Simple Fast Loans Reviews 21,261

TrustScore 5 out of 5

4.9

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company's user-friendly experience, highlighting the speed and simplicity of the loan application process. Consumers appreciate the ability to choose from various payment options and the clarity of communication throughout the process. People find the funding to be fast and reliable, often receiving the needed financial support within a short timeframe. The high level of customer service is another key aspect mentioned by reviewers. Customers appreciate the professionalism, courtesy, and helpfulness of the representatives. The company's willingness to work with individual circumstances and provide clear explanations is highly valued. Reviewers also like the option to monitor their progress and the flexibility in choosing payment dates.

Based on these reviews

Rated 5 out of 5 stars

Was simple fast and easy and I could choose my loan opportunities from little payment to fast payoff it was nice to be able to choose my payment options unlike others. I had options 36 payments 26 pay... See more

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Rated 5 out of 5 stars

Quick and easy application and approval process. This is a convenient option when you need access to money fast. However, it's important to note that this is not a long term solution as these loans ar... See more

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Rated 5 out of 5 stars

02/07/2026 Andre I had a great experience with my loan application. It went fast, and they were patient with me as I completed my application at the end. The approval is less than 30 minutes.... See more

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Rated 5 out of 5 stars

I had a great experience with Simple Fast Loans. The process was straightforward, quick, and easy to understand from start to finish. What really stood out was how fast the funding was! I recei... See more

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Rated 5 out of 5 stars

Easy to fill out online application and got an approval almost immediately! Would be happier if I were able to get the loan available and deposited to my bank on the same day, since I submitted applic... See more

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Rated 5 out of 5 stars

These lenders make it fast and easy to get funds. Thanking someone for being their customer after the application process is very refreshing, as there is little honor in the finance industry. Rates ar... See more

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Rated 5 out of 5 stars

Hello everyone understand Henry said where is his money they are responsible for casino game yes Henry did won slots and I really lucky hit a millionaire dollRS AND CIRST TIME I HIT BILLIONAIRE DOLL... See more

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Rated 5 out of 5 stars

This is by far one of the best companies to deal with. Very professional customer service and considerate. They are ready and willing to help you achieve your goal. As far as I'm concerned there isn't... See more

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Rated 5 out of 5 stars

Simple Fast Loans has always had my back at times of my financial needs. Reasonable ARP, funding with in 24 hours and online payment process makes it the best company. I highly recommend their service... See more

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Rated 5 out of 5 stars

I have always had good experiences with this company. Ms Lakiesha is wonderful!! She has helped me several times and is very professional,and courteous. Really enjoy talking to her,she really brighten... See more

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Rated 4 out of 5 stars

I started the application online, but felt reluctant to complete it by fear of it being fraudulent. I closed the app, but I really needed the help so, I called the customer support line and spoke with... See more

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Rated 5 out of 5 stars

Simple Fast Loans was a legitimate and easy way to apply and receive an online loan quickly. The entire process took no more than 10 minutes and my loan was approved 10 minutes later. They even let yo... See more

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Rated 5 out of 5 stars

What made my experience great is the simple, quick & easy same day process. It is self explanatory. Everything is written out for you once approved. You choose your amount. If you agree to terms, proc... See more

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Rated 5 out of 5 stars

Very fast and easy process...funding same day! UPDATE: Asked about Instant Funding (since I gave my debit card as well on application) no offer for that and was told if I don't get by Midnight that I... See more

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Rated 5 out of 5 stars

I have been using Simple Fast Loans for several years now when I need a little extra money when I get into a pinch or for an emergency. I usually have questions so when I call, every customer service... See more

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Rated 5 out of 5 stars

The loan provision protocol was as your entity name states, simple and fast. I was very pleased with not having to present any additional documentation, etc. The repayment terms were agreeable and I l... See more

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Rated 5 out of 5 stars

I had a great experience with Simple Fast Loans. The application process was incredibly quick and straightforward, and I was pleasantly surprised by how transparent everything was from the start. Wi... See more

