Mashreq Reviews 703

TrustScore 2 out of 5

1.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Most reviewers were unhappy with their experience overall. Customers express significant dissatisfaction with the level of customer service provided, citing issues such as unhelpful support staff and a lack of clear communication. Consumers report difficulties in contacting the bank, often encountering IVR loops or unhelpful scripted responses. People also mention problems with payments, including unexpected charges and deductions from their accounts. Reviewers also highlight concerns about the bank's services and contact methods. Some reviewers report delays in resolving issues, with complaints going unaddressed for extended periods. A few reviewers praised specific employees for their exceptional service, but these instances appear to be exceptions to the overall negative sentiment. Some consumers express frustration with the lack of assistance and guidance provided, leading to a sense that the bank does not prioritize its customers' needs.

Based on these reviews

Rated 1 out of 5 stars

The whole customer care services is a failure because since last Sunday February 1st, Amazon deducted 121.00 aed from my account and I am not even a registered user in that store. I was trying to reac... See more

Rated 1 out of 5 stars

They are looters, promote with half details & then keep on charging. Even after request they just deny.. international transfer they will charge you, other ATM withdrawal they will charge you, not mai... See more

Company replied

Rated 1 out of 5 stars

I had been using credit card for 2 years. But once I used my full credit limit which is 20k, I spent 19,900, it was underlimit by 100 before the statement generated but immediately after the statement... See more

Rated 1 out of 5 stars

Worst bank experience.. Late payment minimum fees are too high.. a common man shouldn't take credit card from this.. They are fraud transactions..if payment is delayed due to blocking of card, the... See more

Company replied

Rated 1 out of 5 stars

I obtained a car loan and require a clearance certificate. Despite visiting three branches, each advised me to log in to the website and request a call back. The process seems unnecessarily complicate... See more

Company replied

Rated 1 out of 5 stars

I wish there's option for 0.00000000000001 percent trust on this bank 🚨 Warning about Mashreq Neo Bank! I’ve been facing significant delays with my local transfer, initially promised to take 2... See more

Company replied

Rated 1 out of 5 stars

I’ve been trying to open a business account with Mashreq Bank for three weeks, and the process has been a complete nightmare. The application seems to be stuck in their system, and there’s absolutel... See more

Company replied

Rated 1 out of 5 stars

The reply on trustpilt was contacting facebook or Instagram dont they have official portal? They have no atm in RAK we as customers had one in al hamra mall they took it away and didn't replace it. N... See more

Company replied

Rated 5 out of 5 stars

I would like to express my sincere appreciation for Ms. Eman Saleh Al Jabri from Mashreq Bank for the outstanding service she provided during my recent visit. From the very first moment, her w... See more

Company replied

Rated 1 out of 5 stars

Worst bank I delt with in UAE. No proper support or guidance provided. If you ask 10 employees they will give you 10 different statements about process. Customer service says you will get calls to sor... See more

Company replied

Rated 1 out of 5 stars

Poor service. I reported the issue about our card machine, already one week ago and no one come to take action. How many times to follow up, first follow up customer care said nobody pick the complain... See more

Company replied

Rated 1 out of 5 stars

Worst customer service , they even have no idea about being digital banking system they just introduced the Trusted Device option but how to overcome the errors they won’t know. I complaint 2 months e... See more

Company replied

Rated 1 out of 5 stars

❌ Worst Bank Experience – Don’t Ever Open an Account with Mashreq! I strongly advise everyone NOT to open an account with Mashreq Bank. They deduct money from your account without your knowledg... See more

Company replied

Rated 1 out of 5 stars

Very bad response, my case closes even before resolutions I open new one closes again with out solution why? When I went to Bujuman branch they did even lessen to me just told take photo of that email... See more

Company replied

Rated 1 out of 5 stars

The worst bank in UAE may be. My experiences say never open accounts in this bank. It cut so many hidden charges from your account balance. When I asked about the charges, customer service tell so man... See more

Company replied

Rated 1 out of 5 stars

Made settlement of credit card today at 9:00 am. I was happy that the numbers where being served swiftly and smoothly, what I did not like about my experience is that when we requestwed for a copy che... See more

Company replied

Rated 1 out of 5 stars

Worst banking experience, Worst customer care. Even staffs have no idea about their own products. Waited two weeks and finally decide to close account even it cost 105/-. After reply from Mashreq:... See more

