Countingup Reviews 3,110

TrustScore 4 out of 5

4.2

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Consumers appreciate the user-friendly interface and find the app to be well-designed and easy to navigate. People highlight the convenience of features like bookkeeping, accounting, invoicing and tax preparation tools, which are particularly useful for small businesses. The application offers a modern approach to managing finances. Consumers have reported some issues regarding payments. Some reviewers report that the payments are not sent on time. Other users have mixed opinions about the customer service, with some praising the responsiveness and helpfulness of the support team, while others express frustration with the lack of phone support and the efficiency of the help provided.

Based on these reviews

Rated 4 out of 5 stars

When this online bank started I was one of first customers and it was great. Whilst it is still good, they have regular "outages" where "partners" are carrying out maintenance which is rather inconven... See more

Company replied

Rated 4 out of 5 stars

Easy to use bank account, business and bookkeeping software. I do however feel that the categories for expenditure etc. need to be improved. For instance there is no way of showing payments to cont... See more

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Rated 4 out of 5 stars

Been with them since 2021. Brilliant app with loads of handy features, including bookkeeping and accounting. I'd give it 5 stars if it had an API to automate bank feeds, but that's a smallish issue co... See more

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Rated 5 out of 5 stars

Very simple to use, book keeping as you go. Can allow access for accountants. Gives you options for putting away money for tax purposes. Only issue is a lot of places see it as a prepaid card as it’s... See more

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Rated 5 out of 5 stars

I just received my wages after a stressful delay, and I want to thank the Countingup team for their help. Debbie, Rochelle, and Dennis were incredibly compassionate, understanding, and patient throu... See more

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Rated 5 out of 5 stars

I broke my phone AND lost access to my email. Somehow Leah sorted it all out to verify the app on my new phone, without making it hard work for me, but still ensuring obvious safety checks were ticked... See more

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Rated 5 out of 5 stars

Love this account, very easy to navigate. Lots of prompts. I sadly don’t use all the facilities yet but the ones I do are very clear. I came from a high street bank but this account was a game changer... See more

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Rated 5 out of 5 stars

Amazing app, great for day to day banking. Easy invoicing. Fantastic tax preparation if used correctly. Been with counting up for around 2 years. If the turnover limits were to be increased it would b... See more

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Rated 5 out of 5 stars

It took me less than 10 minutes to create a business account with you - Wow! I had initially started the business account application process with my existing bank. Five weeks down the line I s... See more

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Rated 5 out of 5 stars

I have my own small business and I wanted a bank account for my business that was simple, easy to use and not too expensive. Countingup has a great app, easy invoicing option as well as bookkeeping /... See more

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Rated 5 out of 5 stars

I wanted to start up my own little business and for quite a long time the main barrier to that was my own fears of all the financial and administrative details that I just wasn't confident I could car... See more

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Rated 3 out of 5 stars

App not the most accessible for a new user, help chat bot useless, emails to the help section much more effective and efficient. New account set up quickly, card sent promptly. Had problems with my cl... See more

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Rated 5 out of 5 stars

I have been with counting up from their beginning . Never had any bad issues with them. Fabulous service which gets easier a better as they continue to grow and improve their services . Great company... See more

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Rated 3 out of 5 stars

Straightforward business banking, just doesn't have scope for much, no overdraft facility, no opportunity to save in different pots...but does however let you save tax separately. Not part kf the tra... See more

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Rated 3 out of 5 stars

Great for start ups ltd business with multiple directors. Easy to use and manage company accounts. However many payments we have for our website and email hosting do not accept this account which... See more

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Rated 1 out of 5 stars

Poor customer service. Only available on the app between 9-5, limited amount of money accepted. Revolut is better You’ve replied saying you’ve reached out, which you haven’t. I have complained on... See more

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Rated 5 out of 5 stars

Your bank offers amazing facilities via Countingup. It’s extremely helpful for business, with excellent VAT and billing services, and the mobile app is very easy to use.

