Bowcredit Reviews 76

TrustScore 1.5 out of 5

1.3

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Review summary

Based on reviews, created with AI

Most reviewers were let down by their experience overall. Consumers express widespread dissatisfaction with their experience, particularly regarding unauthorized charges and unexpected subscription fees. Many people report being charged amounts, often $34.95, without their consent or knowledge, leading to frozen bank accounts and disputes with their banks. A number of reviewers mention they did not sign up for any service with the company. People also report significant issues with contacting the company. Many have difficulty reaching customer support, with phone lines often going to full voicemails or being disconnected. The lack of responsiveness from the company via email further exacerbates the frustration, leaving consumers feeling helpless in resolving unauthorized charges and subscription issues. The combination of unexpected fees and poor communication has resulted in a decidedly negative experience for many.

Based on these reviews

Rated 1 out of 5 stars

I have two charges from this company. I do not recall opening an account with them. I am disputing the most recent charge of $34.95. I cannot login to their website since I do not know my username or... See more

Rated 1 out of 5 stars

Ok so out the blue i get a message from my bank asking if I just tried to buy "standard bowcredit" for 34.95 and I said NO I DIDN'T NEVER EVER HEARD OF THIS UNKNOWN SCAMMING COMPANY!! Then I jumped on... See more

Rated 1 out of 5 stars

These scammers somehow got my card info and have tried 4 times in the past two weeks to charge me $34.95 for whatever their scam is! The fraud department at my bank called and sent me messages to ver... See more

Rated 1 out of 5 stars

Would rate zero stars if I could. I was shopping for a personal loan and was directed to this site which said guarantee approval next thing I know (without consent or signature) they are saying I'm su... See more

Rated 1 out of 5 stars

I was directed to BowCredit after using CreditKarma's look for a "Personal Loan" option, which is not supposed to effect your credit score nor make any inquiries. LifeLock alerted me that multiple "P... See more

Rated 1 out of 5 stars

I would give them negative stars if possible. I have the same thing that many people do, a charge for $34.95 that I never made or agreed to. They automatically sign you up for a recurring subscription... See more

Rated 1 out of 5 stars

I was charged by them despite never signing up for anything…. Avoid at all costs. The ONLY way to cancel according to their website is to send them a written piece of mail to a shady address… no custo... See more

Rated 1 out of 5 stars

DOES ANYBODY KNOW HOW TO CONTACT STANDARD BOW CREDIT??? MONDAY MORNING MY LAWYER AND I ARE GOING TO FILE A LAWSUIT FOR THEM STEALING MY MONEY OUT OF MY ACCOUNT WITH NOT BEING AUTHORIZED.

Rated 1 out of 5 stars

This company attempted to withdraw money from my bank account. Fortunately, my bank flagged thw withdrawal as a possible scam, and asked me if this withdrawal is legitimate. I never heard of, nor si... See more

Rated 1 out of 5 stars

They have been trying to charge my account for the past week. I purposely keep the balance at 0 because I don’t like having unauthorized charges depleting my bank account. I also have no idea how they... See more

Company replied

Rated 1 out of 5 stars

**They don't deserve a 1*... STAY AWAY.... They asked for some general information and a debit card to do a soft pull on my credit to see if I could be approved for a loan ... Next thing I know I'... See more

Rated 1 out of 5 stars

This shady unknown company Bowcredit is trying to take money out of my account when I have never heard of nor signed up for services. You cannot get anyone on the phone they claim you have to email bu... See more

Rated 1 out of 5 stars

I decided not to use any of Bow Credits services, I never authorized them to put money in or out of my account. Yet to I have a $35 subscription fee from Bow credit. I emailed them wanted an immediate... See more

Rated 1 out of 5 stars

Scammers! I don't know how they got my information and took 34.95 out of my account twice. The bank put a block on my card and they're investigating. Next step is getting my attorney involved. This... See more

Rated 1 out of 5 stars

I had received a call from the ppl and we ended up getting disconnected right after I gave my card # I didn't authorize anything and I had 34.95$ come out of my account when I try to log into there s... See more

Rated 1 out of 5 stars

This is a piss poor scam of a so called business. They have been taking 34.95 out of my account since May it’s August now and still haven’t got a answer back a refund or anything this place will be re... See more

Rated 1 out of 5 stars

I'm not sure what this company does but it sure charged 34.95 on my debit card twice in one day. Tried calling phone number and got a recording saying the number was not accepting calls at this time s... See more

