Uprova® Reviews 34,649

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. People appreciate the quick and efficient service, with many reporting funds being transferred to their bank accounts within a very short timeframe. Consumers highlight the ease of the application process and the speed of approval, even on weekends. The company's customer service is commended for being responsive and helpful, making the entire process seamless and easy. Many reviewers express gratitude for the company's support during times of financial need, emphasizing the importance of having a reliable resource in emergencies. Customers value the transparency regarding the total cost and monthly payments, although some note that the interest rates are higher compared to traditional banks. Several reviewers mention the option to pay off the loan early without penalty, which they find beneficial. The user experience is generally positive, with people finding the online platform easy to use. Overall, individuals recommend this company for those needing fast access to short-term funds, especially when other options are limited.

Based on these reviews

Rated 5 out of 5 stars

When life is lifing and bills are billing but your paycheck remains the same Uprova has been there for me and my family. Uprova helped me see my son graduate basic training and bury my mother all in t... See more

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Rated 5 out of 5 stars

The entire process was quick and efficient. They (Uprova) explained each step and they followed through accordingly. Above board and honest...it doesn't get any better. I was a bit skeptical since I s... See more

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Rated 5 out of 5 stars

I needed emergency funds quickly, and Uprova delivered. While the interest rate is higher than that of a traditional bank, they were 100% transparent about the total cost and monthly payments before I... See more

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Rated 5 out of 5 stars

This company supported me during one of my lowest moments when I needed emergency help. I couldn’t be more grateful — having a company like Uprova that truly shows up when people need it most is incre... See more

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Rated 5 out of 5 stars

This company is one of the best companies I have had regarding a loan and I like how simple it is to complete the process. Their ability to provide excellent service and their speed makes it worth app... See more

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Rated 5 out of 5 stars

Fast, easy approval, didn’t have to communicate with anyone physically. Definitely came through when I needed them. High interest rate but I plan on paying mines off early so I can refinance.

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Rated 5 out of 5 stars

I’m a loyal customer- always pay off in full early, they notify me that I qualify, and then denied me . I’ve even left good reviews. This is not how you take care of good, loyal customers. Horrible e... See more

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Rated 5 out of 5 stars

I don’t even know what to say, but Thank you Uprova. In life you go through your ups and downs, it’s a complete blessing to have an outlet that can help & assist you to keep going. That what matters,... See more

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Rated 5 out of 5 stars

You guys have absolutely SAVED my life by allowing a down and out girl a CHANCE to actually survive! I’ve been in tears all day and couldn’t even get a loan advance on my tax refund from the company... See more

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Rated 3 out of 5 stars

Quick approval and funding but I will say the interest they charge is pretty over the top especially foe the amount funded. Really only makes sense if a quick in and out using this as a temp $ money... See more

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Rated 5 out of 5 stars

I was impressed with how quick and easy it was to apply for a loan with Uprova. I needed emergency funds, and after being approved, the money was deposited into my bank account within about 20–30 mi... See more

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Rated 5 out of 5 stars

My tenants' rent did not deposit today as planned. So I needed a quick option to get money in my account. Uprova to the rescue! A quick online form and signing of loan documents resulted in a depos... See more

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Rated 5 out of 5 stars

Customer service was very quick to respond and made the application process super easy. I’m glad they were able to help me right away when I was in a bind. I didn’t have to stress about waiting for ap... See more

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Rated 5 out of 5 stars

Quick easy process and very quick process to have funds deposited on a weekend!! My direct deposit from my employer was screwed up and it’s processed out of state. So waiting for a paper check is taki... See more

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Rated 4 out of 5 stars

This is a great company with convenient options for sending you money. You can receive funds on your card in less than 30 minutes, which can be very helpful if you encounter unexpected difficulties an... See more

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Rated 5 out of 5 stars

My experience has been AWESOME. As a 1st time user they helped me in my time of need not many question asked an the process was quite fast had my loan Processed approved and funds allocated in less th... See more

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Rated 5 out of 5 stars

Easy approval, funding, and payoff process. Also options for refinance after months of on time payments. Good for people with low credit score in a bind if you are willing to pay high interest. Howeve... See more

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Rated 5 out of 5 stars

It's fairly straightforward and timely. I've used their services a few times and I have never experienced any issues. I'm glad that they acknowledge that some people get paid semi-monthly, and allow t... See more

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Rated 5 out of 5 stars

Funds are always approved within minutes; especially if you’ve been through the process with them before and paid off your loan you then have access to funds within 30 minutes 24/7. Their charge rate... See more

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Rated 2 out of 5 stars

Exorbitant rates tried to pay off and was told they are open for another 6 hours when I called back was told they don’t take discover debit card (capital one) and they can’t update my bank info. I up... See more

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Rated 4 out of 5 stars

The process was fast and easy. Instant approval for the amount I needed. However the interest rates astronomical! If you are in a dire emergency and need funds today like I did and have no where to lo... See more

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Rated 4 out of 5 stars

Super fast approval, then the cash was in my account in like 20 minutes. Unfortunately what I will be paying back is astronomical. Good example of taking advantage of people who happen to be going t... See more

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Rated 1 out of 5 stars

Very predatory service that isn't up front with their 300% interest rate they charge. For example, if you borrow $1,200, the monthly payment + interest will turn out to be over $5,000 by the time you... See more

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Rated 4 out of 5 stars

So, there rates are pretty high, but as far as most of the companies that are out to get ya... They at least have a good operating website with full information. If you stay current and pay off your l... See more

