Experian Reviews 3,650

TrustScore 3.5 out of 5

3.6

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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. People appreciate the staff, finding them helpful and understanding. Many reviewers mentioned the agents listened to their issues and offered useful solutions. Consumers also report that the company is doing its best to provide a good service, depending on the specific circumstances of each customer. However, some customers express concerns about payments and response times. A segment of reviewers find the customer service and the overall service ambiguous. Some people report slow updates to transactions and difficulties in connecting bank accounts. Others mention that the company's explanations are not always clear, and the phone line service is appalling.

Based on these reviews

Rated 3 out of 5 stars

Sorted out the problem of erroneously recording a five year old case of ID fraud which had downgraded my credit score by about 250 points. However, it took more than a week and clearly a lot of doubt... See more

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Rated 3 out of 5 stars

I love the Credit Lock feature on my account. After having my identity stolen, I really had little other choice than to sign up for it. Whilst it is a superb tool, paying £15 per month for it just fee... See more

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Rated 5 out of 5 stars

I have been having a terrible time with Vodafone, it's taken me months to get through to them about a supposed bill on a closed account, which all now appears to be a mistake. It's been very stressful... See more

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Rated 5 out of 5 stars

After my wife leaving me a few years ago I soon realised she was running up debts and my daughter and I were getting mail for my wife that confirmed this. I contacted Experiam for a Disassociation not... See more

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Rated 5 out of 5 stars

Can’t believe how quick our dispute was sorted. Within one week of asking Experian to query & correct an entry on my report, it was resolved. They even contacted the company involved for us to correct... See more

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Rated 5 out of 5 stars

A VERY USEFUL WAY TO COUNTER SCAM ATTEMPTS!! I had a scam call: made me say “yes”(recorded me?), CANCELLED the call.. went to my bank who recommended the main 3 credit agencies: also started “instant... See more

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Rated 1 out of 5 stars

Experian sold my information to third parties who I’ve now had to contact and ask to remove my data from their systems and cease sending me letters and emails. I also had to contact Experian and fill... See more

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Rated 5 out of 5 stars

They’re doing there job well, making sure there customers are receiving good service depending on individual circumstances. Trying there best to help where there’s possible. Some leaders letting t... See more

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Rated 1 out of 5 stars

50% of my complaint tools weeks of hassling for them to address. Still not resolved after goodness knows how many different people been in contact with me Second 50% hasn’t even been acknowledged ye... See more

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Rated 5 out of 5 stars

I contacted Experian after hearing about some issues that seemed likely to have an impact on my credit rating. Their response was quick (after setting up an account) and felt secure. I am now a lot be... See more

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Rated 5 out of 5 stars

Before emailing Experian, I'd requested help from my bank and had written letters to the DWP and Experian but got nothing from them. The two agents, Xiao and Michaela, who replied to my query were bo... See more

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Rated 5 out of 5 stars

I was fed up with you and Welsh water for not sorting out my point score. I am due to renew my car finance really soon, and decided the APR was too greedy. My bank told me they would loan me the fin... See more

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Rated 1 out of 5 stars

Experian seems a bit slow to understand what is happening. I queried some incorrect balances from several lenders. They all very quickly admitted that they were at fault and put through rapid updat... See more

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Rated 5 out of 5 stars

first of all I would like to thank you Experian. I cant remember of whom I spoke to but I was very concerned about my credit score and if anyone else was trying to use my credit score but the gentlema... See more

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Rated 5 out of 5 stars

Excellent without Experian i would never have known about a company saying i was late in payments and owed them £4000. I haven't bought from this company and dont owe them anything. It had effected m... See more

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Rated 5 out of 5 stars

It’s been helpful to me to have a membership while my credit rating was so bad to monitor it. Also had good advice when I’ve needed it by calling customer service when I need to know what steps to tak... See more

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Rated 1 out of 5 stars

They have not updated my Credit Card balance, even after trying to log in to my Bank data (the option they offered). They offered loans with a 90% chance of approval, but neither was successful, so no... See more

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Rated 1 out of 5 stars

I’ve been using version 9.2.0 on Android 13 with ColorOS 13, and the app keeps crashing constantly. It seems like Android devices with different system versions aren’t handled well — ColorOS in partic... See more

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Rated 5 out of 5 stars

I was alerted by Expirian that a credit card I did not recognised had been added to my account. After informing them, they did everything in their power to investigate and had the card removed from... See more

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Rated 2 out of 5 stars

Once again my Experian report is reduced primarily because I do not use my credit card .. I don’t need one and using (one apart for protection )is all I was told to do from a young age …I am not sure... See more

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Rated 1 out of 5 stars

I think its v poor that your ratings should drop for applying multiple times for a loan or credit card.. It seen that by doing they you are attempting to gain the best rates. It's due diligence a... See more