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Rated 5 out of 5 stars

Best experience ever! Ms. Lakei was awesome! She was professional, knowledgeable, courteous, and kind! She answered all of my questions in timely manner, and was genuinely concerned about my curre... See more

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Rated 5 out of 5 stars

it really was fast and simple. rather than getting stuck renewing a payday loan forever (been there), the installment plan avoids that big payday hit and allows you to pay the loan. but be careful wit... See more

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Rated 5 out of 5 stars

It’s good I just got approved with funds on way but does say it can take up to midnight before u get funded so I’m currently still waiting long as it comes I have no complaints

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Rated 4 out of 5 stars

I completed paying my loan in Full with Finwise Rise credit two months ago and I am highly considering negotiating and working with Finwise again because I was very happy paying only $64.00 every two... See more

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Rated 4 out of 5 stars

Straight forward on-line loan application process. Liked how it asked me what date for payments and term for loan/amount of monthly payment. I received two loan agreements with incorrect 12 mo loan... See more

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Rated 2 out of 5 stars

I applied for a loan July 14, 25' and received an email stating that I was approved but if it was after 2pm, I wouldn't receive it until after midnight. I didn't receive the funds but got an email tha... See more

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Rated 1 out of 5 stars

I don’t like that they took all my personal information first, then giving me a message that they were not able to help me without explanation.🤨 I then received a note from them stating that an ema... See more

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Rated 5 out of 5 stars

I've tried alot of online webbys but this was by far the fastest and most professional experience I have been given,I highly recommend anyone looking for quick help to give this company a chance ans y... See more

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Rated 2 out of 5 stars

I applied on 3-3-2025, for an additional amount. It was approved The bank declined the funding. Apparently the funding was attempted using an expired debit card, on 3-4-2025. I never had an option for... See more

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Rated 5 out of 5 stars

Using Simple Fast Loans to help with life's unexpected challenges is simple, fast and conveniently easy and possible in a matter of hours! Being able to pay loan off faster is a real plus!!

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Rated 5 out of 5 stars

Simple fast and easy! Nothing else to it fill it out and find out if your approved once approved either sign or design your docs and the money is on its way! And I was fortunate enough to talk to cust... See more

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Rated 3 out of 5 stars

Only get this loan when able to pay in full within 3mons or less it takes so long to pay off a small loan less than 2,000. Only use for emergencies. I haven’t seen any reporting on my credit report re... See more

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Rated 5 out of 5 stars

I truly appreciate getting approved for this loan, especially during these tough times. It’s such a relief to have extra funds while still being able to keep money in my pocket. I was pleasantly surpr... See more

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Rated 5 out of 5 stars

You qualify in seconds for the loan and that is fantastic. The only thing I do not like is that you don’t allow your people to stay on the phone when we are doing the application in case we need help... See more

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Rated 5 out of 5 stars

The online application was easy to fill out with clear instructions. I do like how being able to pick the option that will be best for me. Interest is higher, but considering the circumstances. Paym... See more

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Rated 1 out of 5 stars

Was approved for alot more but only took out the minimum of $500. Simple and fast is a lie, I was suppose to recieve funds no later then midnight yesterday. Now the weekend so yet another few days. It... See more

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Rated 5 out of 5 stars

I had an excellent experience with Simple Fast Loans! The process was quick, easy, and transparent. The funds were deposited promptly, and there were no hidden fees or surprises. I highly recommend th... See more

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Rated 5 out of 5 stars

I spoke to Tiara and Nicole when I needed assistance. I ALMOST NEVER remember people’s names 5 seconds after them providing it to me. The rare thing is that I remember both of their names. It was be... See more

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Rated 5 out of 5 stars

Was very surprised on how quick and easy the whole process was. Haven't received funds yet but says I'm approved for $$ and will be directly deposited into my account by midnight. Seems to good to be... See more