Company replied

Rated 1 out of 5 stars

Mashreq please why have I transferred 1500usd to my account for past two weeks and still not yet received? So to be honest I’m also beginning to experience this bad treatment service you’re providing... See more

Company replied

Rated 1 out of 5 stars

Terrible terrible Bank, very bad customer service, every time i try to call to speak with a real person a robot will answer, and whenever im finally speaking with a real agent over the Chatbot , each... See more

Company replied

Rated 5 out of 5 stars

I had a great experience in Mashreq Abu dhabi main branch, Ms. Iman saleh Aljaberl is gave me an excellent service that my process done so easy. Thank you so much Mashreq of having this kind of employ... See more

Company replied

Rated 1 out of 5 stars

I initiated an FX conversion from EUR to USD, however, Mashreq never confirmed the FX rate to me. Without my approval (OTP), and without being informed about the exchange rate, Mashreq than exchanged... See more

Company replied

Rated 1 out of 5 stars

I have initiated local bank transfer but its still pending for 48 hours now, i have called twice and raised complaint and when i followed up today the customer service mentioned there were no complain... See more

Company replied

Rated 1 out of 5 stars

customer service agents are less concerned about solving an issue. on 10th August 2025 ,6:13pm I deposited 4200d Atm SCU 1714 alguira mall, and it reflected on my account at the same time I deposited... See more

Company replied

Rated 1 out of 5 stars

Very very poor customer service. I haven't seen any bank with this kinda poor customer service.a credit card with a good track record and never before default even when there was a hug outstanding, fo... See more

Company replied

Rated 1 out of 5 stars

What a bad joke. It’s impossible to reach anyone, the app keeps crashing, and the only contact option is a bot that disconnects every time I try to ask how to resolve your issue. I recently mov... See more

Company replied

Rated 1 out of 5 stars

Worst banking experience. I send money back home thru quick remit last Feb 10 , 2025 . Until this moment money was not received by the beneficiary . I been following up since the day 1 to find out wha... See more

Company replied

Rated 1 out of 5 stars

It’s been over two weeks just to receive and activate my new credit card — and the experience has been a complete nightmare. After finally getting notified that my card was ready, I went all t... See more

Company replied

Rated 1 out of 5 stars

As a potential new customer couldn’t talk to anyone. Ways to improve? Human contact required so questions can be answered. Very easy to click on buttons and open an account though!!

Company replied

Rated 1 out of 5 stars

It has been quite difficult to get in touch with customer service, and the sign-up option for business banking doesn’t seem to be available. I also struggled to reset my password using the information... See more

Company replied

Rated 1 out of 5 stars

Dear Mr. Shah & Irshad I am extremely disappointed with the lack of follow-up and communication regarding my credit card delivery. It has now been over three weeks since I applied, and despite... See more

Company replied

Rated 1 out of 5 stars

I’ve been a victim of credit card fraud ($2,000) with @MashreqBank for 24 months. They rejected my dispute within hours, let interest grow, and are now threatening legal action for AED 8,871. This... See more

Company replied

Rated 5 out of 5 stars

I had a grate and overwhelmed experience with Ms Rahab,I was having challenge on my app log in,and it has worried me for two weeks. I called and my air time got finished without finishing the proces... See more

Company replied

Rated 5 out of 5 stars

I’m regular customer in Mashreq and all staff are helpful thank you Ms Nada Darwish and Marwa Almulla and Eman Aljabri for the good welcoming and for the positive energy and good smiling very kind . W... See more

Company replied

Rated 1 out of 5 stars

Poor customer service at Muraqqabat deira branch My ATM card stuck and they couldn't give it back and it wasn't UAE bank ATM it's from my country I reported it to 2 branches but they told me the... See more

Company replied

Rated 5 out of 5 stars

People usually tend to leave feedback only when they are upset or extremely pleased therefore the overall picture comes out quite biased. Today I had a great experience with Mashreq staff at the count... See more

Company replied

Rated 1 out of 5 stars

I'm trying to call for 3hours straight couldn't talk with anyone but a bot, the worst bank ever in the UAE. I can't login to my app although the details are correct and they just send me a tutorial ho... See more

Company replied

Rated 1 out of 5 stars

They charged me a fee for alleged “breach of minimum balance” while I never breached minimum balance. It is nearly impossible to contact their customer service team. Several months ago they also he... See more

