Tembo  Reviews 5,677

TrustScore 5 out of 5

4.8

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. They consistently praise the staff for their friendliness, support, and extensive knowledge. Consumers highlight the team's ability to guide them through the mortgage process, offering clear explanations and pragmatic advice. People appreciate the quick response times and efficient service, with many noting how smoothly and easily everything was handled. Customers express satisfaction with the overall service and user experience. Reviewers value the consistent communication, proactive support, and personalized guidance they received. Consumers also appreciate the patience and understanding shown by the staff, particularly when dealing with first-time buyers or complex situations. The general consensus is that the company provides a stress-free, transparent, and highly professional service.

Based on these reviews

Rated 5 out of 5 stars

I’ve had a really strong experience with Tembo. They didn’t just process paperwork – they actively guided me through the whole mortgage journey, explained trade-offs clearly, and caught a few mistak... See more

Rated 5 out of 5 stars

We dealt with Amy as our current mortgage deal was up & we needed to take a new deal. Tembo were absolutely fantastic, very fast at replying to emails & always very helpful! When we originally took o... See more

Rated 5 out of 5 stars

I saw an add encouraging NHS staff to consider Tembo for mortgages. I was so glad I did, fantastic friendly staff, and they made me feel really supported throughout the process. Their extensive know... See more

Rated 5 out of 5 stars

Superb company. Was over 12 months of back and forth until i eventually got a property i was looking for. Communication from my advisor Jason, was consistent, check in's when I was at a lull on viewin... See more

Rated 5 out of 5 stars

We experienced an amazing service first from Bethany who was really patient with us while we searched for a house. She provided clear information and guidance. Then once we found the house we wanted C... See more

Rated 5 out of 5 stars

Tembo are to the mortgage market what Octopus are to the energy market. A breath of fresh air. Refreshing to be able to actually speak to people, but even when messaging, NOT receiving the painful a... See more

Rated 5 out of 5 stars

From start to finish the team at Tembo have been so helpful and efficient. They have kept us updated at every step re our house buying and have explained every step. Communication has been excellent.... See more

Rated 5 out of 5 stars

The entire process was seamless from start to finish. Matt Lovel and Gemma Bentley were incredibly helpful with both the mortgage and additional borrowing. They secured the best possible rate in a ver... See more

Rated 5 out of 5 stars

Ben, Amy and Alice were amazing throughout the whole process. As first-time buyers, we had lots of questions, and they were always patient, reassuring, and incredibly quick to respond. Nothing ever fe... See more

Rated 5 out of 5 stars

I love saving on Tembo. It is just seamless and easy to navigate. Also I had an emergency that I had to contact them so I was in communication with Heather and Kameron. They were both informative, hel... See more

Rated 5 out of 5 stars

My initial contact with Ermira was a breath of fresh air ! She went out of her way to accommodate my requests and was prompt and efficient in her follow through. Likewise the case manager, Amy, also... See more

Rated 5 out of 5 stars

I highly recommend Tembo. The whole mortgage process was quick, straightforward, and completely stress‑free. Manny was friendly, supportive, and genuinely took the time to understand my situation and... See more

Rated 5 out of 5 stars

The team at Tembo are amazing! From the beginning, Ruth was super patient and understanding with all of our questions (we were first time buyers, so there were a lot!). Along with Tia and Sian, the... See more

Rated 5 out of 5 stars

Luke Bustin and Elly Bradshaw at Tembo were brilliant throughout my house purchase. They were always friendly, approachable, and happy to explain things clearly, which made the whole process feel far... See more

Rated 5 out of 5 stars

Karl was amazing from start to finish. He knew exactly what we wanted and he didn't disappoint. He went above and beyond for all our needs and he delivered outstanding work. Poppy was also amazing she... See more

Rated 5 out of 5 stars

We have recently used Tembo to remortgage as it is a a service offered as part of my workplace benefits. The service has been fantastic and the online portal is incredibly user friendly. Emily... See more

Rated 5 out of 5 stars

I had horrendous problems transferring my ISA from YSB to TRMBO . Tembo totally understood the problem and were very patient and highly professional especially Anthony . Hopefully the issue has been r... See more

Rated 5 out of 5 stars

Have really enjoyed working with Tembo! As first time buyers, we were quite nervous about the whole experience, but with Tembo everything went smoother than we could have imagined. They were extremely... See more

Rated 5 out of 5 stars

We were so nervous going into this whole remortgage process for many reasons, but Claudia and Chelsea were both fantastic! From the start to the end we felt supported and were able to understand every... See more

Rated 5 out of 5 stars

Thank you to Claudia and Chelsea for all their work in helping us secure a mortgage enabling us to purchase our property. Throughout they showed a high level of professionalism ensuring that our needs... See more

Rated 5 out of 5 stars

Can’t fault these people. Jason was superb. Agreed a purchase Saturday lunchtime. Was being chased for documents Saturday evening & Sunday morning. This pace continued until the mortgage offer was... See more

