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Company details

  1. Alternative Financial Service
  2. Software Company

Written by the company

At Cent Capital, we believe that financial well-being is a fundamental human right, not a luxury for the few. For too long, the global financial system has been complex and intimidating, creating a crisis of persistent financial anxiety for billions of people. Our mission is to dismantle these barriers by building the financial infrastructure that empowers economic inclusion for all, in direct alignment with UN SDGs 1, 3, and 10. We are not another restrictive budgeting app or a bank trying to sell you more products. We are an AI-powered financial co-pilot, designed to be a dedicated and trustworthy partner on your personal financial journey. Our software makes it simple. By securely connecting your financial accounts, you get a complete, holistic view of your finances in one place. From there, our intelligent co-pilot gets to work. It analyzes your unique trends, provides gentle, personalized nudges to help you build better habits, and works tirelessly in the background to detect hidden fees and potential fraud, saving you money and giving you peace of mind. We are built on a foundation of trust and transparency. Our unique "Education, Not Advice" framework and a radically low-cost subscription model ensure our goals are always aligned with yours—we succeed when you succeed. We are committed to providing clear, actionable, and data-backed insights to help you achieve financial clarity and confidence. We invite you to join us in creating a new future for personal finance—one that is accessible, intelligent, and empowering for everyone.


Contact info

3.7

Average

TrustScore 3.5 out of 5

1 review

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Rated 5 out of 5 stars

Finally, a finance app that gets it

I’m a 27-year-old marketing consultant juggling student loans and inconsistent freelance income. Traditional budgeting apps never fit my cash flow — they feel built for people with one steady paycheck and perfect credit. Cent Capital changed that.

It consolidated my checking account, credit card, PayPal and freelance receipts into one dashboard. The app’s AIO-powered nudges flagged subscription charges I’d completely forgotten about. In 10 days I recovered about $225 by cancelling a duplicate Prime membership and a streaming add-on tied to a second account I’d asked Amazon to close (they never completed the closure). That money increased my emergency fund by 10% and gave me more breathing room.

What stood out:

Subscription tracker & alerts: Finds duplicate or buried charges.

Automated savings nudges: Suggests where to redirect canceled subscription money into recurring transfers.

In-app education: Digestible lessons on debt payoff and investing without the jargon.

Dashboard for gig finances: Combines bank, card, PayPal and freelance income so nothing slips through.

Bottom line: If you’re a gig worker or someone with irregular income, Cent Capital is an all-in-one personal finance tool that turns forgotten spend into automated savings.

I'm a happy camper now that I basically found free money because of Cent Capital!

September 18, 2025
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