Company replied

Rated 1 out of 5 stars

Mashreq Bank is the Worst Cheating Bank I have ever seen in my life through my bad and worst experience with Mashreq Credit Card Cheating Scam. Because i have more than 10000 aed in my account and th... See more

Company replied

Rated 1 out of 5 stars

The problem is really that they employ so many Indian workers who put hidden charges on customers and scam that money from the bank. I know about this as I knew someone who was working there and he to... See more

Company replied

Rated 1 out of 5 stars

Hands down the worst bank I have dealt with in 13 years in UAE. I had conflicting info received from customer service agents, no proper updates, no follow throughs on commitments, no guidance for cust... See more

Company replied

Rated 1 out of 5 stars

One of the worst banks , no good costumer care service, bad workers behavior , late on fixing issues, very unprofessional .. really they have nothing of the banks word.. if you want to have diabetes... See more

Company replied

Rated 1 out of 5 stars

my worst experience with any bank within whole world. I deposited here money, but their banking app got locked while i am in Europe taking care of my sick son. "We locked your account..for unlock you... See more

Company replied

Rated 1 out of 5 stars

I don’t know why Until now I didn’t get a refund for the money that was debited from my account for a failed transaction last sunday june 1. I tried to call customer service and no one is answering. I... See more

Company replied


Company details

  1. Bank

Written by the company

Mashreq is almost a half century old, yet proudly thinks like a challenger, startup, and innovator. Our mandate is to help customers find their way to Rise Every Day and unlock their vision of success. Find your way to Rise Every Day at www.Mashreq.com Stay connected with us! Twitter www.twitter.com/MashreqTweets Instagram www.instagram.com/mashreqbankofficial YouTube www.youtube.com/user/Mashreqbanklive LinkedIn: www.linkedin.com/company/mashreqbank Google+ https://plus.google.com


Contact info

1.9

Poor

TrustScore 2 out of 5

703 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 96% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Very close-minded and inconsiderate…

Very close-minded and inconsiderate bank for a reversal of fees, which I easily ask for a different bank in the UAE, especially for a 1st time user of theirs. There are a lot of requirements to get your request initiated, like reversal of unwanted fees; however, despite complying with their terms, the bank will eventually reject your request. Please avoid this bank and go to another legit/better bank. Don't be easily persuaded by their card promotions like 1 Dhs food/item, as I did.

February 13, 2026
Unprompted review
Rated 1 out of 5 stars

The whole customer care services is a…

The whole customer care services is a failure because since last Sunday February 1st, Amazon deducted 121.00 aed from my account and I am not even a registered user in that store. I was trying to reach help center but always AI responding stupidly regarding other issues and not solving my problem. At night I received a message saying I will be contacted in 24 hrs and until today nobody has called.

February 1, 2026
Unprompted review
Rated 1 out of 5 stars

Lockout of my own account for the last…

Lockout of my own account for the last 3 months. If i could chose 0 stars would definitely do so

I am extremely disappointed with Mashreq’s handling of my account.
For several months, I have been unable to access my own bank account, with no effective support or resolution provided. My RM is totally useless. I have been having otp issues and im told there is no other way to access my account, unless i dont receive my otp, i cant access my online banking, and i cant even change the number to receive my otp on an alternative number.
No one takes real ownership to actually fix the situation. Every interaction involves a different representative, forcing me to explain the issue from the beginning each time, with no continuity, accountability, or follow-up.
As I live overseas, I have incurred significant costs making international calls simply to try to access my own funds. Promised callbacks never happen, cases are not properly followed up, and escalations lead nowhere.

I can read by the thousands of review that a lot of customers are having the same issue, and that clearly this is a systemic issue rather than an isolateur problem.

The lack of professionalism, urgency, and customer care is alarming, especially given the real-life consequences: unpaid bills, disrupted finances, and unnecessary stress caused solely by the bank’s inaction.

Customers should never have to beg for access to their own money. Based on this experience, I would strongly caution anyone considering Mashreq if they value reliability, accountability, and basic banking standards.

My lawyer has advised me to raise a complaint with Sanadak and the Central Bank of the UAE regarding the unresolved matter and the poor handling of my case.

January 28, 2026
Unprompted review
Rated 1 out of 5 stars

I had been using credit card for 2…

I had been using credit card for 2 years. But once I used my full credit limit which is 20k, I spent 19,900, it was underlimit by 100 before the statement generated but immediately after the statement is genrated they charged me overfee of AED 310. Which rubbish!

