bunq Reviews 20,807

TrustScore 4 out of 5

4.1

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the user-friendly design and smooth performance of the mobile application, highlighting its stability and the absence of lags. People find the app easy to navigate, with features that simplify banking processes. Consumers also value the convenience of managing expenses, setting limits, and tracking spending through customized insights and clear visualizations. The possibility to trade cryptocurrencies and stocks directly within the application is appreciated. However, opinions on pricing and the value of certain plans are mixed, with some reviewers considering them overpriced. The availability of multiple currencies, attractive exchange rates, and travel-related features are also mentioned as positive aspects of the service.

Based on these reviews

Rated 4 out of 5 stars

the right place to keep on track your expenses and stop your greedy spending machine. Unfortunately the most valuable feature -spending limits were available only on pro and elite plans. But still I c... See more

Rated 4 out of 5 stars

Without paid plans, my banking experience was good, but not good enough making some big impact. I was glad that their app worked stable and without sudden glitches, which can cause any confusion. I u... See more

Rated 4 out of 5 stars

its the spending, limit i can put limits on various spendings and its helpful because it tells you more about your spending. i didnt know i spend so much on some things until i set the limit and it wa... See more

Rated 4 out of 5 stars

I started at bunq, attracted by its banking features, aimed to make the whole process easier. They had many tools for this: scheduled payments, your payment link, iban transfers by using only a pers... See more

Rated 5 out of 5 stars

been using bunq for a while now and honestly it just works. It's smooth, and setting up multiple accounts is super easy. Multiple separate ibans for organizing money = simplifies payments. Overall,... See more

Rated 4 out of 5 stars

for a neobank that doesnt have a branch for ppl to visiit = mobile app is actually everything. nice to see they packed it with features and despite it having so many services built-in - it doesn't... See more

Rated 5 out of 5 stars

several ways to earn money here....first of all it is savings accounts, possible to open in different currencies and earn good interest on ur cash. And also possible to build a real stock portfolio he... See more

Rated 4 out of 5 stars

I use bunq mainly for tracking expenses and setting limits, because this is where this neobank really shines. First of all, the expenses insights are clear, so it is veryy easy to see where money goes... See more

Rated 4 out of 5 stars

I consider this mobile as a solid place to keep my money because of: * Multi currency accounts, not just euro which apparently has a very low 2% annual rate * Diversification to stocks and crypto... See more

Rated 4 out of 5 stars

I wasn’t very optimistic about this whole idea of neobanking ,until I started seeing the impact of its service in my life. I just started saving some time on bank visits to make iban transfers across... See more

Rated 4 out of 5 stars

Bunq is not perfect. I’m rating them 4 stars, because of the price tag for an elite account. I personally think that 19 euros is overpriced, 15 euros would be justified. Besides that, this neobank has... See more

Rated 4 out of 5 stars

I remember how I cooperated with a broker, it was quite overwhelming for me to understand all those specifications, so seeing how bunq offers access to stock investments made me join them right away.... See more

Rated 5 out of 5 stars

BUNQ - i feel they've made a big leap in making banking accessible and very democratic to common people. No waiting managers in grey suits talking in overcomplicated financial language. It's just me... See more

Rated 4 out of 5 stars

So I wrote a bad review about this company a couple of months ago, regarding a stuck verification process. Seems like I wasn't the only one experiencing these issues. As of today I tried to create an... See more

Rated 5 out of 5 stars

no way they has suggest free bune elite plans for every new user... that was something new to me, i used to think banks strive to take commissions from their clients as much as possible. this one is d... See more

Rated 1 out of 5 stars

I've NEVER seen such a bad bank. The support is a virtual agent that only gives wrong information, and then when the problems are beyond repair, the virtual agent says it's not their responsibili... See more

Company replied

Rated 4 out of 5 stars

if they fix support i think 50% of peoples complains would go away, from what i see in the reviews. finn is not doing the job of support fully tho its a super important buddy that shares my expenditu... See more

Rated 5 out of 5 stars

It’s not just neobank, they offer ways to earn money within the application. I was impressed to see cryptocurrencies + stocks to trade, thought they are available only with brokers :D Fees are not bad... See more

Rated 5 out of 5 stars

I can store my money safely with a savings account that bunq offers, but I also get advantage from it. Essentially, my money works for me there and earns me a passive income… I’m currently saving in U... See more

Company replied

Rated 4 out of 5 stars

I didn’t understand the poing of making an elite plan 9 euros more expensive than pro. Access to features is almost the same, unless you need more free stuff per month like atm withdrawals. Or travel... See more

Rated 5 out of 5 stars

this neobank is indeed neo and is indeed digital, for those who value a mobile lifestyle and dislikes going somewhere and waiting for managers to clear things out. This bank is ideal if you wanna do... See more

Company replied

Rated 5 out of 5 stars

i've noticed some really interesting and great things in the compare plans tab , and under "security" tab you can see each plan has ALL of the features, it's such a nice move by bunq. They realize tha... See more

Rated 5 out of 5 stars

Tbh it was a surprise for me to see stocks, crypto, travel insurance, travel tips, invoice scanners and many other non-traditional features. Idk why people are going crazy about those. I think banking... See more