Company replied

Rated 5 out of 5 stars

Specifically about the tax pot - brilliant idea and saves so much stress and hassle. Set it up and think no more about it, money set aside on every incoming payment ready for the dreaded tax bill. Tak... See more

Company replied

Rated 5 out of 5 stars

I’ve used Countingup for 3 years and it has always been great. The couple of times I ran into issues, their customer support took care of it immediately. Highly recommended.

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Rated 5 out of 5 stars

I love Counting Up. Having had to start working as self employed I needed something that would make the process of managing my finances and invoicing easier. Having the business account with... See more

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Rated 1 out of 5 stars

This company has unjustly blocked my account despite my providing all necessary evidence. I have yet to receive a response, as they have ignored my emails and messages. They have failed to provide a v... See more

Company replied

Rated 2 out of 5 stars

Slightly disappointed in the experience. As a new start up we onboarded and answered all the relevant questions. Yet on our very first company payment in the account got frozen and then decided to s... See more

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Rated 2 out of 5 stars

blocking funds for no reason ( transfers between accounts with the same name accounts ), not once, multiple times. My business is having delays with payments, and is also losing quick deal opportunit... See more

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Rated 3 out of 5 stars

We have experienced some difficulty with the fact that Counting up isn't recognised by some other instititions. For example, we talked to a company about a business loan and they wouldn't accept our... See more

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Rated 1 out of 5 stars

Absolutely garbage the advertised wording clearly said no credit check but I was refused a business account by countingup complete waste of time Fun fact I went to a high street bank who done cred... See more

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Rated 1 out of 5 stars

I signed up with Countingup intending to move all my business finances to them. However, when I tried to use my card to pay for business insurance, the card was immediately blocked. I reached out... See more

Company replied

Rated 1 out of 5 stars

I had a small amount come into my bank and i had several questions asked of me and business which was too much for a new business starting up regardless of this money laundering checks that banks have... See more

Company replied

Rated 1 out of 5 stars

Awful customer service! Today my company received our first ever payment which amounted to very nearly £10,000. As we sat down to do payroll we noticed our account had been blocked from send... See more

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Rated 4 out of 5 stars

I had issues with deleting direct debits, the process of swiping left to delete them doesn't work but to be fair the management got back to me and has flagged this to the technical team. The msg syste... See more

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Rated 1 out of 5 stars

You people are rubbish. Am going to close my business account with you people, how come you have system in place to talk to your customers. My account is blocked and nobody can help open my accoun... See more

Company replied

Rated 1 out of 5 stars

I signed up with Countingup intending to move all my business finances to them. However, after 2/3 days of account opening the App shows that Payments out are disabled (even i have not used th... See more

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Rated 5 out of 5 stars

My experience of setting up a new account with Counting up, was excellent! I was guided logically through the application and found the information I needed very quickly. So far it's the most practica... See more

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Rated 1 out of 5 stars

Bad customer service, no call support, terrible response time and after I provided all details they still hold my company money for no reason ! And even for 1 month !

Company replied

Rated 4 out of 5 stars

Really great user interface. Very intuitive and helpful, especially for a first time business owner such as myself. Only areas of improvement are around foreign transaction fees (~3%), and the fac... See more

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Rated 1 out of 5 stars

Payments never being sent on time - other banks when I transfer money it gets sent in the same instant. With counting up I’m waiting hours if not days for money to be sent where my money could be in t... See more

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Rated 5 out of 5 stars

A Brilliant Banking Solution for Small Businesses Countingup has been a game changer for my business. Everything from setting up the account to managing invoices and taxes is smooth, fast, and... See more

Company replied

Rated 1 out of 5 stars

UPDATE. thanks for your response, however you haven’t emailed me (I have checked junk). Yes, I am aware of new APP scheme, however I was scammed in August 2024, so the APP legislation does not apply... See more

Company replied

Rated 1 out of 5 stars

disappointed with customer service of countingup they don't solve the problem. I have contacted them to close my application but they don't close and saying again and again that consider it closed. Ho... See more

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Rated 1 out of 5 stars

Avoid This Bank at All Costs – Read the 1-Star Reviews First! I opened a staff account with this bank under my company, Motolink South Wales Limited, and deeply regret it. Today was suppo... See more

Company replied

Rated 5 out of 5 stars

Very convenient and will help put money aside for taxes as well as estimate what you need. It’s like having an accountant in the account.

