Scotiabank Reviews 1,400

TrustScore 1 out of 5

1.2

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Review summary

Based on reviews, created with AI

Most reviewers were let down by their experience overall. Customers express widespread dissatisfaction with various facets of the company. Many consumers report negative experiences with customer service, describing interactions as unhelpful and even rude. People also report issues with payments, indicating potential problems with fund handling and transparency. Consumers are also unhappy about the overall service quality and the conduct of the staff, with many citing a lack of professionalism. Reviewers highlight difficulties in contacting the company, suggesting communication channels are ineffective. These issues have led some consumers to consider switching to other providers.

Based on these reviews

Rated 1 out of 5 stars

They didn’t do their due diligence to verify credit applicants and easily gave out credits to fraudsters during covid-19 pandemic and as a result they lost a ton of money. And what they did? Walked of... See more

Rated 1 out of 5 stars

I've been prevented from accessing my funds for about over 7 days now. Every excuse in the book is being used to avoid transferring a matured GIC out of ScotiaBank. It feels like theft. Is the bank i... See more

Rated 1 out of 5 stars

I literally just went through FOUR telephone agents representing Scotiabank, all of which kept placing me on hold and never resolving a very simple question regarding interest rates. Like I have all d... See more

Rated 1 out of 5 stars

Customer care people are rude and don’t feel like they want to help you Called 2 times got different person each time and they were both not helpful and rude After explaining my situation he grunt... See more

Rated 1 out of 5 stars

Misleading instructions, wasted time, and rude management. I was told to visit by January but still got threatened with charges for not funding an account I couldn’t access yet. My government IDs wer... See more

Rated 1 out of 5 stars

They have just attempted to redesign their customer use web site for the second time in three years. They failed the first time and now failed again leaving out a very important aspect of investment i... See more

Rated 1 out of 5 stars

Scotiabank's been a huge disappointment for me. After 8 years, I’ve decided to part ways with this bank. Their credit cards can be used anywhere and by anyone - except by the actual cardholder. Despit... See more

Rated 1 out of 5 stars

The bank is ridiculous. Keeps taking money out of account without reason. They use overhandling charges as an excuse even when account isn't negative . The app never works always working on it and wh... See more

Rated 1 out of 5 stars

Terrible experience. No accountability from the fraud team. Incident reported Jul 16, 2025 same day as the fraud occurred and it is now Sep 9. I’ve escalated the matter, called several times for an up... See more

Rated 1 out of 5 stars

"I've maxed out both my credit card and line of credit! My expenses are exceeding my income, and the interest payments are making things worse. I requested to cancel my card and waited two weeks for a... See more

Rated 5 out of 5 stars

Initially, we were greeted by the Manager, INGRID, which we were very impressed by as she came to the door to greet us personally However, we had several communications prior to meeting with INGRI... See more

Rated 1 out of 5 stars

They kept notifying me on their app that my 5 years mortgage contract needed to be renewed and to start today. I did it, expecting the new unfavorable rate would start at the end of my current one..... See more

Rated 1 out of 5 stars

ScotiaBank 300 Boulevard Sir Wilfrid Laurier, Mont-saint-hilaire QC, J3H3N7, one of the worest customer service you may see in your life from unprofessional agents over the counter, they are far away... See more

Rated 1 out of 5 stars

I really wish that I could give a minus 5 star rating . I have been a customer for over 30 years ... Applied for a simple overdraft and completed a hard credit check even on customers ... They a... See more

Rated 1 out of 5 stars

My sister who has been with Scotiabank for 25 years had 9000 dollars transferred by international money transfer to the USA. She has never owned or used a mobile phone or done online banking. The... See more

Rated 1 out of 5 stars

I had some money in a savings account which I wanted to withdraw to pay bills resulting from a an accident that left me with very limited mobility and on wheel chair. The senior financial advisor ign... See more

Rated 1 out of 5 stars

Hours of operation is unfavorable for business days 9:00 to 5:00. Other banks offer better decent time for their customers? I will be switching to other bank that's open later than 5:00 p.m. as it is... See more

