Night Winds Lending Reviews 424

TrustScore 4 out of 5

4.2

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the high level of customer service provided, highlighting the staff's professionalism, patience, and knowledge. Consumers felt that the agents were helpful, friendly, and clear in their communication, ensuring a smooth and easy process. People also value the user-friendly experience and the care shown by the agents when addressing their concerns. However, some reviewers expressed concerns regarding the payment process, specifically related to the timing of deposits and the accuracy of scheduled payment dates. Some users reported delays in receiving funds and discrepancies between promised and actual deposit times. Despite these issues, many customers acknowledge the company's support during emergencies and express a willingness to use their services again in the future.

Based on these reviews

Rated 4 out of 5 stars

I was approved for a loan yesterday and was told the deposit will be by 6 pm or the next morning but the deposit still have not deposited and it 12noon. Once I called I was told it will be before 6 pm... See more

Rated 5 out of 5 stars

The agent that called me this morning was Mecca and she imitating communication with me after filling out the application online is the sole reason I have my loan approved today I would not even have... See more

Rated 5 out of 5 stars

Night Winds Lending is the epitome of genuine and honest service without holding back certain information and their fees are straight forward - what you see is what you get. Fast and reliable and op... See more

Rated 5 out of 5 stars

I love the care and customer service they show me when I'm on the phone with the agents. They actually pick up the phone and call u when they need any kind of clarification or need you to email critic... See more

Rated 5 out of 5 stars

Listened to all my crazy questions. Every time I asked anything, a the time to think clearly to be educated to get the thanks and give me with the best possible answer over and over never even smell t... See more

Rated 5 out of 5 stars

The lady was polite ,knowledgeable of the company and the rules and guidelines concerning the loan and d explained it clear to me on what I needed to do to pay back my loan without to much interest ki... See more

Rated 5 out of 5 stars

They actually made my experience great, always there for me when I'm in a bind. I just would like to be able to get a higher rate on the loan but otherwise...very satisfied!

Rated 1 out of 5 stars

Went thru the entire process verified yesterday funds would be deposited between noon and 6am. It's now 1pm next day and nothing. I called night winds lending and the said it's my banks issue and pend... See more

Rated 5 out of 5 stars

The help from the agents were very well professional. No matter how many questions I had or asked they were answered professionally and with patience. My experience was INCREDIBLE.

Rated 5 out of 5 stars

I needed that help to be able to take care of some bills got sick so my hours were less and hopefully soon am able to pay what need too thanks for approving me

Rated 1 out of 5 stars

The worst experience trying to get a loan from these assholes! the people waste your time ask a 1000 questions for a few grand then to tell you a outrageous apr %what a bunch of clowns if you wanna g... See more

Rated 5 out of 5 stars

The customer service was friendly and clear to understand. She answered all of my questions. Was professional and handled my verifying my personal information with ease was understanding to my concern... See more

Rated 5 out of 5 stars

Sarah, my representative, made this an easy, straightforward, and pleasant process. She was clear, thorough, and respectful. She deserves more money.

Rated 3 out of 5 stars

The process was easy but I have still not received the money in my account. I applied three days ago and still nothing. The reason I got alone because I had an emergency. The website that I should get... See more

Rated 5 out of 5 stars

Very amazing communication that is clear and thorough. You warn about the payments, which I appreciate. You guys have really helped me out this month, thank you!

Rated 5 out of 5 stars

The process was simple and stress-free. Customer service was friendly and helpful every step of the way. I’d definitely recommend Night Winds Lending to anyone looking for quick and reliable support.

Rated 5 out of 5 stars

Fast, easy, secure. No headaches. Phones were answered in a timely manor. The customer service support I spoke with was kind and informative.

Rated 1 out of 5 stars

approved me signed the docs and the money never arrived. My intuition knew something was potentially wrong. Sure enough, they told me the underwriting did not accept in the end. SO STUPID, unethical b... See more

Rated 1 out of 5 stars

Well, the advertisement says you can get the loan same day. I spoke with someone & was told that the loan will come tomorrow. Today is tomorrow & I haven't seen the money yet. Im not complaining for i... See more

Rated 1 out of 5 stars

If you’re in a situation and need to find financial help. This is not the place to go. They tell you your pre approved and your money will be in your bank account by 6pm that day . To not be notifie... See more

Rated 1 out of 5 stars

Still haven’t received funds and I gave access to my information. No one could provide an eta. I’ve gotten loans before always have received an eta about when funds would be available. Customer servic... See more

Rated 3 out of 5 stars

They accepted me for 200 dollars and nothing more and the interest rate is through the roof. That’s the con of the lender, the pros are that I got accepted for 200 when no other lender would lend with... See more

Rated 2 out of 5 stars

The application website was giving me grief so I called in. The representative that assisted me was very helpful and very quick to get me a loan for my emergency situation. He made sure that I was abl... See more

Rated 2 out of 5 stars

I spoke to a woman on the phone to confirm the loan she assured me the money would deposit today if I was approved, it has not. I messaged customer service and they assured me I was approved and the m... See more

Rated 3 out of 5 stars

I wish someone could fix the payment date to actually reflect my CORRECT paydays. My Pay dates are every OTHER Friday. As in the payment that you have put in for today will be covered by my ban... See more

Rated 1 out of 5 stars

I applied they said I was approved. Signed the documents funds never came. I called and rep said I was declined. She also stated I would get a documents in 24 to 48 hrs. This place deserves no stars.... See more

Rated 3 out of 5 stars

The representative who I spoke with attitude came off kind of rude when I spoke with them asking different questions to get a better understanding about the lending. More so like he was just trying t... See more

Rated 3 out of 5 stars

Customer service support is awesome ! The 3 stars s not having an online portal which is kinda sketchy for me since I can not see the interest or see my balance. Weird....