Company replied

Rated 1 out of 5 stars

I’m not sure how they do it, but this is not what I provided my information to you guys for and I’m pretty sure by this point you know exactly well what I’m referring to. I am completely unable to imm... See more

Rated 1 out of 5 stars

Charged $34.95 for nothing! I never even filled anything out just browsing. Notified my bank immediately. Nothing like having to get a new debit card and notifying all the bill people. Merry Christmas... See more

Rated 1 out of 5 stars

Never have had ANYTHING to do with BowCred and SOMEHOW, my checking card was debited 34.95. The bow credit's own web site has a BOGUS number 8668448875. Rat scamming bastards. My account was secured a... See more

Rated 1 out of 5 stars

They will sign you up for their services and charge your account without you knowing or consenting to their services. I have no idea who these people are or how I got signed up for them but I did no... See more

Company replied

Rated 1 out of 5 stars

I don’t know who this company is, but I never Signed Up for a credit repair!! I tried calling the number my bank gave me and it’s only going to a voicemail… this company took $34.95 out my account. I... See more

Rated 1 out of 5 stars

They stole 34.95 out of my account this is after I unsubscribed. I am reporting this company to the Attorney General’s office. This is fraudulent and jail time. Do not give this company your informati... See more

Company replied

Rated 1 out of 5 stars

Standard BOWCRED $34.95 fraud alert message from my bank. Automated message let me reply if I authorized this charge Yes or No. I clicked no. Immediately I get a message saying my card is frozen an... See more

Rated 1 out of 5 stars

Scammers never even heard of them and they took money out of my account un authorized on Christmas Eve then want you to pay them 5 dollar to fix. This is illegal

Rated 1 out of 5 stars

Horrible scammers! I don’t even know who they are and they charged my card $34.95 without my authorization!!!! Thankfully my bank warned me about this fraud and closed my account. Unfortunately now I... See more

Rated 1 out of 5 stars

Can not get in contact with them through phone because they say to email them and then they don't respond or facilitate your request. Keep charging you when you tell them to stop it.

Company replied

Rated 1 out of 5 stars

BEWARE OF THESE SCAMMERS! My bank contacted me today about a charge in the amount of $34.95, from this company that I’ve never heard of. Lucky for me, Chase declined the amount, canceled my debit & c... See more

Rated 1 out of 5 stars

This company signed me up without my approval, I’m not sure how they received my information but it wasn’t me. I can’t say anything bad about this company because I don’t even know who it is.. if I c... See more

Rated 1 out of 5 stars

I DID NOT INADVERTENTLY sign up for a subscription of any kind with a company by the name of Bow Credit. The name alone is a MAJOR RED FLAG! My bank texted me before paying them $34.95. These scamm... See more

Rated 1 out of 5 stars

Never signed up for Bow, n now they try charging $35 for what I dont know, next my bank freezes my account till its sorted out.

Company replied

Rated 1 out of 5 stars

This company did a withdrawal from my account of $34.95 and I don't know or how they got into my account. My bank did a investigation and couldn't get my money back. I didn't sign up for anything and... See more

Company replied

Rated 1 out of 5 stars

Well hit some hard times like a lot of other people in the world. Today I open my bank account app and guess what I see $34.95 charge on my account. I tried to call the 866 number. It aint accepted me... See more

Rated 1 out of 5 stars

Scammers charge just showed up in my bank account. Tried to call mailbox is full. I bet it is. Sent e mail I want proof that I requested money back and if they signed me up for subscription cancel it... See more

Rated 1 out of 5 stars

This is a scam. I know I tried for a loan, but if I didn't like the proposal of what I was going to have to pay back, I backed out or closed the account. I too noticed a $34.95 charge that I didn't au... See more

Rated 1 out of 5 stars

This company has been tryna hit my cc for a fee when idk who tf they even are🤷‍♀️ I forwarded a copy of the email to my local police and to the DE State Police so they can go after these nutcases for... See more

Company replied

Rated 1 out of 5 stars

All of a sudden I keep getting a denied transaction for them. I have no idea what this company is and never signed up for it. Luckily it’s somehow linked to my chime card that I no longer use so it do... See more

Rated 1 out of 5 stars

I was scammed out of a subscription I never signed up for. The phone number listed is some type of automated mailbox that is always full.

Rated 1 out of 5 stars

Thieves, I don't remember signing up fir whatever they offer. Yet they keep trying to charge my debit, luckily I keep it locked.

