Fig Financial Inc.  Reviews 1,048

TrustScore 5 out of 5

4.8

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers appreciate the user-friendly online platform, which they describe as clear, easy to navigate, and efficient. Many consumers highlight the speed and simplicity of the loan process, from application to approval and fund disbursement, with some receiving funds in as little as 24 hours. The straightforward terms, transparent processes, and control over payment options are also well-received. Consumers value the proactive communication, particularly the payment reminders, which help them avoid penalties. The ability to manage payments, make manual lump sums, and even speed up loan repayment is appreciated. The service is often described as exceptional, empowering, and tailored to those who value privacy and efficiency. While opinions on pricing vary, many acknowledge the competitive rates and overall satisfaction with the financial support provided.

Based on these reviews

Rated 5 out of 5 stars

Incredible help! FIG Financial got me the loan I really needed in seconds with very low interest. They didn't require any proof documents and even gave me a $100 gift card. I love the control I have—I... See more

Company replied

Rated 5 out of 5 stars

I had used Fig financial previously to upgrade some household appliances. I found them easy to deal with and was pleased with their service. Recently, I consolidated some bills with a small loan and a... See more

Rated 5 out of 5 stars

Process was quick and easy. Simple terms are used, nothing hidden. This type of financial dealings are hard to find these days. Well worth the little extra credit rate. This institution takes the time... See more

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Rated 5 out of 5 stars

I was able to complete everything online without needing to speak to anyone directly, which was such a relief for me. The platform was clear, easy to navigate, and gave me exactly what I needed witho... See more

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Rated 5 out of 5 stars

The loaning process was very easy, smooth, and fast. I received the funds within only 3 business days. Also, they twice sent me the reminder email concerning the payment due date, which was helpful to... See more

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Rated 5 out of 5 stars

FIG provided me with the opportunity to rebuild my credit. I was able to pay off and consolidate my debt with the low interest rate. I faithfully repaid them and was able to borrow again with a higher... See more

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Rated 5 out of 5 stars

I enjoyed my experience with Fig Financial. The deposit was made 2 days after my request. Fig financial made my life easier when it came to my personal needs. The rate was quite enticing. I would reco... See more

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Rated 1 out of 5 stars

I just got a loan from Fig Financial and was charged twice for my first payment. This is so unprofessional because if I did not have sufficient funds on my account, I would have been charged NSF. I ho... See more

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Rated 5 out of 5 stars

So easy to apply online. Credit Karma recommended this loan option. Payment and interest better than most lenders. Money deposited into my bank by Jan. 2nd. and I was approved on Dec 30th.

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Rated 4 out of 5 stars

As for ease of use, there couldn't be a better more efficient program. The process was simple and had no issues with the virtual verification process. Only reason for 4 stars is I think they could be... See more

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Rated 4 out of 5 stars

I got two loans with them: the first one was fast, I received the funds within two days. The second one was without checking my credit score and I received the funds next day. But, I was, a little, di... See more

Rated 5 out of 5 stars

It’s convenient coz it offers to me and approves right on the spot without a doubt. I was going to ask if I could pay more than the equal monthly payment for 7 years instead I wanted to pay more for s... See more

Company replied

Rated 5 out of 5 stars

I was skeptical at first using a fully online loan application but Fig was so easy and fast. Being a new teacher and not getting paid over the summer I was worried on how to get through with my rent a... See more

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Rated 5 out of 5 stars

Whatever form we communicated, someone was prompt in getting back to me and every single person I've dealt with in the last couple months in the initial stages of this financing have been extremely he... See more

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Rated 5 out of 5 stars

One of the best financial companies to deal with. Was preapproved. Linked my bank account and then got instantly approved. Money came in 24 hrs after that. Extremely smooth and amazing service. Will b... See more

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Rated 5 out of 5 stars

Borrowing from Fig Financial was easy and straightforward. There were no hidden fees and you can control the pace of your payment. Communication from the lender is also great, letting you know in ad... See more

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Rated 5 out of 5 stars

you make everything so simple and slick, although i didn't see my documents yet, but overall i find it much easier to make business with you than the other that i dealt with. the rate is way lower tha... See more

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Rated 5 out of 5 stars

from start to finish, the transaction was so fluid, amazing and all done online. no phone call or email. just one touch online application and approval. the funds were sent directly to my bank account... See more

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Rated 5 out of 5 stars

This Company have helped me so much without judgement more than I can express. The application process was straightforward and relatively easy to follow, with a quick response to my application. Thank... See more

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Rated 5 out of 5 stars

I’ve had a great experience with Fig! Their service is excellent and has truly helped me take control of my finances. They offer great support for people looking to consolidate their debts, and they m... See more

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Rated 5 out of 5 stars

My experience with FIG is top notch 👌. Easy approval, you choose how much you can pay back unlike others. App easy to access unlike others. You monitor everything yourself.

