Ali from Moneybox was absolutely fantastic. He took the time to answer all of my questions clearly and patiently, breaking everything down with simple explanations that were tailored specifically to m... See more
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Moneybox is the saving and investing app that helps you turn your money into something greater. Millions of us want to achieve more with our money. But whether we’re looking to save for a rainy day, grow our money, buy a home, or even build a retirement fund, we leave it at the bottom of our to-do lists because we're not sure how to get started. This isn’t surprising. We aren’t taught about saving and investing at school, the investment industry was built to serve a minority, and it often feels like banks don’t care about helping us achieve outcomes. To top it off, the financial services industry is fragmented and confusing. This means that our money often isn’t working hard enough and our goals are much harder to achieve. So, we made a solution. We brought saving, investing, home-buying, and retirement services together into one simple app. So people can reach their goals and build wealth with confidence, whatever their starting point. We want to help people build wealth, but our mission goes beyond that. We believe that building wealth isn’t simply about accumulating more money. It’s about going after the life you want and enjoying it to the fullest, today and tomorrow. This is what it means to turn your money into something greater.
1-2 Hatfields, SE1 9PG, London, United Kingdom
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Great experiene yesterday.
I accidently applied to withdraw two amounts from my moneybox isa. I only meant to withdraw one. So i was trying to resolve it, on the app. I found i could e mail a message, within two hours. It said, they couldn't guarantee it would be able to stop both amounts, but they would do their best.
However, i was very happy today, when only one amount came out.
I am very happy with the moneybox app.
The customer service was great!!
Thank you.
Keira actioned the cancellation of a withdrawal I had made by accident and was very efficient and reassuring. Excellent service, thank you.
So far so good! Great even :)
Im really happy with the Moneybox platform, its easy to use, very well laid out and interest is at work.
Nawad helped me to withdraw my Lifetime ISA when my solicitors were being unhelpful - he is a legend, be more like Nawad
I moved my cash ISA across to Moneybox for a better interest rate. The process was simple to start and was completed quickly, efficiently , and with excellent communication. The App is easy to use.

Reply from Moneybox
I spoke with Sapna on customer support today and she promptly and patiently helped me rectify the technical problem I was having due to not being able to change my email address.

Reply from Moneybox
I looked on MSE for the best ISA rate last week and saw MoneyBox was the top rate at 4.32% AER.
I'd never heard of MoneyBox before.
I downloaded the MoneyBox app and opened the cash ISA account, but the rate on my cash ISA is only 4.27% AER not the advertised rate of 4.32% AER

Reply from Moneybox
I've been using Moneybox for over a year and never had any issues until today when I made a mistake with a withdrawal. Ezgi responded much sooner than I had expected and she was straight forward and super helpful. She resolved my problem and kept me up to date during the whole process. It's rare to receive such good customer service these days.

Reply from Moneybox
I have been with Moneybox for about 5 months now.
I mainly used it to transfer my ISA for a higher rate and potential investments.
The App is great and easy to follow. The online chat is mostly driven by AI response and after persisting a number of times with the same chat you get a real person reply.
The only issue I have with Moneybox and their ISA transfers is that once the money has left your existing providers account it can take upto 3 WORKING days for the funds to appear on your account and even then it takes about 1 day for the daily interest to show the correct daily interest.
This results in about 4 days you do not receive interest. If the funds just happen to leave you existing provider account on a Friday (as in my case), then you can expect a delay of about 6 days with no interest (not back dated or any adjustments).
Based on the AI chat response as I had no success in a real person response this is how their process works.
This is not the experience I have had with other providers as they have accrued interest as soon as they receive the funds regardless of how long their system take to process and apply it to my online account.
This is the only reason for a 2 star else it would be 4.

Reply from Moneybox
I pay money in and you keep it safe for me until I require it.

Reply from Moneybox
I had a genuinely awful experience with Moneybox when trying to withdraw money from my Cash ISA to pay a house deposit.
Unbeknownst to me, Moneybox had allowed a closed ISA to be set as my “linked account” when I opened the account years earlier. This only came to light when I urgently needed to withdraw £34,000. The withdrawal failed, and from that point on everything became painfully slow and confusing.
Despite the app showing my full balance, I was unable to withdraw my money for nearly three weeks. I spent hours on chats and phone calls, repeatedly going through security and explaining the same convoluted situation to different people. I was given contradictory information, missed response deadlines, and at one point told the issue was “sorted” when it very clearly wasn’t.
Because of the delay, I had to borrow money elsewhere to avoid my house purchase falling through, which was extremely stressful. To make matters worse, Moneybox later confirmed that my funds had been sitting in an internal account and not earning interest the entire time — something that was not clearly explained while it was happening.
They eventually offered £50 as a “gesture of goodwill”, which doesn’t come close to reflecting the disruption, stress, or time wasted, let alone the lost interest on my inaccessible money.
I would strongly caution anyone against relying on Moneybox for time-critical withdrawals. If you need guaranteed access to your own money — especially for something as important as a house purchase — this platform is not fit for purpose.

Reply from Moneybox
I just found Money Box so easy and stress free. Thank you

Reply from Moneybox
Ali was extremely kind, compassionate and helpful. He let me know that I can contact them at anytime for support and took time to reassure me that it was normal to make mistakes 🌸. He also informed me how I can transfer one isa into another which is something I didn't know before.

Reply from Moneybox
Yes, when I called earlier today with my query, the advisor was kind, patient and helpful; her name is Funmi and she is an absolute credit to the Moneybox team! Thank you,
K S 🙂

Reply from Moneybox
I'm very impressed with the ease and quickness of setting up my ISA. No problems with any of it.

Reply from Moneybox
Just needed an answer to a couple of questions regarding the account. Ali was very polite and helpful, a all questions were answered very quickly.

Reply from Moneybox
Ali was polite, patient and very helpful. I was very happy with the service he provided.

Reply from Moneybox

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Reply from Moneybox
Requested to withdraw all funds yet not all the money has been transferred. Only an AI bot available and hours to wait for a human customer service representative.

Reply from Moneybox
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