Company replied

Rated 1 out of 5 stars

No customer support line. Texting is the only way to get help and if they don’t like your questions or want to help, they just cut you off. Also card payments take 7 days to clear into your account.... See more

Company replied

Rated 4 out of 5 stars

A business account with integrated books keeping. The only reason I'm giving 4 starts is because i can't use the card with GPay

Company replied

Rated 1 out of 5 stars

Really comected app payment process procedure Is slow completed all my suppliers revive they payment so late due to app holds funds most of the time for all payment regardsless first time payment or... See more

Company replied

Rated 3 out of 5 stars

I’ve been using my business account with CountingUp without issue for the past year. However, after receiving a large payment, my account was immediately frozen with no warning, and I’ve b... See more

Company replied


Company details

  1. #38 of 49 best companies in Bank
  2. #15 of 20 best companies in Accounting Software Company
  3. #95 of 118 best companies in Financial Institution
  4. #8 of 12 best companies in Tax preparation software

About Countingup

Written by the company

Forget everything you know about business banking.

Countingup offers what traditional banks don’t – money, accounting and tax in one smart app, plus all the tools you need to help your business thrive. Think instant invoicing, automatic expense tracking, built-in accounting software, money-saving tax tools and live business insights. Countingup takes care of your financial admin so you have the time to focus on what you love.

Apply today in less than 4 mins, start accepting payments straight away and receive your debit Mastercard® in the post in a few days. You’ll also get a free 3 month trial with no strings attached.

Over 100,000 sole traders, freelancers and UK Ltd companies have already chosen Countingup as their business current account. Will you be next?


Contact info

4.2

Great

TrustScore 4 out of 5

3K reviews

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Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Great service quick set up

Great service quick set up

5 February 2026
Countingup logo

Reply from Countingup

Yaser - thank you for the wonderful review! ✨

We know it's important to get things moving as quickly as possible when you're starting up a business 😊

❤️ Team Countingup

Rated 3 out of 5 stars

Great app / although could include…

Great app / although could include estimates and a side savings account

4 February 2026
Countingup logo

Reply from Countingup

Thanks for the review and for your great suggestions 😄

We're glad you're enjoying the app so far and we're always looking for ways to improve. Savings accounts are definitely a feature we're hoping to offer in the near future so keep your eyes peeled 👀

❤️ Team Countingup

Rated 5 out of 5 stars
Countingup logo

Reply from Countingup

Thanks for the 5 ⭐️ review Akhtar!

We're pleased to hear that you feel the app is user-friendly, our teams have worked hard to make sure that all of our features are easy to use 📲

❤️ Team Countingup

Rated 5 out of 5 stars

AWESOME BESPOKE SERVICE

AWESOME BESPOKE SERVICE. NO ISSUES NO HASSLES. GOOD SO FAR

19 December 2025
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Reply from Countingup

We're thrilled to have received such a lovely review Akinwale 😊

We aim to provide a service that feels tailor-made for business owners, so it’s great to know we're hitting the mark 🎉

❤️ Team Countingup

Rated 5 out of 5 stars

Counting up has made it easier to run…

Counting up has made it easier to run my business

3 February 2026
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Reply from Countingup

Thank you for the fab feedback Decency 😄

Countingup is all about making managing your day-to-day business operation easier! We look forward to supporting your business as it continues to grow 🚀

❤️ Team Countingup

Rated 5 out of 5 stars

Tax Pot Saving Cash and Stress

Specifically about the tax pot - brilliant idea and saves so much stress and hassle. Set it up and think no more about it, money set aside on every incoming payment ready for the dreaded tax bill. Takes the stress right out of it all.