Rated 5 out of 5 stars

I’d like to give a big shout‑out to Charlotte and Poppy. Charlotte was incredibly helpful from the very beginning, guiding us through the process and offering different options along the way. W... See more

Rated 5 out of 5 stars

As a first time buyer Tembo made the buying experience very clear with a well explained start and finish and plenty of of help along the way. I successfully secured a mortgage thanks to the expert wor... See more

Rated 5 out of 5 stars

I contacted Tembo to remortgage ahead of my fixed rate ending in June and the whole process was very smooth and painless. Olivia Blackburn and Amy Carter were my mortgage adviser and case manager, and... See more

Rated 5 out of 5 stars

We were really pleased with Tembo and the service we received during our remortgage. The whole process was handled professionally and clearly, and communication was excellent. A special thank you to H... See more

Rated 5 out of 5 stars

Very straightforward, easy and fuss-free. As FTBs, we haven't much a clue what we're doing - despite reading everything a million times. The team we've dealt with, From Lucy, to Eddie, to Tia, have... See more

Rated 5 out of 5 stars

Couldn’t have asked for better customer service, we were in a situation where we couldn’t get a mortgage with good rates being self employed and Rob and Christianna made it such a stress free experie... See more

Rated 5 out of 5 stars

Tia and Ruth have been absolutely brilliant from start to finish. They’ve been so helpful, supportive, and patient throughout the whole process, always taking the time to explain things clearly and... See more

Rated 5 out of 5 stars

Jennifer was amazing!! So easy to book in calls and always on hand on email or text message to give us advice as first time buyers. She explained each aspect of a mortgage and I felt informed to make... See more

Rated 5 out of 5 stars

As a first time buyer getting a mortgage was a leap into the unknown. I used Tembo to help and they were extremely friendly, knowledgeable and patient whilst guiding me through the process. Communicat... See more

Rated 5 out of 5 stars

As first-time buyers, we were quite overwhelmed, but Jo and Callum made the whole process so much easier. Jo was our main contact and she was amazing - clear, patient, and always happy to answe... See more

Rated 5 out of 5 stars

After having troubles with a previous mortgage advisor and being told we would only get a mortgage for a certain amount, we reached out to tembo, with in a couple days of speaking to them we had a dec... See more

Rated 5 out of 5 stars

SUPERB Due to our complex circumstances and failed attempts with other brokers we’d basically given up! However, from the first call to Tembo we felt listened to and encouraged by their positivity.... See more

Rated 5 out of 5 stars

Tia and Lorna have been brilliant from start to finish. They were friendly clear and incredibly supportive throughout the whole mortgage process. Every question was answered quickly and nothing ever f... See more

Rated 5 out of 5 stars

Leah was amazing! As a first-time buyer, I truly couldn’t have done this without her. She was extremely helpful and responsive at every stage, and I’m very grateful for all of her work and expertise.... See more

Rated 5 out of 5 stars

Fae and Elly at Tembo assisted me as brokers in my search for a BTL mortgage. Commitments and promises were kept and queries were answered promptly. Their thoroughness and attention to detail were i... See more

Rated 5 out of 5 stars

Bhavini Shah (Mortgage Advisor) and Abbey Ward (Case Manager) were outstanding! Bhavini gave clear, honest advice tailored to our situation (expats on skilled worker visa) and explained everything... See more


Company details

  1. #67 of 83 best companies in Mortgage broker
  2. #46 of 91 best companies in Finance broker
  3. #17 of 83 best companies in Investment service
  4. #60 of 166 best companies in Non-bank financial service

Written by the company

Tembo is a multi award-winning mortgage and savings platform on a mission to help savers, first-time buyers, movers and remortgagers save for each of life's milestones and bridge the growing affordability gap. Through their smart technology and expertise in specialist buying schemes, they've helped thousands discover their true buying power in less than 10 minutes. On average, Tembo increases its customers' affordability by £82,000! And with appointments available with their team of mortgage experts same-day, 7-days a week, Tembo is focused on smart, savvy customer outcomes. In addition to its mortgage advice service, Tembo offers award-winning saving and investment products, including its market-leading Cash Lifetime ISA. These government-backed products offer 25% bonuses of up to £1,000 per tax year when saving towards your first home or retirement.


Contact info

4.8

Excellent

TrustScore 5 out of 5

6K reviews

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Replied to 98% of negative reviews

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Rated 5 out of 5 stars

Sophie and Elly

Sophie and Elly have both been brilliant with helping me secure my mortgage. Any questions I have had or needed to ask they have always responded to me quickly and have also made them self's available on the phone if I just need a quick chat. Couldn't have asked for better mortgage advisors they have both been brilliant though out my experience and I would recommend to anyone.

11 February 2026
Unprompted review
Rated 5 out of 5 stars

Friendly, Professional, and Informative

The advisors Olivia and Chelsea were friendly and informative, making the mortgage application process stress-free and seamless. They also answered any questions we had on the buying process as a whole which was invaluable as first time buyers.