Rated 1 out of 5 stars

I seen there was a pending transaction, but I never received the agreement with the loan payment options nor interest, which I asked about before actually taking the offer the agent lady told me it wa... See more

Rated 1 out of 5 stars

700% on a $600 dollar loan is outrages i took the loan to help my family out with groceries. Now im really not goong to be able to put food on the table. Almost $5000 now to pay with 2 payments at $20... See more

Rated 5 out of 5 stars

Very helpful I jumped the gun on some stuff because they told me some things but they’re a little slow, but they’re keep up there into the bargain and they’re helpful

Rated 5 out of 5 stars

I connected with the chat services to get status of my loan application. Within minutes I received an email with a status of approved. Thank you for the excellent service!

Rated 3 out of 5 stars

It is impossible to get any account information about your loan, i.e. payment amounts, payment dates, balance due. They get the 3 stars because they were easy to work with and I was funded same day!

Rated 2 out of 5 stars

It would have been a five star experience, but the guy seemed like he was more concerned with if there was a third party on the line.

Rated 5 out of 5 stars

The Service rep was very professional and assisted in helping me get approved for the loan quickly. I would recommend this loan company to all of my friends.

Rated 1 out of 5 stars

They are terrible collect all your information tell you approved just for them to send nothing I really had an emergency is which is why I applied in the first place they need to stop playing with fol... See more

Rated 1 out of 5 stars

Still haven't received my loan everytime I call they always say today today well its been since yesterday and still haven't received it. Which I really need to pay a important bill

Rated 5 out of 5 stars

They were very upfront and very friendly and the process went smooth an all is well highly recommended an great customer service

Rated 5 out of 5 stars

They we're patient and understandingly kind, with all my questions. Very speedy process. Super glad I chose them, and I will gladly use them in the future if ever needed.

Rated 4 out of 5 stars

Customer service was polite and friendly. Everything was explained very well and they were very quick at approving me. I wish they were quicker on the funding but all in law I get them of 4.3 out of f... See more

Rated 4 out of 5 stars

It was pretty easy to apply, they answered my questions right away it's pretty expensive but if your in a bind and need help ASAP and your credit isn't the best they are definitely helpful

Rated 1 out of 5 stars

Said I was approved and then left me hanging for a week after doing five bank verification and then came back after chatting and said maybe not. And did not say preapproved said approved. Shady

Rated 5 out of 5 stars

Personally it was a smooth transaction they told me what day it was going to deposit into my account and it did. I look forward to using it again

Rated 5 out of 5 stars

Night Winds has been so great. Everyone is always so nice and accommodating. This is my second loan with them and I would highly recommend!

Rated 5 out of 5 stars

Night Winds Lending provided invaluable support when I needed it most, and I am confident they will do the same for you

Rated 1 out of 5 stars

This lender said I’m approved for $750. Sent me an email to e-sign the documents.i called the customer service to expedite the fund but they said still under review if it will be approved. What the h... See more

Rated 5 out of 5 stars

Everyone was very helpful when explaining the loan process...the payments r a bit high but hopefully I can pay back early

Rated 4 out of 5 stars

The person that worked with me was very patient and helpful. I would like to be able to check the status of the loan online but I did not see that as an option. I called 2 times and they do not give... See more


Company details

  1. Financial Institution
  2. Alternative Financial Service
  3. Loan Agency

Written by the company

At Night Winds Lending LLC we understand life may present unforeseen and costly expenses. Installment loans from Night Winds Lending LLC can help manage expensive emergencies such as home and auto repairs as well as medical concerns.


Contact info

4.2

Great

TrustScore 4 out of 5

424 reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

MECCA is SOULY RESPONSIBLE for My Loan

The agent that called me this morning was Mecca and she imitating communication with me after filling out the application online is the sole reason I have my loan approved today I would not even have gone any further with investigating my application, but Mecca called me and showed interest in my business so because of that I was able to get approved for a loan today so she should be recognized for that that’s why I’m leaving a message. She was very patient. I took a long time to get my application and document signed and she called me back like she said she would when she said she would and followed up with me and again if it wasn’t for her, I wouldn’t have got it for today not without her help. Thank you so much. Please have a blessed day….
Sincerely, Mrs. Ladonna Stinnett

6 February 2026
Unprompted review
Rated 1 out of 5 stars

Scammers

I applied they said I was approved. Signed the documents funds never came. I called and rep said I was declined. She also stated I would get a documents in 24 to 48 hrs. This place deserves no stars. Why say I'm approved and have me waiting for nothing.

5 February 2026
Unprompted review
Rated 1 out of 5 stars

It’s been a day and a half

It’s been a day and a half. Now 130 my time and still haven’t received funds no one has helped at all. I feel as though I’ve been scammed and already reported to my state’s attorney general

4 February 2026
Unprompted review
Rated 1 out of 5 stars

If you’re in a situation and need to…

If you’re in a situation and need to find financial help. This is not the place to go. They tell you your pre approved
and your money will be in your bank account by 6pm that day . To not be notified in anyway the next day that your NOT APPROVED. No phone call no email. I had to call them and find out. False informed. Avoid this unnecessary let down . Bad customer service and faulty communication.

30 January 2026
Unprompted review

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