3 February 2026
Unprompted review
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Reply from Countingup

We're pleased to hear that you love our TaxPots as much as we do Shelley 🙌

Managing taxes is often the biggest headache for small businesses. Our Tax Pot is intended to be that peace of mind that those taxes are taken care of! ☺️

❤️ Team Countingup

Rated 5 out of 5 stars

Your bank offers amazing facilities via…

Your bank offers amazing facilities via Countingup. It’s extremely helpful for business, with excellent VAT and billing services, and the mobile app is very easy to use.

29 January 2026
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Reply from Countingup

This is wonderful to hear Mahi - you've truly made our Friday! 😃

We've worked really hard to make sure that the VAT features we offer are beneficial for our customers. We're also pleased that you're finding the app easy & useful for all your businesses needs 📲

❤️ Team Countingup

Rated 5 out of 5 stars

It been a great and wonderful…

It been a great and wonderful experience banking with countjngup

29 January 2026
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Reply from Countingup

What a fantastic review Anthonia 😄

We appreciate you taking the time to share your experience with us. We've worked hard to build an experience that supports business owners.

❤️ Team Countingup

Rated 5 out of 5 stars

Great service

28 January 2026
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Reply from Countingup

We're pleased you're happy with our service ☺️

❤️ Team Countingup

Rated 5 out of 5 stars

Great online Banking for business…

Great online Banking for business owners. I will recommend

27 May 2025
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Reply from Countingup

Thank you for the lovely review Mathias 😊

We love to hear that Countingup is working for you and your business. We're also thrilled to hear that you're going to spread the word to other business owners!

Thanks for being with us!

❤️ Team Countingup

Rated 5 out of 5 stars

Great service

All sorted on quick way. Thank You

23 January 2026
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Reply from Countingup

Thanks for the fab review Irina 😊

We're so glad we could get everything sorted for you quickly! 😄

❤️ Team Countingup

Rated 5 out of 5 stars

Good service and so fast with everything

Good service and so fast with everything

23 January 2026
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Reply from Countingup

We know that for business owners, time is money - so we're thrilled to hear about your experience with Countingup so far Iftene 😊

We look forward to supporting you and your business in the future.

❤️ Team Countingup

Rated 5 out of 5 stars

User friendly

Much better to use compared to a high st bank

23 January 2026
Unprompted review
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Reply from Countingup

This is what we love to hear Pat! 🙌 🙌

We believe in building a platform that is smoother and more intuitive than what high street banks can offer - we're delighted that you can see this!

❤️ Team Countingup

Rated 5 out of 5 stars
Countingup logo

Reply from Countingup

Thank you for sharing your experience with us ☺️

We always strive to make our onboarding process as seamless as possible! We're glad to have you with us 💪.

❤️ Team Countingup

Rated 5 out of 5 stars

Very good 👌.

Very good 👌.

15 January 2026
Countingup logo

Reply from Countingup

Thanks for the 5 ⭐️ review!

We're glad to hear you're enjoying our services so far! If there's anything else we can help with in the future, don't hesitate to get in touch.

❤️ Team Countingup

Rated 5 out of 5 stars
Countingup logo

Reply from Countingup

Thank you for the 5 stars David! 💫

We’re glad to hear you’re finding our system excellent. We look forward to continuing to support your business!

❤️ Team Countingup

Rated 5 out of 5 stars

Great with business compliance prompts.

Great with business compliance prompts.

Fees are not cheap and inward payments are not instant but overall very satisfactory

15 January 2026
Countingup logo

Reply from Countingup

Thanks for the review Jonty 😄

We've noted your comments on payment speeds, as we always want to improve things for customers where we can. We try to offer competitive pricing based on the variety of features we have built into our app 📲

We're glad that, overall, you're happy with your Countingup experience!

❤️ Team Countingup

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