to my situation.

3 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Thank you! We'll make sure your feedback gets to the team—they’ll be thrilled! - Robin

Rated 1 out of 5 stars

Avoid Sezzle.

I have had nothing but trouble with Sezzle and will not use again. They have my card and bank info on file, but try to say that the payment doesn’t go through. When I manually made the payment on the due date, I was charged a late fee. Now I’m trying to make a payment early to pay off the entire balance and sezzle will not process a payment. I believe this to be a scam and fraud. Never again. Stick to Affirm, never had an issue with them.

3 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Angie, we deeply apologize for the negative experience you’ve had with Sezzle, as we understand how upsetting this must have been for you.

We’d be glad to investigate this further and verify what happened, so we have reached out to you directly via email. Please feel welcome to follow up with us at your earliest convenience, or contact us at [email protected], and we’ll do our best to help you. Thank you! - Regina

Rated 5 out of 5 stars

Needed to reschedule my payment dates

My payment method was compromised (not on Sezzle), I had payments upcoming and won't have a new card issued yet, Jim was fantastic and helped me and was able to move my payment dates to after my new card arrives.

2 January 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Teresa, thank you so much for sharing your experience with us! ☺️ We’re happy to know that Jim provided you with great support and was able to find a resolution for this situation. Please remember that if you need anything in the future, we’ll be here to help you! 🙌 - Regina

Rated 1 out of 5 stars

I’d give less than one star if I could…

I’d give less than one star if I could ): really disappointed about how my experience with them went. I couldn’t log in so they told me they’d transfer my credits to my new account if I let them delete the account to make a new one. Then when I asked for my credits to be transferred after doing what to do I was told it wasn’t possible. I was either lied to or the new person that started to reply just doesn’t want to help.

31 December 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service!!

Customer service was top tier!!

29 December 2025
Unprompted review
Sezzle logo

Reply from Sezzle

Thank you for the feedback, Deonnia! We’re happy to know that you had a good experience with our Shopper Support team, and encourage you to contact us in the future if you need further assistance. We’ll be glad to help you! 😄 - Regina

Rated 1 out of 5 stars

I was late on a payment

I was late on a payment, but it was only for the weekend because I didn't realize the card hadn't been accepted, and I only owed $28. They charged me a $23.90 late fee, just for the weekend!!! Don't trust this app.

29 December 2025
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Madelyn, we understand how frustrating fees can be, and we deeply apologize for any inconvenience this situation may have caused you.

We’d be glad to investigate this further and provide you with more information on why this happened, so we have reached out to you directly via email. Please feel welcome to reply or contact us at [email protected]. Thank you! - Regina

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