January 26, 2026
Unprompted review
Rated 1 out of 5 stars

Disappointing

As a potential new customer couldn’t talk to anyone. Ways to improve? Human contact required so questions can be answered. Very easy to click on buttons and open an account though!!

January 13, 2026
Unprompted review
Mashreq logo

Reply from Mashreq

Hello Marion,
We apologize for the unpleasant experience you had. For further assistance, please write to us at smfeedback@mashreq.com with reference number #542073, and our team will review the matter and assist you accordingly.

Rated 1 out of 5 stars

Locked out of my own money

Locked out of my own money – unacceptable service

I am extremely disappointed with Mashreq’s handling of my account.

For weeks, I have been locked out of my own bank account with no effective support or resolution. I keep being given excuses around OTP issues and repeated KYC requirements, yet no one takes ownership to actually fix the problem. Each time I contact support, I am passed to a different person, forced to re-explain the situation from the beginning, with no continuity or accountability.

I live overseas and have spent a significant amount of money on international calls just to try and access my own funds. Promised callbacks do not happen, cases are not followed up, and escalation leads nowhere. This is now the second time my account has been frozen, which points to a systemic issue rather than a one-off mistake.

The lack of professionalism and urgency is shocking, especially considering the real-life impact this has had — outstanding bills, disrupted finances, and unnecessary stress caused purely by the bank’s inaction.

Customers should never have to beg for access to their own money. I would strongly caution anyone considering Mashreq if they value reliability, accountability, and basic banking acc

January 14, 2026
Unprompted review
Mashreq logo

Reply from Mashreq

Hi Christopher, We regret to learn about your experience. Please reach out to us at smfeedback@mashreq.com with reference number #542072, and our team will review this and assist you accordingly.

Rated 1 out of 5 stars

They are total fraud

They are total fraud. They want to steal my 370.40 AED

December 13, 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Customer, We’re sorry that your experience did not meet expectations. Please write to us at smfeedback@mashreq.com with reference number M000078, and our team will review the matter and assist you accordingly.

Rated 1 out of 5 stars

Professional Negligence – Mortgage Department putting family home at risk

I am forced to write this review as a last resort. Our mortgage application is credit-approved, yet Mashreq’s administrative inertia is causing us to miss our property contract deadline of January 12th.

Despite having a perfect credit history and providing a significant deposit, we have been treated with total indifference. Our Relationship Officer has been consistently unresponsive, even ending the business day without giving a promised update while knowing our purchase was in jeopardy.

Furthermore, the incompetence of the processing team is staggering. We have been asked for the same documents multiple times and forced to explain the same items, specifically "fixed savings spaces", repeatedly. It is clear that files are not being reviewed properly.

Because of Mashreq, my family is now facing potential homelessness and a breach of contract with the seller. This is not how "Relationship Banking" should work. I have escalated this to senior management and will be filing a formal case with Sanadak/UAE Central Bank today.

Avoid Mashreq if you have a strict property deadline.

January 5, 2026
Unprompted review
Mashreq logo

Reply from Mashreq

Hi Bruce, We regret to learn about your experience. Please reach out to us at smfeedback@mashreq.com with reference number M000077, and our team will review this and assist you accordingly.

Rated 1 out of 5 stars

Really Im Very Bad Experience i…

Really Im Very Bad Experience i deposited 2500dhm in the atm machine . i inserted two 1000 dhm notes. and one 500 dhm note. the atm returned only 1500 dhm and one 1000 dhm note got stuck inside the machine . this amount was not credited in to my bank account its was happened 26.12.2025 timing around 3.55 to 4.45 between . amost 10 days over still i didnt get.. i have low salary how i will survice here .. this 1000dhm is big money to me ..

January 6, 2026
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Zubaidha,
We’re sorry to hear about the issue you’ve encountered and regret the inconvenience. Please write to us at smfeedback@mashreq.com with reference number #539264, and our team will review the matter and assist you accordingly.

Rated 1 out of 5 stars

my worst experience with any bank…

my worst experience with any bank within whole world. I deposited here money, but their banking app got locked while i am in Europe taking care of my sick son. "We locked your account..for unlock you have to come to UAE and vist branch!!! What???!!!! You practically stole my money for at least 6 months! Fraudulent Bank....sorry

January 3, 2026
Unprompted review
Mashreq logo

Reply from Mashreq

Hi Milan Groeppl, We’re sorry that your experience did not meet expectations. Please write to us at smfeedback@mashreq.com with reference number #538602, and our team will review the matter and assist you accordingly.