Rated 5 out of 5 stars

it's easy here, elite account is especially good and worht the money, perhaps its a bit expensive compared to pro but ive seen even bigger prices with less features in some other banks. thats why what... See more

Rated 5 out of 5 stars

logged in here, joined the bank, speficically for travel, and not dissappointed. Travel mode execution is good. I activate the mode before long trips (3-5+ days), and app adjust settings for the coun... See more

Rated 5 out of 5 stars

From the first day, I liked dealing with mobile banks. Currency exchange rates is much lower and holiday mode helped to feel myself as a local even in shor period of time. Kind of different experience... See more

Company replied

Rated 5 out of 5 stars

Bunq became a member of our family, no matter how strange it might sound. By this I mean that everybody found a certain value in this app, while I'm the head of the family, was just happy to save on... See more

Rated 5 out of 5 stars

bunq was handy when I was in Thailand. Even though everyone was padsying by cash, I was able to use my metallic card without limitations everywhere. I also didn’t have to buy SIM cards at the airport... See more

Rated 5 out of 5 stars

Oh this app earned a place in my favourites in the phone menu!! I use it basically everyday to check out my spendings, investing opportunities and make usual transactions. They made sure to simplify o... See more

Rated 5 out of 5 stars

just like that! Opened my bunq app, sent a few payments, saw my accounts-each for different purposes, and I loved the app! Couldn't be better to me -fast, I didn't have to ask a bank manager about... See more

Rated 5 out of 5 stars

my colleague tech savy guy, he tracks all the tech new and is quite into stock trading... so, he recommended me bunq, as he said "it aint just bank, it is bigger"... well, boy how right he is... cho... See more

Company replied

Rated 5 out of 5 stars

Most banking apps spam alerts until you stop reading them or hit that disable notification eventually... here it feels more thoughtful. They try to keep it lowkey and I get notified when something imp... See more

Company replied

Rated 5 out of 5 stars

a smooth app, no lags whatsoever. finn is a great helper btw, a lot of functionality in already in him, and i can imagine it will on;y get better as its AI. I like expeenditures provided by him, i... See more

Company replied

Rated 5 out of 5 stars

I pay through qr codes and NFC now, I never have to pull out my card from my wallet or something like that. Setting up subacs for saving pots I have, took literally two minutes from me. Evetything wor... See more

Company replied

Rated 4 out of 5 stars

has much more features; - investing in crypto and etfs + dicsount on them for better plans - various bonus savings on gbp, usd and for 2.11% yearly - finn with different optimized serives and re... See more

Rated 5 out of 5 stars

yes, it's my first neo bank experince actually and that's a big contrast to other conevntional banking srvices I used to have. technologies develop and it's good time to live and use bunq serv... See more

Company replied

Rated 4 out of 5 stars

I found it pretty interesting that bunq offers crypto and stocks trading right inside the application. Of course it’s not one of their main services, they’re a bank first, mainly focused on payments a... See more

Rated 4 out of 5 stars

bunq makes it very easy to get started, which is great for people who have moved to a new country and are trying to get settled while still waiting for their BSN. Overall, it has been good, but there... See more

Rated 5 out of 5 stars

on their website it says "bank of the free" - I felt that, literally i've been free of excessive standard banking tech issues. Instead, I got everyhting online, in my app, constantly available 24/7 -... See more

Rated 5 out of 5 stars

The insights and statistics are surprisingly useful. right now, this app auto categorizes all my spendings - groceries, transport (public, even plains), entertainment etc. . and in the months end I se... See more

Rated 5 out of 5 stars

bunq is great for many reasons, some of them are: -foreign IBANs -e-sim -free atm withdrawals on some plans -stocks and crypto buying -light app with good visua deisgn (my subjective vie... See more

Company replied

Rated 5 out of 5 stars

As a family we have a clear goal, and joints savings account helps us to save up for our target quicker. The interest rate is 2.01% annually in euros, which is not bad comparing to other neobanks/trad... See more

Company replied

Rated 5 out of 5 stars

App make money stuff really simple, accounts clear and payments are all categorised automatically so you can see where your money goes and make adjustments in your budget if needed. Few things bit tri... See more

Rated 5 out of 5 stars

I’m going to visit South Asian countriesds soon because my department at work has won a trip. 😎 We achieved our goals, and the first thing that popped in my mind was I had to find a suitable online b... See more

Company replied

Rated 5 out of 5 stars

i did not familiar with term and what this kind of bank do until recently when i find bunq, i researched neobank and find many competitior too . but i think bunq have best price and good condiitons... See more


Company details

  1. Bank
  2. Financial Institution

Written by the company

bunq is a fully mobile bank designed to make managing your money simple, fast, and flexible. Whether you're traveling, saving, or sharing expenses, you stay in control with local IBANs, zero FX fees, and real-time notifications. Open an account in minutes, track your spending, set budgets, and even plant trees as you pay. With 24/7 human support and no hidden fees, we offer a transparent banking experience that fits your lifestyle. As an independent bank, we grow when you love using us. Join millions across Europe who already use bunq for smarter, greener, and more convenient everyday banking.