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Rated 1 out of 5 stars

Experian sent me a message saying my credit score has gone down. I logged in and paid to find out why. It wasn’t clear. I eventually got an answer which was that I had paid off my mortgage. I do n... See more

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Rated 2 out of 5 stars

The new scoring system is relatively poor and odd. Examples are: 1- raised 20-30 points for “joining the electoral register” no changes there 2- points reduction for going into agreed overdraft f... See more

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Rated 1 out of 5 stars

Dear Experian Team, My Experian credit score was previously high, but it has recently dropped significantly without any clear reason. I have not missed any payments, applied for new credit,... See more

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Rated 2 out of 5 stars

Hii experian i am pretty satisfied with all the services.. but my last problem with my account details is being sorted even after trying on the call also multiple times.. i wanted to connect my other... See more

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Rated 1 out of 5 stars

Experian credit check is basically showing information you can already see for free through your online banking. If you want a detailed credit report, you have to pay, which honestly doesn’t feel w... See more

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Rated 2 out of 5 stars

The speed at which they respond is too slow. Most customers contacting Experian are, I imagine, in a state of distress rather than overjoyed due to a negative score or some sort; hence, expediency is... See more

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Rated 1 out of 5 stars

I currently can’t access my account through no fault of my own. Requests for a password reset have repeatedly failed. I am in desperate need of credit which is being blocked by the CREDIT LOCK, until... See more

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Rated 1 out of 5 stars

‼️updates to their AI ranking model system highly unethical ‼️ without prior warning to upgrade which adjusts yours sore significantly- leaves a previously excellent score reduced to fair. When I c... See more

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Rated 2 out of 5 stars

Doesn't Work Properly!!! When you hit boost to link your bank account and you get an increase by say 20 points, it doesn't actually add 20 points??? It adds it to minus 20 of your actual score?... See more

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Rated 1 out of 5 stars

Bombarded with emails about checking to see if I'm eligible. Pre-approved for a Creation Loan, who I'm with through Currys. Always paid, never missed. Applied with 'guaranteed' with no possible perc... See more

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Rated 1 out of 5 stars

What an appalling company all about upselling. Stupid worrying emails ('a hard search has been undertaken') just to encourage you to download /use their App. Grim and unethical. Signed in for the free... See more

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Rated 2 out of 5 stars

I just don't get it!. If you don't use your credit card for a while the card company closes your account. If you use your card for small purchases it impacts your credit score. I used my credit card f... See more

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Rated 1 out of 5 stars

Despite the fact I say no marketing I regularly get email marketing from Experian. It's impossible to contact them by phone as I only have a free account and I am not paying to upgrade when the ser... See more

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Rated 1 out of 5 stars

Trying to use my account (£10.99/month) for the first time in a year. Didn't get password reset emails. Unable to contact them by phone (which is fundamentally basic) or find email address to discuss... See more

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Rated 1 out of 5 stars

Telephone line is appalling. Whether you try from the app or online. A weird typing sound goes on for ages after you've finally passed their awful verification and nothing else happens. Appalling se... See more

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Rated 1 out of 5 stars

A disgusting dishonest company run by very disreputable people! Recently applied for statutory credit report They have sent me a letter in post Trying to fill in pass key , have given up Obviousl... See more

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Rated 1 out of 5 stars

Woke one morning with an alert of credit score change , to find it drop from excellent to fair . I've always on top of my payments so wasn't quite sure what happened . Nothing is showing on... See more

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Rated 1 out of 5 stars

Terrible customer support and pretty much none existent. Been asking for a notice of correction to be removed from my credit file since 2009 and it’s still there following several telephone calls em... See more

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Rated 1 out of 5 stars

Signed up for Experian and paid subscription as I have a defaulted payment against my score that is for an unknown person. Experian stated that they could help remove but instantly sent a message sayi... See more

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Rated 1 out of 5 stars

After years as a paying Experian customer I tried to help a friend who had returned to UK after a 25 year gap. Before applying for a bank account and credit card she asked me to credit check her first... See more

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Rated 1 out of 5 stars

Experian in their wisdom have decided to change the way they calculate the credit score,which has caused extre distress as going from an excellent score to bad. I have checked my report and the reason... See more

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Rated 1 out of 5 stars

What an absolute carry on trying to login to my account, tried everything, resetting passwords ect, nothing works. it’s impossible to get to speak to anyone, if not automated justs cut you off numbers... See more

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Rated 1 out of 5 stars

I was renting a house and they asked me to generate my Experian PDF, but it's been giving me an error for over three months. I've contacted them, but so far, no solution has been found. The service i... See more

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Rated 1 out of 5 stars

Wow wish I'd read the reviews, thankfully can still cancel during the free trial. Astounded that such a well known/seemingly respected company has the most scammy seeming, useless service imaginable... See more

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Rated 1 out of 5 stars

Very slow to update transactions. I feel that other credit reference company's are quicker to update payments. I don't understand why it takes you 8 weeks to make changes and why you would check on... See more

Company replied


Company details

  1. Credit Bureau
  2. Alternative Financial Service
  3. Credit Reporting Agency
  4. Online Marketplace
  5. Price Comparison Site

Written by the company

Check your credit report and score from Experian UK. Our free credit check provides your credit history and rating online.