11 February 2026
Unprompted review
Rated 5 out of 5 stars

Cash LISA and Brokering services

I had a cash LISA with Tembo and took advantage of their free mortgage brokering service. I was very impressed, both with the savings account and the brokering service. On the brokering side, James Turner and Chelsea Parking were super helpful.

9 February 2026
Unprompted review
Rated 5 out of 5 stars

Impeccable service

Right from the beginning of our mortgage journey everyone at Tembo has been great really helpful and every question we have had has been answered

11 January 2026
Unprompted review
Rated 5 out of 5 stars

Great service

The team at Tembo have been amazing through the whole process. They have been great with explanations and updates. Couldn't recommend them enough.

11 February 2026
Rated 5 out of 5 stars

Great experience for a first time buyer

I had a great experience getting a mortgage via Tembo as a first-time buyer.
Rob and Tia made the whole experience stress-free, and I can't thank them enough. They went out of their way to make sure I had any questions answered, and I felt completely supported at every step.
I rarely leave reviews, but the whole level of service received has been exceptional. I would highly recommend them to anyone.

11 February 2026
Rated 5 out of 5 stars

5 stars!

Kim and Gemma have been really kind, friendly and helpful throughout the whole process. We are very happy to have chosen Tembo for our LISAs and as our mortgage advisors for our first house!

11 February 2026
Unprompted review
Rated 5 out of 5 stars

We are currently in the process of a…

We are currently in the process of a remortgage/ finding a new deal using Tembo and so far the experience has been superb.
We originally used tembo to apply for our first mortgage 2 years ago & have gone back to use their services again because of how reliable and efficient they are.
Tara & Amy have been our point of contacts & we cannot fault their expertise/ customer service.
Tembo & their services will be something we continue to use in the future.

11 February 2026
Unprompted review
Rated 5 out of 5 stars

Exceptional service for a first-time…

Exceptional service for a first-time buyer – Highly Recommend Amy & Kim!
​I cannot recommend Tembo highly enough, specifically Amy and Kim, who were an absolute delight to work with. As a first-time buyer, the process can feel overwhelming, but the onboarding was incredibly easy and stress-free.
​Amy and Kim worked tirelessly to ensure I got the exact result I wanted. They explained everything clearly at every single stage, providing the kind of professional knowledge and market insight that is hard to find.
​I felt completely supported throughout the entire journey. If you are looking for mortgage brokers who are experts in their field and truly go the extra mile, I would recommend them to anyone!

13 January 2026
Unprompted review
Rated 5 out of 5 stars

Thank you so much Luke and Elly!!!

Just had our mortgage accepted today we are so happy!! A massive Thank you to Luke and Elly who have been absolutely amazing throughout this process. They have been so professional and made the whole process so easy for us. When we thought it wouldn't be possible they have made it happen. Cant recommend Tembo, Luke and Elly enough!!

11 February 2026
Unprompted review
Rated 5 out of 5 stars

Great service!

Callum and Andy have been so wonderfully helpful thoughout the whole process of me getting a mortgage. I can't reccomend them enough!

11 February 2026
Unprompted review
Rated 5 out of 5 stars

Eddie and Christianna makes home dreams come true !!

Eddie and Christianna makes home dreams come true !!
There is a professional team at TEMBO, that understands you first and gives right professional advise that helps long way. I would recommend with confidence, that Eddie and Christianna at TEMBO are best people for Mortgage advise from whole market (FCA regulated) and application. They ensure you get right documents and case file ready, before proceeding to application stage. Certainly, i will recommend friends and family to consider TEMBO as first choice.

4 February 2026
Unprompted review
Rated 5 out of 5 stars

Great Experience!

I had a fantastic experience with Tembo Money mortgage service. Matt Thomas was excellent from start to finish, he made sure all the documents were prepared properly, and made the whole process feel straightforward and stress free. His communication was clear and consistent from the very beginning, which really gave me confidence throughout. Elly was also brilliant, keeping me regularly updated on the progress of my application and always being available to answer any questions I had. It was reassuring to know I could reach out at any time and get helpful responses. Overall, it was a great experience and I would definitely recommend Tembo Money. Many thanks to Matt and Elly for all their support!

29 January 2026
Unprompted review
Rated 5 out of 5 stars

Quick and efficient

Quick and efficient. Personal contact by phone from a single broker, plus easy online data upload, with prompts for updates. No delays, no beaurocracy, no multiple assistants. Just 14 days from first contact to reciept of the mortgage offer (including an on site valuation survey)!

6 February 2026
Rated 5 out of 5 stars

Very good :)

I had a really good experience so far, I worked with Glen and Callum and they were both excellent. Everyone I spoke to was very reassuring and friendly and answered all my questions - they responded quickly and explained everything thoroughly, made the process a lot less scary, I would recommend! :)

10 February 2026
Unprompted review
Rated 5 out of 5 stars

Ben has been super supportive and…

Ben has been super supportive and assisted me every step of the way to aquire a competitive mortgage rate, what's better is that through Tembo I've been able to get a larger mortgage offer even compared to my own bank!!

Thanks for a everything

10 February 2026
Unprompted review

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