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Rated 5 out of 5 stars

Very Thankful, Very grateful to be apart of a great family. N a time of financial situation. Thanks to everyone who makes customers feel valuable. Thanks for All your help and assistance.. Happy Ho... See more

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Rated 5 out of 5 stars

Fast and simple will be considered an understatement when you work with this company. Easy application and great on-line follow through. Clear progression steps that are just a few clicks to comple... See more

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Rated 5 out of 5 stars

Very easy process and they CLEARLY spell out what your monthly payments are and they give you the option to have a "day or 2 buffer" when the payment is taken from your account. In THIS day and age,... See more

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Rated 5 out of 5 stars

I am so impressed with the application process! I received a notice in the mail to scan the provided QR Code and I literally answered the questions and received confirmation that my loan was approved... See more

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Rated 3 out of 5 stars

As long as interest doesnt begin at assumption of signed debt and it begins at time of the transfer receipt of funds, I'm cool wit the terms. By law, you can not accrue interest on funds paid nor fun... See more

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Rated 5 out of 5 stars

WOW!!! receive offer in the mail, applied online and approved same day less than 30 minutes. Wonderful experience as I needed the funds for short term use. Thanks Simple fast loans. I will be referrin... See more

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Rated 5 out of 5 stars

I put in for a loan today and it was approved today. Most load companies have you wait 24 hours before you can receive your funds, not with Simple Loans they try to make everything happen as soon as... See more

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Rated 5 out of 5 stars

Honestly I was impressed every agent I communicated with seemed like they were giving me there absolute full attention, an online loan company, felt no stress, amazing experience. Fast, easy, 3 steps,... See more

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Rated 5 out of 5 stars

Simple and fast process. I scanned the code on the mailing I received, filled in the relevant information, signed the docs and done. I didn't end up having to fill out surveys or answer irrelevant que... See more

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Rated 5 out of 5 stars

They were accommodating, courteous and prompt in their effort to assist you in securing the loan. l like paying installment loans off early to minimize the fees and there are no penalty gor that They... See more

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Rated 4 out of 5 stars

The ease in which Simple Fast Loans made it possible for me to get my money on the same day! The application process was super easy and hassle free! My time is valuable and saving time doing this is s... See more

Company replied


Company details

  1. Loan Agency
  2. Alternative Financial Service
  3. Non-Bank Financial Service

About Simple Fast Loans

Written by the company

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Who We Are
When you need cash fast, every minute counts. That’s why Simple Fast Loans is committed to getting you the help you need without the hassle and wait of traditional big bank lenders.

Simple Fast Loans is the answer for your personal loan needs. With immediate decisions and next-day funding, you can receive up to $3,000 as early as the next business day. We have some of the best customer service representatives in the industry and paired with our easy-to-use website, you can apply and receive an installment loan, registration loan or line of credit from Simple Fast Loans all from the comfort of your own home (maximum loan amounts vary by state).

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Your Fast Cash Solution
We know what it is like to need cash in a hurry and at Simple Fast Loans, it doesn’t matter your credit situation, Good or bad credit is no problem with us. At Simple Fast Loans, we pride ourselves on quick approvals and great customer service. So if you need extra cash for unexpected expenses such as medical bills, car repairs or even your recent electric bill, we’re here to help.

Simple Fast Loans is a nationally recognized, fully-licensed financial service company offering online installment loans in Alabama, Arizona, Delaware, Idaho, Missouri, Mississippi, New Mexico, Nevada, South Carolina, Tennessee, Texas, Utah, and Wisconsin.

Don’t wait any longer. No matter your financial situation, we will work with you! We offer flexible repayment terms that make paying back your loan easy. Get the money you need right away by going to SimpleFastLoans.com.

APPLY ONLINE

Contact info

4.9

Excellent

TrustScore 5 out of 5

21K reviews

5-star
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Rated 5 out of 5 stars

Quick simple and fast

The company made me offer to received extra cash while still having a 3 months balance. Most places want you to pay off your loan before getting additional funds. The process was very simple and fast cash availability.