Rated 1 out of 5 stars

You think they would do their maintenance at a time no one uses their account like middle night to 7am but instead they do it during times we need to access our accounts. Doing maintenance from 7am... See more

Rated 1 out of 5 stars

I opened a chequing account with this bank maybe 5 months ago. Today I called to put a stop payment on an authorized payment that is supposed to be coming out bi-weekly and they told me they can't do... See more

Rated 5 out of 5 stars

Stopped in at the Village Green branch in Vernon and was greeted by a friendly teller named Johnson. He knows my name and remembers I have twin brother. The banking transaction was swift and courteous... See more

Rated 1 out of 5 stars

Their employee at the Sheridan Branch Sara, seems to come up with fresh new roadblocks every time we sought to resolve our mortgage issue. Instead of helping us out she created new hurdles, every s... See more

Rated 1 out of 5 stars

Setting up a bank account was an absolute trainwreck of an experience. I couldn't activate my card online as prompted, so I had to call for help, and it was drawn out and mostly unhelpful. Then, after... See more

Rated 1 out of 5 stars

Do not do banking with Scotia Bank. I've been on a mortgage with this bank. I ran into trouble paying the mortgage. I provided valid documents showing I am in financial hardship. I ask them for an amo... See more

Rated 1 out of 5 stars

Multiple issues with the Barrie North branch. They lost confidential paperwork regarding my father's passing, and didn't notify me. They don't show up for booked appointments, and never get back to yo... See more

Rated 2 out of 5 stars

Open an account for the promotional rate of 4.65 for 90 days but turned out I needed to click on a button to activate this, in my bank, when they promote something it goes along automatically. Never g... See more

Rated 1 out of 5 stars

Scotiabank as a whole is an unreliable place to keep your money. The tellers/customer service agents are incompetent and money will disappear from your account without a trace. Had a few dollars disap... See more

Rated 5 out of 5 stars

“I had a very positive experience working with Pia Simone at Scotiabank in Keswick, Toronto. She was knowledgeable, patient, and took the time to clearly explain my financial options. She provided pr... See more

Rated 1 out of 5 stars

Today I embarked on another adventure to try for the third time in over a year, to attempt, once again, to add another account holder to my accounts. Joined the line and waited for the bank to open.... See more

Rated 1 out of 5 stars

DISGUSTING HILLBILLY SERVICE! They use THIRD WORLD COUNTRIES TO SERVICE English que! Even when you request ENGLISH SERVICE, in your preferences This INCOMPETENT USELESS BANK still DISRESPECTS T... See more

Rated 1 out of 5 stars

Scotiabank itrade is shitter then you think! pathetic & sad customer service, long waits upto 2 hrs, unnecessary long hold on your funds, no response to your email regarding their inferior service, th... See more

Rated 1 out of 5 stars

Run! This is the absolute second worst experience with a bank, I called for a quote on a mortgage rewrite in October....it took until February 2025 to be declined due to my retirement status. Super... See more

Rated 3 out of 5 stars

My online was compromise, I call Scotia about it. I was ask some security questions which i answer all correct. I was sent a link with five attchment to fill out.I am not applying for a loan. After th... See more

Rated 1 out of 5 stars

This is the worst bank in history ( Thunder Bay Branch) . Everyday online banking is under construction. This bank should be dismantled and burnt to the ground. I feel sorry for the cashiers. Their sy... See more

Rated 1 out of 5 stars

Manager at the ScotiaBank on Queen St in Toronto approached me while waiting in line, and told me to move to the back of the line, because another man, who he was talking to in the corner, while I cam... See more

Rated 1 out of 5 stars

Whatever you do do not set up an account with Scotiabank unless you enjoy not being able to access your own money. Several times now, I have not been able to access my own money or move my own money... See more

Rated 1 out of 5 stars

The fees are ridiculous. I was hit with overdraft charges despite not having overdraft protection in place. Money was being taken out of my account and then put back in, and somehow I got charged for... See more