Rated 1 out of 5 stars

When my payroll check got deposited yesterday morning about 3 hrs later I saw a pending transaction for 34.95$ from this so called business Standard Bowcredit and I’ve never heard of them before so I... See more

Rated 1 out of 5 stars

For whatever reason I was charged 34.95 by them. Fortunately my Bank blocked it immediately for suspicion of fraud. I dont even know what they are or what they do!! Its a scam and they should be shutd... See more

Rated 1 out of 5 stars

They are scammers!! They charged my $34.95 when all I did was apply for a loan. I never signed up for credit repair. They should be investigated and possibly charged.

Rated 1 out of 5 stars

I would give zero stars if I could. I never gave this company authority to charge my card for $34.95 -- luckily my bank caught it. Scandalous... and the phone number just says it is an empty mail box.... See more

Rated 1 out of 5 stars

Bow Credit took 34.95 out of my account and I never authorized that They have not responded to my email Patricia Lively


1.3

Bad

TrustScore 1.5 out of 5

76 reviews

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Replied to 25% of negative reviews

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Rated 1 out of 5 stars

I don’t know who this company is

I don’t know who this company is, but I never Signed Up for a credit repair!! I tried calling the number my bank gave me and it’s only going to a voicemail… this company took $34.95 out my account. I will be filing a case with the BBB about them

5 February 2026
Unprompted review
Rated 1 out of 5 stars

SCAM SCAM SCAM

I would give zero stars if I could. I never gave this company authority to charge my card for $34.95 -- luckily my bank caught it. Scandalous... and the phone number just says it is an empty mail box.

31 December 2025
Unprompted review
Rated 1 out of 5 stars

I would give them negative stars.

I would give them negative stars if possible. I have the same thing that many people do, a charge for $34.95 that I never made or agreed to. They automatically sign you up for a recurring subscription without your knowledge. The number has a full mailbox, so I had to use the contact form on their website. I highly doubt that even respond, this is complete fraud and stealing. Absolutely ridiculous.

18 December 2025
Unprompted review
Rated 1 out of 5 stars

Charged $34.95 for nothing

Charged $34.95 for nothing! I never even filled anything out just browsing. Notified my bank immediately. Nothing like having to get a new debit card and notifying all the bill people. Merry Christmas!

19 December 2025
Unprompted review
Rated 1 out of 5 stars

This is a scam

This is a scam. I know I tried for a loan, but if I didn't like the proposal of what I was going to have to pay back, I backed out or closed the account. I too noticed a $34.95 charge that I didn't authorize. I notified my bank to dispute it. DO NOT BELIEVE THESE PEOPLE!!

12 December 2025
Unprompted review
Rated 1 out of 5 stars

**They don't deserve a 1*..

**They don't deserve a 1*... STAY AWAY....

They asked for some general information and a debit card to do a soft pull on my credit to see if I could be approved for a loan ... Next thing I know I'm being charged 34.95$ for nothing because I never went through with getting a loan with them, also I never subscribed to anything with these animals and somehow I have a subscription... ? Tha F@$# is that ... Also when I go to the unsubscribe page ... It literally asks why your leaving and when you click leave it gives an error and doesn't let you -_- talk about some FRAUD... Contacting my bank in the AM and praying my account is safe and my money will be returned to me.

17 December 2025
Unprompted review
Rated 1 out of 5 stars

I was directed to BowCredit after using…

I was directed to BowCredit after using CreditKarma's look for a "Personal Loan" option, which is not supposed to effect your credit score nor make any inquiries. LifeLock alerted me that multiple "PayDay" loan inquiries were blocked! BowCredit wanted a credit or debit card to "verify" my identity. I closed the browser without entering any information. No legitimate lender will ask for this type of information ℹ️ unless they are providing you a firm offer for a loan. Stay far away from this SCAM!!!

8 December 2025
Unprompted review
Rated 1 out of 5 stars

They are scammers!

They are scammers!! They charged my $34.95 when all I did was apply for a loan. I never signed up for credit repair. They should be investigated and possibly charged.

5 December 2025
Unprompted review
Rated 1 out of 5 stars

The accountless account

I had received a call from the ppl and we ended up getting disconnected right after I gave my card # I didn't authorize anything and I had 34.95$ come out of my account when I try to log into there site I'm told I don't have an account so if no account why was nearly 35$ taken out of my account

31 October 2025
Unprompted review
Rated 1 out of 5 stars

Well hit some hard times like a lot of…

Well hit some hard times like a lot of other people in the world. Today I open my bank account app and guess what I see $34.95 charge on my account. I tried to call the 866 number. It aint accepted messages. What a joke God asked myself this too. What have they done for me? They're taking money, which is theft by deception. They should be shut down immediately.

29 November 2025
Unprompted review

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