9 February 2026
Rated 5 out of 5 stars

You were very knowledgeable and…

You were very knowledgeable and attended to my needs very professional

10 February 2026
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Reply from Simple Fast Loans

Steven, we're happy to hear that you found our team member knowledgeable and professional in addressing your needs. We appreciate your positive feedback and thank you!

Rated 4 out of 5 stars

Easy to complete

11 February 2026
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Reply from Simple Fast Loans

Vickie, we're happy our service was simple and fast for you. We appreciate you sharing your positive experience with us; thank you so much!

Rated 5 out of 5 stars

True to their name

True to their name, they were quick, easy, and informative. User interface was slightly clunky when signing, but otherwise was very easy to use. Would gladly use this service again

11 February 2026
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Reply from Simple Fast Loans

James, we're glad you found our service quick, easy, and informative! We appreciate your feedback about the signing interface and will explore improvements. Thank you for your review; we value your business.

Rated 5 out of 5 stars

Your company took time to work with me…

Your company took time to work with me to find the right loan to accommodate my financial needs with a payment plan that is affordable for my income. The timely communication was spectacular with simple instructions to complete the loan process.

11 February 2026
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Reply from Simple Fast Loans

Becky, we're happy to hear that we could assist you in finding a loan that fits your financial needs. We appreciate your positive feedback regarding our timely communication and simple instructions. Thank you!

Rated 5 out of 5 stars

Easy to understand

Easy to read and understand

11 February 2026
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Reply from Simple Fast Loans

Kimberly, we appreciate you sharing your experience; we are so happy to hear that you found it easy to read and understand.

Rated 5 out of 5 stars

Everything was well worded you can…

Everything was well worded you can understand every step I give 5 stars

11 February 2026
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Reply from Simple Fast Loans

We're happy to hear that our clear instructions resonated with you! Thank you for your positive feedback and the five-star rating; we appreciate it.

Rated 5 out of 5 stars

Nice experience 100% recommend but But…

Nice experience 100% recommend but But since it's an emergency loan, try to pay it back as soon as possible. The interest rate is a bit high, but in my experience, they were able to resolve my debt at that time.👍

11 February 2026
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Reply from Simple Fast Loans

Jose, we're glad you enjoyed your experience. Thank you for sharing your feedback.

Rated 5 out of 5 stars

The process so simple to get a loan and…

The process so simple to get a loan and the rates was displayed upfront so people know what they will get and pay back in schedule. Very transparent. I love ❤️ it so much.

10 February 2026
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Reply from Simple Fast Loans

David, we're happy to hear that the loan process was simple and transparent. Thank you so much for your positive feedback; we appreciate it!

Rated 5 out of 5 stars

Fast and reliable

Fast and reliable

10 February 2026
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Reply from Simple Fast Loans

Amy, we're happy our service was simple and fast for you. We appreciate you sharing your positive experience with us; thank you so much!

Rated 5 out of 5 stars

Simple and fast to apply and get…

Simple and fast to apply and get approved

10 February 2026
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Reply from Simple Fast Loans

Daniel, we appreciate you sharing; we are so happy the application process was simple, fast, and you were quickly approved.

Rated 5 out of 5 stars

Clear & quick application process

Clear & quick application process, approval, & funding!! Approved @ 11:12AM & received my funds by 4:30PM same day!! Awesome. Thank you!!

10 February 2026
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Reply from Simple Fast Loans

We're happy to hear that you had a clear and quick experience with our application process. We're glad the approval and funding happened so fast! Thank you for your awesome feedback!

Rated 5 out of 5 stars

I liked the speed.

10 February 2026
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Reply from Simple Fast Loans

David, we appreciate you taking the time to share your positive experience with us; we are glad you liked our speed.

Rated 5 out of 5 stars

Simple and fast

Simple and fast! Easy process.

10 February 2026
Simple Fast Loans logo

Reply from Simple Fast Loans

Aide, we're happy to hear that you found the process simple and fast! Thank you for your positive feedback; we appreciate it.

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