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Rated 5 out of 5 stars

Quick and easy transaction. Love the reminder about the upcoming payment. Nice to know there are places out there to get a loan, quickly and easily without needing to beg some bank manager for, when t... See more

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Rated 5 out of 5 stars

I’m very happy with the services of fig financial. It was easy to apply. I got my loan very quickly but best of all I had a variety of options to repay. I especially like being able to make in between... See more

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Rated 5 out of 5 stars

Impressive!I was very impressed with my first experience with your company. Everything seem to be very efficient and was handled very quickly. I enjoy seeing the follow up emails alerting me to my ne... See more

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Rated 5 out of 5 stars

I found Fig through my NEO financial account. The application process was simple and easy to understand. The approval was instant, and the communication has been excellent since then. I am pleased wit... See more

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Rated 5 out of 5 stars

The process was smooth and easy. The response was fast and was able to get my loan approved and provided within a few business day. The setup was all straight forward and they went into every detail t... See more

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Rated 5 out of 5 stars

Great experience from start to finish. The process was fast, simple, and completely hassle-free. Everything was clear, straightforward, and done quickly online. I highly recommend this loan company fo... See more

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Rated 5 out of 5 stars

When I applied for the loan it was fast response recieved loan in two days I found it was really fast plus I like it that I am able to pay more than the payment each month Fig is a great company Th... See more

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Rated 5 out of 5 stars

Getting the help I needed was such a great feeling and experience. I appreciate how quickly the approval and application process went. Would recommend Fig to friends and family for sure . Thank you

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Rated 5 out of 5 stars

The easiest loan to get. I hardly had to do anything in regards to Paperwork. Enrolment was super easy and there was no fuss or frustrations in the process! Highly recommend

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Rated 5 out of 5 stars

Everything was very straight forward. Didn’t feel like there was an agenda, approval process was quick, easy and explicit in its explanations.

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Rated 1 out of 5 stars

Complete waste of time dealing with them. They will string you along for weeks and at the last moment find some ridiculous excuse to say no. It doesn't even make sense. They also advertise 8% but in r... See more

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Rated 5 out of 5 stars

Very easy experience, easy to get approved and an efficient online system that gets you set up in a few minutes! Recommended if you need quick money!

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Rated 5 out of 5 stars

Very simple process to get approved for a loan. Funds were in my account within 24 hours. Personal assistant was standing by if I had any issues. Very easy to deal with.

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Rated 5 out of 5 stars

Was easy and strait forward to apply without any complication. Got your answer right away if you qualify or not. So far so good. Just started with FIG.

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Rated 5 out of 5 stars

The whole experience has been incredibly easy. From applying for the loan to the automatic withdrawals from my bank account. Fig has helped consolidate my mat leave and childcare costs into one manage... See more

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Rated 5 out of 5 stars

I wanted some money for “just in case days.” And FIG FINANCIAL was there to help me out. It was so easy to apply and they didn’t make me feel about about a little thing in my credit that wasn’t perfec... See more

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Rated 5 out of 5 stars

Exceptional service not a bad interest rate for a fiance company. Was very pleased with my overall experience with . Would certainly recommend them . Thank You

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Rated 4 out of 5 stars

The loan was super easy. I like the fact that I didn’t have to go sit in the bank not knowing whether a loan would be approved or not. The only reason I gave 4 stars is because the interest is a bit h... See more

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Rated 5 out of 5 stars

My experience with fig has been fantastic. I received a quick and prompt small but short term loan and the options to pay it back are very flexible. I’m very grateful for fig and to have come across i... See more

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Rated 5 out of 5 stars

people always looking for some campany to work with and trust in need help with some financial support thanks for your response

Company replied

Rated 5 out of 5 stars

Very easy to access no need to go there just do online evething and they approve right away not alots off question.

