Ikano Bank Reviews 80

TrustScore 1.5 out of 5

1.4

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Company details

  1. Bank
  2. Financial Consultant

Information provided by various external sources

Wir sind eine schwedische Bank, im Besitz der Familie von IKEA Gründer Ingvar Kamprad. In Deutschland bieten wir seit über 20 Jahren erfolgreich Finanzprodukte an und arbeiten mit vielen namenhaften internationalen Unternehmen zusammen. Erfahre hier me...


Contact info

  • Otto-von-Guericke-Ring 15, 65205, Wiesbaden, Germany

  • ikanobank.de

1.4

Bad

TrustScore 1.5 out of 5

80 reviews

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Rated 1 out of 5 stars

The worse credit card ever

The worse credit card ever, I cleared my credit card balance on time they still charged me interest which I’m not going to pay, living expenses is so high, they can take me court I don’t care. Pls avoid this credit card. Fraud

January 24, 2026
Unprompted review
Rated 1 out of 5 stars

Michal Sawicki

it is high time to informa BAFIN and police about this bank because they advertise IKEA Credit card but in reality such card doesn't exist

December 17, 2025
Unprompted review
Rated 1 out of 5 stars

How they operate is a mystery

How they operate is a mystery! Tried to apply for credit card all good. Then got into their ident process but app timeout while i was trying to upload documents. All i got from app i will get email on how to proceed with application. This is 4th week nothing ever received from them. When tried to apply again i got message they already have my application. Calling them is another story. Overall if you need reliable card that can be used dont bother and dont waste your time.

November 3, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent Customer Experience with Ikano Bank! ⭐⭐⭐⭐⭐

I’ve been a customer of Ikano Bank for some time now, and I couldn’t be happier with the service. The application process was straightforward and transparent, with no hidden fees or surprises. Their customer support team is genuinely helpful and easy to reach, always ready to answer questions in a friendly and professional manner.

What I appreciate most is the simplicity and clarity of their products. Whether it’s a loan, savings account, or credit offering, Ikano Bank provides clear information and fair terms. Their online platform is also very user-friendly, making it easy to manage accounts and track payments.

It’s clear that Ikano Bank prioritizes its customers by offering reliable financial solutions with a human touch. Highly recommended for anyone looking for a trustworthy and customer-focused bank!

April 10, 2025
Unprompted review
Rated 1 out of 5 stars

I applied for a credit online

I applied for a credit online, filled in the needed information about income, employment, hiring date etc. A few days later I got a loan offer in the mail, that I needed to sign and and send. I needed to upload ID on their web.

A few days after doing so, I got a message that there was important info that I needed to look into on their web-portal. After reading I called them since I found a loan transaction, but something was strange.

It turned out they rejected my application, since I had not been employed long enough. This leads me to say 2 things.

1 - Inform people of all such conditions before applying, if i had known this i would not have applied.

2 - When their IT system instantly refuses me a credit, why then send me a loan document that I need sign, why ask for id when at that stage they have already refused my application ?

This is wasting everyone's time. I shall not complain over their credit rating, but the case handling is foolish.

June 28, 2024
Unprompted review
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