Rated 5 out of 5 stars

Imaan salah aljabri in main branch Abu…

Imaan salah aljabri in main branch Abu Dhabi helped me in resolving the issue to my account. Soo helpful

January 3, 2026
Unprompted review
Mashreq logo

Reply from Mashreq

Hello Milipreet kaur Batth,
We appreciate you taking the time to offer this valuable feedback. We are glad you loved your experience with us. Thank you for being a valuable customer.
Regards,
Mashreq

Rated 1 out of 5 stars

Worst bank in UAE

Worst bank in UAE. Their customer support team is the worst in all ways. Lot of issues and no solution from customer support. for a small thing, you need to call 10 times but still no results. Its complete nightmare.

December 28, 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hi Faheem Habib, We regret to learn about your experience. Please reach out to us at smfeedback@mashreq.com with reference number M000048, and our team will review this and assist you accordingly.

Rated 1 out of 5 stars

Worst bank I’ve ever dealt with

Worst bank I’ve ever dealt with. App never works and no customer service at all. None of the offers actually hold true and no one helps. They just send you in circles. Avoid!!!

December 8, 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hi Consumer, we’re sorry to hear about your experience. This is not what we aim to deliver. Please write to us at smfeedback@mashreq.com with your details, quoting reference number #536998, and our team will assist you at the earliest.

Rated 1 out of 5 stars

It’s a group of scammer and thugs not a…

It’s a group of scammer and thugs not a bank .
And credit card is their main tool of this fraud bank .
Never take their credit card and don’t trust their agents who tells a lie about the offers ,
Always they give wrong and half information to the customer ….
And then they start their credit card scam.

August 21, 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hello Shoaib,
We apologize for the unpleasant experience you had. Please reach out to us at smfeedback@mashreq.com with reference number M000036, and our team will review this and assist you accordingly.

Rated 1 out of 5 stars

Very slow service

Very slow service. It’s almost a miracle if they respond to a complaint. Their advertisements are misleading, and the actual service does not match what is promised

December 12, 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hi Ahmed, We’re sorry that your experience did not meet expectations. Please write to us at smfeedback@mashreq.com with reference number M000035, and our team will review the matter and assist you accordingly.

Rated 1 out of 5 stars

Very bad service in a month 5 times…

Very bad service in a month 5 times charges of 21aed Your AC No: XXXXXXXX9527 is debited with AED 21.00 due to breach of minimum balance. Login to Online Banking for details. Your AC No: XXXXXXXX9527 is debited with AED 21.00 due to breach of minimum balance. Login to Online Banking for details. Your AC No: XXXXXXXX9527 is debited with AED 21.00 due to breach of minimum balance. Login to Online Banking for details.this is just some of the details I try calling to no avail

December 24, 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hi Nulaye Virginia, Sorry to hear about your experience. We’d like to review this and support you further. Kindly share your details at smfeedback@mashreq.com with reference number M000032, and our team will get in touch with you soon.

Rated 1 out of 5 stars

Very poor customer service

Very poor customer service. No one at the call centre attends to calls.
For 30 minutes you are calling the bank. Come on. At least 10 minutes lol.

December 18, 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hi Archie Mukoto,
We’re sorry to hear about your experience. This is not what we aim to deliver. Please write to us at smfeedback@mashreq.com with your details, quoting reference number #533617, and our team will assist you at the earliest.
Regards,
Mashreq

Rated 1 out of 5 stars

Pathatic service

I recently encountered a significant issue with my Mashreq Bank account due to the hold placed on it after receiving my end-of-service benefits. Despite reaching out multiple times and being assured that I would receive the necessary document format from Mr. Mohammad Mustafa, I never got it. Over the past week, I’ve called the bank several times, and each time, I was told that someone would get back to me within 24 to 48 hours, but no one ever did. It felt like I was just being given a scripted response each time, with no real resolution. This experience has left me extremely disappointed with Mashreq Bank's service. Because of this, I have decided to transfer all my accounts elsewhere and will not be recommending Mashreq Bank to anyone in my family or professional circle.

December 15, 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hello Abdul Basit,
We are sorry for the experience you had. We appreciate your support while we work at the most effective solution. Please be assured that our team will get in touch with you at the earliest.
Regards,
Mashreq

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look