Rated 5 out of 5 stars

Fast loan process. I received the funds promptly. Reminders are sent for payments. Overall it has been a great experience. Thank you

Company replied

Rated 5 out of 5 stars

Instant loan approval and transferred within 2 days. It was a great help to support myself during the awful days. Thank you, Fig Team

Company replied

Rated 5 out of 5 stars

Fig Financial is a great platform to have whenever you want.If you need emergency funds, it fulfills your need immediately.

Company replied

Rated 5 out of 5 stars

I reached out to them on a Friday morning, and by Monday morning I had funds already in my account. Great professional work with no issues along the way. Highly recommend them. Thank you

Company replied


Company details

  1. Financial Institution

Written by the company

Fig offers personal installment loans with a fully digital, best-in-class experience. Fig is a subsidiary of Fairstone Bank, which gives us the ability to leverage their 100 years of lending experience. Whether you are looking to consolidate debt, make a large purchase, or you just need some extra cash, Fig has you covered.


Contact info

4.8

Excellent

TrustScore 5 out of 5

1K reviews

5-star
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Replied to 100% of negative reviews

Typically replies within 48 hours

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Rated 5 out of 5 stars
Fig Financial Inc.  logo

Reply from Fig Financial Inc.

Thank you for your review. We are so glad to hear that you found the process smooth and quick.
Providing a simple and efficient experience is very important to us, so we truly appreciate you taking the time to share your feedback and thank you for choosing Fig!

Rated 5 out of 5 stars
Fig Financial Inc.  logo

Reply from Fig Financial Inc.

Thank you for your feedback. We are so happy to hear that everything has been good. Your support means a lot to us, and we truly appreciate you taking the time to share your experience. Thank you for choosing Fig.

Rated 5 out of 5 stars

Very efficient service

Very efficient service

9 February 2026
Fig Financial Inc.  logo

Reply from Fig Financial Inc.

Thank you for your feedback. We're happy to hear that you found our service efficient. Thank you for choosing Fig!

Rated 5 out of 5 stars

I had used Fig financial previously to…

I had used Fig financial previously to upgrade some household appliances. I found them easy to deal with and was pleased with their service. Recently, I consolidated some bills with a small loan and again, found the process seamless. I did my homework on Fig and the trustworthiness of the company is well earned.

1 February 2026
Rated 1 out of 5 stars

Interest rates are too high.

Interest rates are too high.

1 February 2026
Fig Financial Inc.  logo

Reply from Fig Financial Inc.

We are sorry to hear you were not satisfied with the rate which was received. Fig provides loans which range from 8.99% to 29.79% based on your credit profile and we work hard to match applicants with the best possible rate we can. We thank you for taking time to share your feedback with us and thank you for choosing Fig.

Rated 5 out of 5 stars

Fig Financial Inc

Fig Financial Inc. Provides excellent services from live agents, everyone is professional.

14 January 2026
Fig Financial Inc.  logo

Reply from Fig Financial Inc.

Thank you for sharing your feedback! We’re glad to hear that you had a positive experience with our live agents and found the service professional. Thank you for choosing Fig!

Rated 5 out of 5 stars

Process was quick and easy

Process was quick and easy. Simple terms are used, nothing hidden. This type of financial dealings are hard to find these days. Well worth the little extra credit rate. This institution takes the time to send reminders before payment is due.

16 January 2026
Unprompted review
Fig Financial Inc.  logo

Reply from Fig Financial Inc.

Thank you for sharing your feedback! We're happy to hear that you found the process straightforward and appreciated the transparency and clear terms. Thank you for choosing Fig!

Rated 5 out of 5 stars

How easy ,flexible and convenient.

It’s convenient coz it offers to me and approves right on the spot without a doubt. I was going to ask if I could pay more than the equal monthly payment for 7 years instead I wanted to pay more for shorter years to but I didn’t think it twice and so I hope I’m going to pay only for 5 years instead. Overall helpful.

14 January 2026
Fig Financial Inc.  logo

Reply from Fig Financial Inc.

Thank you for your review! We’re glad you found the process convenient and helpful. If you’d like to pay extra and shorten your term, please reach out to our team - we’ll be happy to help you with your options.

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