Rated 1 out of 5 stars

Bunch of theiving goofs run this bank. I ran into trouble with jobs for a bit and credit cards owning more then usual and was just starting to get it sorted out made a payment on my cards finally off... See more

Rated 1 out of 5 stars

Listened to "soothing" flute music while being told my "call is very important to them". But if my call was so important to them I wouldn't be waiting for 30 minutes to talk to a representative. In fa... See more

Rated 1 out of 5 stars

Worst bank I have ever dealt with every single week there mobile app is acting up they have taken 2000 dollars out of my account over 3 years and said it was there error but never did repay back what... See more

Rated 1 out of 5 stars

If these guys decide to flag a company as fraud then they wont let you deal with them even tho that company is not fraud... Unlike Scotiabank reviews they have 1000's of positive reviews. Then basical... See more

Rated 1 out of 5 stars

Went to the bank to deposit western union money order Scotiabank put it on hold Asked them to release some funds and they refused stating that my account was to new Called the call center... See more

Rated 1 out of 5 stars

Will alter/change/re arrange your previous statements or/and current months (go back to past dates aka back in time).Transaction dates/purchases will change from (a day or even days) after you had re... See more

Rated 1 out of 5 stars

I've never asked for help from my bank in two years,but when I asked a removal on my welfare check they automatically refused. Cruel and inhuman bank with it's own citizens.

Rated 1 out of 5 stars

TERRIBLE CUSTOMER SERVICE WHEN TROUBLESHOOTING LOG-IN ISSUES! Been passed around, waited so long to get a response, no resolution also whatsoever. Still waiting for a call. My account keeps... See more


Company details

  1. Bank
  2. Currency Exchange Service
  3. Financial Institution

Information provided by various external sources

The Bank of Nova Scotia, operating as Scotiabank, is a Canadian multinational bank.


Contact info

1.2

Bad

TrustScore 1 out of 5

1K reviews

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Rated 1 out of 5 stars

After 3 years, enough!

Wanted to contact my local branch to have a mistake they made corrected - dialed that branches number and only after a telephone snakes & ladder game, I found myself talking to some one in Asia! He couldn't help. A transaction that I was told would complete in 24 hours took 72. The old website worked just fine but didn't look good enough so now the new web site wastes my time but looks great to children I guess?!?
The staff were always trying to be their best but the banks functionality is slow and communication just sucks....go somewhere else and let the CEO and Co move south or to russia. A Canadian bank shouldn't have customer service agents based in Asia - 21st century slavery!

February 12, 2026
Unprompted review
Rated 1 out of 5 stars

Dishonorable bank

They breached an agreement concerning debt repayment. I was a victim of fraud unfortunately which they had no compassion for but acted like loan sharks. Calling me 4 to 5 times per day aggressively, and made unfair demands. We made a deal to settle the debt in return for my credit not to be effected and closed. But they kept this tradeline open, filled it with the details as this was not part of our agreement.

May 31, 2025
Unprompted review
Rated 1 out of 5 stars

Where's my money?

I attempted to withdrawal $200. out of my chequing account from the Salmon Arm, British Columbia, Scotiabank branch.
The ATM did not dispense the cash, a message came onto the screen stating the following:
Your money is being held, call this number............

I called while outside of the bank on Jan.24th 2026 to file the issue. I was told an investigation would be done, taking 7-10 business days.

Called back on Jan. 28th, was told there was no record of the dispute. Again, I gave all the pertinent information, very straight forward. I was given a case #........

Once again, I called to follow up on Feb.6th. I was told the dispute was being investigated, then the guy informs me that they were investigating the wrong transaction. Was on the phone for 30 mins. explaining what transaction I was disputing.

I called again today, Feb. 10th, 2026 to do another follow up. I spoke with the Disputes dept. and was told there was no investigation on record.
Clyde, the rep. I spoke with stated:
We will need to investigate this dispute and you should receive the money into your account within 7-10 days. Right back to the beginning!

Scotiabank "apparently" records their telephone calls. I provided Clyde with the dates, times and durations of all the calls.
I am beyond frustrated by the lack of customer service I have received, as well as being lied to!

