Complex claim handled without accountability or proof of repairs
I am currently in an unresolved dispute with this insurer Budget Direct /Auto General following authorised repairs to my vehicle.
The core issue is that I did not receive what was quoted and authorised, and the insurer has been unable to provide evidence that I did.
The approved repair quote specified new replacement parts. However, the vehicle was returned with components that appear repaired or reused, including panels that show signs of panel beating rather than replacement. Despite repeated requests, I was not provided with a repair report, itemised invoice, part numbers, or confirmation that new parts were supplied.
The vehicle was also returned with ongoing and worsened issues, including electrical faults and alignment problems. When I raised concerns that the completed work did not align with the authorised quote, I was told I would need to fund independent diagnostics myself to establish causation — even though the insurer authorised and paid for the repairs without verifying completion.
This has left me with a vehicle that I cannot reasonably say was restored to pre-loss condition, and an insurer that appears unable to demonstrate that the quoted new-part repairs it paid for were actually delivered.
This matter is now with AFCA. Based on my experience, I would strongly caution anyone with a complex claim to consider whether they are comfortable proceeding without clear proof that authorised new parts and repairs will actually be provided.