Enjoy 30 days of trial period for free 🌈

Open a bank account in just 5 minutes

When you sign up for a new bunq account, you’ll automatically get a 30 days free trial of the plan selected for you based on your feature preferences.

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Contact info

4.1

Great

TrustScore 4 out of 5

21K reviews

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Rated 5 out of 5 stars

Kids

As soon as I learned that kids are eligible to open bank accounts with bunq, I opened one for my son that goes to school. It's pretty easy to control his funds as a parent this way. Plus, app automatically sends pocket money to his card every single day with my permission. He must be the only one in class having a bank account xD

12 February 2026
Rated 4 out of 5 stars

Free plan dilemma

After a free trial, I decided not to got with a paid supscription. At this time, I didn’t know some features would be more beneficial to have through the subscription than separate. Like with cash withdrawals. Turns out from my bunq card I could make 5 free withdrawals monthly, which at certain times made sense. Even if I paid 19 euros for elite, I would be still in+, based on frequent cash withdrawals I make in one months usually
AT THE SAME TIME i don’t think I needed more advanced bugeting or travelling features. That’s why still on free plan, still enjoying free stuff

12 February 2026
Rated 5 out of 5 stars

bank for family

this is the bank for whole my family. Me and my wife have a joint account, and even my parents have account here too. They prefer just for savings, so good for them. My son is soon to graduate from the university, so I am planning for him an account too

I myself travel a lot - so bunq helps me a lot, if it is attrative exchange rate or e-sim, my busienss trips are easier now👌

11 February 2026
Rated 5 out of 5 stars

Joint accounts with my

I created joint acounts to share a bank account with my wife. It’s convenient fr for budget management, we always know how much we spend monthly and where we have budget holes

11 February 2026
Rated 5 out of 5 stars

Here for enhanced security

Here for enhanced security, the onlybank ive seen that doesnt have cvc on the physical card its' a super nice choice to make it so. because the card only has one weak side its that 3 digit code and I set it to my own code only i know it from teh app, i can use my card without being afrad. other features i like too, using finn its interesting but he has many things too

11 February 2026
Rated 5 out of 5 stars

I like this bank coz

-differnet plans with fair pricing
-so many features
-stable interest earnings
-well-designed mobile app

I have been witn bunq for so 3 years - and not planning to change to another bank. This is truly digital bank, all is managed from the powerful app. Whether it is fx exchange rates, stock buying, attractive crypto buying or atm withdrawals - all is just awesome here!!

11 February 2026
Rated 4 out of 5 stars

not just bank

If you spend enough time to analyze what feature this neobank offers, you will understand it is not jsut baking services.
I have a bunq pro plan - I thnk it is the most optimal!!has good features and the monthly pay is not so high at all for the plan.

I just wish that the fees for stock trading were lower,witht the rest I satisfied.
Overall good bank, consisetnt support service

11 February 2026
Rated 4 out of 5 stars

Stocks are at an all time high

It's quite strange to see how the crypto market plummets by 10-20% in a single day, while stocks are at an all time high. What do you think my portasfolio looks like? It's not full of stocks, actually I bought hella crypto because they're so undervalued, and the risk reward ratio looks much better. The process of buying crypto is very simple, much simpler compared to DEX or CEX processes. Still, I'd like bunq to expand the number of crypto assets for long-term investments.

11 February 2026
Rated 5 out of 5 stars

No hasssle

The great thing about bunq is that transactions are made without any hassle. I saved some of my contacts right in the application, and can sendd them money easily by just clicking on their name. No need to input the card number over and over again, which makes experience easier.

11 February 2026
Rated 5 out of 5 stars

Atm withdrawals in a foreign country

I was on a vacation recently to Vietnam, and was worried about ATM withdrawals out there. Didn't know what they have, so was not quite sure, but support assured me that there is nothing to worry and it's possible to make withdrawals from practically any ATM. They were right about it, there were several ATMs near my hotel, and I was able to withdraw from each one of them. Feess were not charged since I have an elite account by the way, it really saves lots of moneyy

10 January 2026
Rated 4 out of 5 stars

making calls

not woried abt making calls as I have e-sim here....
saving on roaming-but it would be nice to have more Gbytes...but still good
takin into accout the affordable pricing for the plans

11 February 2026
Rated 5 out of 5 stars

Bunq is a good online bank for everyday…

Bunq is a good online bank for everyday expenses, thanks to its spending insights. Before I had to manually make notes on each my expenses, as I had to know how much I’m spending each month and on what exactly. I had set limits as well, but they always vary so I’m not strict about it. Anyway, now I don’t have to manually keep my notes, as bunq automatd that and gives monthly insights where I can transparentlyy see where my money really goes. It saves me so much time…

11 February 2026
Rated 5 out of 5 stars

Oh this app earned a place in my…

Oh this app earned a place in my favourites in the phone menu!! I use it basically everyday to check out my spendings, investing opportunities and make usual transactions. They made sure to simplify one’s experience by creating a well designed interface and optimize it to the level, when lags won’t affect any money transfer. Really nothing to report about the app's issues. Everything is peachy :)

11 February 2026

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