These calls that are "being recorded?" need to be investigated by Scotiabank and these so called representatives, should be all terminated.

January 24, 2026
Unprompted review
Rated 1 out of 5 stars

What is happening to Scotiabank customer care??

I literally just went through FOUR telephone agents representing Scotiabank, all of which kept placing me on hold and never resolving a very simple question regarding interest rates. Like I have all damn day to sit and wait for an answer that should have taken less than 10 minutes. Even that's too long. I have dealt with Scotiabank for years and I have to say that your customer service has gone for a complete shit. All FOUR so called "Customer Service" reps didn't have a clue (Scotiabanks fault for shitty incompetent management). Every one of them passed me onto another department as I waited on line for several minutes for an answer, only to be placed on hold repeated times. Scotiabank, you're sliding big time. Your customer service has become as pleasant as Telus and your agents clearly need better training, better customer service skills and a better wage for them to give a shit about your long time dedicated customers. I'm thinking of moving banks just over today's shitty experience.

February 9, 2026
Unprompted review
Rated 5 out of 5 stars

“I had a very positive experience…

“I had a very positive experience working with Pia Simone at Scotiabank in Keswick, Toronto. She was knowledgeable, patient, and took the time to clearly explain my financial options. She provided practical help and advice. I had not had the best experience with Scotiabank in the past, but Pia completely changed my perspective with her professionalism and genuine willingness to help. I would definitely recommend speaking with her if you need financial guidance.
Maryam Rahimi

February 4, 2026
Unprompted review
Rated 1 out of 5 stars

They have just attempted to redesign…

They have just attempted to redesign their customer use web site for the second time in three years. They failed the first time and now failed again leaving out a very important aspect of investment information. Children running the daycare. Truly embarrassing.

February 4, 2026
Unprompted review
Rated 1 out of 5 stars

0 stars is a better rating

0 stars is a better rating.

I went in to the Royal Bay branch in Colwood BC today at 1:35 pm. There was a customer in front of me who took about 5 minutes. When she left I waited another 5 minutes until I asked the clerk if there was someone who could help me. He took a few more minutes then It was my turn. I was converting $175 CAD to USD. He did not have a clue how to do that. He took another 15 minutes going back and forth to the safe and to his co-worker. Finally at 2 pm I told him to cancel the request, deposit the money into my account and give me a receipt. That took him another 3 or 4 minutes. I am at a loss how ScotiaBank Royal Bay Colwood BC would let a person that cannot do simple transactions, deal with the public. He did not have a clue about what he was doing. I usually use the machine when I bank. This is why AI has already replaced bank clerks. If you are going to train someone, have them shadow someone who knows the job. This fella was completely lost.

January 26, 2026
Unprompted review
Rated 1 out of 5 stars

do not use scotiabank

do not use scotiabank. would give negative stars if possible. and why isn't it possible to even leave zero stars because they certainly don't even deserve 1 star. just shows another way that the system is rigged by them and the globalists.. just garbage.

January 23, 2026
Unprompted review
Rated 1 out of 5 stars

Scotiabank itrade is shitter then you…

Scotiabank itrade is shitter then you think! pathetic & sad customer service, long waits upto 2 hrs, unnecessary long hold on your funds, no response to your email regarding their inferior service, they just dont care

January 22, 2026
Unprompted review
Rated 5 out of 5 stars

Stopped in at the Village Green branch…

Stopped in at the Village Green branch in Vernon and was greeted by a friendly teller named Johnson. He knows my name and remembers I have twin brother. The banking transaction was swift and courteous, this man is a serious asset to the Scotia Bank.

January 19, 2026
Unprompted review
Rated 1 out of 5 stars

The worst customer service experience.

