Cash Factory USA Reviews 3,169

TrustScore 4 out of 5

4.1

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Rated 5 out of 5 stars

I am happy with the service as a return customer. I can apply online and have the money auto deposit to my account. It is great for emergencies. However, I am still in shock over the interest rate I a... See more

Rated 5 out of 5 stars

My experience with cash factory was really excellent. Customer service was great. We got my money to me very quick. I will pay it back safely and properly or even when I have to change date please hel... See more

Rated 5 out of 5 stars

Fast and efficient loan process. kind and helpful customer assistance with vast knowledge of what they offer and how they can help you. Loan process and funding quick

Rated 5 out of 5 stars

They completely work with you I.ife situation gives everyone an opportunity to cat catch up on Life's expenses such a great experience customer friendly courtesy & helpful

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Company details

  1. Loan agency
  2. Alternative Financial Services
  3. Financial Institution
  4. Non-bank financial service

Written by the company

Highly rated loan company that has been in business for more than 10 years! Offering consumer installment loans and payday loans. From short-term loans to longer-term ones, we can get you the financial help you need. Our company always meets strict government regulations and is licensed in each state we operate in, including Nevada, Utah, Idaho, Texas, Wisconsin, Missouri, and Delaware. Cash Factory USA is licensed as a Credit Access Business (CAB) in the State of Texas. Need a fast, reliable loan with same-day funding? For over 10 years, we’ve been a trusted lender offering flexible loan solutions, including consumer installment loans and short-term payday loans. Whether you need emergency cash, quick funds for bills, or a longer-term personal loan, we have affordable options to fit your budget. Why Choose Us? ✅ Licensed & Compliant – We meet strict state regulations in Nevada, Utah, Idaho, Texas, Wisconsin, Missouri, and Delaware. ✅ Fast Approval & Same-Day Funding – Get quick cash loans deposited as soon as today! ✅ Bad Credit? No Problem! – We offer no-credit-check loans and bad credit loan options. ✅ Flexible Repayment – Choose from short-term payday loans or long-term installment loans. Get Your Loan Fast – Apply Now! Need urgent cash? Call us today at (855) 374-5626 or apply online for a quick, easy loan process. Cash Factory USA is a licensed Credit Access Business (CAB) in Texas, providing secure, transparent lending with competitive rates. Whether you need a payday advance, emergency loan, or personal installment loan, we’re here to help! (Keywords: fast cash loans, payday loans online, same-day loans, emergency loans, bad credit loans, no credit check loans, quick loans, installment loans, personal loans, licensed loan company, short-term loans, cash advance, online loans, quick funding, financial help, urgent cash, loan near me, best payday loans, affordable loans, direct lender, get cash now.)


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4.1

Great

TrustScore 4 out of 5

3K reviews

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Replied to 42% of negative reviews

Typically replies within 1 week

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Rated 2 out of 5 stars

At the outset

At the outset, the digital investment matter was uncertain. REXOVALstepped in with clear guidance and solutions, and in the end, I was able to recover my monis.

20 January 2026
Unprompted review
Rated 5 out of 5 stars

Great experience

I have had a great experience only problem we have to pay the account out before we can get more money or renew the account that's what keep me afloat but I have never had any trouble renewing my account I thank you all and appreciate CASH FACTORY USA.

6 January 2026
Rated 1 out of 5 stars

Company refused to send me any form of…

Company refused to send me any form of documentation explaining how I accrued double what my original loan anount. I was blindsided when I went to make my last payment and was told I owed $800 dollars somehow even tho my account online continued to show me I was up to date even after they claimed I owed them. When I emailed multiple times and called multiple representatives, no one would send me any information claiming it was all on the website. As I waited for answers the total became $2,300, on a loan for $1,000, that I had already completed payment's on.

12 December 2025
Unprompted review
Rated 4 out of 5 stars

The customer service was great but it…

The customer service was great but it took me 3 days to get someone on the line. I called for 3 days within business hours and the voicemail said it was closed.

25 October 2025
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Reply from Cash Factory USA

Thank you for your review. We value all feedback and appreciate that you took the time to leave your review. Feedback helps us improve our services.

Rated 5 out of 5 stars

Excellent loan company

I Thanks Cash Factory USA for helping me when I need that extra help.

25 October 2025
Cash Factory USA logo

Reply from Cash Factory USA

Thank you for your feedback and for trusting us with your financial needs.

Rated 4 out of 5 stars

Very easy and fast

Very easy and fast

18 October 2025
Cash Factory USA logo

Reply from Cash Factory USA

Thank you for your feedback. We appreciate you taking the time to share your thoughts.

Rated 3 out of 5 stars

Ben a great loan place and has taken…

Ben a great loan place and has taken care of me when I need it

18 October 2025
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Reply from Cash Factory USA

Thank you for your review! It's rewarding to know that we could support you. If you need further assistance, don't hesitate to contact us!

Rated 5 out of 5 stars

I have been using you for years and it…

I have been using you for years and it has helped my family out a lot

11 October 2025
Cash Factory USA logo

Reply from Cash Factory USA

We appreciate your positive review! We are thrilled we met your expectations and were able to help you out over the years. If you need further assistance, don't hesitate to contact us!

Rated 5 out of 5 stars

Great customer service and if you need…

Great customer service and if you need help with anything they got you.

6 October 2025
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Reply from Cash Factory USA

Tevin, Thank you for your kind words! We are thrilled you enjoyed your experience with us! Don't hesitate to contact us if you need assistance in the future!

Rated 5 out of 5 stars

You guys had helping me twice already

You guys had helping me twice already. I wish it was lees payments instead of 11.

3 October 2025
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Reply from Cash Factory USA

Thank you for your feedback and for trusting us with your financial needs. We're glad we could assist you.

Rated 1 out of 5 stars

The agreement between me and cash…

The agreement between me and cash factory was not fulfilled. There was a payment payment plan between me and cash factory after days of the agreement my account was put to a third party buyer.
Already with an amount $ deducted from account.

1 October 2025
Cash Factory USA logo

Reply from Cash Factory USA

Your feedback is important to us. We regret that we fell short and are working to address this issue. We apologize for the frustration you've experienced.

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