Contact info

3.6

Average

TrustScore 3.5 out of 5

4K reviews

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Rated 5 out of 5 stars

First class service

I have been dealing with Experian over several days and on every occasion I found the staff to be very polite, friendly, professional and extremely helpful. The predicament I was in meant their expertise was invaluable in sorting out my problem.

February 10, 2026
Rated 1 out of 5 stars

Very Disappointing

I received an email from my bank with a link before Christmas, saying that there had been a data breach and to create an account with you.
I tried to do this but the system couldn't verify me.
I've telephoned for help 3 times about this and got absolutely nowhere.
The first time I was told to create another email address. I didn't want to do this. The second time I was told to send my driver's licence in. That was ignored, as the answer amongst the waffle was, 'You've got one more chance to to try to be verified.'
Then last week I spoke to Amy, who said, that she was going to find out what the problem is and phone me back the following day. I'm still waiting. However, what she did make sure that she did, was to get me to fill out a survey.
No-one should be asked to fill out a survey until they know if their specific issue has been resolved or not. That's a con.

February 5, 2026
Rated 2 out of 5 stars

I reported a fraud of my account with Lyca

I reported a fraud of my account with Lyca mobile and a mo th down the line my credit is still showing the default and my score still heavily effected which has and is having an impact on my life

January 12, 2026
Experian logo

Reply from Experian

Hello.

I can understand why this has caused you so much stress. Seeing a default linked to fraud remain on your report for this long would leave anyone worried.

After looking into your account, I can see that we recently emailed you with the outcome of your query. Please log in when you can to confirm that the changes have been processed for you.

Thank you for your feedback.


Thanks, Stefan.

Rated 1 out of 5 stars

Mix in one two different people credit…

Mix in one two different people credit history,and after can’t fix that!!!

February 12, 2026
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Reply from Experian

Hello Darius,

I can see why this would worry you. Having two people’s credit information appear mixed together is a serious issue, and it would feel incredibly frustrating when you are then unable to put things right yourself.

Anyone in your position would understandably feel concerned about the impact this could have on their own record. After looking into your account, I’m pleased to say that we emailed you recently to confirm that the issue has now been resolved. Please log in to your account when you can to double‑check everything looks correct on your side.

Thank you for raising this with us. Your feedback highlights how important it is that situations like this are handled quickly and accurately.

Stefan.

Rated 5 out of 5 stars

Thanks for removing some of my dispute…

Thanks for removing some of my dispute successfully but still some more on my credit file which I have raised.

February 11, 2026
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Reply from Experian

Hello, MD.

You're welcome!

We will continue to investigate any remaining disputes. Make sure to check your Junk and Spam inbox folders incase our email falls into here.

Have a great day, Claire.

Rated 5 out of 5 stars

Good response

I got good Response from Experian Customer Services

February 5, 2026
Unprompted review
Experian logo

Reply from Experian

Hello. Thanks for your feedback! We're glad our team were able to help! Thanks, Neil.

Rated 5 out of 5 stars

I check Experian when I need to see my…

I check Experian when I need to see my credit report or looking for new credit cards, I seen they had a credit card that was still on file that I’d payed off, so I got in touch on their app which was really easy and they removed it very quickly and it helped my credit score once it updated.

February 11, 2026
Experian logo

Reply from Experian

Hello, David.

It's great to hear you've found our service five-stars!

We stive to ensure all customer reports are as accurate as possible and will query any issues on our customers behalf.

I'm glad to hear your records are now accurate!

Thanks, Claire.

Rated 5 out of 5 stars

It’s really good

It’s really good

February 11, 2026
Experian logo

Reply from Experian

Hello, Gloria. Thanks for taking the time to provide your feedback, we really appreciate it. Thanks, Neil.

Rated 5 out of 5 stars

Excellent Service

Quick, efficent service, staff professional and keen to help.

February 10, 2026
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Reply from Experian

Hello, A T.

Thank you for your review!

It’s lovely to hear you find our services helpful! We aim to provide our customers with accurate and useful information, both in their reports and through our app and website.

Have a great day, Claire.

Rated 5 out of 5 stars

Brilliant

Brilliant, all sorted and thank you

February 10, 2026
Experian logo

Reply from Experian

Hello, Martin. This is good to know! We appreciate you trying our service and sharing your positive experience! Thanks, Neil.

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