I deposited a large inheritance cheque to the port credit branch, I set up a telephone appointment with an advisor to discuss how to invest the money. The advisor called me fifteen minutes late and when I mentioned it, I was told "my bad".
He did review my profile prior to calling and asked to take time off work and come in to the branch. I told him I am retired and disabled and need to discuss my phone.
One week later I received a call from my branch, Bovaird in Brampton.
The advisor was very pushy and I felt rushed in making a decision, but I did and transferred the funds to a momentum account. I was focuaed on my scheduled for surgery.
After a week of recovery I sent her an email requesting a time to discuss next steps to grow the account. The email went unanswered for 5 days. I followed up with a phone call and that went unanswered for 3 days. She finally responded to my email and we set up a call for Friday of the same week, she never gave me a time and she never called.
I will have to use the call center to get advice and answers.
Never have I had such a bad customer service experience from two different branches of the same company.
They were both unprofessional and I am so disappointed that I am tempted to move to another bank and yes willing to do the paperwork for my PAD payment.
I will never recommend Scotiabank to family or friends. The worst customer service I have encountered.

December 10, 2025
Unprompted review
Rated 1 out of 5 stars

I'm done

I'm done. After 30 years as a loyal customer they overcharged me by $800 on a purchase from an online store in USD and said there was nothing they could do because it's part of their policy. This was after they made me lose substantial money on an investment due to their slow reaction time. Goodbye.

January 16, 2026
Unprompted review
Rated 1 out of 5 stars

Customer care people are rude and don’t care to help you

Customer care people are rude and don’t feel like they want to help you
Called 2 times got different person each time and they were both not helpful and rude
After explaining my situation he grunted and finally ask ed for my card number
I hung up on him
Scotiabank your customer care people need retraining

January 14, 2026
Unprompted review
Rated 1 out of 5 stars

Supports Authoritarian Regimes

I was going to get a high interest savings account but now?? No way! The president of this bank supports the dictator to the south and thinks the way he does business will be profitable for him. Anyone who supports the man who is fleecing the American people, is not someone I would trust my money with

January 14, 2026
Unprompted review
Rated 1 out of 5 stars

Scotiabank

Scotiabank. There are so many bad experiences, I can’t pick just one. My mom had her accounts there, and I needed to enact my power of attorney due to her inability to handle her finances anymore due to Alzheimer’s Disease. They didn’t accept my POA and stopped interacting with me. I was her only daughter and next of kin, yet they were cold, corporate, and unhelpful. Next: we used them for our mortgage. As part of this they pressured us to move all our banking to Scotiabank, gave us the hard sell on all their insurance products, sent a ridiculous amount of mail to us, left messages and sent emails on the level of harassment, and on. The day we went to the bank to start using our accounts, the teller we spoke to talked to my spouse and I angrily, like we didn’t know anything and were criminals. Then she messed up the process to take our ID and get our bank cards, making what should be a quick process take a hour. She seemed to be on an angry power trip. My mother passed away recently, and I went into the branch to finalize the process of closing her accounts, etc. The person I interacted with barely spoke English, shook my hand as though it’s dirty, and barely mentioned anything about her passing. All I can say is there is no comparison between Scotia and RBC. Also, EQ bank is excellent as a high interest, low fee bank. There is NO NEED to put up with the likes of Scotiabank. They clearly pay their employees low wages, which explains the quality they get, and they have nothing over and above other banks. Even their banking app sucks… it’s dumbed down to the point that you can barely do anything with it. They are cheap, yet expensive, high pressure sales, low quality… I DO NOT recommend them.

January 10, 2026
Unprompted review
Rated 1 out of 5 stars

waited an hour and a half to speak to…

waited an hour and a half to speak to someone and when i finally got connected, i got hung up on because i couldn't understand their beyond broken english. switching banks ASAP.

January 11, 2026
Unprompted review
Rated 3 out of 5 stars

Not impressed

I have an acocunt currently. I am trying to look elsewhere. I found service sometimes to be daunting, besides at times it takes forever.

November 21, 2025
Unprompted review
Rated 1 out of 5 stars

worst bank on the planet

worst bank on the planet , securitymeasures are out of this wrold , alsmost want a sperm sample before i can send a etransfer. THIS NOT A BANK for senoir citzens . so much gobbly gook. worried about bank fraud , go with these idiots

January 9, 2026
Unprompted review

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