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Rated 1 out of 5 stars

Their user registration and password creation/reset processes are simply broken. I still cannot create a password that actually works. I’ve done the reset process about 10 times and the passwo... See more

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Rated 4 out of 5 stars

Although the interest rate and total payback is extreme high, it served the purpose to alleviate the extreme bind I was in. After speaking with a rep I'm able to make a larger amount of the scheduled... See more

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Rated 4 out of 5 stars

Getting the loan was honestly simple, the application was quick, the site was easy to use, and I got an approval fast, if you’re stressed and just need money now, they’re good at that part. But... See more

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Rated 2 out of 5 stars

Total amount due for entire length of term is not fully revealed until funds deposited and agreement comes to email. Transparency is not there. 435% interest for term length is crazy. If you borrow p... See more

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Rated 5 out of 5 stars

Truthfully ? Interest rates are crazy high . However, they gave me a chance when no other company would and now me and my kids will keep our heat on!! The process took less than 20minutes no run arou... See more

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Rated 1 out of 5 stars

THEY LIE AND NOT TO BE TRUSTED This is not due to the fact that my loan wasn't approved, it's due to the fact that everything I read said applying wouldn't affect my credit score and it did - YOUR... See more

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Rated 5 out of 5 stars

Super efficient process, we had a temporary short term cash need that took us by surprise. Funds in account within less than an hour on a Saturday. 5+ Stars if I could thank you Improva, hope... See more

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Rated 5 out of 5 stars

Uprova has always had my back When I’m in a crunch, Uprova makes my day, never let me down, not even once, That’s why I’m a regular customer, no penalty for early repayment, Uprova sends your money... See more

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Rated 1 out of 5 stars

Can’t login to account but funds were sent. Seems kinda sketchy. I have reset the password and still cannot gain access to my account to see the said documents that I have already signed apparently. C... See more

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Rated 3 out of 5 stars

I was happy to get the loan but when I called to ask if the payment could be delayed one week , I was abruptly told it was impossible to do. I was afraid the payment wouldnt go throught because of an... See more

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Rated 1 out of 5 stars

HORRIBLE COMPANY. Took a short term loan and want to pay back early before due. Website won't allow me to log in and won't let me reset password. Cannot pay off early online. Called customer service... See more

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Rated 5 out of 5 stars

Easiest loan application I’ve ever done! My funds were deposited into my account in less than an hour! No credit check, no background checks and minimal paperwork! Thank you so much Uprova for helping... See more

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Rated 5 out of 5 stars

Quick and fast process and they actually delivered on what they said they would give unlike many other online lenders who only want your information or to get you to sign up for a subscription. They a... See more

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Rated 4 out of 5 stars

Uprova is great if you plan to pay your loan off early or make much higher payments than required. If you don't the interest rates can be a little crazy. I suppose that is expected for anyone like me... See more

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Rated 5 out of 5 stars

I really needed money fast for some time-sensitive expenses; I came across Uprova & thought I would give them a try based off the reviews. I’m so happy I did because I literally completed the applicat... See more

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Rated 1 out of 5 stars

They only prequalify you for a certain amount and they don’t let you borrow the whole amount only what you need which is ridiculous because that means once when you pay off whatever you borrow you hav... See more

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Rated 5 out of 5 stars

The process was pretty easy. They take steps in protecting sensitive information which can be really worrysome today while being online. The interest is high but if you are in a pinch it's there. Just... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service

Written by the company

Uprova is dedicated to advancing the lives of consumers who are under-served by traditional financial providers. For far too long, consumers have been stuck with a choice of predatory loans or no money at all. As an alternative, Uprova offers easy-to-access personal installment loans, utilizing our proprietary scoring system to offer our borrowers credit products. From debt consolidation to an emergency expense, we’re confident that Uprova has a lending option for you.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

35K reviews

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Rated 1 out of 5 stars

Don't you use them

We all realize that we are in trouble with our finances . But you and many other companies thrive on us . Your paybacknintrest rates are way to distorted. You make payback almost, if not impossible.

2 February 2026
Rated 5 out of 5 stars

Great experience

Fast, easy online application. Came through when I needed them the most when I was in a pinch. I have used them twice. Fast funding. Highly recommend!

10 February 2026
Unprompted review
Rated 5 out of 5 stars

Ease of Applying

Ease of Applying
I appreciate the ease of refinancing and the quickness of responding to customer's needs

11 February 2026
Uprova® logo

Reply from Uprova®

Christina Santiago,

We are so glad to hear that you received the 5-Star service Uprova is known for. We are happy to help you with your online personal loan experience. If you ever have comments, questions, or concerns about your service with Uprova, please feel free to reach out to us at [email protected].

Rated 5 out of 5 stars

Everything was quick and easy..

Everything was quick and easy... Definitely will do again if needed.

11 February 2026
Unprompted review
Uprova® logo

Reply from Uprova®

James Austin,

We are so glad to hear that you received the 5-Star service Uprova is known for. We are happy to help you with your online personal loan experience. If you ever have comments, questions, or concerns about your service with Uprova, please feel free to reach out to us at [email protected].

Rated 5 out of 5 stars

Easy to apply

Easy to apply

11 February 2026
Uprova® logo

Reply from Uprova®

We are so glad to hear that you received the 5-Star service Uprova is known for. We are happy to help you with your online personal loan experience. If you ever have comments, questions, or concerns about your service with Uprova, please feel free to reach out to us at [email protected].

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